Oh good - a bit of wall to bang my head against. Our chavcellor is selling off the best of British, not that he would admit it. Milk the pension system so that they're all in deficit and introduce regulations so that assets must more accurately match liabilities, i.e. funds covering younger people have to buy 50 year government bonds yielding less than 1% above inflation instead of high yield stocks often favoured by pension funds in the past that might yield 3-4% above inflation as well as growth. Result - up to 6% p.a. reduction in pension fund growth, pension funds close, government gets to borrow for its overspending at very cheap rates, and mature British businesses suffer from low ratings as funds switch and all get sold to Icelandic entrepreneurs. The chancellor will blame the results on weaknesses of capitalism rather than his own weaknesses in understanding it. He has sold comfortable retirements down the river for current spending, and British businesses become foreign owned and so are more likely to move jobs to where production is cheapest, reducing investment in the UK. And then there's the effect on housing market....