A.M. Best has affirmed the financial strength rating of A (Excellent) and the issuer credit rating of “a” of PacifiCare Life and Health Insurance Company (PacifiCare) (Indianapolis, IN). The outlook for both ratings is stable. Concurrently, A.M. Best has withdrawn the ratings in response to the company’s request to no longer participate in A.M. Best’s interactive rating process.

The rating reflects PacifiCare’s excellent level of risk-adjusted capitalization, strong earnings and support of its ultimate parent, UnitedHealth Group Incorporated (UnitedHealth) [NYSE: UNH]. Partially offsetting these strengths is a decline in premium, as the business has been transferred from PacifiCare to other UnitedHealth affiliates.

This press release relates to rating(s) that have been published on A.M. Best's website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please visit A.M. Best’s Ratings & Criteria Center.

A.M. Best Company is the world's oldest and most authoritative insurance rating and information source. For more information, visit www.ambest.com.

Copyright © 2015 by A.M. Best Company, Inc. ALL RIGHTS RESERVED.

A.M. Best Company, Inc.Doniella Pliss, 908-439-2200, ext. 5104Senior Financial Analystdoniella.pliss@ambest.comorSally Rosen, 908-439-2200, ext. 5280Assistant Vice Presidentsally.rosen@ambest.comorChristopher Sharkey, 908-439-2200, ext. 5159Manager, Public Relationschristopher.sharkey@ambest.comorJim Peavy, 908-439-2200, ext. 5644Assistant Vice President, Public Relationsjames.peavy@ambest.com

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