ADVFN Logo ADVFN

We could not find any results for:
Make sure your spelling is correct or try broadening your search.

Trending Now

Toplists

It looks like you aren't logged in.
Click the button below to log in and view your recent history.

Hot Features

Registration Strip Icon for smarter Trade smarter, not harder: Unleash your inner pro with our toolkit and live discussions.
Arrow Financial Corporation

Arrow Financial Corporation (AROW)

22.96
0.29
(1.28%)
Closed April 26 4:00PM
22.96
0.00
(0.00%)
After Hours: 5:30PM

Unlock more advanced trading tools

Join ADVFN today

Key stats and details

Current Price
22.96
Bid
16.80
Ask
34.00
Volume
35,193
22.55 Day's Range 23.01
16.3806 52 Week Range 29.66
Market Cap
Previous Close
22.67
Open
22.75
Last Trade
5
@
22.51
Last Trade Time
Financial Volume
$ 800,323
VWAP
22.741
Average Volume (3m)
40,466
Shares Outstanding
16,558,957
Dividend Yield
5.88%
PE Ratio
12.59
Earnings Per Share (EPS)
1.82
Revenue
133.95M
Net Profit
30.08M

About Arrow Financial Corporation

Arrow Financial Corp is a holding company. The company provides various advisory and administrative services and coordinates the general policies and operations of the banks. It provides financial products, including online and mobile banking, mortgages, commercial loans, investments, and others. Th... Arrow Financial Corp is a holding company. The company provides various advisory and administrative services and coordinates the general policies and operations of the banks. It provides financial products, including online and mobile banking, mortgages, commercial loans, investments, and others. The company also provides lending services including commercial and industrial lending primarily to small and mid-sized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. The key source of company's revenue is interest income, fees, commission earned through its subsidiaries. Show more

Sector
National Commercial Banks - Non Islamic
Industry
National Commercial Banks - Non Islamic
Headquarters
Glens Falls, USA
Founded
1970
Arrow Financial Corporation is listed in the National Commercial Banks - Non Islamic sector of the NASDAQ with ticker AROW. The last closing price for Arrow Financial was $22.67. Over the last year, Arrow Financial shares have traded in a share price range of $ 16.3806 to $ 29.66.

Arrow Financial currently has 16,558,957 shares outstanding. The market capitalization of Arrow Financial is $378.70 million. Arrow Financial has a price to earnings ratio (PE ratio) of 12.59.

AROW Latest News

Arrow Announces Acquisition of Whitehall, N.Y. Branch

Arrow Announces Acquisition of Whitehall, N.Y. Branch PR Newswire GLENS FALLS, N.Y., March 4, 2024 GLENS FALLS, N.Y., March 4, 2024 /PRNewswire/ -- Arrow Financial Corporation (NasdaqGS® - AROW...

Arrow Reports 4th Quarter Net Income of $7.7 Million or $0.46 per Share and $30.1 Million or $1.77 per Share for 2023. Declares Cash Dividend of $0.27 per Share, its 43rd Consecutive Quarterly Dividend

Arrow Reports 4th Quarter Net Income of $7.7 Million or $0.46 per Share and $30.1 Million or $1.77 per Share for 2023. Declares Cash Dividend of $0.27 per Share, its 43rd Consecutive Quarterly...

PeriodChangeChange %OpenHighLowAvg. Daily VolVWAP
11.265.806451612921.723.56521.584226122.8505936CS
4-2.07-8.2700759089125.0325.0321.50013313522.77553665CS
12-1.14-4.7302904564324.125.6221.50014046623.80357697CS
262.8714.285714285720.0929.6619.9355120424.99738048CS
522.2355544510.787041055520.7244455529.6616.380562935213121.81894849CS
156-10.71358389-31.815989426633.6735838937.1389829816.380562933458026.75710946CS
260-9.28665485-28.798816166232.2466548537.1870326316.380562933078927.77127104CS

