| Company Name: | HCC Insurance Holdings, Inc. | | Ticker Symbol: | HCC | | | WWW Address: | www.hcch.com | | CEO: | John N. Molbeck, Jr. | | No. of Employees: | 1,864 | | Common Issue Type: | CS | | Business Description: | The Company provides property and casualty, surety, and group life, accident and health insurance coverages and related agency and reinsurance brokerage services to commercial customers and individuals.
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| | | Industry Information: | INSURANCE - Property & Casualty Insurance [more like this] |
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| Price | Day Change | Bid | Ask | Open | High | Low | Volume | | 26.33 |  -0.08 | 25.59 | 27.08 | 26.37 | 26.42 | 26.19 | 321053 |
| Market Cap (mil) | Shares Outstanding (mil) | Beta | EPS | DPS | P/E | Yield | 52-Wks-Range |
| 2,962.1 | 112.5 | 0.83 | 2.64 | 0.46 | 8.8 | 2.1 | 29.01 - 19.88 |
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| KEY FIGURES (Latest Twelve Months - LTM) | | Yesterday's Close | 26.33 | $ | | PE Ratio - LTM | 8.8 | |
| Market Capitalisation | 2,962.1 | mil |
| Latest Shares Outstanding | 112.5 | mil |
| Earnings pS (EPS) | 2.64 | $ |
| Dividend pS (DPS) | 0.46 | ¢ |
| Dividend Yield | 2.1 | % |
| Dividend Payout Ratio | 17 | % |
| Revenue per Employee | 1,222,866 | $ |
| Effective Tax Rate | 30.1 | % |
| Float | 111.5 | mil |
| Float as % of Shares Outstanding | 99.3 | % |
| Foreign Sales | - | |
| Domestic Sales | - | |
| Selling, General & Adm/tive (SG&A) as % of Revenue | - | |
| Research & Devlopment (R&D) as % of Revenue | - | |
| Gross Profit Margin | - | |
| EBITDA Margin | 21.8 | % |
| Pre-Tax Profit Margin | 21.1 | % |
| Assets Turnover | 0.3 | % |
| Return on Assets (ROA) | 3.8 | % |
| Return on Equity (ROE) | 11.4 | % |
| Return on Capital Invested (ROCI) | 9.9 | % |
| Current Ratio | - | |
| Leverage Ratio (Assets/Equity) | 3.0 | |
| Interest Cover | 30.7 | |
| Total Debt/Equity (Gearing Ratio) | 0.15 | |
| LT Debt/Total Capital | 13.0 | % |
| Working Capital pS | - | |
| Cash pS | - | |
| Book-Value pS | 26.55 | $ |
| Tangible Book-Value pS | 19.22 | $ |
| Cash Flow pS | 3.03 | $ |
| Free Cash Flow pS | 3.60 | $ |
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| KEY FIGURES (LTM): Price info |
| Price/Book Ratio | 0.99 | |
| Price/Tangible Book Ratio | 1.37 | |
| Price/Cash Flow | 8.7 | |
| Price/Free Cash Flow | 7.3 | |
| P/E as % of Industry Group | 0.0 | % |
| P/E as % of Sector Segment | 9.0 | % |
| | | Balance Sheet (at a glance) in Millions |
| | | | | | DIVIDEND INFO | | Dividend Declared Date | 08/23/2009 |
| Dividend Ex-Date | 09/28/2009 |
| Dividend Record Date | 09/30/2009 |
| Dividend Pay Date | 10/13/2009 |
| Dividend Amount | 135 |
| Type of Payment | Cash Payment |
| Dividend Rate | 0.54 |
| Current Dividend Yield | 2.1 |
| 5-Y Average Dividend Yield | 1.3 |
| Payout Ratio | 17.0 |
| 5-Y Average Payout Ratio | 14.0 |
|  | | Share price performance previous 3 years |
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 | | | Share price performance intraday |
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| PRICE/VOLUME | High | Low | Close | % Price Chg | % Price Chg vs. Mkt. | Avg. Daily Vol | Total Vol |
| 1 Week | - | - | - | -0.9 | 99 | 5,474 | 23,541 |
| 4 Weeks | 27.77 | 25.71 | 27.64 | -4.7 | 94 | 6,333 | 126,655 |
| 13 Weeks | 29.01 | 25.71 | 26.20 | 0.5 | 94 | 6,474 | 414,353 |
| 26 Weeks | 29.01 | 23.22 | 23.97 | 9.8 | 89 | 7,223 | 917,296 |
| 52 Weeks | 29.01 | 19.88 | 20.26 | 30.0 | 95 | 11,112 | 2,789,044 |
| YTD | 29.01 | 20.07 | - | -1.6 | 81 | 10,974 | 2,469,113 |
| Moving Average | 5-Days | 10-Days | 10-Weeks | 30-Weeks | 200-Days | Beta (60-Mnth) | Beta (36-Mnth) |
| 26.64 | 26.64 | 27.40 | 25.76 | 25.29 | 0.83 | 0.72 |
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| GROWTH RATES | 5-Year
Growh | R² of 5-Year Growth | 3-Year
Growth |
| Revenue | 13.51 | 82.7 | 4.13 |
| Income | 13.93 | 65.1 | -1.06 |
| Dividend | 19.52 | 95.9 | 12.81 |
| Capital Spending | 0.00 | NA | 0.00 |
| R&D | 0.00 | NA | 0.00 |
| Normalized Inc. | 15.41 | NA | -2.59 |
| | | CHANGES | YTD vs.
