1destiny1...I am feeling very concerned about you. Remember you can use losses to avoid paying cgt and you can carry losses forward into future years so that you don't pay or at least limit cgt. I know you were looking at cyc and neb. Cyc is the best share around at the moment imho and will go up soon on news of further floats. It will help you make some profits.
I have lost on this share and am in debt. However I am getting closer to the day when I can clear our debt and that is because I have invested serious money on the stock market and am in or close to profit in some of my shares. One way I have had to use is by using money on credit(cards), borrowing at very low int. rates e.g. 0%,1.9% and investing that money. This is of course not normally a good idea but I have been desperate to clear the debt.
I hope this helps you. If not remember I am thinking about you and if there is anything I can do please feel free to say.