PLUS1
BNK Banking Financial Data
| Company name: | BNK Banking Corp Ltd | Status: | Active |
| End of fiscal year: | June 29 2018 | ISIN | AU0000041857 |
| Auditor: | RSM Australia Partners | Year established: | 1982 |
| Company sector name: | Financial Services | Trading currency: | AUD |
| Industry name: | Savings & Cooperative Banks | Place of incorporation: | Australia (AU) |
| Industry group name | Banks | Doing business in: | Australia (AU) |
| Address | 191 St Georges Terrace Level 14, 6000 | City/Country: | Perth, Australia |
| Web address: | http://www.goldfieldsmoney.com.au |
| Company description: | BNK Banking Corp Ltd, formerly Goldfields Money Ltd is engaged in the provision of a range of banking products and services to existing and new customers. It provides financial products and services in Western Australia. It offers a range of loan products, including home loans, personal loans, car loans, business loans and self-managed super fund (SMSF) loans. It also offers a range of savings and investments, including transaction and savings accounts and term deposits. It offers general and health insurance. It offers deposit accounts, including General Savings Account and Business Account. |
| Price | Price change [%] | Bid | Offer | Open | High | Low | Volume |
|---|---|---|---|---|---|---|---|
| 0.71 | -0.01[-1.39%] | 0.70 | 0.72 | 0.70 | 0.73 | 0.70 | 7,800 |
| Market Cap. [m] | Shares In Issue [m] | Beta | EPS | DPS | PE Ratio | Yield | 52-Wks-Range |
| 16.651044 | 82.415399 | 0.47 | -0.02 | - | -40.00 | - | 0.40 - 0.80 |
BBC KEY FIGURES (at previous day's close) | |
|---|---|
Yesterday's Close | 0.72 |
PE Ratio | -40.00 |
Market Capitalisation | 16.65M |
Latest Shares Outstanding | 82.42M |
Earnings pS (EPS) | -0.02 |
Dividend pS (DPS) | - |
Dividend Yield | - |
Sales per Employee | - |
Effective Tax Rate | - |
Foreign Sales | - |
Domestic Sales | - |
Selling, General & Adm/tive (SG... | 58.62% |
Research & Devlopment (R&D) as ... | 0.00% |
Gross Profit Margin | 0.00% |
EBITDA Margin | - |
Pre-Tax Profit Margin | - |
Assets Turnover | 52.20% |
Return on Assets (ROA) | -0.00% |
Return on Equity (ROE) | -0.02% |
Return on Capital Invested (ROC... | - |
Current Ratio | - |
Leverage Ratio (Assets/Equity) | 9.00% |
Interest Cover | 0.00 |
Total Debt/Equity (Gearing Rati... | - |
LT Debt/Total Capital | - |
Working Capital pS | 9.56 |
Cash pS | 1.69 |
Book-Value pS | 9.48 |
Tangible Book-Value pS | -0.08 |
Cash Flow pS | - |
Free Cash Flow pS | -0.27 |
Spread | 0.02 |
Gross gearing | 0.00% |
Net Debt | -39.04M |
BBC Balance Sheet Chart (June 29 2018) | ||
|---|---|---|
 | ||
| Period | High | Low |
|---|---|---|
| 1 Week | 0.74 | 0.68 |
| 1 Month | 0.78 | 0.68 |
| 3 Months | 0.795 | 0.68 |
| 6 Months | 0.795 | 0.62 |
| 1 Year | 0.795 | 0.395 |
| 3 Years | 0.795 | 0.39 |
| 5 Years | 0.795 | 0.39 |
Share price performance previous 3 years |
|---|
Share price performance intraday |
|---|
| Period | Open | Open Avg. | VWAP | Min Vol | Max Vol | Avg. Daily Vol | Change | % |
|---|---|---|---|---|---|---|---|---|
| 1 Week | 0.695 | 0.716 | 0.718224 | 550 | 52,674 | 30,606 | 0.015 | 2.16% |
| 1 Month | 0.74 | 0.729167 | 0.737358 | 128 | 223,862 | 51,575 | -0.03 | -4.05% |
| 3 Months | 0.70 | 0.724 | 0.726697 | 128 | 941,000 | 64,989 | 0.01 | 1.43% |
| 6 Months | 0.645 | 0.712139 | 0.713839 | 128 | 941,000 | 66,783 | 0.065 | 10.08% |
| 1 Year | 0.42 | 0.625229 | 0.612492 | 128 | 941,000 | 71,085 | 0.29 | 69.05% |
