| Company Name: | Manulife Financial Corporation | | Ticker Symbol: | MFC | | | WWW Address: | www.manulife.com | | CEO: | Donald A. Guloien | | No. of Employees: | 24,000 | | Common Issue Type: | CS | | Business Description: | The Company is a global provider of financial protection and wealth management products and services, including individual life insurance, group life and health insurance, long-term care insurance, pension products, annuities and mutual funds.
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| | | Industry Information: | INSURANCE - Life Insurance [more like this] |
| | Price | Day Change | Bid | Ask | Open | High | Low | Volume | | 17.7 |  -0.11 | 17.25 | 18.12 | 17.59 | 17.70 | 17.47 | 2177909 |
| Market Cap (mil) | Shares Outstanding (mil) | Beta | EPS | DPS | P/E | Yield | 52-Wks-Range |
| 28,567.8 | 1,614.0 | 2.11 | 0.26 | 0.94 | 0.0 | 2.9 | 24.97 - 6.94 |
| | KEY FIGURES (Latest Twelve Months - LTM) | | Yesterday's Close | 17.70 | $ | | PE Ratio - LTM | 0.0 | |
| Market Capitalisation | 28,567.8 | mil |
| Latest Shares Outstanding | 1,614.0 | mil |
| Earnings pS (EPS) | 0.26 | $ |
| Dividend pS (DPS) | 0.94 | ¢ |
| Dividend Yield | 2.9 | % |
| Dividend Payout Ratio | 362 | % |
| Revenue per Employee | 1,132,542 | $ |
| Effective Tax Rate | 13.1 | % |
| Float | 0.0 | mil |
| Float as % of Shares Outstanding | 0.0 | % |
| Foreign Sales | - | |
| Domestic Sales | - | |
| Selling, General & Adm/tive (SG&A) as % of Revenue | - | |
| Research & Devlopment (R&D) as % of Revenue | - | |
| Gross Profit Margin | - | |
| EBITDA Margin | -1.7 | % |
| Pre-Tax Profit Margin | -5.4 | % |
| Assets Turnover | 0.2 | % |
| Return on Assets (ROA) | -0.2 | % |
| Return on Equity (ROE) | 0.0 | % |
| Return on Capital Invested (ROCI) | -1.4 | % |
| Current Ratio | - | |
| Leverage Ratio (Assets/Equity) | 7.9 | |
| Interest Cover | 0.0 | |
| Total Debt/Equity (Gearing Ratio) | 0.22 | |
| LT Debt/Total Capital | 13.0 | % |
| Working Capital pS | - | |
| Cash pS | - | |
| Book-Value pS | 14.01 | $ |
| Tangible Book-Value pS | 8.88 | $ |
| Cash Flow pS | -0.26 | $ |
| Free Cash Flow pS | 5.35 | $ |
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| KEY FIGURES (LTM): Price info |
| Price/Book Ratio | 1.26 | |
| Price/Tangible Book Ratio | 1.99 | |
| Price/Cash Flow | -68.9 | |
| Price/Free Cash Flow | 3.3 | |
| P/E as % of Industry Group | 0.0 | % |
| P/E as % of Sector Segment | 0.0 | % |
| | | Balance Sheet (at a glance) in Millions |
| | | | | | DIVIDEND INFO | | Dividend Declared Date | 11/05/2009 |
| Dividend Ex-Date | 11/12/2009 |
| Dividend Record Date | 11/16/2009 |
| Dividend Pay Date | 12/20/2009 |
| Dividend Amount | 130 |
| Type of Payment | Cash Payment |
| Dividend Rate | 0.52 |
| Current Dividend Yield | 2.9 |
| 5-Y Average Dividend Yield | 2.9 |
| Payout Ratio | 362.0 |
| 5-Y Average Payout Ratio | 94.0 |
|  | | Share price performance previous 3 years |
|
 | | | Share price performance intraday |
|
 | | | | | PRICE/VOLUME | High | Low | Close | % Price Chg | % Price Chg vs. Mkt. | Avg. Daily Vol | Total Vol |
| 1 Week | - | - | - | -7.4 | 93 | 19,800 | 111,517 |
| 4 Weeks | 20.78 | 17.34 | 20.67 | -14.4 | 85 | 27,202 | 544,044 |
| 13 Weeks | 21.95 | 17.34 | 20.41 | -13.3 | 82 | 27,261 | 1,744,707 |
| 26 Weeks | 24.97 | 15.87 | 19.30 | -8.3 | 75 | 27,202 | 3,454,608 |
| 52 Weeks | 24.97 | 6.94 | 14.48 | 22.2 | 90 | 32,143 | 8,067,859 |
| YTD | 24.97 | 6.94 | - | 3.9 | 86 | 32,238 | 7,253,592 |
| Moving Average | 5-Days | 10-Days | 10-Weeks | 30-Weeks | 200-Days | Beta (60-Mnth) | Beta (36-Mnth) |
| 18.55 | 19.09 | 20.19 | 20.02 | 18.00 | 2.11 | 2.29 |
| | | | GROWTH RATES | 5-Year
Growh | R² of 5-Year Growth | 3-Year
Growth |
| Revenue | 9.17 | 62.7 | 4.78 |
| Income | 0.00 | 0.0 | 0.00 |
| Dividend | 27.66 | 87.9 | 11.12 |
| Capital Spending | 0.00 | NA | 0.00 |
| R&D | 0.00 | NA | 0.00 |
| Normalized Inc. | 0.00 | NA | 0.00 |
| | | CHANGES | YTD vs.
