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An old lady was standing at the railing of the cruise ship


holding her hat tight


so that it would not blow away in the wind.



A gentleman approached her and said,


"Pardon me, madam.


I do not intend to be forward


but did you know that your dress


is blowing up in this high wind?"



"Yes, I know," said the lady.


"I need both my hands


to hold onto this hat."



"But madam, you must know that you are


not wearing any panties


and your privates are exposed!"


said the gentleman in earnest.



The woman looked down,


then back up at the man


and replied,


"Sir, anything you see down there


is 85 years old.


I just bought this hat yesterday!"