Market Movers

View all
  • Most Active
  • % Gainers
  • % Losers
SymbolPriceVol.
BDRXBiodexa Pharmaceuticals PLC
$ 1.3254
(82.86%)
70.82M
IBRXImmunityBio Inc
$ 7.35
(43.84%)
40.28M
AGENAgenus Inc
$ 11.685
(40.78%)
3.37M
ULHUniversal Logistics Holdings Inc
$ 45.63
(38.74%)
484.22k
NIVFNewGenIvf Group Ltd
$ 1.77
(36.15%)
57.78M
MFImF International Ltd
$ 2.3153
(-77.82%)
21.23M
NWGLNature Wood Group Ltd
$ 5.05
(-70.03%)
2.48M
ICLKiClick Interactive Asia Group Ltd
$ 1.21
(-52.17%)
719.95k
NUWENewellis Inc
$ 0.1695
(-41.35%)
18.46M
SGBXSafe and Green Holdings Corporation
$ 0.1469
(-32.92%)
8.39M
PEGYPineapple Energy Inc
$ 0.065499
(26.20%)
325.57M
SQQQProShares UltraPro Short QQQ
$ 11.43
(-4.75%)
137.28M
INTCIntel Corporation
$ 31.88
(-9.20%)
119.84M
TSLATesla Inc
$ 168.29
(-1.11%)
109.84M
SOFISoFi Technologies Inc
$ 7.87
(3.69%)
88.63M

AROW Discussion

View Posts
stocktrademan stocktrademan 7 years ago
AROW bullish 40.70






normal chart




log chart



👍️0
Penny Roger$ Penny Roger$ 12 years ago
$AROW








PennyStockTweets ~ http://www.pennystocktweets.com/stocks/profile/AROW


OTC Markets Company Info ~ http://www.otcmarkets.com/stock/AROW/company-info
OTC Markets Charts ~ http://www.otcmarkets.com/stock/AROW/chart
OTC Markets Quote ~ http://www.otcmarkets.com/stock/AROW/quote
OTC Markets News ~ http://www.otcmarkets.com/stock/AROW/news
OTC Markets Financials ~ http://www.otcmarkets.com/stock/AROW/financials
OTC Markets Short Sales ~ http://www.otcmarkets.com/stock/AROW/short-sales
OTC Markets Insider Disclosure ~ http://www.otcmarkets.com/stock/AROW/insider-transactions
OTC Markets Research Reports ~ http://www.otcmarkets.com/stock/AROW/research


Google Finance Summary ~ http://www.google.com/finance?q=AROW
Google Finance News ~ http://www.google.com/finance/company_news?q=AROW
Google Finance Option chain ~ http://www.google.com/finance/option_chain?q=AROW
Google Finance Financials ~ http://www.google.com/finance?q=AROW&fstype=ii#
Google Finance Historical prices Daily ~ http://www.google.com/finance/historical?q=AROW
Google Finance Historical prices Weekly ~ http://www.google.com/finance/historical?q=AROW&histperiod=weekly#


Y! < Company >
Y! Profile ~ http://finance.yahoo.com/q/pr?s=AROW+Profile
Y! Key Stat's ~ http://finance.yahoo.com/q/ks?s=AROW+Key+Statistics
Y! Headlines ~ http://finance.yahoo.com/q/h?s=AROW+Headlines
Y! Summary ~ http://finance.yahoo.com/q?s=AROW
Y! Historical Prices ~ http://finance.yahoo.com/q/hp?s=AROW+Historical+Prices
Y! Order Book ~ http://finance.yahoo.com/q/ecn?s=AROW+Order+Book
Y! Message Boards ~ http://messages.finance.yahoo.com/mb/AROW
Y! Market Pulse ~ http://finance.yahoo.com/marketpulse/AROW
Y! Technical Analysis ~ http://finance.yahoo.com/q/ta?s=AROW+Basic+Tech.+Analysis
Y! < Analyst Coverage >
Y! Analyst Opinion ~ http://finance.yahoo.com/q/ao?s=AROW+Analyst+Opinion
Y! Analyst Estimates ~ http://finance.yahoo.com/q/ae?s=AROW+Analyst+Estimates
Y! Research Reports ~ http://finance.yahoo.com/q/rr?s=AROW+Research+Reports
Y! Star Analysts ~ http://finance.yahoo.com/q/sa?s=AROW+Star+Analysts
Y! < Ownership >
Y! Major Holders ~ http://finance.yahoo.com/q/mh?s=AROW+Major+Holders
Y! Insider Transactions ~ http://finance.yahoo.com/q/it?s=AROW+Insider+Transactions
Y! Insider Roster ~ http://finance.yahoo.com/q/ir?s=AROW+Insider+Roster
Y! < Financials >
Y! Income Statement ~ http://finance.yahoo.com/q/is?s=AROW+Income+Statement&annual
Y! Balance Sheet ~ http://finance.yahoo.com/q/bs?s=AROW+Balance+Sheet&annual
Y! Cash Flow ~ http://finance.yahoo.com/q/cf?s=AROW+Cash+Flow&annual


