THE FUTURE IS SUNNY::::::::THE FUTURE IS RSA !

MoreThan is a small part of the overall RSA group, they will make more money from the intermediated business (Lloyds TSB, HSBC, post office etc)The majority of profits come from the large corporate underwriting contracts, unfortunately from a Uk investors perspective the way MoreThan treat you is the easiest way of seeing how the company operates. You are correct Chancer, Morethan do have a low risk approach and cherry pick those customers with low risk profiles (safe area, garaged, safe undesirable vehicle) for anyone else you are better off with Direct Line et al