| 3 Years | 0.745 | 0.615565 | 0.603983 | 128 | 1,105,697 | 63,061 | -0.035 | -4.7% |
| 5 Years | 0.745 | 0.615565 | 0.603983 | 128 | 1,105,697 | 63,061 | -0.035 | -4.7% |
BBC Growth Ratios (June 29 2018) | ||||
|---|---|---|---|---|
| 1 year | 3 years | 5 years | 10 years | |
Diluted EPS growth | - | - | - | - |
Diluted continuous EPS growth | - | - | - | - |
Dividend growth | - | - | - | - |
Equity per share growth | 0.06 | -0.00 | 0.00 | - |
Revenue growth | 0.18 | 0.11 | 0.11 | - |
Operating income growth | - | - | - | - |
Net income growth | - | - | - | - |
Net income cont growth | - | - | - | - |
CFO growth | - | - | - | - |
FCF growth | - | - | - | - |
Operating revenue growth | 0.18 | 0.11 | 0.11 | - |
BBC Income Statement June 29 2018 (AUD) | |
|---|---|
Total Revenue | 4.235759 |
Net Interest Income | 3.20767 |
Interest and Dividend Income | 7.993233 |
Interest Expense | 4.785563 |
Non-Interest Income | 1.028089 |
Fees and Commissions | 1.016259 |
Fees and Commission Income | 1.373254 |
Fees and Commission Expense | 0.356995 |
Other Non-Interest Income | 0.01183 |
Provision for Loan and Lease ... | -4,946.00 |
Non-Interest Expense | 4.226165 |
Occupancy and Equipment | 0.210246 |
Occupancy | 0.210246 |
Selling,General and Administr... | 2.483008 |
General and Administrative Ex... | 2.384142 |
Salary and Benefit | 2.384142 |
Selling and Marketing Expense | 0.098866 |
Depreciation,Amortization and... | 0.152136 |
Depreciation and Amortization | 0.152136 |
Depreciation | 0.09589 |
Amortization | 0.056246 |
Amortization of Intangibles | 0.056246 |
Other Non-Interest Expense | 1.380775 |
Other Non-Operating Income/Ex... | -0.422509 |
Pretax Income | -0.417861 |
Provision for Income Tax | -0.011162 |
Net Income Available to Commo... | -0.406699 |
Net Income | -0.406699 |
Net Income Including Noncontr... | -0.406699 |
Net Income from Continuing Op... | -0.406699 |
Basic EPS | -0.02 |
Basic EPS from Continuing Ope... | -0.02 |
Basic EPS from Discontinued O... | 0.00 |
Diluted EPS | -0.02 |
Diluted EPS from Continuing O... | -0.02 |
Diluted EPS from Discontinued... | 0.00 |
Basic Weighted Average Shares... | 23.12645 |
Diluted Weighted Average Shar... | 23.12645 |
Net Income from Continuing an... | -0.406699 |
Normalized Income | -0.406699 |
Basic EPS,Continuing and Disc... | -0.02 |
Diluted EPS,Continuing and Di... | -0.02 |
Depreciation,Reconciled | 0.152136 |
Net Income from Continuing Op... | -0.406699 |
Normalized Basic EPS | -0.02 |
Normalized Diluted EPS | -0.02 |
Tax rate for calculations | 0.03 |
BBC Efficency Ratios (June 29 2018) | |
|---|---|
Days in sales | - |
Days in inventory | - |
Days in payment | - |
Cash conversion cycle | - |
Receivable turnover | - |
Inventory turnover | - |
Payable turnover | - |
Fixed assets turnover | 5.38 |
Assets turnover | 0.02 |
ROE | -0.02 |
ROA | -0.00 |
ROIC | - |
FCF sales ratio | - |
FCF net income ratio | - |
Capital expenditure sales ratio | 0.38 |
BBC Financial Health Ratios (June 29 2018) | |
|---|---|
Current ratio | - |
Quick ratio | - |
Debt total capital ratio | - |
Debt equity ratio | - |
Financial leverage | 9.00 |
Total debt to equity | - |
BBC Avearge Growth Ratios Over 5 Years (June 29 2018) | |
|---|---|
Growth ann capital spending | 0.45 |
Growth ann gross profit | - |
Avg gross margin | - |
Avg post tax margin | -0.06 |
Avg pre tax marginr | -0.09 |
Avg net profit | -0.06 |
Avg ret commonr | -0.01 |
Avg ret assets | -0.00 |
Avg ret invested capital | - |
BBC Profitability Ratios (June 29 2018) | |
