I think Crypty is just having fun or venting out another side of himself via this BB imo that he can't do anywhere else, as nilip has said he should keep his BVC as most fixed rate mortgages allow you to pay off 10% of the loan each year without penalties and BVC should help towards that!
I am not so sure about parachuting as the last time I did that I was 5 stone lighter and carrying a gun (bugger thats the clay pigeon shooting out then). ;)
Perhaps we should go to NS instead or should that be the 500p party!!!!