FINVIZ ~ http://finviz.com/quote.ashx?t=AROW&ty=c&ta=0&p=d


Investorshub Trades ~ http://ih.advfn.com/p.php?pid=trades&symbol=AROW
Investorshub Board Search ~ http://investorshub.advfn.com/boards/getboards.aspx?searchstr=AROW
Investorshub PostStream ~ http://investorshub.advfn.com/boards/poststream.aspx?ticker=AROW
Investorshub Messages ~ http://investorshub.advfn.com/boards/msgsearch.aspx?SearchStr=AROW
Investorshub Videos ~ http://ih.advfn.com/p.php?pid=ihvse&ihvqu=AROW
Investorshub News ~ http://ih.advfn.com/p.php?pid=news&btn=s_ok&ctl00%24sb3%24tbq1=Get+Quote&as_values_IH=&ctl00%24sb3%24stb1=Search+iHub&symbol=AROW&s_ok=OK&from_month=3&from_day=15&from_year=2012&order=desc&selsrc%5B%5D=prnca&selsrc%5B%5D=prnus&selsrc%5B%5D=zacks&selsrc%5B%5D=money2&selsrc%5B%5D=djn&selsrc%5B%5D=bw&selsrc%5B%5D=globe&selsrc%5B%5D=edgar&selsrc%5B%5D=mwus&force=1&last_ts=1331855999&p_n=1&p_count=&p_ts=1331794260


CandlestickChart ~ http://www.candlestickchart.com/cgi/chart.cgi?symbol=AROW&exchange=US


Barchart Quote ~ http://barchart.com/quotes/stocks/AROW?
Barchart Detailed Quote ~ http://barchart.com/detailedquote/stocks/AROW
Barchart Options Quotes ~ http://barchart.com/options/stocks/AROW
Barchart Technical Chart ~ http://barchart.com/charts/stocks/AROW&style=technical
Barchart Interactive Chart ~ http://barchart.com/charts/stocks/AROW&style=interactive
Barchart Technical Analysis ~ http://barchart.com/technicals/stocks/AROW
Barchart Trader's Cheat Sheet ~ http://barchart.com/cheatsheet.php?sym=AROW
Barchart Barchart Opinion ~ http://barchart.com/opinions/stocks/AROW
Barchart Snapshot Opinion ~ http://barchart.com/snapopinion/stocks/AROW
Barchart News Headlines ~ http://barchart.com/news/stocks/AROW
Barchart Profile ~ http://barchart.com/profile//AROW
Barchart Key Statistics ~ http://barchart.com/profile.php?sym=AROW&view=key_statistics


OTC: American Bulls ~ http://www.americanbulls.com/StockPage.asp?CompanyTicker=AROW&MarketTicker=OTC&TYP=S
NASDAQ: American Bulls ~ http://www.americanbulls.com/StockPage.asp?CompanyTicker=AROW&MarketTicker=NASD&TYP=S
NYSE: American Bulls ~ http://www.americanbulls.com/StockPage.asp?CompanyTicker=AROW&MarketTicker=NYSE&Typ=S


Marketwatch Profile ~ http://www.marketwatch.com/investing/stock/AROW/profile
Marketwatch Analyst Estimates ~ http://www.marketwatch.com/investing/stock/AROW/analystestimates
Marketwatch Historical Quotes ~ http://www.marketwatch.com/investing/stock/AROW/historical
Marketwatch Financials ~ http://www.marketwatch.com/investing/stock/AROW/financials
Marketwatch Overview ~ http://www.marketwatch.com/investing/stock/AROW
Marketwatch SEC Filings ~ http://www.marketwatch.com/investing/stock/AROW/secfilings
Marketwatch Picks ~ http://www.marketwatch.com/investing/stock/AROW/picks
Marketwatch Hulbert ~ http://www.marketwatch.com/investing/stock/AROW/hulbert
Marketwatch Insider Actions ~ http://www.marketwatch.com/investing/stock/AROW/insideractions
Marketwatch Options ~ http://www.marketwatch.com/investing/stock/AROW/options
Marketwatch Charts ~ http://www.marketwatch.com/investing/stock/AROW/charts
Marketwatch News ~ http://bigcharts.marketwatch.com/news/symbolsearch/symbolnews.asp?news=markadv&symb=AROW&sid=1795093&framed=False


