First National Bankshares of Florida, Inc. to Host Conference Call to Discuss Second Quarter 2004 Results NAPLES, Fla., July 2 /PRNewswire-FirstCall/ -- First National Bankshares of Florida, Inc. (NYSE:FLB) today announced that it expects to release its second quarter financial results on Wednesday, July 14, 2004, after the market close. The news release will be posted on the company's Web site at http://www.firstnationalbankshares.com/ as well as First Call and PRNewswire. (Logo: http://www.newscom.com/cgi-bin/prnh/20031230/FNBFLOGO ) On Thursday, July 15, 2004, at 11 a.m., Gary L. Tice, Chairman and Chief Executive Officer of First National Bankshares, will host a conference call to discuss the second quarter financial results. A brief question and answer session will immediately follow. The conference call will be available to all interested parties live through a direct dial-in line at 1-800-346-7359, with the entry code #1160. For those who are unable to listen to the live call, a replay can be accessed from 2 p.m. on July 15, 2004, until 6 p.m. on July 22, 2004. The number for the replay is 1-800-332-6854, with the entry code #1160. Headquartered in Naples, Florida, First National Bankshares of Florida, Inc. is a $4.0 billion diversified financial services company. In addition to traditional banking, the company provides a complete line of insurance and wealth management services with 59 full-service financial centers located throughout Southwest and Central Florida. The company's stock is traded on the New York Stock Exchange under the symbol "FLB." CONTACT: Clay W. Cone Vice President, Director of Corporate Communications 239-436-1676 http://www.newscom.com/cgi-bin/prnh/20031230/FNBFLOGO http://photoarchive.ap.org/ DATASOURCE: First National Bankshares of Florida, Inc. CONTACT: Clay W. Cone, Vice President, Director of Corporate Communications, First National Bankshares of Florida, Inc., +1-239-436-1676 Web site: http://www.firstnationalbankshares.com/

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