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QBE Insurance Financial Data
| Company name: | QBE Insurance Group Ltd | Status: | Active |
| End of fiscal year: | December 30 2018 | ISIN | AU000000QBE9 |
| Auditor: | PricewaterhouseCoopers | Year established: | 1886 |
| Company sector name: | Financial Services | Trading currency: | AUD |
| Industry name: | Insurance - Property & Casualty | Place of incorporation: | Australia (AU) |
| Industry group name | Insurance - Property & Casualty | Doing business in: | Australia (AU) |
| Address | 8 Chifley Square Level 27, 2000 | Tel.: | +61 293754444 |
| City/Country: | Sydney, Australia | Fax: | +61 292316104 |
| Web address: | https://www.qbe.com |
| Company description: | QBE Insurance is an international property and casualty insurance company based in Australia, but it only writes about 29% of its annual gross written premiums in its home country. Other regions include a large presence in North America (34% of premiums), Europe (32%), and emerging markets (5%). QBE Insurance offers a number of personal, commercial, and specialty lines, including property (29%), auto insurance (16%), agriculture (13%), public/product liability (11%), workers compensation (7%), marine (7%), and professional indemnity (8%). |
| Price | Price change [%] | Bid | Offer | Open | High | Low | Volume |
|---|---|---|---|---|---|---|---|
| 8.40 | -0.06[-0.71%] | 8.35 | 8.44 | 8.46 | 8.50 | 8.34 | 2,191,412 |
| Market Cap. [m] | Shares In Issue [m] | Beta | EPS | DPS | PE Ratio | Yield | 52-Wks-Range |
| 11395.62 | 1325.205061 | 1.43 | 0.41 | 0.26 | 20.62 | 3.07 | 7.13 - 15.19 |
QBE KEY FIGURES (at previous day's close) | |
|---|---|
Yesterday's Close | 8.46 |
PE Ratio | 20.62 |
Market Capitalisation | 11.40B |
Latest Shares Outstanding | 1.33B |
Earnings pS (EPS) | 0.41 |
Dividend pS (DPS) | 0.26 |
Dividend Yield | 3.07% |
Sales per Employee | 1.43M |
Effective Tax Rate | - |
Foreign Sales | - |
Domestic Sales | - |
Selling, General & Adm/tive (SG... | 0.00% |
Research & Devlopment (R&D) as ... | 0.00% |
Gross Profit Margin | 0.00% |
EBITDA Margin | - |
Pre-Tax Profit Margin | 4.98% |
Assets Turnover | 3.15% |
Return on Assets (ROA) | 0.01% |
Return on Equity (ROE) | 0.05% |
Return on Capital Invested (ROC... | - |
Current Ratio | - |
Leverage Ratio (Assets/Equity) | 4.72% |
Interest Cover | 0.00 |
Total Debt/Equity (Gearing Rati... | 0.38% |
LT Debt/Total Capital | 0.28% |
Working Capital pS | 41.63 |
Cash pS | 0.91 |
Book-Value pS | 38.69 |
Tangible Book-Value pS | -2.95 |
Cash Flow pS | - |
Free Cash Flow pS | -0.57 |
Spread | 0.09 |
Gross gearing | 0.00% |
Net Debt | -1.22B |
QBE Balance Sheet Chart (December 29 2018) | ||
|---|---|---|
 | ||
| Period | High | Low |
|---|---|---|
| 1 Week | 8.57 | 8.07 |
| 1 Month | 8.95 | 8.07 |
| 3 Months | 10.49 | 8.07 |
| 6 Months | 11.03 | 8.07 |
| 1 Year | 15.19 | 7.13 |
| 3 Years | 15.19 | 7.13 |
| 5 Years | 15.19 | 7.13 |
Share price performance previous 3 years |
|---|
Share price performance intraday |
|---|
| Period | Open | Open Avg. | VWAP | Min Vol | Max Vol | Avg. Daily Vol | Change | % |
