FORM 4
[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).         
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
                                                                                  
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Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public
Utility Holding Company Act of 1935 or Section 30(f) of the Investment Company Act of 1940
                      

1. Name and Address of Reporting Person *

HENDERSON ALAN C 		2. Issuer Name and Ticker or Trading Symbol

REINSURANCE GROUP OF AMERICA INC [ RGA ] 		5. Relationship of Reporting Person(s) to Issuer (Check all applicable)

__ X __ Director                      _____ 10% Owner
_____ Officer (give title below)      _____ Other (specify below)
(Last)          (First)          (Middle)

1370 TIMBERLAKE MANOR PARKWAY 		3. Date of Earliest Transaction (MM/DD/YYYY)

9/12/2008
(Street)

CHESTERFIELD, MO 63017
(City)        (State)        (Zip)
4. If Amendment, Date Original Filed (MM/DD/YYYY)

 
6. Individual or Joint/Group Filing (Check Applicable Line)

_ X _ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3) 		2. Trans. Date 2A. Deemed Execution Date, if any 3. Trans. Code
(Instr. 8) 		4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5) 		5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4) 		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock   9/12/2008     J (1)   V 6996   D   (1) 0   D    
Class A Common Stock   9/12/2008     J (1)   V 6996   A   (1) 6996   D    

Table II - Derivative Securities Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities)
1. Title of Derivate Security
(Instr. 3) 		2. Conversion or Exercise Price of Derivative Security 3. Trans. Date 3A. Deemed Execution Date, if any 4. Trans. Code
(Instr. 8) 		5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5) 		6. Date Exercisable and Expiration Date 7. Title and Amount of Securities Underlying Derivative Security
(Instr. 3 and 4) 		8. Price of Derivative Security
(Instr. 5) 		9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option (right to purchase)   $31.25   9/12/2008     J  (1)   V    3000      (2) 5/22/2012   Common Stock   3000     (1) 0   D    
Stock Option (right to purchase)   $31.25   9/12/2008     J  (1)   V 3000         (2) 5/22/2012   Class A Common Stock   3000     (1) 3000   D    
Stock Option (right to purchase)   $27.29   9/12/2008     J  (1)   V    3000      (3) 1/29/2013   Common Stock   3000     (1) 0   D    
Stock Option (right to purchase)   $27.29   9/12/2008     J  (1)   V 3000         (3) 1/29/2013   Class A Common Stock   3000     (1) 3000   D    
Phantom Stock     (4) 9/12/2008     J  (1)   V    1086   (5)     (6) 12/31/2012   Common Stock   1086     (1) 0   D    
Phantom Stock     (4) 9/12/2008     J  (1)   V 1086   (5)        (6) 12/31/2012   Class A Common Stock   1086     (1) 1086   (7) D    

Explanation of Responses:
( 1)  Pursuant to a reclassification exempt under Rule 16b-7 (also under Rule 16b-3(d) and (e)), each share of Common Stock was reclassified into one share of Class A Common Stock.
( 2)  The options were granted on May 22, 2002 and vest in 20% increments on May 22, 2003, 2004, 2005, 2006 and 2007.
( 3)  The options were granted on January 29, 2003 and vest in 20% increments on January 29, 2004, 2005, 2006, 2007 and 2008.
( 4)  1 for 1 based upon fair market value for Class A Common Stock.
( 5)  Acquired in lieu of cash payment and stock grant for director's annual retainer and meeting fees.
( 6)  Vests on the earlier of (i) 10 years from the last day of the plan year in which the phantom unit is granted or (ii) the holder's retirement. Payable in cash or common stock at the election of the Board.
( 7)  Mr. Henderson beneficially owns a total of 1,086 phantom shares of various classes.

Reporting Owners
Reporting Owner Name / Address
Relationships
Director 10% Owner Officer Other
HENDERSON ALAN C
1370 TIMBERLAKE MANOR PARKWAY
CHESTERFIELD, MO 63017 		X



Signatures
/s/ William Hutton as power of attorney 9/30/2008
** Signature of Reporting Person Date


Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.
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