|---|---|
Gross margin | - |
Operating margin | - |
EBT margin | -0.10 |
Tax rate | - |
Net margin | -0.10 |
Sales per employee | - |
EBIT margin | - |
EBITDA margin | - |
Normalized net profit margin | -0.10 |
Interest coverage | - |
Inc per employee tot ops | - |
BBC Valuation Ratios (June 28 2018) | |
|---|---|
Sales per share | 0.19 |
Growth ann sales per share 5 ye... | - |
Book value per share | 0.79 |
CF per share | 0.12 |
Price to EPS | - |
Ratio PE 5 year high | - |
Ratio PE 5 year low | - |
Price to book | 1.63 |
Price to sales | 6.73 |
Price to cash flow | 10.65 |
Price to free cash flow | 19.38 |
Div rate | - |
Dividend yield | - |
Div payout tot ops | - |
Div payout 5 year | - |
Payout ratio | 0.00 |
Sustainable growth rate | -0.02 |
Cash return | 0.19 |
BBC Balance Sheet June 29 2018 (AUD) | |
|---|---|
Total Assets | 221.121573 |
Cash,Cash Equivalents and Fed... | 39.036542 |
Cash and Cash Equivalents | 39.036542 |
Cash | 14.529171 |
Interest Bearing Deposits,Ass... | 24.507371 |
Securities and Investments | 7.459059 |
Short Term Investments | 7.459059 |
Net Loan | 170.51055 |
Gross Loan | 170.51055 |
Receivables | 0.505893 |
Accounts Receivable | 0.505893 |
Accounts Receivable,Gross | 0.505893 |
Prepaid Assets and Others | 0.206669 |
Net Property,Plant,and Equipm... | 0.787331 |
Gross Property,Plant,and Equi... | 1.190531 |
Land and Improvements | 0.52 |
Machinery,Furniture/Equipment | 0.670531 |
Accumulated Depreciation | -0.4032 |
Goodwill and Other Intangible... | 1.948789 |
Other Intangible Assets | 1.948789 |
Deferred Assets | 0.66674 |
Deferred Tax Assets | 0.66674 |
Total Liabilities | 196.555673 |
Total Deposits | 195.223308 |
Interest Bearing Deposits,Lia... | 195.223308 |
Deposits by Bank | 195.223308 |
Payables and Accrued Expenses | 1.042206 |
Payables | 1.042206 |
Accounts Payable | 1.042206 |
Employee Benefits | 0.283093 |
Pension and Other Postretirem... | 0.283093 |
Deferred Liabilities,Current | 7,066.00 |
Deferred Taxes,Current Liabil... | 7,066.00 |
Total Equity | 24.5659 |
Stockholder's Equity | 24.5659 |
Capital Stock | 24.28044 |
Common Stock | 24.28044 |
Retained Earnings | -0.716025 |
Accumulated Gains/ Losses Not... | 1.001485 |
Other Equity Adjustments | 0.699068 |
Common Stock Equity | 24.5659 |
Net Tangible Assets | 22.617111 |
Tangible Book Value | 22.617111 |
Ordinary Shares Number | 25.907066 |
TotalLiabilitiesAsReported | 196.555673 |
TotalEquityAsReported | 24.5659 |
BBC Cash Flow June 29 2018 (AUD) | |
|---|---|
Classes of Cash Receipts from... | 3.589501 |
Other Cash Receipts from Oper... | -6.10435 |
Classes of Cash Payments | -8.112467 |
Cash Flow from Investing Acti... | -1.61574 |
Cash Flow from Continuing Inv... | -1.61574 |
Purchase/Sale of Property,Pla... | -0.095409 |
Purchase of Property,Plant an... | -0.095409 |
Purchase/Sale of Intangibles,... | -1.520331 |
Purchase of Intangibles | -1.520331 |
Cash Flow from Financing Acti... | 4.44451 |
Cash Flow from Continuing Fin... | 4.44451 |
Issuance/Payments of Common S... | 4.44451 |
Proceeds or Issuance of Commo... | 4.730599 |
Payments for Common Stock | -0.286089 |
Cash and Cash Equivalents,End... | 14.529171 |
Change in Cash | -1.694196 |
Cash and Cash Equivalents,Beg... | 16.223367 |
Interest Paid, Supplemental D... | 3.489471 |
Capital Expenditure | -1.61574 |
Issuance of Capital Stock | 4.730599 |
Repurchase of Capital Stock | -0.286089 |
Free Cash Flow | -6.138706 |
ChangeinCashSupplementalAsRep... | -1.694196 |
