PLUS1
Bank of Queensland Financial Data
| Company name: | Bank of Queensland Ltd | Status: | Active |
| End of fiscal year: | August 30 2018 | ISIN | AU000000BOQ8 |
| Auditor: | KPMG | Year established: | 1887 |
| Company sector name: | Financial Services | Trading currency: | AUD |
| Industry name: | Banks - Regional - Australia | Place of incorporation: | Australia (AU) |
| Industry group name | Banks | Doing business in: | Australia (AU) |
| Address | 100 Skyring Terrace Level 6, 4006 | Tel.: | +61 732123333 |
| City/Country: | Newstead, Australia | Fax: | +61 732123409 |
| Web address: | http://www.boq.com.au |
| Company description: | Founded in 1874 as Brisbane Permanent Benefit Building and Investment Society, Bank of Queensland is one of three remaining regional banks in Australia. The bank is primarily retail-focused but provides a range of banking and other financial services including consumer, residential, business, and commercial lending; deposit-taking; payments services; wealth management; and treasury and foreign exchange services. Given its origins, the bank’s lending book is heavily weighted to the state of Queensland. |
| Price | Price change [%] | Bid | Offer | Open | High | Low | Volume |
|---|---|---|---|---|---|---|---|
| 6.34 | 0.00[0.0%] | 6.34 | 9.27 | 0.00 | |||
| Market Cap. [m] | Shares In Issue [m] | Beta | EPS | DPS | PE Ratio | Yield | 52-Wks-Range |
| 2494.26846526 | 401.788104 | 0.74 | 0.86 | 0.76 | 7.42 | 11.99 | 6.34 - 6.34 |
BOQCD KEY FIGURES (at previous day's close) | |
|---|---|
Yesterday's Close | 6.34 |
PE Ratio | 7.42 |
Market Capitalisation | 2.49B |
Latest Shares Outstanding | 401.79M |
Earnings pS (EPS) | 0.86 |
Dividend pS (DPS) | 0.76 |
Dividend Yield | 11.99% |
Sales per Employee | 515.94k |
Effective Tax Rate | - |
Foreign Sales | - |
Domestic Sales | - |
Selling, General & Adm/tive (SG... | 33.65% |
Research & Devlopment (R&D) as ... | 0.00% |
Gross Profit Margin | 0.00% |
EBITDA Margin | - |
Pre-Tax Profit Margin | 46.86% |
Assets Turnover | 50.36% |
Return on Assets (ROA) | 0.01% |
Return on Equity (ROE) | 0.09% |
Return on Capital Invested (ROC... | - |
Current Ratio | - |
Leverage Ratio (Assets/Equity) | 13.74% |
Interest Cover | 0.00 |
Total Debt/Equity (Gearing Rati... | 2.61% |
LT Debt/Total Capital | 0.08% |
Working Capital pS | 134.67 |
Cash pS | 3.10 |
Book-Value pS | 132.44 |
Tangible Book-Value pS | -2.22 |
Cash Flow pS | - |
Free Cash Flow pS | 0.58 |
Spread | 2.93 |
Gross gearing | 0.00% |
Net Debt | -1.22B |
BOQCD Balance Sheet Chart (August 29 2018) | ||
|---|---|---|
 | ||
| Period | High | Low |
|---|---|---|
| 1 Week | 0.00 | 0.00 |
| 1 Month | 0.00 | 0.00 |
| 3 Months | 0.00 | 0.00 |
| 6 Months | 6.34 | 6.34 |
| 1 Year | 6.34 | 6.34 |
| 3 Years | 10.40 | 6.34 |
| 5 Years | 11.75 | 6.34 |
Share price performance previous 3 years |
|---|
Share price performance intraday |
|---|
| Period | Open | Open Avg. | VWAP | Min Vol | Max Vol | Avg. Daily Vol | Change | % |
|---|---|---|---|---|---|---|---|---|
| 1 Week | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.0% |
| 1 Month | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.0% |
| 3 Months | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.0% |
| 6 Months | 6.34 | 6.34 | 6.34 | 2,247 | 2,247 | 2,247 | 0.00 | 0.0% |
| 1 Year | 6.34 | 6.34 | 6.34 | 2,247 | 2,247 | 2,247 | 0.00 | 0.0% |
| 3 Years | 10.40 | 8.37 | 9.66 | 2,247 | 10,000 | 6,124 | -4.06 | -39.04% |
| 5 Years | 11.71 | 9.9075 | 10.56 | 2,247 | 11,300 | 6,837 | -5.37 | -45.86% |
BOQCD Growth Ratios (August 29 2018) | ||||
|---|---|---|---|---|
| 1 year | 3 years | 5 years | 10 years | |
Diluted EPS growth | -0.08 | -0.01 | 0.08 | 0.00 |
