According to this story the number of cash withdrawls from Barclays over the xmas period was down 8%, but the most interesting bit I believe is that the withdrawls from the LINK network was up 17%. Given the target market of PEA, I believe they are more likely to bank with banks/BSs using LINK ATMs. However, to add to the good news, barclaycard said that spending was up 7% the week running up to xmas... maybe there was a late shopping rush. Market sentiment may change over the next few days.