| Company Name: | PNC Financial Services Group | | Ticker Symbol: | PNC | | | WWW Address: | www.pnc.com | | CEO: | James E. Rohr | | No. of Employees: | 25,313 | | Common Issue Type: | CS | | Business Description: | A financial services company, engaged in retail banking, corporate and institutional banking, asset management and global fund processing services.
|
| | | Industry Information: | BANKING - Money Center Banks [more like this] |
| | Price | Day Change | Bid | Ask | Open | High | Low | Volume | | 56.74 |  0.14 | 56.74 | 56.75 | 56.5 | 56.73 | 55.49 | 1415275 |
| Market Cap (mil) | Shares Outstanding (mil) | Beta | EPS | DPS | P/E | Yield | 52-Wks-Range |
| 26,174.2 | 461.3 | 1.22 | 2.46 | 2.61 | 40.7 | 0.7 | 57.50 - 16.20 |
| | KEY FIGURES (Latest Twelve Months - LTM) | | Yesterday's Close | 56.60 | $ | | PE Ratio - LTM | 40.7 | |
| Market Capitalisation | 26,109.0 | mil |
| Latest Shares Outstanding | 461.3 | mil |
| Earnings pS (EPS) | 2.46 | $ |
| Dividend pS (DPS) | 2.61 | ¢ |
| Dividend Yield | 0.7 | % |
| Dividend Payout Ratio | 106 | % |
| Revenue per Employee | 382,412 | $ |
| Effective Tax Rate | 29.0 | % |
| Float | 460.0 | mil |
| Float as % of Shares Outstanding | 99.7 | % |
| Foreign Sales | - | |
| Domestic Sales | - | |
| Selling, General & Adm/tive (SG&A) as % of Revenue | - | |
| Research & Devlopment (R&D) as % of Revenue | - | |
| Gross Profit Margin | - | |
| EBITDA Margin | 27.7 | % |
| Pre-Tax Profit Margin | 5.4 | % |
| Assets Turnover | 0.1 | % |
| Return on Assets (ROA) | 0.3 | % |
| Return on Equity (ROE) | 2.7 | % |
| Return on Capital Invested (ROCI) | 1.4 | % |
| Current Ratio | - | |
| Leverage Ratio (Assets/Equity) | 10.2 | |
| Interest Cover | 1.3 | |
| Total Debt/Equity (Gearing Ratio) | 0.92 | |
| LT Debt/Total Capital | 48.0 | % |
| Working Capital pS | - | |
| Cash pS | - | |
| Book-Value pS | 59.17 | $ |
| Tangible Book-Value pS | 31.23 | $ |
| Cash Flow pS | 1.15 | $ |
| Free Cash Flow pS | 17.76 | $ |
 |
| KEY FIGURES (LTM): Price info |
| Price/Book Ratio | 0.96 | |
| Price/Tangible Book Ratio | 1.81 | |
| Price/Cash Flow | 49.4 | |
| Price/Free Cash Flow | 3.2 | |
| P/E as % of Industry Group | 0.0 | % |
| P/E as % of Sector Segment | 0.0 | % |
| | | Balance Sheet (at a glance) in Millions |
| | | | | | DIVIDEND INFO | | Dividend Declared Date | 10/01/2009 |
| Dividend Ex-Date | 10/07/2009 |
| Dividend Record Date | 10/12/2009 |
| Dividend Pay Date | 10/23/2009 |
| Dividend Amount | 100 |
| Type of Payment | Cash Payment |
| Dividend Rate | 0.40 |
| Current Dividend Yield | 0.7 |
| 5-Y Average Dividend Yield | 3.8 |
| Payout Ratio | 106.0 |
| 5-Y Average Payout Ratio | 56.0 |
|  | | Share price performance previous 3 years |
|
 | | | Share price performance intraday |
|
 | | | | | PRICE/VOLUME | High | Low | Close | % Price Chg | % Price Chg vs. Mkt. | Avg. Daily Vol | Total Vol |
| 1 Week | - | - | - | 3.2 | 102 | 31,347 | 27,950 |
| 4 Weeks | 56.74 | 49.17 | 48.94 | 15.7 | 108 | 38,173 | 610,769 |
| 13 Weeks | 56.74 | 39.44 | 42.86 | 32.1 | 123 | 54,595 | 3,275,687 |
| 26 Weeks | 56.74 | 33.06 | 45.55 | 24.3 | 103 | 60,499 | 7,501,929 |
| 52 Weeks | 57.50 | 16.20 | 52.77 | 7.3 | 87 | 86,123 | 21,358,431 |
| YTD | 56.74 | 16.20 | - | 15.5 | 94 | 88,995 | 20,112,953 |
| Moving Average | 5-Days | 10-Days | 10-Weeks | 30-Weeks | 200-Days | Beta (60-Mnth) | Beta (36-Mnth) |
| 55.59 | 54.98 | 49.34 | 43.61 | 40.12 | 1.22 | 1.30 |
| | | | GROWTH RATES | 5-Year
Growh | R² of 5-Year Growth | 3-Year
Growth |
| Revenue | 15.91 | 76.9 | 9.29 |
| Income | -16.90 | 37.5 | -42.52 |
| Dividend | 4.33 | 52.0 | 3.53 |
| Capital Spending | 0.00 | NA | 0.00 |
| R&D | 0.00 | NA | 0.00 |
| Normalized Inc. | -12.80 | NA | -33.12 |
| | | CHANGES | YTD vs.