Diluted continuous EPS growth | -0.08 | -0.01 | 0.08 | 0.00 |
Dividend growth | 0.00 | 0.03 | 0.07 | 0.01 |
Equity per share growth | 0.00 | 0.01 | 0.02 | 0.00 |
Revenue growth | 0.02 | 0.01 | 0.06 | 0.07 |
Operating income growth | - | - | - | - |
Net income growth | -0.05 | 0.02 | 0.13 | 0.10 |
Net income cont growth | -0.05 | 0.02 | 0.13 | 0.10 |
CFO growth | - | - | 0.08 | - |
FCF growth | - | - | 0.06 | - |
Operating revenue growth | 0.02 | 0.01 | 0.06 | 0.07 |
BOQCD Income Statement August 29 2018 (AUD) | |
|---|---|
Total Revenue | 1052 |
Net Interest Income | 965 |
Interest and Dividend Income | 2069 |
Interest Expense | 1104 |
Non-Interest Income | 87 |
Fees and Commissions | 77 |
Fees and Commission Income | 112 |
Fees and Commission Expense | 35 |
Foreign Exchange Trading Gain... | 12 |
Other Non-Interest Income | -2 |
Provision for Loan and Lease ... | -41 |
Non-Interest Expense | 552 |
Occupancy and Equipment | 4 |
Occupancy | 4 |
Selling,General and Administr... | 354 |
General and Administrative Ex... | 332 |
Salary and Benefit | 275 |
Rent and Landing Fees | 32 |
OtherGandA | 25 |
Selling and Marketing Expense | 22 |
Depreciation,Amortization and... | 78 |
Depreciation and Amortization | 78 |
Depreciation | 10 |
Amortization | 68 |
Amortization of Intangibles | 68 |
Other Non-Interest Expense | 116 |
Special Income/Charges | 7 |
Other Special Charges | -7 |
Other Non-Operating Income/Ex... | 27 |
Pretax Income | 493 |
Provision for Income Tax | 157 |
Net Income Available to Commo... | 336 |
Net Income | 336 |
Net Income Including Noncontr... | 336 |
Net Income from Continuing Op... | 336 |
Basic EPS | 0.86 |
Basic EPS from Continuing Ope... | 0.86 |
Basic EPS from Discontinued O... | 0.00 |
Diluted EPS | 0.81 |
Diluted EPS from Continuing O... | 0.81 |
Diluted EPS from Discontinued... | 0.00 |
Basic Weighted Average Shares... | 393.417739 |
Diluted Weighted Average Shar... | 413.793103448 |
Dividend Per Share | 0.76 |
Net Income from Continuing an... | 336 |
Normalized Income | 331.229208925 |
Basic EPS,Continuing and Disc... | 0.86 |
Diluted EPS,Continuing and Di... | 0.81 |
Depreciation,Reconciled | 78 |
Net Income from Continuing Op... | 336 |
TotalUnusualItemsExcludingGoo... | 7 |
TotalUnusualItems | 7 |
Normalized Basic EPS | 0.84 |
Normalized Diluted EPS | 0.80 |
Tax rate for calculations | 0.32 |
BOQCD Efficency Ratios (August 29 2018) | |
|---|---|
Days in sales | - |
Days in inventory | - |
Days in payment | - |
Cash conversion cycle | - |
Receivable turnover | - |
Inventory turnover | - |
Payable turnover | - |
Fixed assets turnover | 17.98 |
Assets turnover | 0.02 |
ROE | 0.09 |
ROA | 0.01 |
ROIC | - |
FCF sales ratio | 0.22 |
FCF net income ratio | 0.68 |
Capital expenditure sales ratio | 0.08 |
BOQCD Financial Health Ratios (August 29 2018) | |
|---|---|
Current ratio | - |
Quick ratio | - |
Debt total capital ratio | 0.08 |
Debt equity ratio | 0.09 |
Financial leverage | 13.74 |
Total debt to equity | 2.61 |
BOQCD Avearge Growth Ratios Over 5 Years (August 29 2018) | |
|---|---|
Growth ann capital spending | 0.13 |
Growth ann gross profit | - |
Avg gross margin | - |
Avg post tax margin | 0.32 |
Avg pre tax marginr | 0.46 |
Avg net profit | 0.32 |
Avg ret commonr | 0.09 |
Avg ret assets | 0.01 |
Avg ret invested capital | - |
BOQCD Profitability Ratios (August 29 2018) | |
|---|---|
Gross margin | - |
Operating margin | - |
EBT margin | 0.47 |
Tax rate | 0.32 |
Net margin | 0.32 |
Sales per employee | 515,939.19 |
EBIT margin | - |
EBITDA margin | - |
Normalized net profit margin | 0.31 |
Interest coverage | - |
Inc per employee tot ops | 164,786.66 |
BOQCD Valuation Ratios (August 30 2018) | |
