| Company Name: | American Express Company | | Ticker Symbol: | AXP | | | WWW Address: | www.americanexpress.com | | CEO: | Kenneth I. Chenault | | No. of Employees: | 66,000 | | Common Issue Type: | CS | | Business Description: | A global payments, network and travel company, which offers credit payment card products and travel-related services to consumers and businesses around the world.
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| | | Industry Information: | FINANCIAL SERVICES - Credit Services [more like this] |
| | Price | Day Change | Bid | Ask | Open | High | Low | Volume | | 41.375 |  0.445 | 41.37 | 41.38 | 41.81 | 41.09 | 40.49 | 9618268 |
| Market Cap (mil) | Shares Outstanding (mil) | Beta | EPS | DPS | P/E | Yield | 52-Wks-Range |
| 49,203.2 | 1,189.2 | 2.08 | 2.33 | 0.72 | 35.9 | 1.8 | 41.98 - 9.71 |
| | KEY FIGURES (Latest Twelve Months - LTM) | | Yesterday's Close | 40.93 | $ | | PE Ratio - LTM | 35.9 | |
| Market Capitalisation | 48,672.7 | mil |
| Latest Shares Outstanding | 1,189.2 | mil |
| Earnings pS (EPS) | 2.33 | $ |
| Dividend pS (DPS) | 0.72 | ¢ |
| Dividend Yield | 1.8 | % |
| Dividend Payout Ratio | 31 | % |
| Revenue per Employee | 483,636 | $ |
| Effective Tax Rate | 19.8 | % |
| Float | 1,186.5 | mil |
| Float as % of Shares Outstanding | 99.8 | % |
| Foreign Sales | - | |
| Domestic Sales | - | |
| Selling, General & Adm/tive (SG&A) as % of Revenue | - | |
| Research & Devlopment (R&D) as % of Revenue | - | |
| Gross Profit Margin | - | |
| EBITDA Margin | 19.7 | % |
| Pre-Tax Profit Margin | 7.9 | % |
| Assets Turnover | 0.2 | % |
| Return on Assets (ROA) | 1.4 | % |
| Return on Equity (ROE) | 11.9 | % |
| Return on Capital Invested (ROCI) | 2.5 | % |
| Current Ratio | - | |
| Leverage Ratio (Assets/Equity) | 8.6 | |
| Interest Cover | 1.8 | |
| Total Debt/Equity (Gearing Ratio) | 4.36 | |
| LT Debt/Total Capital | 79.0 | % |
| Working Capital pS | - | |
| Cash pS | - | |
| Book-Value pS | 11.72 | $ |
| Tangible Book-Value pS | 11.72 | $ |
| Cash Flow pS | 1.39 | $ |
| Free Cash Flow pS | 3.22 | $ |
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| KEY FIGURES (LTM): Price info |
| Price/Book Ratio | 3.49 | |
| Price/Tangible Book Ratio | 3.49 | |
| Price/Cash Flow | 29.4 | |
| Price/Free Cash Flow | 12.7 | |
| P/E as % of Industry Group | 0.0 | % |
| P/E as % of Sector Segment | 0.0 | % |
| | | Balance Sheet (at a glance) in Millions |
| | | | | | DIVIDEND INFO | | Dividend Declared Date | 09/21/2009 |
| Dividend Ex-Date | 09/29/2009 |
| Dividend Record Date | 10/01/2009 |
| Dividend Pay Date | 11/09/2009 |
| Dividend Amount | 180 |
| Type of Payment | Cash Payment |
| Dividend Rate | 0.72 |
| Current Dividend Yield | 1.8 |
| 5-Y Average Dividend Yield | 1.6 |
| Payout Ratio | 31.0 |
| 5-Y Average Payout Ratio | 20.0 |
|  | | Share price performance previous 3 years |
|
 | | | Share price performance intraday |
|
 | | | | | PRICE/VOLUME | High | Low | Close | % Price Chg | % Price Chg vs. Mkt. | Avg. Daily Vol | Total Vol |
| 1 Week | - | - | - | 1.4 | 102 | 130,221 | 615,774 |
| 4 Weeks | 41.98 | 34.42 | 34.58 | 18.4 | 117 | 133,976 | 2,679,528 |
| 13 Weeks | 41.98 | 31.68 | 32.85 | 24.6 | 117 | 123,657 | 7,914,037 |
| 26 Weeks | 41.98 | 22.00 | 23.40 | 74.9 | 142 | 149,632 | 19,003,320 |
| 52 Weeks | 41.98 | 9.71 | 18.69 | 119.0 | 161 | 195,574 | 49,089,032 |
| YTD | 41.98 | 9.71 | - | 120.6 | 183 | 201,505 | 45,338,557 |
| Moving Average | 5-Days | 10-Days | 10-Weeks | 30-Weeks | 200-Days | Beta (60-Mnth) | Beta (36-Mnth) |
| 41.29 | 40.51 | 35.95 | 30.33 | 26.27 | 2.08 | 2.23 |
| | | | GROWTH RATES | 5-Year
Growh | R² of 5-Year Growth | 3-Year
Growth |
| Revenue | 1.84 | 11.5 | 1.74 |
| Income | -10.32 | 35.4 | -22.30 |
| Dividend | 14.69 | 96.5 | 16.13 |
| Capital Spending | 0.00 | NA | 0.00 |
| R&D | 0.00 | NA | 0.00 |
| Normalized Inc. | -5.40 | NA | -15.61 |
| | | CHANGES | YTD vs.