Last YTD | Curr Qtr vs.
Qtr 1-Yr ago | Annual vs.
Last Annual |
| Revenue % | 3.2 | 6.3 | -4.6 |
| Earnings % | 15.7 | 59.7 | -22.9 |
| EPS % | 17.9 | 62.7 | -21.9 |
| EPS $ | 0.36 | 0.32 | -0.74 |
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| SOLVENCY RATIOS | | SHORT-TERM SOLVENCY RATIOS (LIQUIDITY) |
| Free Cash Flow Margin | 15.48 |
| Free Cash Flow Margin 5YEAR AVG | 29.73 |
| Cash-Flow pS | 4.41 |
| Free Cash-Flow pS | 3.09 |
| FINANCIAL STRUCTURE RATIOS |
| Financial Leverage Ratio (Assets/Equity) | 3.16 |
| Debt Ratio | 68.32 |
| Total Debt/Equity (Gearing Ratio) | 0.13 |
| LT Debt/Equity | 0.13 |
| LT Debt/Capital Invested | 11.55 |
| LT Debt/Total Liabilities | 6.06 |
| | | | VALUATION RATIOS | | MULTIPLES |
| PQ Ratio | 0.46 |
| Tobin's Q Ratio | 0.36 |
| Current P/E Ratio - LTM | 8.80 |
| Enterprise Value (EV)/EBITDA | 0.05 |
| Enterprise Value (EV)/Free Cash Flow | 4.64 |
| Dividend Yield | 2.1 |
| Price/Tangible Book Ratio - LTM | 1.37 |
| Price/Book Ratio - LTM | 0.99 |
| Price/Cash Flow Ratio | 8.7 |
| Price/Free Cash Flow Ratio - LTM | 7.3 |
| P/E Ratio (1 month ago) - LTM | 9.4 |
| P/E Ratio (26 weeks ago) - LTM | 9.0 |
| P/E Ratio (52 weeks ago) - LTM | 7.1 |
| 5-Y High P/E Ratio | 18.4 |
| 5-Y Low P/E Ratio | 5.4 |
| 5-Y Average P/E Ratio | 11.9 |
| Current P/E Ratio as % of 5-Y Average P/E | 74 |
| P/E as % of Industry Group | 0.0 |
| P/E as % of Sector Segment | 9.0 |
| Current 12 Month Normalized P/E Ratio - LTM | 8.8 |
| PER SHARE FIGURES |
| Tangible Book Value pS - LTM | 19.22 |
| Book Value pS - LTM | 26.55 |
| Capital Invested pS | 26.52 |
| Cash Flow pS - LTM | 3.03 |
| Free Cash Flow pS - LTM | 3.60 |
| Earnings pS (EPS) | 2.64 |
| | | | OPERATING RATIOS | | PROFITABILITY |
| Return on Equity (ROE) | 11.55 |
| Return on Equity (ROE) - 5YEAR AVRG. | 13.8 |
| Return on Capital Invested (ROCI) | 10.21 |
| Return on Capital Invested (ROCI) - 5YEAR AVRG. | 11.9 |
| Return on Assets (ROA) | 3.66 |
| Return on Assets (ROA) - 5YEAR AVRG. | 3.8 |
| EBIT Margin - LTM | 21.8 |
| EBITDA Margin - LTM | 21.8 |
| Pre-Tax Profit Margin | 19.14 |
| Pre-Tax Profit Margin - 5YEAR AVRG. | 20.79 |
| Net Profit Margin | 13.37 |
| Net Profit Margin - 5YEAR AVRG. | 14.21 |
| Effective Tax Rate | 30.15 |
| Effective Tax Rate - 5YEAR AVRG. | 32.04 |
| EFFICIENCY RATIOS |
| Revenue per Employee - LTM | 1,252,973 |
| Net Income per Employee - LTM | 183,129 |
| Assets/Revenue - LTM | 333.33 |
| Assets/Revenue - 5YEAR AVRG. | 392.20 |
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