MFI goodbye !

Thanks Grahamite. I read the note about the dive before my post. I've also seen something saying that due to increased mortgage applications, there's a suggestion house prices will rise 5% next year. On the one hand I'd like to think that's accurate, but on the other hand I'm concerned by the high borrowing multiples people already need to get onto the housing ladder and think a small rise (2%-3%) would actually be better for the economy as a whole as it would boost confidence without increasing the affordability concerns.
I don't like to think about what dear old Gordon wil be doing to our diposable incomes in 2006 or the possible repercussions those will have, but I don't see them impacting the market positively (another danger to MFI).