| Company Name: | Banco de Chile ADS | | Ticker Symbol: | BCH | | | WWW Address: | www.bancochile.com | | CEO: | Fernando Canas Berkowitz | | No. of Employees: | 14,580 | | Common Issue Type: | AD | | Business Description: | The Company is engaged mainly in commercial banking in Chile, providing general banking services to a diverse customer base that includes corporations and individuals.
|
| | | Industry Information: | BANKING - Foreign Regional Banks [more like this] |
|
| Price | Day Change | Bid | Ask | Open | High | Low | Volume | | 53.0 |  1.56 | 47.9 | 55.3 | 52.6 | 53.97 | 51.90 | 46220 |
| Market Cap (mil) | Shares Outstanding (mil) | Beta | EPS | DPS | P/E | Yield | 52-Wks-Range |
| 7,377.6 | 139.2 | 0.69 | 3.06 | 2.86 | 17.3 | 3.5 | 53.97 - 27.12 |
|
| KEY FIGURES (Latest Twelve Months - LTM) | | Yesterday's Close | 53.00 | $ | | PE Ratio - LTM | 17.3 | |
| Market Capitalisation | 7,375.2 | mil |
| Latest Shares Outstanding | 139.2 | mil |
| Earnings pS (EPS) | 3.06 | $ |
| Dividend pS (DPS) | 2.86 | ¢ |
| Dividend Yield | 3.5 | % |
| Dividend Payout Ratio | 93 | % |
| Revenue per Employee | 205,334 | $ |
| Effective Tax Rate | 12.2 | % |
| Float | 0.0 | mil |
| Float as % of Shares Outstanding | 0.0 | % |
| Foreign Sales | - | |
| Domestic Sales | - | |
| Selling, General & Adm/tive (SG&A) as % of Revenue | - | |
| Research & Devlopment (R&D) as % of Revenue | - | |
| Gross Profit Margin | - | |
| EBITDA Margin | 62.7 | % |
| Pre-Tax Profit Margin | 16.3 | % |
| Assets Turnover | 0.1 | % |
| Return on Assets (ROA) | 1.5 | % |
| Return on Equity (ROE) | 21.0 | % |
| Return on Capital Invested (ROCI) | 8.5 | % |
| Current Ratio | - | |
| Leverage Ratio (Assets/Equity) | 14.0 | |
| Interest Cover | 1.4 | |
| Total Debt/Equity (Gearing Ratio) | 2.62 | |
| LT Debt/Total Capital | 59.0 | % |
| Working Capital pS | - | |
| Cash pS | - | |
| Book-Value pS | 14.63 | $ |
| Tangible Book-Value pS | 14.24 | $ |
| Cash Flow pS | 3.07 | $ |
| Free Cash Flow pS | -0.34 | $ |
 |
| KEY FIGURES (LTM): Price info |
| Price/Book Ratio | 3.62 | |
| Price/Tangible Book Ratio | 3.72 | |
| Price/Cash Flow | 17.3 | |
| Price/Free Cash Flow | -155.3 | |
| P/E as % of Industry Group | 0.0 | % |
| P/E as % of Sector Segment | 60.0 | % |
| | | Balance Sheet (at a glance) in Millions |
| | | | | | DIVIDEND INFO | | Dividend Declared Date | 03/09/2009 |
| Dividend Ex-Date | 03/17/2009 |
| Dividend Record Date | 03/19/2009 |
| Dividend Pay Date | 04/05/2009 |
| Dividend Amount | 1830 |
| Type of Payment | Cash Payment |
| Dividend Rate | 1.83 |
| Current Dividend Yield | 3.5 |
| 5-Y Average Dividend Yield | 7.8 |
| Payout Ratio | 93.0 |
| 5-Y Average Payout Ratio | 69.0 |
|  | | Share price performance previous 3 years |
|
 | | | Share price performance intraday |
|
 | |
| |
| PRICE/VOLUME | High | Low | Close | % Price Chg | % Price Chg vs. Mkt. | Avg. Daily Vol | Total Vol |
| 1 Week | - | - | - | 3.0 | 102 | 244 | 468 |
| 4 Weeks | 53.97 | 45.90 | 46.50 | 14.0 | 107 | 191 | 3,053 |
| 13 Weeks | 53.97 | 42.00 | 44.06 | 20.3 | 112 | 157 | 9,392 |
| 26 Weeks | 53.97 | 39.76 | 41.60 | 27.4 | 106 | 119 | 14,695 |
| 52 Weeks | 53.97 | 27.12 | 27.93 | 89.8 | 154 | 112 | 27,770 |
| YTD | 53.97 | 30.41 | - | 67.2 | 136 | 112 | 25,352 |
| Moving Average | 5-Days | 10-Days | 10-Weeks | 30-Weeks | 200-Days | Beta (60-Mnth) | Beta (36-Mnth) |
| 51.03 | 50.85 | 48.15 | 44.35 | 41.57 | 0.69 | 0.55 |
|
| |
| GROWTH RATES | 5-Year
Growh | R² of 5-Year Growth | 3-Year
Growth |
| Revenue | 21.93 | 97.2 | 22.65 |
| Income | 13.01 | 70.1 | 3.81 |
| Dividend | 23.99 | 55.3 | 9.67 |
| Capital Spending | 26.19 | NA | 0.78 |
| R&D | 0.00 | NA | 0.00 |
| Normalized Inc. | 13.02 | NA | 3.82 |
| | | CHANGES | YTD vs.