Last YTD | Curr Qtr vs.
Qtr 1-Yr ago | Annual vs.
Last Annual |
| Revenue % | -19.6 | -18.1 | 1.2 |
| Earnings % | -42.5 | -21.5 | -32.7 |
| EPS % | -55.7 | -24.3 | -30.7 |
| EPS $ | -1.18 | -0.17 | -1.03 |
| | | | SOLVENCY RATIOS | | SHORT-TERM SOLVENCY RATIOS (LIQUIDITY) |
| Free Cash Flow Margin | 109.74 |
| Free Cash Flow Margin 5YEAR AVG | 141.78 |
| Cash-Flow pS | 7.51 |
| Free Cash-Flow pS | 1.98 |
| FINANCIAL STRUCTURE RATIOS |
| Financial Leverage Ratio (Assets/Equity) | 10.65 |
| Debt Ratio | 90.61 |
| Total Debt/Equity (Gearing Ratio) | 5.79 |
| LT Debt/Equity | 5.07 |
| LT Debt/Capital Invested | 83.53 |
| LT Debt/Total Liabilities | 52.56 |
| | | | VALUATION RATIOS | | MULTIPLES |
| PQ Ratio | 17.03 |
| Tobin's Q Ratio | 0.35 |
| Current P/E Ratio - LTM | 35.90 |
| Enterprise Value (EV)/EBITDA | 0.10 |
| Enterprise Value (EV)/Free Cash Flow | 57.40 |
| Dividend Yield | 1.8 |
| Price/Tangible Book Ratio - LTM | 3.49 |
| Price/Book Ratio - LTM | 3.49 |
| Price/Cash Flow Ratio | 29.4 |
| Price/Free Cash Flow Ratio - LTM | 12.7 |
| P/E Ratio (1 month ago) - LTM | 31.1 |
| P/E Ratio (26 weeks ago) - LTM | 13.1 |
| P/E Ratio (52 weeks ago) - LTM | 6.6 |
| 5-Y High P/E Ratio | 22.6 |
| 5-Y Low P/E Ratio | 7.1 |
| 5-Y Average P/E Ratio | 15.8 |
| Current P/E Ratio as % of 5-Y Average P/E | 227 |
| P/E as % of Industry Group | 0.0 |
| P/E as % of Sector Segment | 0.0 |
| Current 12 Month Normalized P/E Ratio - LTM | 24.8 |
| PER SHARE FIGURES |
| Tangible Book Value pS - LTM | 11.72 |
| Book Value pS - LTM | 11.72 |
| Capital Invested pS | 60.45 |
| Cash Flow pS - LTM | 1.39 |
| Free Cash Flow pS - LTM | 3.22 |
| Earnings pS (EPS) | 2.33 |
| | | | OPERATING RATIOS | | PROFITABILITY |
| Return on Equity (ROE) | 22.79 |
| Return on Equity (ROE) - 5YEAR AVRG. | 29.5 |
| Return on Capital Invested (ROCI) | 3.75 |
| Return on Capital Invested (ROCI) - 5YEAR AVRG. | 6.3 |
| Return on Assets (ROA) | 2.14 |
| Return on Assets (ROA) - 5YEAR AVRG. | 2.5 |
| EBIT Margin - LTM | 17.4 |
| EBITDA Margin - LTM | 19.7 |
| Pre-Tax Profit Margin | 98.22 |
| Pre-Tax Profit Margin - 5YEAR AVRG. | 49.54 |
| Net Profit Margin | 74.03 |
| Net Profit Margin - 5YEAR AVRG. | 151.71 |
| Effective Tax Rate | 19.83 |
| Effective Tax Rate - 5YEAR AVRG. | 26.05 |
| EFFICIENCY RATIOS |
| Revenue per Employee - LTM | 410,939 |
| Net Income per Employee - LTM | 25,061 |
| Assets/Revenue - LTM | 500.00 |
| Assets/Revenue - 5YEAR AVRG. | 3,936.90 |
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