|---|---|---|---|---|---|---|---|---|
| 1 Week | 8.44 | 8.304 | 8.25 | 2,933,335 | 8,208,482 | 5,308,318 | -0.04 | -0.47% |
| 1 Month | 8.94 | 8.5028 | 8.45 | 2,386,234 | 8,208,482 | 4,378,986 | -0.54 | -6.04% |
| 3 Months | 8.25 | 9.2917 | 9.27 | 257,773 | 16,279,926 | 5,084,231 | 0.15 | 1.82% |
| 6 Months | 10.19 | 9.4412 | 9.46 | 257,773 | 16,279,926 | 5,117,844 | -1.79 | -17.57% |
| 1 Year | 13.86 | 9.6769 | 9.49 | 257,773 | 26,653,780 | 5,998,949 | -5.46 | -39.39% |
| 3 Years | 10.69 | 10.6658 | 10.39 | 257,773 | 26,653,780 | 4,884,022 | -2.29 | -21.42% |
| 5 Years | 10.87 | 10.9336 | 10.77 | 257,773 | 26,653,780 | 5,064,755 | -2.47 | -22.72% |
QBE Growth Ratios (December 29 2018) | ||||
|---|---|---|---|---|
| 1 year | 3 years | 5 years | 10 years | |
Diluted EPS growth | - | -0.16 | - | -0.15 |
Diluted continuous EPS growth | - | -0.05 | - | -0.12 |
Dividend growth | -0.53 | -0.15 | -0.03 | -0.15 |
Equity per share growth | 0.07 | -0.05 | -0.01 | -0.02 |
Revenue growth | 0.10 | 0.00 | -0.00 | 0.03 |
Operating income growth | - | - | - | - |
Net income growth | - | -0.16 | - | -0.11 |
Net income cont growth | - | -0.05 | - | -0.08 |
CFO growth | - | - | - | - |
FCF growth | - | - | - | - |
Operating revenue growth | 0.10 | 0.00 | -0.00 | 0.03 |
QBE Income Statement December 29 2018 (AUD) | |
|---|---|
Total Revenue | 17820.9124398 |
Premiums Earned | 17057.2400113 |
Gross Premiums Written | 19270.3315387 |
Ceded Premiums | -2213.09152734 |
Net Investment Income | 763.67242845 |
Total Expenses | 16932.5587985 |
Loss and Loss Adjustment Expe... | 10681.4961746 |
Policyholder Future Benefits ... | 10681.4961746 |
Policyholder Benefits Gross | 12653.7262681 |
Policyholder Benefits Ceded | 1972.23009351 |
Underwriting Expenses | 2500.70841598 |
Fees and Commission Expense | 3148.20062341 |
Depreciation and Amortization | 119.013884953 |
Amortization | 119.013884953 |
Interest Income/Expense,Net-N... | -432.133748937 |
Interest Expense-Non Operatin... | 432.133748937 |
Income from Associates and Ot... | -2.8336639275 |
Special Income/Charges | -41.0881269481 |
Impairment of Capital Assets | 41.0881269481 |
Other Operating Expenses | 7.0841598187 |
Pretax Income | 888.353641258 |
Provision for Income Tax | 102.011901388 |
Net Income Available to Commo... | 552.564465854 |
Net Income | 552.564465854 |
Net Income Including Noncontr... | 535.56248229 |
Net Income from Continuing Op... | 786.34173987 |
Discontinued Operations | -250.77925758 |
Minority Interest | 17.0019835647 |
Basic EPS | 0.41 |
Basic EPS from Continuing Ope... | 0.58 |
Basic EPS from Discontinued O... | -0.19 |
Diluted EPS | 0.41 |
Diluted EPS from Continuing O... | 0.58 |
Diluted EPS from Discontinued... | -0.19 |
Basic Weighted Average Shares... | 1347 |
Diluted Weighted Average Shar... | 1360.99622132 |
Net Income from Continuing an... | 552.564465854 |
Normalized Income | 839.71359657 |
Basic EPS,Continuing and Disc... | 0.40 |
Diluted EPS,Continuing and Di... | 0.40 |
Dividend Per Share | 0.26 |
Earning Before Interest and T... | 1320.4873902 |
Depreciation,Reconciled | 119.013884953 |
