o/t sogo. as to your post about the insurance, did you know that if you get two three or even four builders round to give you a estimate for the insurance company it is up to you who you have in your house, so if builder 1 gives you a estimate for say £1000
and builder 2 gives you £2000 and builder 3 says £3000, you can have builder 3 simply for the fact you dont like builder 1 or 2, regardless of the price differance, they are in your house and its your perogative who you have in there, not a lot of people know that.