| Company Name: | Banco Bradesco SA ADS | | Ticker Symbol: | BBD | | | WWW Address: | www.bradesco.com.br | | CEO: | Luiz Carlos Trabuco Cappi | | No. of Employees: | 86,622 | | Common Issue Type: | AD | | Business Description: | The Company offers a range of banking and financial products and services in Brazil and abroad to individuals, small to mid-sized companies and major local and international corporations and institutions.
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| | | Industry Information: | BANKING - Foreign Regional Banks [more like this] |
| | Price | Day Change | Bid | Ask | Open | High | Low | Volume | | 21.12 |  0.0 | 21.16 | 21.29 | 0 | 21.17 | 20.54 | 150 |
| Market Cap (mil) | Shares Outstanding (mil) | Beta | EPS | DPS | P/E | Yield | 52-Wks-Range |
| 64,768.7 | 3,066.7 | 1.75 | 0.98 | 0.51 | 17.2 | 0.5 | 21.99 - 7.81 |
| | KEY FIGURES (Latest Twelve Months - LTM) | | Yesterday's Close | 21.12 | $ | | PE Ratio - LTM | 17.2 | |
| Market Capitalisation | 32,417.1 | mil |
| Latest Shares Outstanding | 3,066.7 | mil |
| Earnings pS (EPS) | 0.98 | $ |
| Dividend pS (DPS) | 0.51 | ¢ |
| Dividend Yield | 0.5 | % |
| Dividend Payout Ratio | 52 | % |
| Revenue per Employee | 382,659 | $ |
| Effective Tax Rate | 0.0 | % |
| Float | 0.0 | mil |
| Float as % of Shares Outstanding | 0.0 | % |
| Foreign Sales | - | |
| Domestic Sales | - | |
| Selling, General & Adm/tive (SG&A) as % of Revenue | - | |
| Research & Devlopment (R&D) as % of Revenue | - | |
| Gross Profit Margin | - | |
| EBITDA Margin | 47.0 | % |
| Pre-Tax Profit Margin | 10.2 | % |
| Assets Turnover | 0.1 | % |
| Return on Assets (ROA) | 1.0 | % |
| Return on Equity (ROE) | 13.0 | % |
| Return on Capital Invested (ROCI) | 5.7 | % |
| Current Ratio | - | |
| Leverage Ratio (Assets/Equity) | 12.5 | |
| Interest Cover | 1.3 | |
| Total Debt/Equity (Gearing Ratio) | 1.28 | |
| LT Debt/Total Capital | 56.0 | % |
| Working Capital pS | - | |
| Cash pS | - | |
| Book-Value pS | 7.12 | $ |
| Tangible Book-Value pS | 6.41 | $ |
| Cash Flow pS | 0.41 | $ |
| Free Cash Flow pS | 8.56 | $ |
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| KEY FIGURES (LTM): Price info |
| Price/Book Ratio | 2.97 | |
| Price/Tangible Book Ratio | 3.29 | |
| Price/Cash Flow | 51.7 | |
| Price/Free Cash Flow | 2.5 | |
| P/E as % of Industry Group | 0.0 | % |
| P/E as % of Sector Segment | 60.0 | % |
| | | Balance Sheet (at a glance) in Millions |
| | | | | | DIVIDEND INFO | | Dividend Declared Date | 10/22/2009 |
| Dividend Ex-Date | 11/03/2009 |
| Dividend Record Date | 11/05/2009 |
| Dividend Pay Date | 0 |
| Dividend Amount | 8 |
| Type of Payment | Cash Payment |
| Dividend Rate | 0.10 |
| Current Dividend Yield | 0.5 |
| 5-Y Average Dividend Yield | 2.0 |
| Payout Ratio | 52.0 |
| 5-Y Average Payout Ratio | 33.0 |
|  | | Share price performance previous 3 years |
|
 | | | Share price performance intraday |
|
 | | | | | PRICE/VOLUME | High | Low | Close | % Price Chg | % Price Chg vs. Mkt. | Avg. Daily Vol | Total Vol |
| 1 Week | - | - | - | 2.1 | 101 | 84,617 | 130,882 |
| 4 Weeks | 21.50 | 19.44 | 19.70 | 7.2 | 100 | 94,434 | 1,605,374 |
| 13 Weeks | 21.99 | 15.77 | 16.48 | 28.2 | 119 | 89,624 | 5,467,044 |
| 26 Weeks | 21.99 | 13.16 | 15.27 | 38.3 | 115 | 83,859 | 10,482,336 |
| 52 Weeks | 21.99 | 7.81 | 10.64 | 98.5 | 161 | 93,614 | 23,309,803 |
| YTD | 21.99 | 7.81 | - | 114.0 | 175 | 93,926 | 21,321,254 |
| Moving Average | 5-Days | 10-Days | 10-Weeks | 30-Weeks | 200-Days | Beta (60-Mnth) | Beta (36-Mnth) |
| 20.98 | 20.95 | 20.46 | 17.04 | 15.13 | 1.75 | 1.70 |
| | | | GROWTH RATES | 5-Year
Growh | R² of 5-Year Growth | 3-Year
Growth |
| Revenue | 20.63 | 90.0 | 10.97 |
| Income | 8.23 | 40.8 | 3.80 |
| Dividend | 25.30 | 33.4 | 44.09 |
| Capital Spending | 9.99 | NA | 34.76 |
| R&D | 0.00 | NA | 0.00 |
| Normalized Inc. | 14.03 | NA | 15.60 |
| | | CHANGES | YTD vs.
