Fannie Mae (QB) (FNMAK) Quote

I’ll buy profitable $21B companies over sympathy any day

newly appointed housing chief has made waves by launching a dramatic shakeup at mortgage giants Fannie Mae and Freddie Mac, potentially reshaping America's mortgage market.

William Pulte, a private equity executive whose family founded one of the country’s largest homebuilding companies, took charge of the Federal Housing Finance Agency (FHFA) on March 13. The regulator is responsible for overseeing both Fannie Mae and Freddie Mac. Pulte wasted no time in executing a dramatic purge of leadership at both mortgage giants.

newly appointed housing chief has made waves by launching a dramatic shakeup at mortgage giants Fannie Mae and Freddie Mac, potentially reshaping America's mortgage market.

William Pulte, a private equity executive whose family founded one of the country’s largest homebuilding companies, took charge of the Federal Housing Finance Agency (FHFA) on March 13. The regulator is responsible for overseeing both Fannie Mae and Freddie Mac. Pulte wasted no time in executing a dramatic purge of leadership at both mortgage giants.

Seeing the UAW guys at the Rose Garden made me proud to be MAGA!. Stellantis shut down Dodge RAM truck production in the US and moved it to Mexico - laying off at least 2000 - they will have to move it back now if they want to compete with Ford. AI and robotics will eventually replace a lot of labor world wide and if we do not protect American workers now we will have massive social issues and safety net costs. It is going to be challenging enough just managing the natural competition between AI & Robotics and human labor.

The unicorns are coming.  I have sounded the unicorn horn.  They will slap the ASK.  We will close in the green.  Long live the unicorns.

Thanks Nats and Clarencebeaks21 - One thing that may be holding up an announcement for an EO may be the Tik Tok negotiations which seem to be dragging out longer than expected. Lutnick said that his and Bessent's goal was to generate $ 1 trillion in SWF assets and not cost to the UST and it seemed like DJT was thinking that 50% of Tik Tok would be worth around $ 500 bn. My hunch is that we will not see any movement on the SWF until the Tik Tok deal is resolved and then the GSEs will be the next announcement. Regarding the timing of the comment periods - thanks for all the insight of you both - I am thinking that the easiest way to move forward would be to work within the 6-month time frame that Yellen instituted by the last Letter Amendment so it seems like all of this could still work with an end of year 2025 or 1Q 2026 Exit. The other shoe I am waiting to drop is the Final Order from Lamberth and whether that will lead to some type of Settlement. I am probably wrong, but I am thinking that since it is a Class Action representing 99.9 % of JPS and FMCC shareholders that this is an optimal way to resolve the shareholder litigation issue for everyone except FNMA shareholders and I am thinking the Bryndon Fisher suit could resolve that via some type of Settlement that fits within the bounds of the Derivative action.

Unfortunately for us long suffering shareholders the path to Exit is full of interesting regulatory, legal, economic, political and other issues that one day will be worth it to have pondered!!

First of Three allowed

Off the top of my head - post protectionist redux news

FNMA and FMCC (and yes the JPS) trade on likelihood of a positive type of freedom (not diluted to zero and maybe 50 on high side)
FNMA and FMCC have not participated - moved with - the market for 12-15 years or whatever

FNMA and FMCC --- have no reason (other than margin calls and panic) to move DOWN big if --- if - the market decides to move down big

FNMA and FMCC are speculative and in the BEGINNING of a correction speculative stocks take a noticeable early hit

Summary
If - if - market goes down say 8 of next 10 days - I suggest FNMA and FMCC may swing wildly but have no reason to go down and bluntly no reason to go up ----- as their PPS is news and DJT (if you prefer Pulte and Bessent) Driven . For example - I could argue that the noise over tariffs and market drops could cover for a dramatic fast freedom for F and F

But it is down in sympathy.

Something tells me more will go in to it.

All they do is add a signature. Pulte does all the work.

FNF doesn’t care about tariffs. Sell your losing tariff sticks and buy Fannie / Freddie. You’ll be glad you did.

FNF doesn’t care about tariffs. Sell your losing tariff sticks and buy Fannie / Freddie.

Ouch. Per the French President, the EU will respond to the tariffs in an organized way and it will be MASSIVE. I fear Trump and Bessent will be pre-occupied with these tariffs for the foreseen future and we will be on the sidelines. Just get this done before the midterms!!!

Congrats to you also. I ended up adding more FMCC this morning. Good Luck to you. :)

Your first mistake was believing him, lol. His numbers are BS, as usual. https://www.newsweek.com/donald-trump-reciprocal-tariff-math-explained-2054743

Congrats on the shares you bought. I to bought more. I'm also transfering more funds to buy more shares tomorrow. Wish I had more cash in my account to buy more today but I atleast added more.

Are we ever gonna get off this gawd awful OTC?
So tired of the Clanton gang riding thru town every week or so and shooting up the place.

In my honest opinion, either below $5 or above $40. Not in between for long time.

Note: Not a suggestion to buy/sell.