Net Income from Continuing Op... | 803.343723434 |
TotalUnusualItemsExcludingGoo... | -41.0881269481 |
TotalUnusualItems | -41.0881269481 |
Normalized Basic EPS | 0.61 |
Normalized Diluted EPS | 0.61 |
Tax rate for calculations | 0.11 |
Interest Expense | 432.133748937 |
QBE Efficency Ratios (December 29 2018) | |
|---|---|
Days in sales | - |
Days in inventory | - |
Days in payment | - |
Cash conversion cycle | - |
Receivable turnover | - |
Inventory turnover | - |
Payable turnover | - |
Fixed assets turnover | 56.44 |
Assets turnover | 0.32 |
ROE | 0.05 |
ROA | 0.01 |
ROIC | - |
FCF sales ratio | - |
FCF net income ratio | - |
Capital expenditure sales ratio | 0.01 |
QBE Financial Health Ratios (December 29 2018) | |
|---|---|
Current ratio | - |
Quick ratio | - |
Debt total capital ratio | 0.28 |
Debt equity ratio | 0.38 |
Financial leverage | 4.72 |
Total debt to equity | 0.38 |
QBE Avearge Growth Ratios Over 5 Years (December 29 2018) | |
|---|---|
Growth ann capital spending | -0.02 |
Growth ann gross profit | - |
Avg gross margin | - |
Avg post tax margin | 0.02 |
Avg pre tax marginr | 0.04 |
Avg net profit | 0.02 |
Avg ret commonr | 0.03 |
Avg ret assets | 0.01 |
Avg ret invested capital | - |
QBE Profitability Ratios (December 29 2018) | |
|---|---|
Gross margin | - |
Operating margin | - |
EBT margin | 0.05 |
Tax rate | 0.11 |
Net margin | 0.03 |
Sales per employee | 1,431,168.68 |
EBIT margin | 0.07 |
EBITDA margin | - |
Normalized net profit margin | 0.05 |
Interest coverage | 3.06 |
Inc per employee tot ops | 44,375.56 |
QBE Valuation Ratios (December 30 2018) | |
|---|---|
Sales per share | 12.20 |
Growth ann sales per share 5 ye... | -0.01 |
Book value per share | 8.87 |
CF per share | -0.62 |
Price to EPS | - |
Ratio PE 5 year high | - |
Ratio PE 5 year low | - |
Price to book | 1.14 |
Price to sales | 0.83 |
Price to cash flow | - |
Price to free cash flow | - |
Div rate | 0.26 |
Dividend yield | 0.03 |
Div payout tot ops | -0.23 |
Div payout 5 year | 0.21 |
Payout ratio | - |
Sustainable growth rate | - |
Cash return | -0.05 |
QBE Balance Sheet December 29 2018 (AUD) | |
|---|---|
Total Assets | 56081.0427883 |
Total Investments | 31493.3408898 |
Derivative Assets | 249.362425616 |
Long term equity investment | 26945.3102862 |
Other Invested Assets | 4298.66817795 |
Cash and Cash Equivalents | 1222.7259847 |
Reinsurance Recoverable | 7864.83423066 |
Receivables | 7346.27373194 |
Other Receivables | 7346.27373194 |
Deferred Tax Assets | 626.239727968 |
Net Property,Plant,and Equipm... | 277.699064891 |
Goodwill and Other Intangible... | 3967.12949844 |
Goodwill | 3305.46897138 |
Other Intangible Assets | 661.660527061 |
Pension Benefit | 51.0059506942 |
Other Assets | 3231.79370927 |
Total Liabilities | 44179.654293 |
Total Policyholder's Liabilit... | 36541.5131765 |
Unpaid Loss and Loss Adjustme... | 27740.1530179 |
Unearned Premiums | 8801.36015869 |
Payables and Accrued Expenses | 1880.13601587 |
Payables | 1880.13601587 |
Other Payable | 1880.13601587 |
Long Term Debt and Capital Le... | 4516.86030037 |
