1 destiny: pull yourself together man!
1 take out another 10k invest it in any of the following bprg,tou,jrvs,tmc,csh,smr,hbg,mcr (make sure it is in your mothers name.)
2 go to spain and get a black money job possibly in any of the main marinas on the costa del sol.chill out relax get pissed enjoy life play with las signoritas.Dont let anyone know your address.the banks will put ccjs against you and write them off after a few years.
3 alternativly go to court and declare yourself bankrupt.thay cant touch you son.
above all chill out.you sound like a women......oh and dont invest in crappy tech stocks.