Interest rates dropping, conservatorships ending. Market makers scooping from weak hands and margined accounts.

The weak hands are trading this stock like US Mortgage Back Securities are subject to tariffs. Do not worry the lemmings will soon realize the GSEs deal in property that is already inside the US. But it might take a while.

X 🚨 BREAKING: Scott Bessent - "we are doing a big push in a smart, safe and sound way to allow the PRIVATE sector not the GOVERNMENT sector to grow" via Bloomberg tv.

This is in reference to Fannie / Freddie $FNMA $FMCC pic.twitter.com/yAZwFitgaO— Nico (@nicosintichakis) April 3, 2025

Buy low sell high

Added more shares! Thanks you Lemmings , Stooges and Market makers!
Boom!

COVErrrrR! LOL!

BOUGHT MORE Shares ! Thank you to whoever sold me there shares. Thank You so much !!!!

5 min from the greatest opportunity to lower your averages on your stocks and crypto. 🤑🤑🤑🤑

Thanks for sharing the video.

👍️🚀💥🤑💲💰️

FNMA Fortune cookie says RED today.

Squishing the toothpaste out vs putting it back in.. 
just kidding. I know what you mean..

May the 4th be with you ! SWF deadline ...

If we see a dip today, Im likely to add more, even tho I have a fairly large percentage of my portfolio in Fannie and Freddie. It's been my best perfomer, since October, by far.

if you take that back to November, Fannie is up from about under 2.00.
While it's easy to complain when it goes down 31 cents, it's up about 4 times since October. I added more shares at about 3.50, and am I ever glad I did that, even tho I thought 3.50 was "high"..and it was up about 2x from a month earlier.

There was no waiting period to put Fannie "into" conservatorship, so why would that be necessary to take them out of conservortship?

Fannie & Freddie has Bill PULTE ! - it's CALLED LEADERSHIP ! -



President TRUMP is LEADING a REVOLUTION of COMMON SENSE !

Donald Trump's new housing chief launches major shakeup at

Fannie Mae and Freddie Mac — here's what it could mean for your mortgage
YES ! - The regulator is responsible for overseeing both Fannie Mae and Freddie Mac.

Pulte wasted no time in executing a dramatic purge of leadership

at both mortgage giants.'' Pulte’s bold moves have ignited speculation the Trump

administration is pushing to privatize Fannie Mae and Freddie Mac.


Moneywise - Chris Clark - Thu, April 3, 2025 at 2:35 AM PDT



President Donald Trump's newly appointed housing chief has made waves by launching
a dramatic shakeup at mortgage giants Fannie Mae and Freddie Mac, potentially
reshaping America's mortgage market.

William Pulte, a private equity executive whose family founded one of the country’s largest
homebuilding companies, took charge of the Federal Housing Finance Agency (FHFA) on
March 13. The regulator is responsible for overseeing both Fannie Mae and Freddie Mac.
Pulte wasted no time in executing a dramatic purge of leadership at both mortgage giants.

According to multiple reports, a number of board members across Fannie Mae & Freddie Mac
were swiftly replaced, with Pulte installing himself as chairman of both entities. Freddie Mac’s
CEO Diana Reid, a long-serving executive, was also removed — sending a clear message
about the scope and seriousness of this transformation.

So, what do these abrupt changes signal for the housing market and the mortgages of
millions of American homeowners?

Privatization speculation

Pulte’s bold moves have ignited speculation the Trump administration is pushing to privatize
Fannie Mae and Freddie Mac. Both are government-sponsored entities (GSEs) and have
been under federal conservatorship since the 2008 financial crisis in which they were bailed
out. Together, the companies back 70% of the mortgage market, according to The New York
Times. Skeptics believe privatization would make buying a home more expensive in the midst
of a housing affordability crisis.

“It would mean that mortgage rates would increase — definitely,” Laurie Goodman, founder
of the Housing Finance Policy Center at the Urban Institute, a think tank in Washington, D.C.,
said to the news publication. - a think tank ? - how about Liberal TRASH HOLE

Meanwhile, privatization could be a boon for both investors and the federal government.
Depending on the structure of the deal, privatizing could generate billions of dollars in revenue
for an administration that’s focused on cutting down wasteful spending across the board.
Placing these companies in private hands would also free the government from potential
future bailout obligations.

For his part, Pulte has struck a measured tone publicly. He told CNN that “it’s critical to
ensure any discussion about exiting conservatorship needs not only to ensure safety
and soundness but how it would affect mortgage rates.”

Impact on the housing market

Why do critics think privatizing these entities would increase borrowing rates? Fannie
Mae and Freddie Mac don’t directly issue mortgages — rather they buy mortgages from
lenders and package them for investors as securities. This maintains cash flow within
the mortgage industry, allowing lenders to offer stable, affordable rates, experts say.

