Re:                                                                                               Irish Life +
Permanent Plc
                                                                                                   GBP 2,350,000.00
                                                                                                   MATURING: 08-Mar-2012
                                                                                                   ISIN: XS0247680829
                                                                                                                             
 PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
 08-Dec-2008 TO 09-Mar-2009 HAS BEEN FIXED AT 3.305000 PCT
  
 DAY BASIS: ACTUAL/365(FIX)
  
 INTEREST PAYABLE VALUE 09-Mar-2009 WILL AMOUNT TO:
 GBP 8.24 PER GBP 1,000.00 DENOMINATION
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