Last YTD | Curr Qtr vs.
Qtr 1-Yr ago | Annual vs.
Last Annual |
| Revenue % | 7.5 | -81.9 | 7.5 |
| Earnings % | 0.0 | -77.6 | -12.5 |
| EPS % | -24.8 | -82.6 | -24.8 |
| EPS $ | -1.01 | -1.23 | -1.01 |
|
| |
| SOLVENCY RATIOS | | SHORT-TERM SOLVENCY RATIOS (LIQUIDITY) |
| Free Cash Flow Margin | -1.82 |
| Free Cash Flow Margin 5YEAR AVG | 34.02 |
| Cash-Flow pS | 2.98 |
| Free Cash-Flow pS | -0.35 |
| FINANCIAL STRUCTURE RATIOS |
| Financial Leverage Ratio (Assets/Equity) | 13.97 |
| Debt Ratio | 92.84 |
| Total Debt/Equity (Gearing Ratio) | 2.62 |
| LT Debt/Equity | 1.46 |
| LT Debt/Capital Invested | 59.42 |
| LT Debt/Total Liabilities | 11.29 |
| | | | VALUATION RATIOS | | MULTIPLES |
| PQ Ratio | 3.31 |
| Tobin's Q Ratio | 0.25 |
| Current P/E Ratio - LTM | 17.30 |
| Enterprise Value (EV)/EBITDA | 0.05 |
| Enterprise Value (EV)/Free Cash Flow | 4.13 |
| Dividend Yield | 3.5 |
| Price/Tangible Book Ratio - LTM | 3.72 |
| Price/Book Ratio - LTM | 3.62 |
| Price/Cash Flow Ratio | 17.3 |
| Price/Free Cash Flow Ratio - LTM | -155.3 |
| P/E Ratio (1 month ago) - LTM | 15.8 |
| P/E Ratio (26 weeks ago) - LTM | 13.6 |
| P/E Ratio (52 weeks ago) - LTM | 6.5 |
| 5-Y High P/E Ratio | 19.0 |
| 5-Y Low P/E Ratio | 7.0 |
| 5-Y Average P/E Ratio | 13.0 |
| Current P/E Ratio as % of 5-Y Average P/E | 133 |
| P/E as % of Industry Group | 0.0 |
| P/E as % of Sector Segment | 60.0 |
| Current 12 Month Normalized P/E Ratio - LTM | 17.3 |
| PER SHARE FIGURES |
| Tangible Book Value pS - LTM | 14.24 |
| Book Value pS - LTM | 14.63 |
| Capital Invested pS | 36.07 |
| Cash Flow pS - LTM | 3.07 |
| Free Cash Flow pS - LTM | -0.34 |
| Earnings pS (EPS) | 3.06 |
| | | | OPERATING RATIOS | | PROFITABILITY |
| Return on Equity (ROE) | 20.99 |
| Return on Equity (ROE) - 5YEAR AVRG. | 22.6 |
| Return on Capital Invested (ROCI) | 8.52 |
| Return on Capital Invested (ROCI) - 5YEAR AVRG. | 7.6 |
| Return on Assets (ROA) | 1.50 |
| Return on Assets (ROA) - 5YEAR AVRG. | 1.6 |
| EBIT Margin - LTM | 62.7 |
| EBITDA Margin - LTM | 62.7 |
| Pre-Tax Profit Margin | 39.85 |
| Pre-Tax Profit Margin - 5YEAR AVRG. | 50.15 |
| Net Profit Margin | 34.99 |
| Net Profit Margin - 5YEAR AVRG. | 44.71 |
| Effective Tax Rate | 12.19 |
| Effective Tax Rate - 5YEAR AVRG. | 10.90 |
| EFFICIENCY RATIOS |
| Revenue per Employee - LTM | 205,334 |
| Net Income per Employee - LTM | 29,321 |
| Assets/Revenue - LTM | 1,000.00 |
| Assets/Revenue - 5YEAR AVRG. | 2,804.02 |
|
|  
|