CHICAGO, Oct. 22, 2012 /PRNewswire/ -- Nowadays it seems
like every member of a family owns a Smartphone or tablet, and
while convenient, these devices also offer thieves the opportunity
to help themselves to your personal information. In fact, 7% of
Smartphone owners were victims of identity fraud last year – this
incidence rate is one-third higher than that of the general
public.
"Even though the old-fashioned ways of stealing a person's
identity are still prevalent, thieves are beginning to focus on the
personal information they can obtain from everyday electronic
devices such as cell phones, PDAs, and even copy machines," said
Mary Biron, BMO Harris Bank Chief
Security Officer. "Consumers need to stay in front of these trends
and learn to protect themselves through an array of different
options."
There are numerous techniques that thieves use when committing
identity theft, from more traditional methods such as stolen
wallets, to emerging methods through the Internet and social media.
Biron recommends taking the following steps to protect you and your
family from identity theft.
Safeguard Your Personal Information:
- Carry only necessary identification. Do not carry your Social
Security Card or write your Social Security number on a check.
- Shred papers with any of your personal information - especially
credit card applications.
- If you have the option to choose a password on your accounts,
don't use your mother's maiden name, your birth date, the last four
digits of your Social Security number or your phone number, a
series of consecutive numbers, or a single word that would appear
in a dictionary.
- Retrieve incoming mail as soon as possible from your mailbox.
If you must pay a bill through the mail, use a secure mailbox.
- When mailing your bills, don't leave payment envelopes
containing checks in your mailbox; use a secure mailbox.
- Don't give out your Social Security number to anyone unless you
have initiated the contact and know who you are dealing with.
- Be suspicious of telephone, text message or email requests for
personal information.
Monitor Your Personal Information:
- Review your financial statements carefully. Question
transactions that look unfamiliar. Also, if you don't receive your
statement when you're expecting it, contact your financial
institution.
- Sign any debit cards and credit cards as soon as you receive
them.
- Report stolen/lost checks, debit cards, and credit cards
immediately.
- Check your credit report at least once a year. Consumers are
eligible for a free credit report annually from each of the three
major credit bureaus, Experian, Equifax, and TransUnion. Click here
for reports and additional information. Once you get your report,
look at it carefully.
- Is all your information correct?
- Are there any accounts or addresses that aren't familiar?
- Does the number of inquiries seem reasonable?
Learn more on how to protect yourself from identity theft.
About BMO Harris Bank
Based in Chicago, BMO Harris Bank N.A. provides a broad
range of personal banking products and solutions through over 600
branches and approximately 1,300 ATMs in Illinois, Wisconsin, Indiana, Kansas, Missouri, Minnesota, Nevada, Arizona and Florida. BMO Harris Bank's commercial banking
team provides a combination of sector expertise, local knowledge
and mid-market focus throughout the U.S. Deposit and loan products
and services provided by BMO Harris Bank N.A. Member FDIC. BMO
Harris BankSM is a trade name used by BMO Harris Bank N.A. BMO
Harris Bank is part of BMO Financial Group, a North American
financial organization with 1,600 branches, and a retail deposit
base of approximately $180
billion.
SOURCE BMO Harris Bank