But if the federal government no longer backs these entities, their safety net goes with it.
TOTAL BS COMMENT from TRASH ARTICLE)

“When the government is backing an entity's products and services, it helps to reduce risk,
especially in the generating of loans,” Alex Beene, financial literacy instructor for the
University of Tennessee at Martin, told Newsweek. “Removing it opens the door to higher
interest rates for those looking to buy or refinance. It could also lead to more restrictive
policies in even getting a loan, as lenders react more cautiously to some buyers.”

Increased rates could affect affordability, particularly for first-time buyers or those with
modest incomes already stretched thin by soaring home prices.

As for homeowners with existing mortgages may also be affected if they ever want to
refinance their loan. It may be less likely you can reduce your monthly payments if
you’re struggling to get by.

The long-term impact of this housing shakeup remain uncertain, however, homebuyers
and homeowners could serve themselves well by staying informed so they can navigate
potential changes effectively.

https://seekingalpha.com/article/4772659-fannie-mae-stock-hard-bull-run-should-now-pause-technical-analysis

Anyone who thinks this is a bad move is brain dead…

"We will charge them approximately half of what they are and have been charging us," said Trump in a press conference from the White House Rose Garden. "So, the tariffs will be not a full reciprocal."

That halved figure includes "the combined rate of all their tariffs, non-monetary barriers and other forms of cheating," he said.

Lumber & copper are exempt from any new tariffs will not hurt Home builders and not add to cost of building affordable homes in US ...

Thanks for responding. We used both the unnecessary and against the public interest so ensure that old regulations were cancelled or new ones were implemented as soon as possible. We would find old regulations from as far back as the 1880s that were OBE by newer ones more aligned with the agency mission(s). In addition, there were laws and/or regulations that say that the head of an agency has a duty to change regulations if they were adversely affecting the Gov't and/or the public.

I think that both of these exemptions would apply to the GSEs. But, again, I think that a 60-90 day comment period with a corresponding period to digest the comments and formulate the final rule is reasonable and appropriate.

Nats

10 yr Treasury 4.06% lowest since October which will lower mortgage rates & make owning a Home more affordable & easier for Americans to qualify for an affordable Home

10 yr Treasury now 4.072% lowest since October will directly lower mortgage rates - good news for Fannie & Freddie in making owning a Home more affordable— Cmdr Ron Luhmann (@usnavycmdr) April 3, 2025

Wow! Saw John Carney on Kudlow talking about tariffs. Sounds like he is in support of the tariffs. I wonder what he says about the GSEs these days.

Until I hear the exact words not going to read tea leafs again. Been reading tea leafs for 12 years.

From your video-thank you

From Guido on Fmcc
Board
“Looks like we’re up next”

My post-

I agree

Bessent chose his words very carefully but he did say it

He could have said it more direct but chose some not so direct words

But he did say it

Go FnF

YES Sir

Hmm. Trade war . What about Fannie .What about Fannie liberation day ?No time for Fannie . Heavily in debt company was not ever mentioned once in campaign speeches so not on list of things (FNMA) to do. Perhaps they should pay their $187 Billion dollar debt .

Yes the APA requires N&C, plus the 30-day publication (the latter being the "waiting period").  But the APA also has an important exception that could conceivably be used to avoid both N&C and the waiting period.  
See generally https://www.congress.gov/crs-product/R44356

Told it clearly it seems ?? Thanks for posting it.

I saw that earlier. He may be. It could be USPS and sSA too

Apr 2
Go Fannie Mae - All The Way - Freddie Mac - Load Up and Don't Look Back
Recap of our PPS since Mar 7 which was Day 39 of over $5 when we were at $5.84. Then the next trading Day (Mar 10)) we went BELOW $5 to $4.91, but rebounded swimmingly the next Day (Mar 11) to $5.19 and hit $6.11 on Mar 14...
Apr 2 - $6.57 - 3,013,251 down 3c - Today
Apr 1 - $6.60 - 6,043,923 up 28c
Mar 31 - $6.32 - 8,618,220 down 38 cents
Mar 28 - $6.70 – 5,985,439 down 31 cents
Mar 27 - $7.01 - 5,469,580 - up 9 cents
Mar 26 - $6.92 - 9,576,797 - down 39 cents
Mar 25 - $7.31 - 13,849,144 - up 21 cents
Mar 24 - $7.0879 - 16,707,951 - up 71 cents
Mar 21 - $6.38 - 8,510,618
Mar 20 - $6.25 - 8,037,839
Mar 19 - $6.03 - 8,071,667
Mar 18 - $5.65 - 10,339,547
Mar 17 - $5.82 - 9,309,100
Mar 14 - $6.11 - 16,518,200
Mar 13 - $5.50 - 5,951,400
Mar 12 - $5.65 - 9,589,600
Mar 11 - $5.19 - 10,480,900
Mar 10 - $4.91 - 16,783,700
Mar 7 -- $5.84 - 23,007,600

Good video with Bessent discussing things in general and what's next on the agenda. For those with the attention span of a gnat, skip to around 10:22



Is Bessent talking about F2?

50 shades of Red day for you. Have a blast. You will reach your 30 posts tomorrow