LGEN

Legal & General (LGEN)

Company name:Legal & General Group Plc
Company Description:Legal & General is a financial services company providing personal clients with a broad range of good value products available through sales consultants, IFA's, tied agents or over the telephone. Personal financial products sold include: annuities, endowments, household insurance, investment trusts, mortgages, pensions, car insurance, health insurance, investment bonds, life assurance, PEP's, and unit trusts. The group also has substantial inter-related corporate businesses, predominantly in the pensions area, products of which include: pension funds investment management, venture capital, group pensions bulk purchase annuity, and group risk insurance
EPIC:LGENTrading Currency:GBX
Market Sector:FE10ISIN:GB0005603997
Market Segment:SET1Share Type:DE
WWW Address:http://www.legalandgeneralgroup.com/Description:ORD 2 1/2P
Industry Sector:LIFE INSURANCE
 Price Price Change [%] Bid Ask Open High Low Volume
 291.60 images.advfn.com/imagesnew/2/us/down -3.8 [-1.29] 291.60 291.70 295.50 296.00 291.10 1,411,430
 Market Cap. [m] Shares In Issue [m] Beta EPS DPS PE Ratio Yield 52-Wks-Range
 17,400.83 5,967.36 0.08 27.00 17.57 10.80 6.03 299.20 - 237.90

Legal & General Key Figures

(at previous day's close)
Market Cap.17,400.83m
Shares In Issue5,967.36m
Prev. Close295.40
PE Ratio10.80 
Dividend Yield6.03%
EPS - basic27.00p
Dividend PS17.57p
Dividend Cover1.54 
Cash Flow PS72.08p
Return On Equity (ROE)16.91%
Operating Margin2.98%
PEG Factor-0.85 
EPS Growth Rate-12.68%
Dividends PS Growth Rate-%
Net Debt542,579.01m
Gross Gearing98.25%
Quick Assets28,135.00m
Net Working Capital28,074.00m
Intangibles / Fixed Assets0.01%
Turnover PS841.76p
Pre-Tax Profit PS25.12p
Retained Profit PS9.37p
Cash PS301.98p
Net Cash PS300.95p
Net Tangible Asset Value PS *158.09p
Net Asset Value PS167.01p
Spread0.10 (0.03%) 

Legal & General Balance Sheet

L^LGEN:Liabilities+EQL^LGEN:Assets

Share Price Performance

Sample Period HighLow
1 week296.00281.80
4 weeks298.90279.80
12 weeks298.90268.50
1 year299.20237.90

Share Price Chart (5 years)

Legal & General Historic Returns

Giorni da oggi OpenChange%Open Avg.Avg. Daily Vol [m]Total Vol [m]VWAP
1 week283.707.902.78281.809.17288.97
4 weeks294.30-2.70-0.92279.8012.77289.42
12 weeks281.4010.203.62268.5012.54285.47
26 weeks280.4011.203.99249.0012.35276.70
1 year255.7035.9014.04237.9013.04274.10
3 years230.3061.3026.62138.0016.54249.73
5 years246.0045.6018.54138.0016.43253.27

Legal & General Key Management Ratios

Legal & General Investment Ratios

(Market value analysis) at previous day's close
PQ Ratio3.98 
PE Ratio10.80 
Tobin's Q Ratio 0.03 
Tobin's Q Ratio (excl. intangibles)0.03 
Dividend Yield6.03%
Market-to-Book Ratio1.83 
Price-to-Pre-Tax Profit PS11.61 
Price-to-Retained Profit PS31.13 
Price-to-Cash Flow PS4.05 
Price-to-Sales PS0.35 
Price-to-Net Tangible Asset Value PS1.76 
Price-to-Cash PS0.97 
Net Working Capital PS470.46 
Price Pct to Working Capital PS0.62%
Earnings Yield9.26%
Average PE9.47 
Years in average5 
PE to PE average114.03%

