ANL Abbey Nat.

    Abbey National PLC

RE: ABBEY NATIONAL TREASURY SERVICES
    GBP 886,794.00
    MATURING: 19-Nov-2010
    ISSUE DATE: 19-Nov-2004
    ISIN: XS0206029026

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
21-Feb-2005 TO 19-May-2005 HAS BEEN FIXED AT 4.940000 PCT

DAY BASIS 87/365

INTEREST PAYABLE VALUE 19-May-2005 WILL AMOUNT TO:
GBP 10,441.82 PER GBP 886,794.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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