Last YTD | Curr Qtr vs.
Qtr 1-Yr ago | Annual vs.
Last Annual |
| Revenue % | 27.5 | 14.9 | -2.3 |
| Earnings % | 5.0 | 2.6 | -32.2 |
| EPS % | 0.0 | 0.0 | -36.4 |
| EPS $ | 0.00 | 0.00 | -0.56 |
| | | | SOLVENCY RATIOS | | SHORT-TERM SOLVENCY RATIOS (LIQUIDITY) |
| Free Cash Flow Margin | -55.41 |
| Free Cash Flow Margin 5YEAR AVG | 0.58 |
| Cash-Flow pS | -3.60 |
| Free Cash-Flow pS | -4.16 |
| FINANCIAL STRUCTURE RATIOS |
| Financial Leverage Ratio (Assets/Equity) | 11.79 |
| Debt Ratio | 91.52 |
| Total Debt/Equity (Gearing Ratio) | 1.65 |
| LT Debt/Equity | 1.28 |
| LT Debt/Capital Invested | 56.13 |
| LT Debt/Total Liabilities | 11.86 |
| | | | VALUATION RATIOS | | MULTIPLES |
| PQ Ratio | 8.02 |
| Tobin's Q Ratio | 0.17 |
| Current P/E Ratio - LTM | 17.20 |
| Enterprise Value (EV)/EBITDA | 0.02 |
| Enterprise Value (EV)/Free Cash Flow | 8.56 |
| Dividend Yield | 0.5 |
| Price/Tangible Book Ratio - LTM | 3.29 |
| Price/Book Ratio - LTM | 2.97 |
| Price/Cash Flow Ratio | 51.7 |
| Price/Free Cash Flow Ratio - LTM | 2.5 |
| P/E Ratio (1 month ago) - LTM | 17.4 |
| P/E Ratio (26 weeks ago) - LTM | 9.4 |
| P/E Ratio (52 weeks ago) - LTM | 7.9 |
| 5-Y High P/E Ratio | 25.8 |
| 5-Y Low P/E Ratio | 2.2 |
| 5-Y Average P/E Ratio | 10.5 |
| Current P/E Ratio as % of 5-Y Average P/E | 165 |
| P/E as % of Industry Group | 0.0 |
| P/E as % of Sector Segment | 60.0 |
| Current 12 Month Normalized P/E Ratio - LTM | 10.8 |
| PER SHARE FIGURES |
| Tangible Book Value pS - LTM | 6.41 |
| Book Value pS - LTM | 7.12 |
| Capital Invested pS | 11.77 |
| Cash Flow pS - LTM | 0.41 |
| Free Cash Flow pS - LTM | 8.56 |
| Earnings pS (EPS) | 0.98 |
| | | | OPERATING RATIOS | | PROFITABILITY |
| Return on Equity (ROE) | 27.59 |
| Return on Equity (ROE) - 5YEAR AVRG. | 25.6 |
| Return on Capital Invested (ROCI) | 8.34 |
| Return on Capital Invested (ROCI) - 5YEAR AVRG. | 10.7 |
| Return on Assets (ROA) | 1.61 |
| Return on Assets (ROA) - 5YEAR AVRG. | 2.2 |
| EBIT Margin - LTM | 42.3 |
| EBITDA Margin - LTM | 47.0 |
| Pre-Tax Profit Margin | 26.60 |
| Pre-Tax Profit Margin - 5YEAR AVRG. | 37.49 |
| Net Profit Margin | 27.66 |
| Net Profit Margin - 5YEAR AVRG. | 29.32 |
| Effective Tax Rate | -5.94 |
| Effective Tax Rate - 5YEAR AVRG. | 18.54 |
| EFFICIENCY RATIOS |
| Revenue per Employee - LTM | 416,317 |
| Net Income per Employee - LTM | 32,650 |
| Assets/Revenue - LTM | 1,000.00 |
| Assets/Revenue - 5YEAR AVRG. | 1,321.71 |
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