Legal & General Financial Ratios

(Leverage Ratios)
Debt Ratio98.25%
Debt-to-Equity Ratio56.25 
Debt-to-Equity Ratio (excl. Intgbl)56.63 
Debt-to-Equity Market Value32.21 
Net Gearing95.10%
Net Gearing (excl. Intangibles)95.11%
Gross Gearing98.25%
Gross Gearing (excl. Intangibles)98.27%
Gearing Under 1 Year0.01%
Gearing Under 1 Year (excl. Intgbl)0.01%
Assets/Equity57.25 
Cash/Equity180.81 
(Liquidity Ratios)
Net Working Capital to Total Assets4.92%
Current Ratio461.23 
Quick Ratio (Acid Test)461.23 
Liquidity Ratio295.41 
Cash & Equiv/Current Assets64.05%
(Solvency Ratios)
Enterprise Value560,382.84m
CFO/Sales0.09 
CFO/Attributable Profit2.68 
CFO/Assets0.01 
CFO/Debt0.01 
Total Debt/Equity Market Value32.22 
Total Debt/Sales11.16 
Total Debt/Pre-Tax Profit373.98 
Total Debt560,599.01m
Total Debt/Net Current Assets19.97%
(Dodds - Graham Ratios)
3 yr Compound Earnings Growth-%
5 yr Compound Earnings Growth4.94%
10 yr Compound Earnings Growth8.04%
Earn drops > 5% in 10yrs8 
Beta (60-Mnth)Beta (36-Mnth)
0.07970.0945

Legal & General Operating Ratios

(Profitability Ratios)
Return On Capital Employed (ROCE)0.26%
Return On Assets (ROA)0.28%
Net Profit Margin3.20%
Assets Turnover0.09 
Return On Equity (ROE)16.91%
Return On Investment (ROI)0.28%
Dividend Payout Ratio65.07%
Plowback Ratio34.93%
Growth from Plowback Ratio5.95%
Net Income Of Revenues1.11%
(Asset Utilisation Multiples)
Shareholders Equity Turnover5.32 
Fixed Assets Turnover0.10 
Current Assets Turnover1.23 
Net Working Capital Turnover 
Inventory Turnover- 
(Other Operating Ratios)
Total Assets-to-Sales11.26 
Debtors-to-Sales24.82%
Debt Collection Period90.59Days

Legal & General Dividends

Announcement DateTypeCurr.Dividend AmountPeriod StartPeriod EndEx DateRecord DatePayment DateTotal Dividend Amount
04 Aug 2021InterimGBX5.1812/31/202012/31/202108/12/202108/13/202109/20/2021-
10 Mar 2021FinalGBX12.6412/31/201912/31/202004/15/202104/16/202105/27/202117.57
05 Aug 2020InterimGBX4.9312/31/201912/31/202008/13/202008/14/202009/24/2020-
04 Mar 2020FinalGBX12.6412/31/201812/31/201904/23/202004/24/202006/04/202017.57
07 Aug 2019InterimGBX4.9312/31/201812/31/201908/15/201908/16/201909/26/2019-
06 Mar 2019FinalGBX11.8212/31/201712/31/201804/25/201904/26/201906/06/201916.42
09 Aug 2018InterimGBX4.6012/31/201712/31/201808/16/201808/17/201809/27/2018-
07 Mar 2018FinalGBX11.0512/31/201612/31/201704/26/201804/27/201806/07/201815.35
09 Aug 2017InterimGBX4.3012/31/201612/31/201708/17/201708/18/201709/21/2017-
08 Mar 2017FinalGBX10.3512/31/201512/31/201604/27/201704/28/201706/08/201714.35
09 Aug 2016InterimGBX4.0012/31/201512/31/201608/18/201608/19/201609/22/2016-
15 Mar 2016FinalGBX9.9512/31/201412/31/201504/28/201604/29/201606/09/201613.40
05 Aug 2015InterimGBX3.4512/31/201412/31/201508/13/201508/14/201509/17/2015-
04 Mar 2015FinalGBX8.3512/31/201312/31/201404/23/201504/24/201506/04/201511.25
06 Aug 2014InterimGBX2.9012/31/201312/31/201408/27/201408/29/201410/01/2014-
05 Mar 2014FinalGBX6.9012/31/201212/31/201304/23/201404/25/201406/04/20149.30
06 Aug 2013InterimGBX2.4012/31/201212/31/201308/28/201308/30/201309/30/2013-
14 Mar 2013FinalGBX5.6912/31/201112/31/201204/24/201304/26/201305/29/20137.65
07 Aug 2012InterimGBX1.9612/31/201112/31/201208/29/201208/31/201210/01/2012-
14 Mar 2012FinalGBX4.7412/31/201012/31/201104/18/201204/20/201205/23/20126.40
03 Aug 2011InterimGBX1.6612/31/201012/31/201109/07/201109/09/201110/03/2011-
17 Mar 2011FinalGBX3.4212/31/200912/31/201004/20/201104/26/201106/01/20114.75
04 Aug 2010InterimGBX1.3312/31/200912/31/201009/01/201009/03/201010/01/2010-