Last YTD | Curr Qtr vs.
Qtr 1-Yr ago | Annual vs.
Last Annual |
| Revenue % | 98.3 | 117.4 | -2.8 |
| Earnings % | 15.3 | 133.5 | -39.9 |
| EPS % | -33.0 | 40.8 | -43.4 |
| EPS $ | -1.07 | 0.29 | -1.89 |
| | | | SOLVENCY RATIOS | | SHORT-TERM SOLVENCY RATIOS (LIQUIDITY) |
| Free Cash Flow Margin | 146.55 |
| Free Cash Flow Margin 5YEAR AVG | 15.11 |
| Cash-Flow pS | 21.55 |
| Free Cash-Flow pS | 26.97 |
| FINANCIAL STRUCTURE RATIOS |
| Financial Leverage Ratio (Assets/Equity) | 11.45 |
| Debt Ratio | 91.27 |
| Total Debt/Equity (Gearing Ratio) | 1.69 |
| LT Debt/Equity | 1.69 |
| LT Debt/Capital Invested | 62.84 |
| LT Debt/Total Liabilities | 16.19 |
| | | | VALUATION RATIOS | | MULTIPLES |
| PQ Ratio | 10.21 |
| Tobin's Q Ratio | 0.12 |
| Current P/E Ratio - LTM | 40.70 |
| Enterprise Value (EV)/EBITDA | 0.05 |
| Enterprise Value (EV)/Free Cash Flow | 3.95 |
| Dividend Yield | 0.7 |
| Price/Tangible Book Ratio - LTM | 1.81 |
| Price/Book Ratio - LTM | 0.96 |
| Price/Cash Flow Ratio | 49.4 |
| Price/Free Cash Flow Ratio - LTM | 3.2 |
| P/E Ratio (1 month ago) - LTM | 37.7 |
| P/E Ratio (26 weeks ago) - LTM | 18.9 |
| P/E Ratio (52 weeks ago) - LTM | 14.1 |
| 5-Y High P/E Ratio | 35.8 |
| 5-Y Low P/E Ratio | 7.1 |
| 5-Y Average P/E Ratio | 14.1 |
| Current P/E Ratio as % of 5-Y Average P/E | 288 |
| P/E as % of Industry Group | 0.0 |
| P/E as % of Sector Segment | 0.0 |
| Current 12 Month Normalized P/E Ratio - LTM | 36.3 |
| PER SHARE FIGURES |
| Tangible Book Value pS - LTM | 31.23 |
| Book Value pS - LTM | 59.17 |
| Capital Invested pS | 148.32 |
| Cash Flow pS - LTM | 1.15 |
| Free Cash Flow pS - LTM | 17.76 |
| Earnings pS (EPS) | 2.46 |
| | | | OPERATING RATIOS | | PROFITABILITY |
| Return on Equity (ROE) | 3.47 |
| Return on Equity (ROE) - 5YEAR AVRG. | 11.1 |
| Return on Capital Invested (ROCI) | 1.29 |
| Return on Capital Invested (ROCI) - 5YEAR AVRG. | 4.7 |
| Return on Assets (ROA) | 0.30 |
| Return on Assets (ROA) - 5YEAR AVRG. | 1.1 |
| EBIT Margin - LTM | 25.6 |
| EBITDA Margin - LTM | 27.7 |
| Pre-Tax Profit Margin | 32.51 |
| Pre-Tax Profit Margin - 5YEAR AVRG. | 92.49 |
| Net Profit Margin | 23.07 |
| Net Profit Margin - 5YEAR AVRG. | 62.26 |
| Effective Tax Rate | 29.04 |
| Effective Tax Rate - 5YEAR AVRG. | 30.93 |
| EFFICIENCY RATIOS |
| Revenue per Employee - LTM | 671,829 |
| Net Income per Employee - LTM | 41,836 |
| Assets/Revenue - LTM | 1,000.00 |
| Assets/Revenue - 5YEAR AVRG. | 5,046.59 |
|
|  
| |
| |