Long Term Debt | 4516.86030037 |
Derivative Liabilities | 294.701048456 |
Deferred Liabilities,Current | 43.9217908756 |
Deferred Taxes,Current Liabil... | 43.9217908756 |
Provisions,Long Term | 194.105979031 |
Deferred Liabilities, Non cur... | 29.7534712383 |
Deferred Taxes,Non-Current Li... | 29.7534712383 |
Employee Benefits | 36.837631057 |
Pension and Other Postretirem... | 36.837631057 |
Other Liabilities | 641.824879569 |
Total Equity | 11901.3884953 |
Stockholder's Equity | 11874.468688 |
Capital Stock | 11083.8764523 |
Common Stock | 11083.8764523 |
Retained Earnings | 2721.73420232 |
Accumulated Gains/ Losses Not... | -1931.14196656 |
Foreign Currency Translation ... | -2149.33408898 |
Other Equity Adjustments | 212.524794559 |
Minority Interest | 26.9198073109 |
Total Capitalization | 16391.3289884 |
Common Stock Equity | 11874.468688 |
Net Tangible Assets | 7907.33918957 |
Invested Capital | 16391.3289884 |
Tangible Book Value | 7907.33918957 |
Total Debt | 4516.86030037 |
NetDebt | 3294.13431567 |
Ordinary Shares Number | 1327 |
TotalLiabilitiesAsReported | 44179.654293 |
TotalEquityAsReported | 11901.3884953 |
QBE Cash Flow December 29 2018 (AUD) | |
|---|---|
Classes of Cash Receipts from... | 23237.4610371 |
Other Cash Receipts from Oper... | -284.78322471 |
Classes of Cash Payments | -23865.1175971 |
Other Cash Payments from Oper... | -340.039671295 |
Cash Flow from Investing Acti... | 2417.11533012 |
Cash Flow from Continuing Inv... | 2417.11533012 |
Purchase/Sale of Investments,... | 2173.42023236 |
Purchase of Investments | -3049.02238595 |
Sale of Investments | 5222.44261831 |
Purchase/Sale of Property,Pla... | -35.4207990933 |
Purchase of Property,Plant an... | -42.5049589119 |
Sale of Property,Plant,and Eq... | 7.0841598186 |
Purchase/Sale of Intangibles,... | -99.178237461 |
Purchase of Intangibles | -99.178237461 |
Purchase/Sale of Business,Net | 443.468404647 |
Sale of Business | 443.468404647 |
Other Investing Changes,Net | -65.1742703315 |
Cash Flow from Financing Acti... | -1296.40124681 |
Cash Flow from Continuing Fin... | -1296.40124681 |
Issuance/Payments of Debt,Net | -575.233777274 |
Issuance/Payments of Long Ter... | -575.233777274 |
Proceeds or Issuance of Long ... | 4.2504958912 |
Payments to Settle Long Term ... | -579.484273165 |
Issuance/Payments of Common S... | -386.795126098 |
Payments for Common Stock | -386.795126098 |
Cash Dividends Paid | -335.789175404 |
Common Stock Dividends Paid | -335.789175404 |
Other Financing Changes, Net | 1.4168319637 |
Cash and Cash Equivalents,End... | 1222.7259847 |
Change in Cash | 493.057523378 |
Effect of Exchange Rate Chang... | -49.5891187305 |
Cash and Cash Equivalents,Beg... | 810.427883253 |
OtherCashAdjustExcludeFromCha... | -31.170303202 |
Income Tax Paid, Supplemental... | 290.450552564 |
Interest Paid, Supplemental D... | 340.039671295 |
Capital Expenditure | -141.683196373 |
Issuance of Debt | 4.2504958912 |
Repayment of Debt | -579.484273165 |
Repurchase of Capital Stock | -386.795126098 |
Free Cash Flow | -769.339756305 |
ChangeinCashSupplementalAsRep... | 493.057523378 |
