| Company Name: | American Financial Group Inc | | Ticker Symbol: | AFG | | | WWW Address: | www.afginc.com |
| CEO: | S. Craig Lindner | | No. of Employees: | 6,100 |
| Common Issue Type: | CS | | Business Description: | American Financial Group Inc is a holding company which through its subsidiaries offers property & casualty insurance.
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| | | Industry Information: | INSURANCE - Property & Casualty Insurance [more like this] |
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| Price | Day Change | Bid | Ask | Open | High | Low | Volume | | 48.92 |  0.34 | - | - | 48.83 | 49.39 | 48.01 | 284532 |
| Market Cap (mil) | Shares Outstanding (mil) | Beta | EPS | DPS | P/E | Yield | 52-Wks-Range |
| 4,398.5 | 89.9 | 1.03 | 5.09 | 0.97 | 9.3 | 1.6 | 49.88 - 36.28 |
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| KEY FIGURES (Latest Twelve Months - LTM) | | Yesterday's Close | 49.31 | $ | | PE Ratio - LTM | 9.3 | |
| Market Capitalisation | 4,398.5 | mil |
| Latest Shares Outstanding | 89.9 | mil |
| Earnings pS (EPS) | 5.09 | $ |
| Dividend pS (DPS) | 0.97 | ¢ |
| Dividend Yield | 1.6 | % |
| Dividend Payout Ratio | 19 | % |
| Revenue per Employee | 829,836 | $ |
| Effective Tax Rate | 25.1 | % |
| Float | 77.6 | mil |
| Float as % of Shares Outstanding | 86.4 | % |
| Foreign Sales | - | |
| Domestic Sales | - | |
| Selling, General & Adm/tive (SG&A) as % of Revenue | - | |
| Research & Devlopment (R&D) as % of Revenue | - | |
| Gross Profit Margin | - | |
| EBITDA Margin | 12.7 | % |
| Pre-Tax Profit Margin | 11.1 | % |
| Assets Turnover | 0.1 | % |
| Return on Assets (ROA) | 1.0 | % |
| Return on Equity (ROE) | 8.5 | % |
| Return on Capital Invested (ROCI) | 7.1 | % |
| Current Ratio | - | |
| Leverage Ratio (Assets/Equity) | 8.3 | |
| Interest Cover | 7.6 | |
| Total Debt/Equity (Gearing Ratio) | 0.20 | |
| LT Debt/Total Capital | 17.0 | % |
| Working Capital pS | - | |
| Cash pS | - | |
| Book-Value pS | 52.64 | $ |
| Tangible Book-Value pS | 50.58 | $ |
| Cash Flow pS | 4.47 | $ |
| Free Cash Flow pS | 11.27 | $ |
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| KEY FIGURES (LTM): Price info |
| Price/Book Ratio | 0.94 | |
| Price/Tangible Book Ratio | 0.97 | |
| Price/Cash Flow | 11.0 | |
| Price/Free Cash Flow | 4.4 | |
| P/E as % of Industry Group | 46.0 | % |
| P/E as % of Sector Segment | 42.0 | % |
| | | Balance Sheet (at a glance) in Millions |
| | | | | | DIVIDEND INFO | | Dividend Declared Date | 04/02/2013 |
| Dividend Ex-Date | 04/10/2013 |
| Dividend Record Date | 04/14/2013 |
| Dividend Pay Date | 04/24/2013 |
| Dividend Amount | 195 |
| Type of Payment | Cash Payment |
| Dividend Rate | 0.78 |
| Current Dividend Yield | 1.6 |
| 5-Y Average Dividend Yield | 2.0 |
| Payout Ratio | 19.0 |
| 5-Y Average Payout Ratio | 19.0 |
|  | | Share price performance previous 3 years |
|
 | | | Share price performance intraday |
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| PRICE/VOLUME | High | Low | Close | % Price Chg | % Price Chg vs. Mkt. | Avg. Daily Vol | Total Vol |
| 1 Week | - | - | - | 0.6 | 101 | 4,180 | 14,608 |
| 4 Weeks | 49.57 | 47.69 | 49.56 | -0.5 | 101 | 3,650 | 65,697 |
| 13 Weeks | 49.88 | 46.21 | 46.70 | 5.6 | 101 | 3,432 | 212,807 |
| 26 Weeks | 49.88 | 38.93 | 39.36 | 25.3 | 108 | 3,823 | 470,240 |
| 52 Weeks | 49.88 | 36.28 | 39.11 | 26.1 | 103 | 4,451 | 1,103,756 |
| YTD | 49.88 | 39.76 | - | 24.8 | 109 | 3,689 | 416,816 |
| Moving Average | 5-Days | 10-Days | 10-Weeks | 30-Weeks | 200-Days | Beta (60-Mnth) | Beta (36-Mnth) |
| 48.80 | 48.55 | 48.32 | 44.54 | 42.70 | 1.03 | 0.77 |
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| GROWTH RATES | 5-Year
Growh | R² of 5-Year Growth | 3-Year
Growth |
| Revenue | 3.39 | 85.5 | 4.92 |
| Income | 15.85 | 46.2 | 3.60 |
| Dividend | 15.84 | 90.1 | 21.25 |
| Capital Spending | 0.00 | NA | 0.00 |
| R&D | 0.00 | NA | 0.00 |
| Normalized Inc. | 0.00 | NA | 0.00 |
| | | CHANGES | YTD vs.
