Salt Lake City, Utah, March 27th, 2025,
Chainwire
Cryptocurrency is evolving beyond just holding or trading—it’s
increasingly being used as everyday money, as shown by the latest
data from CoinZoom. They are a Utah-based
fintech with a “cash to crypto” platform that offers a crypto debit
card, free instant international P2P, and crypto
trading.
With thousands of customers using the CoinZoom Visa debit card
across 50 countries, the data shows something remarkable:
- 51.5% of all CoinZoom Visa transactions are completed using
crypto directly from users’ wallets.
- Tether (USDT) is the #1 spending cryptocurrency, followed by
Bitcoin (BTC).
That’s a significant shift in consumer behavior – and a clear
sign that crypto is breaking through as a true medium of exchange,
not just a speculative asset.
From Coffee to Cross-Border Payments: Crypto is Being
Spent Everywhere
Everyday purchases like coffee, transportation, and groceries
are now being made in crypto. And it’s not just the big names.
While USDT and BTC dominate, other top-spending cryptocurrencies
this year include XRP and Litecoin (LTC) – showing just how broad
and flexible people are in choosing what to spend.
In fact, CoinZoom users have tapped into an impressive mix of
coins in their wallets to make purchases.
Top Cryptocurrencies Spent:
BTC | ETH | USDT | XLM | LTC | PEPE | DOGE | HNT | XRP | USDC |
SOL | HBAR | SHIB | UNI | AVAX | AAVE | TRX | TUSD | MATIC | LINK |
ADA | TRUMP | XTZ | EOS

This usage signals that customers are making informed choices
about which currencies to spend, depending on transaction type,
timing, or market conditions. In many cases, they’re even spending
small “dust” balances — using every coin in their wallet to their
advantage.
Whether it’s micro-transactions under $10 or major purchases
like flights and electronics, crypto is being used globally as real
spending power.
Todd Crosland, CEO and Co-Founder of CoinZoom, said,
“This data really questions the contention that crypto has no role
as a 'means of exchange'. Our customers have demonstrated month on
month that having a 'blended wallet' with both cash and crypto
gives them real power and choice. Since we launched our metal card
for our Black Account holders, they have been getting over $300 a
month in free crypto rewards, so this is a win, win, win for the
future of payments.”
About CoinZoom
CoinZoom is a U.S.-based
financial platform enabling users worldwide to send, spend, save,
and invest seamlessly. As a U.S.-registered Money Services Business
and Money Transmitter, CoinZoom is available in 45 states and
operates with a SOC2 Type II Certification, recognized for
stringent security standards. With diverse funding options like
Apple Pay, Google Pay, debit and credit cards, wire transfers, ACH,
and instant cash deposits at multiple U.S. retail locations,
CoinZoom bridges traditional and digital finance. Its global
peer-to-peer payment system, ZoomMe, allows users in 169 countries
to send cash or crypto instantly and fee-free, offering significant
savings on remittance fees. The CoinZoom Crypto Debit Card provides
unparalleled spending flexibility, allowing users to transact in
USD or crypto at over 130 million merchants globally while earning
up to 5% in crypto rewards. CoinZoom also has subsidiaries in
Australia and Ireland and is pending registration as a Virtual
Asset Service Provider (VASP) in Lithuania.
CoinZoom: www.coinzoom.com
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Contact
Marketing &
Communications
Adrianne
Blackett
CoinZoom
cz.marketing@coinzoom.com