Last YTD | Curr Qtr vs.
Qtr 1-Yr ago | Annual vs.
Last Annual |
| Revenue % | -100.0 | 131.2 | -24.0 |
| Earnings % | -100.0 | -100.0 | -90.4 |
| EPS % | -100.0 | -100.0 | -90.6 |
| EPS $ | -1.47 | -0.42 | -2.54 |
| | | | SOLVENCY RATIOS | | SHORT-TERM SOLVENCY RATIOS (LIQUIDITY) |
| Free Cash Flow Margin | 20.06 |
| Free Cash Flow Margin 5YEAR AVG | 22.11 |
| Cash-Flow pS | 4.34 |
| Free Cash-Flow pS | 3.27 |
| FINANCIAL STRUCTURE RATIOS |
| Financial Leverage Ratio (Assets/Equity) | 7.69 |
| Debt Ratio | 86.99 |
| Total Debt/Equity (Gearing Ratio) | 0.20 |
| LT Debt/Equity | 0.13 |
| LT Debt/Capital Invested | 11.84 |
| LT Debt/Total Liabilities | 2.01 |
| | | | VALUATION RATIOS | | MULTIPLES |
| PQ Ratio | - |
| Tobin's Q Ratio | 0.16 |
| Current P/E Ratio - LTM | 0.00 |
| Enterprise Value (EV)/EBITDA | -0.30 |
| Enterprise Value (EV)/Free Cash Flow | -0.72 |
| Dividend Yield | 2.9 |
| Price/Tangible Book Ratio - LTM | 1.99 |
| Price/Book Ratio - LTM | 1.26 |
| Price/Cash Flow Ratio | -68.9 |
| Price/Free Cash Flow Ratio - LTM | 3.3 |
| P/E Ratio (1 month ago) - LTM | 0.0 |
| P/E Ratio (26 weeks ago) - LTM | 0.0 |
| P/E Ratio (52 weeks ago) - LTM | 6.4 |
| 5-Y High P/E Ratio | 157.6 |
| 5-Y Low P/E Ratio | 10.7 |
| 5-Y Average P/E Ratio | 25.6 |
| Current P/E Ratio as % of 5-Y Average P/E | 0 |
| P/E as % of Industry Group | 0.0 |
| P/E as % of Sector Segment | 0.0 |
| Current 12 Month Normalized P/E Ratio - LTM | 0.0 |
| PER SHARE FIGURES |
| Tangible Book Value pS - LTM | 8.88 |
| Book Value pS - LTM | 14.01 |
| Capital Invested pS | 15.89 |
| Cash Flow pS - LTM | -0.26 |
| Free Cash Flow pS - LTM | 5.35 |
| Earnings pS (EPS) | 0.26 |
| | | | OPERATING RATIOS | | PROFITABILITY |
| Return on Equity (ROE) | 1.85 |
| Return on Equity (ROE) - 5YEAR AVRG. | 12.2 |
| Return on Capital Invested (ROCI) | 1.59 |
| Return on Capital Invested (ROCI) - 5YEAR AVRG. | 10.8 |
| Return on Assets (ROA) | 0.24 |
| Return on Assets (ROA) - 5YEAR AVRG. | 1.6 |
| EBIT Margin - LTM | -1.7 |
| EBITDA Margin - LTM | -1.7 |
| Pre-Tax Profit Margin | 3.68 |
| Pre-Tax Profit Margin - 5YEAR AVRG. | 13.88 |
| Net Profit Margin | 1.56 |
| Net Profit Margin - 5YEAR AVRG. | 9.18 |
| Effective Tax Rate | 6.85 |
| Effective Tax Rate - 5YEAR AVRG. | 19.21 |
| EFFICIENCY RATIOS |
| Revenue per Employee - LTM | 1,607,034 |
| Net Income per Employee - LTM | -42,524 |
| Assets/Revenue - LTM | 500.00 |
| Assets/Revenue - 5YEAR AVRG. | 601.56 |
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