The Lion ~ http://thelion.com/bin/aio_msg.cgi?cmd=search&msg=&si=1&tw=1&tt=1&rb=1&ih=1&fo=1&iv=1&yf=1&sa=1&fb=1&gg=1&symbol=AROW


Search NYSE ~ http://www.nyse.com/about/listed/lcddata.html?ticker=AROW


StockTA ~ http://www.stockta.com/cgi-bin/analysis.pl?symb=AROW&num1=567&cobrand=&mode=stock


StockHouse ~ http://www.stockhouse.com/financialtools/sn_overview.aspx?qm_symbol=AROW
StockHouse Delayed LII ~ http://www.stockhouse.com/financialtools/sn_level2.aspx?qm_page=46140&qm_symbol=AROW


AlphaTrade ~ http://tools.alphatrade.com/index.php?t1=mc_quote_module&t2=mc_quote_module2&t3=historical&template=historical2html&sym=AROW&client_id=2740&a_width=680&a_height=1000&language=english&showVol=1&chtype=8


Reuters ~ http://www.reuters.com/finance/stocks/companyOfficers?symbol=AROW.PK&WTmodLOC=C4-Officers-5


StockWatch ~ http://www.stockwatch.com/Quote/Detail.aspx?symbol=AROW®ion=U


Search NASDAQ ~ http://www.nasdaq.com/symbol/AROW
NASDAQ Divy History ~ http://www.nasdaq.com/symbol/AROW/dividend-history
NASDAQ Short Interest ~ http://www.nasdaq.com/symbol/AROW/short-interest
NASDAQ Institutional Ownership ~ http://www.nasdaq.com/symbol/AROW/institutional-holdings
NASDAQ FlashQuotes ~ http://www.nasdaq.com/aspx/flashquotes.aspx?symbol=AROW&selected=AROW
NASDAQ InfoQuotes ~ http://www.nasdaq.com/aspx/infoquotes.aspx?symbol=AROW&selected=AROW
NASDAQ After Hours Quote ~ http://www.nasdaq.com/symbol/AROW/after-hours
NASDAQ Pre-Market Quote ~ http://www.nasdaq.com/symbol/AROW/premarket
NASDAQ Historical Quote ~ http://www.nasdaq.com/symbol/AROW/historical
NASDAQ Option Chain ~ http://www.nasdaq.com/symbol/AROW/option-chain
NASDAQ Company Headlines ~ http://www.nasdaq.com/symbol/AROW/news-headlines
NASDAQ Press Releases ~ http://www.nasdaq.com/symbol/AROW/news-headlines
NASDAQ Sentiment ~ http://www.nasdaq.com/symbol/AROW/sentiment
NASDAQ Analyst Summary ~ http://www.nasdaq.com/symbol/AROW/analyst-research
NASDAQ Guru Analysis~ http://www.nasdaq.com/symbol/AROW/guru-analysis
NASDAQ Stock Report ~ http://www.nasdaq.com/symbol/AROW/stock-report
NASDAQ Competitors ~ http://www.nasdaq.com/symbol/AROW/competitors
NASDAQ Stock Consultant ~ http://www.nasdaq.com/symbol/AROW/stock-consultant
NASDAQ Stock Comparison ~ http://www.nasdaq.com/symbol/AROW/stock-comparison
NASDAQ Call Transcripts ~ http://www.nasdaq.com/symbol/AROW/call-transcripts
NASDAQ Annual Reports ~ http://www.nasdaq.com/aspx/annualreport.aspx?symbol=AROW&selected=AROW
NASDAQ Financials ~ http://www.nasdaq.com/symbol/AROW/financials
NASDAQ Revenue & Earnings Per Share (EPS) ~ http://www.nasdaq.com/symbol/AROW/revenue-eps
NASDAQ SEC Filings ~ http://www.nasdaq.com/symbol/AROW/sec-filings
NASDAQ Ownership Summary ~ http://www.nasdaq.com/symbol/AROW/ownership-summary
NASDAQ Institutional Ownership ~ http://www.nasdaq.com/symbol/AROW/institutional-holdings
NASDAQ (SEC Form 4) ~
--------- All Trades ~ http://www.nasdaq.com/symbol/AROW/insider-trades
--------- Buys ~ http://www.nasdaq.com/symbol/AROW/insider-trades/buys
--------- Sells ~ http://www.nasdaq.com/symbol/AROW/insider-trades/sells