Last YTD | Curr Qtr vs.
Qtr 1-Yr ago | Annual vs.
Last Annual |
| Revenue % | 3.1 | 3.1 | 6.6 |
| Earnings % | 0.0 | 0.0 | 17.2 |
| EPS % | 15.8 | 15.8 | 52.9 |
| EPS $ | 0.18 | 0.18 | 1.76 |
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| |
| SOLVENCY RATIOS | | SHORT-TERM SOLVENCY RATIOS (LIQUIDITY) |
| Free Cash Flow Margin | 19.05 |
| Free Cash Flow Margin 5YEAR AVG | 17.00 |
| Cash-Flow pS | 8.67 |
| Free Cash-Flow pS | 10.65 |
| FINANCIAL STRUCTURE RATIOS |
| Financial Leverage Ratio (Assets/Equity) | 8.56 |
| Debt Ratio | 88.31 |
| Total Debt/Equity (Gearing Ratio) | 0.21 |
| LT Debt/Equity | 0.21 |
| LT Debt/Capital Invested | 17.23 |
| LT Debt/Total Liabilities | 2.75 |
| | | | VALUATION RATIOS | | MULTIPLES |
| PQ Ratio | 0.27 |
| Tobin's Q Ratio | 0.12 |
| Current P/E Ratio - LTM | 9.30 |
| Enterprise Value (EV)/EBITDA | 0.04 |
| Enterprise Value (EV)/Free Cash Flow | 3.95 |
| Dividend Yield | 1.6 |
| Price/Tangible Book Ratio - LTM | 0.97 |
| Price/Book Ratio - LTM | 0.94 |
| Price/Cash Flow Ratio | 11.0 |
| Price/Free Cash Flow Ratio - LTM | 4.4 |
| P/E Ratio (1 month ago) - LTM | 9.3 |
| P/E Ratio (26 weeks ago) - LTM | 7.0 |
| P/E Ratio (52 weeks ago) - LTM | 10.6 |
| 5-Y High P/E Ratio | 19.2 |
| 5-Y Low P/E Ratio | 2.9 |
| 5-Y Average P/E Ratio | 9.1 |
| Current P/E Ratio as % of 5-Y Average P/E | 102 |
| P/E as % of Industry Group | 46.0 |
| P/E as % of Sector Segment | 42.0 |
| Current 12 Month Normalized P/E Ratio - LTM | 9.3 |
| PER SHARE FIGURES |
| Tangible Book Value pS - LTM | 50.58 |
| Book Value pS - LTM | 52.64 |
| Capital Invested pS | 61.52 |
| Cash Flow pS - LTM | 4.47 |
| Free Cash Flow pS - LTM | 11.27 |
| Earnings pS (EPS) | 5.09 |
| | | | OPERATING RATIOS | | PROFITABILITY |
| Return on Equity (ROE) | 10.66 |
| Return on Equity (ROE) - 5YEAR AVRG. | 9.8 |
| Return on Capital Invested (ROCI) | 8.82 |
| Return on Capital Invested (ROCI) - 5YEAR AVRG. | 7.9 |
| Return on Assets (ROA) | 1.25 |
| Return on Assets (ROA) - 5YEAR AVRG. | 1.2 |
| EBIT Margin - LTM | 12.7 |
| EBITDA Margin - LTM | 12.7 |
| Pre-Tax Profit Margin | 10.61 |
| Pre-Tax Profit Margin - 5YEAR AVRG. | 12.78 |
| Net Profit Margin | 9.64 |
| Net Profit Margin - 5YEAR AVRG. | 8.82 |
| Effective Tax Rate | 25.14 |
| Effective Tax Rate - 5YEAR AVRG. | 35.60 |
| EFFICIENCY RATIOS |
| Revenue per Employee - LTM | 835,574 |
| Net Income per Employee - LTM | 65,902 |
| Assets/Revenue - LTM | 1,000.00 |
| Assets/Revenue - 5YEAR AVRG. | 702.13 |
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