|---|---|
Sales per share | 2.62 |
Growth ann sales per share 5 ye... | 0.02 |
Book value per share | 9.56 |
CF per share | 0.37 |
Price to EPS | 12.74 |
Ratio PE 5 year high | 16.33 |
Ratio PE 5 year low | 10.48 |
Price to book | 1.20 |
Price to sales | 4.38 |
Price to cash flow | 30.77 |
Price to free cash flow | 62.11 |
Div rate | 0.76 |
Dividend yield | 0.07 |
Div payout tot ops | 0.81 |
Div payout 5 year | 0.87 |
Payout ratio | 0.84 |
Sustainable growth rate | 0.02 |
Cash return | 0.06 |
BOQCD Balance Sheet August 29 2018 (AUD) | |
|---|---|
Total Assets | 52980 |
Cash,Cash Equivalents and Fed... | 1218 |
Cash and Cash Equivalents | 1218 |
Cash | 1212 |
Cash and Due from Banks | 6 |
Securities and Investments | 5388 |
Available-for-Sale Securities | 3946 |
Held-to-Maturity Securities | 57 |
Short Term Investments | 1385 |
Long term equity investment | 15 |
Derivative Assets | 135 |
Net Loan | 45078 |
Gross Loan | 45078 |
Net Property,Plant,and Equipm... | 57 |
Gross Property,Plant,and Equi... | 57 |
Machinery,Furniture/Equipment | 57 |
Goodwill and Other Intangible... | 875 |
Goodwill | 682 |
Other Intangible Assets | 193 |
Deferred Assets | 45 |
Deferred Tax Assets | 45 |
Other Assets | 169 |
Total Liabilities | 49124 |
Total Deposits | 38017 |
Interest Bearing Deposits,Lia... | 38017 |
Deposits by Bank | 38017 |
Payables and Accrued Expenses | 675 |
Payables | 675 |
Due to Related Parties | 315 |
Other Payable | 360 |
Current Debt and Capital Leas... | 9728 |
Current Debt | 9728 |
Other Current Borrowings | 9728 |
Derivative Liabilities | 294 |
Long Term Debt and Capital Le... | 349 |
Long Term Debt | 349 |
SubordinatedLiabilities | 349 |
Provisions,Current | 10 |
Employee Benefits | 24 |
Pension and Other Postretirem... | 24 |
Deferred Liabilities,Current | 5 |
Deferred Taxes,Current Liabil... | 5 |
Liabilities of Discontinued O... | 22 |
Total Equity | 3856 |
Stockholder's Equity | 3856 |
Capital Stock | 3418 |
Common Stock | 3418 |
Retained Earnings | 400 |
Accumulated Gains/ Losses Not... | 38 |
Other Equity Adjustments | -21 |
Total Capitalization | 4205 |
Common Stock Equity | 3856 |
Net Tangible Assets | 2981 |
Invested Capital | 13933 |
Tangible Book Value | 2981 |
Total Debt | 10077 |
NetDebt | 8859 |
Ordinary Shares Number | 396.724335 |
TotalLiabilitiesAsReported | 49124 |
TotalEquityAsReported | 3856 |
BOQCD Cash Flow August 29 2018 (AUD) | |
|---|---|
Classes of Cash Receipts from... | 2066 |
Other Cash Receipts from Oper... | -179 |
Classes of Cash Payments | -1749 |
Cash Flow from Investing Acti... | -79 |
Cash Flow from Continuing Inv... | -79 |
Purchase/Sale of Property,Pla... | -6 |
Purchase of Property,Plant an... | -14 |
Sale of Property,Plant,and Eq... | 8 |
Purchase/Sale of Intangibles,... | -73 |
Purchase of Intangibles | -73 |
Cash Flow from Financing Acti... | 66 |
Cash Flow from Continuing Fin... | 66 |
Issuance/Payments of Debt,Net | 349 |
Issuance/Payments of Long Ter... | 349 |
Proceeds or Issuance of Long ... | 3308 |
Payments to Settle Long Term ... | -2959 |
Issuance/Payments of Common S... | 0.00 |
Proceeds or Issuance of Commo... | 11 |
Payments for Common Stock | -11 |
Cash Dividends Paid | -282 |
Common Stock Dividends Paid | -282 |
Other Financing Changes, Net | -1 |
Cash and Cash Equivalents,End... | 1218 |
Change in Cash | 304 |
Cash and Cash Equivalents,Beg... | 914 |
Income Tax Paid, Supplemental... | 147 |
Interest Paid, Supplemental D... | 1102 |
Capital Expenditure | -87 |
Issuance of Capital Stock | 11 |
Issuance of Debt | 3308 |
Repayment of Debt | -2959 |
Repurchase of Capital Stock | -11 |
Free Cash Flow | 230 |
ChangeinCashSupplementalAsRep... | 304 |