The Motley Fool ~ http://caps.fool.com/Ticker/AROW.aspx
The Motley Fool Earnings/Growth ~ http://caps.fool.com/Ticker/AROW/EarningsGrowthRates.aspx?source=itxsittst0000001
The Motley Fool Ratios ~ http://caps.fool.com/Ticker/AROW/Ratios.aspx?source=itxsittst0000001
The Motley Fool Stats ~ http://caps.fool.com/Ticker/AROW/Stats.aspx?source=icasittab0000006
The Motley Fool Historical ~ http://caps.fool.com/Ticker/AROW/Historical.aspx?source=icasittab0000004
The Motley Fool Scorecard ~ http://caps.fool.com/Ticker/AROW/Scorecard.aspx?source=icasittab0000003
The Motley Fool Statements ~ http://caps.fool.com/Ticker/AROW/Statements.aspx?source=icasittab0000009


MSN Money ~ http://investing.money.msn.com/investments/stock-ratings?symbol=AROW


YCharts ~ http://ycharts.com/companies/AROW
YCharts Performance ~ http://ycharts.com/companies/AROW/performance
YCharts Dashboard ~ http://ycharts.com/companies/AROW/dashboard


InsideStocks Opinion ~ http://www.insidestocks.com/texpert.asp?sym=AROW&code=XDAILY
InsideStocks Profile ~ http://www.insidestocks.com/profile.asp?sym=AROW&code=XDAILY
InsideStocks Quote ~ http://www.insidestocks.com/quote.asp?sym=AROW&code=XDAILY
InsideStocks Projection ~ http://charts3.barchart.com/procal.asp?sym=AROW


Zacks Quote ~ http://www.zacks.com/stock/quote/AROW
Zacks Estimates ~ http://www.zacks.com/research/report.php?type=estimates&t=AROW
Zacks Company Reports ~ http://www.zacks.com/research/report.php?type=report&t=AROW


Knobias ~ http://knobias.10kwizard.com/files.php?sym=AROW


StockScores ~ http://www.stockscores.com/quickreport.asp?ticker=AROW


Trade-Ideas ~ http://www.trade-ideas.com/StockInfo/AROW/.html


Morningstar ~ http://performance.morningstar.com/stock/performance-return.action?region=USA&t=AROW&culture=en-US
Morningstar Shareholders ~ http://investors.morningstar.com/ownership/shareholders-overview.html?t=AROW®ion=USA&culture=en-us
Morningstar Transcripts~ http://www.morningstar.com/earnings/NoTranscript.aspx?t=AROW®ion=USA
Morningstar Key Ratios ~ http://financials.morningstar.com/ratios/r.html?t=AROW®ion=USA&culture=en-US
Morningstar Executive Compensation ~ http://insiders.morningstar.com/trading/executive-compensation.action?t=AROW®ion=USA&culture=en-us
Morningstar Valuation ~ http://financials.morningstar.com/valuation/price-ratio.html?t=AROW®ion=USA&culture=en-us


CCBN (Thompson Reuters) ~ http://ccbn.aol.com/company.asp?client=aol&ticker=AROW


TradingMarkets ~ http://pr.tradingmarkets.com/?lid=leftPRbox&sym=AROW


OTCBB ~ http://www.otcbb.com/asp/SiteSearch.asp?Criteria=AROW&searcharea=e&image1.x=0&image1.y=0


Insidercow ~ http://www.insidercow.com/history/company.jsp?company=AROW&B1=Search%21


Forbes News ~ http://search.forbes.com/search/find?tab=searchtabgeneraldark&MT=AROW
Forbes Press Releases ~ http://search.forbes.com/search/find?&start=1&tab=searchtabgeneraldark&MT=AROW&pub=businesswire,prnewswire&searchResults=pressRelease&tag=pr&premium=on
Forbes Web ~ http://search.forbes.com/search/web?MT=AROW&start=1&max=10&searchResults=web&tag=web&sort=null