Legal & General Fundamentals

 31 Dec 2017 (GBP)31 Dec 2018 (GBP)31 Dec 2019 (GBP)31 Dec 2020 (GBP)
turnover40,491.00100.00%1,264.00100.00%66,786.00100.00%50,231.00100.00%m
pre tax profit2,061.005.09%2,102.00166.30%2,156.003.23%1,499.002.98%m
attributable profit1,891.004.67%1,827.00144.54%1,834.002.75%1,607.003.20%m
retained profit1,019.002.52%895.0070.81%836.001.25%559.001.11%m
eps - basic (p)31.87 30.79 30.92 27.00 
eps - diluted (p)31.73 30.64 30.75 25.60 
dividends per share15.35 16.42 17.57 17.57 

Legal & General Balance Sheet

 31 Dec 2017 (GBP)31 Dec 2018 (GBP)31 Dec 2019 (GBP)31 Dec 2020 (GBP)
L^LGEN:Liabilities+EQL^LGEN:AssetsL^LGEN:Liabilities+EQL^LGEN:AssetsL^LGEN:Liabilities+EQL^LGEN:AssetsL^LGEN:Liabilities+EQL^LGEN:Assets
 31 Dec 2017 (GBP)31 Dec 2018 (GBP)31 Dec 2019 (GBP)31 Dec 2020 (GBP)
ASSETS
fixed assets fixed assets59.000.01%57.000.01%298.000.05%274.000.05%m
intangibles intangibles149.000.03%288.000.06%190.000.03%68.000.01%m
fixed investments fixed investments458,114.0190.56%437,862.0188.90%506,534.0090.35%542,088.0095.01%m
current assets - other current assets - other22,584.004.46%26,234.005.33%24,844.004.43%--%m
stocks stocks--%--%--%--%m
debtors debtors6,052.001.20%10,755.002.18%14,818.002.64%10,115.001.77%m
cash & securities cash & securities18,919.003.74%17,321.003.52%13,923.002.48%18,020.003.16%m
TOTAL505,877.01100%492,517.01100%560,607.00100%570,565.00100%m
LIABILITIES
creditors - short creditors - short--%--%107.000.02%61.000.01%m
creditors - long creditors - long--%--%--%--%m
creditors - other creditors - other435,640.0186.12%419,158.0085.11%473,760.9984.51%471,509.0182.64%m
subordinated loans subordinated loans--%--%--%--%m
insurance funds insurance funds62,318.0012.32%64,707.0013.14%77,317.0013.79%89,029.0015.60%m
TOTAL497,958.0198.43%483,865.0098.24%551,184.9998.32%560,599.0198.25%m
EQUITY
ord cap, reserves ord cap, reserves7,843.001.55%8,580.001.74%9,367.001.67%9,502.001.67%m
prefs, minorities prefs, minorities76.000.02%72.000.01%55.000.01%464.000.08%m
TOTAL7,919.001.57%8,652.001.76%9,422.001.68%9,966.001.75%m
OTHER
NAV Basic- - - - 
NAV Diluted- - - - 

Legal & General Cash Flow Statement

31 Dec 2017 (GBP)31 Dec 2018 (GBP)31 Dec 2019 (GBP)31 Dec 2020 (GBP)
Operating CF4,411.00-361.00-3,285.004,301.00m
Pre-Financing CF4,397.00-642.00-3,147.003,844.00m
Retained CF3,912.00-847.00-3,839.003,815.00m

Legal & General Brokers

NameActivityTypeMnemonicCode
Evolution Securities LimitedMarket Maker(MME)Broker/DealerEVOEVBGGB21MMT
Winterflood Securities LtdMarket Maker(MME)Broker/DealerWINSWNTSGB2LBIC
Your Recent History
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LGEN
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P: V:us D:20211209 12:57:05