Funds

XRP is the native token of the XRP Ledger (XRPL), an open-source, decentralized blockchain launched in 2012. Unlike Bitcoin, which operates primarily as a store of value, XRP was engineered specifically as a bridge currency for enterprise cross-border payments and real-time gross settlement. In traditional correspondent banking, cross-border transfers rely on pre-funded, foreign-denominated...

Stripe is pushing stablecoins further into mainstream payments by allowing eligible businesses to accept crypto at checkout while receiving their funds in fiat currency. The development could make stablecoins more useful as a payment rail because merchants can access crypto-based payments without having to hold or manage digital assets themselves. According to Stripe’s payment...

The U.S. crypto market reacted sharply after the Senate failed to advance the Digital Asset Market CLARITY Act, a major piece of legislation designed to establish clearer rules for the digital asset industry. The Senate vote fell short of the 60 votes required to move the bill forward, leaving the proposed regulatory framework in limbo. […]

Cryptocurrency is often discussed as a challenge to traditional finance. But according to Ripple CEO Brad Garlinghouse, blockchain technology could eventually become part of the financial system it was originally designed to disrupt. In a recent statement highlighted by CoinMarketCap, Garlinghouse argued that crypto could allow central banks to store and move value instantly, securely […]

Bitcoin transactions may be pseudonymous, but they are not necessarily invisible. That point has been demonstrated again after UK police recovered more than $1.4 million in Bitcoin, other cryptocurrencies and cash from the estate of a deceased convicted money launderer. Investigators traced 20.21 BTC back to darknet marketplaces that operated between 2016 and 2019. The […]

Tokenized funds are gradually moving from crypto experiments into mainstream financial markets. Franklin Templeton is pushing that transition further, expanding access to its tokenized U.S. government money market fund in Asia while preparing to bring the underlying token into traditional investment products. The development gives investors another glimpse of how blockchain technology could...

South Africa has made major progress in bringing the crypto industry under regulatory oversight. But as more activity moves into decentralized finance (DeFi), the country’s regulator is facing a much harder question: how do you regulate financial activity when there may be no central company to regulate? The Financial Sector Conduct Authority (FSCA) says it […]

For years, the crypto industry has promoted one message above all else: “Not your keys, not your coins.” However, fresh data shared by market analyst Willy Woo has reignited an old debate after suggesting that Bitcoin holders may have lost more coins through self-custody mistakes than through exchange hacks. The figures are prompting investors to […]

The cryptocurrency industry is facing a new cybersecurity threat after researchers uncovered a malware strain capable of silently searching users’ photo galleries for one of the most valuable pieces of information in crypto—their wallet recovery phrase. Dubbed “SparkKitty,” the malware is designed to scan images stored on infected devices, looking for screenshots of wallet...

Russia is taking one of its biggest steps yet toward regulating the cryptocurrency industry. Lawmakers have approved a comprehensive digital asset bill that establishes a legal framework for crypto trading under central bank oversight, signaling a shift from regulatory uncertainty to structured supervision. While the legislation tightens oversight, it also offers greater clarity for businesses...