YouTube Symbol Search ~ http://www.youtube.com/results?search_query=AROW


Buy-Ins ~ http://www.buyins.net/tools/symbol_stats.php?sym=AROW


Quotemedia ~ http://www.quotemedia.com/results.php?qm_page=47556&qm_symbol=AROW


Earnings Whispers ~ http://www.earningswhispers.com/stocks.asp?symbol=AROW

Bloomberg Snapshot ~ http://investing.businessweek.com/research/stocks/snapshot/snapshot.asp?ticker=AROW
Bloomberg People ~ http://investing.businessweek.com/research/stocks/people/people.asp?ticker=AROW

Financial Times ~ http://markets.ft.com/Research/Markets/Tearsheets/Summary?s=AROW

Hoovers ~ http://www.hoovers.com/search/company-search-results/100003765-1.html?type=company&term=AROW

DD Machine ~ http://www.ddmachine.com/default.asp?m=stocktool_frame.asp?symbol=AROW

SEC Form 4 ~ http://www.secform4.com/insider/showhistory.php?cik=AROW

OTCBB Pulse ~ http://www.otcbbpulse.com/cgi-bin/pulsequote.cgi?symbol=AROW

Failures To Deliver ~ http://failurestodeliver.com/default2.aspx enter "AROW" and click search.

http://www.coordinatedlegal.com/SecretaryOfState.html

http://regsho.finra.org/regsho-Index.html

http://www.shortsqueeze.com/?symbol=AROW&submit=Short+Quote%99

OTC Short Report ~ http://otcshortreport.com/AROW





MACDlinks
👍️0
Penny Roger$ Penny Roger$ 12 years ago
~ Monday! $AROW ~ Q2 Earnings alerted as posted, pending or coming soon! In Charts and Links Below!

~ $AROW ~ Earnings expected on Monday *
Want more like this? Search Keyword: MACMONEY >>> http://tinyurl.com/MACMONEY <<<
One or more of many earnings sites has alerted this security has or will be posting earnings on or around the day of this message.








http://stockcharts.com/h-sc/ui?s=AROW&p=D&b=3&g=0&id=p88783918276&a=237480049




http://stockcharts.com/h-sc/ui?s=AROW&p=W&b=3&g=0&id=p54550695994



~ Google Finance: http://www.google.com/finance?q=AROW
~ Google Fin Options: hhttp://www.google.com/finance/option_chain?q=AROW#
~ Yahoo! Finance ~ Stats: http://finance.yahoo.com/q/ks?s=AROW+Key+Statistics
~ Yahoo! Finance ~ Profile: http://finance.yahoo.com/q/pr?s=AROW
Finviz: http://finviz.com/quote.ashx?t=AROW
~ Marketwatch: http://www.marketwatch.com/investing/stock/AROW/insideractions


<<<<<< http://www.earningswhispers.com/stocks.asp?symbol=AROW >>>>>>



http://investorshub.advfn.com/boards/post_prvt.aspx?user=251916

*If the earnings date is in error please ignore error. I do my best.
👍️0
Penny Roger$ Penny Roger$ 12 years ago
Arrow Financial Corporation (Arrow) is a holding company. Arrow owns two nationally chartered banks in New York (Glens Falls National and Saratoga National), and indirectly a health and life insurance agency (Capital Financial Group, Inc.), three property and casualty insurance agencies (Loomis and LaPann, Inc., Upstate Agency, LLC and Glens Falls National Insurance Agencies, LLC), a registered investment adviser, which advises its mutual funds (North Country Investment Advisers, Inc.), a Real Estate Investment Trust (Arrow Properties, Inc.) and four other non-bank subsidiaries. The holding company’s business consists of the ownership, supervision and control of its two banks. On August 1, 2011, the Company acquired two privately owned insurance agencies located in the greater Glens Falls area, W. Joseph McPhillips, Inc. and McPhillips-Northern, Inc. On February 1, 2011, it acquired Upstate Agency, Inc. (Upstate).

http://www.google.com/finance?q=AROW
👍️0

Your Recent History

Delayed Upgrade Clock