This long term propective of this bank is very positive. I am a customer and also a close friend of friends of some of the top level management team here. Looking at their current products, I disagree with the papers which deramp this stock on the basis "IBB has nothing special, and their is nothing stopping other banks copying their products". The latter may be true, but Muslims will use the products of this bank rather then other (copying) banks. The copied product will NEVER be the same, make myu words, the other banks will copy and try to add some flavour, but it won't wash with muslims, and no-muslims alike.
The potential, of mortgage products this bank can offer once they have the financial capacity it overwhelming. No high street bank could match the mortgages in time to break this bank. Non-muslims will see and take this opportunity faster than muslim and this will propel this stock to an easy £1+.
I have been in IBB from the very start and will continue to support it all the way.
Duxy786