| Company Name: | American Equity Investment Life Holding Company | | Ticker Symbol: | AEL | | | WWW Address: | www.american-equity.com |
| CEO: | Wendy C. Waugaman | | No. of Employees: | 360 |
| Common Issue Type: | CS | | Business Description: | The Company is engaged in the development and sale of index and fixed rate annuity products. It is a full service underwriter of fixed annuity and life insurance products through its life insurance subsidiaries.
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| | | Industry Information: | INSURANCE - Life Insurance [more like this] |
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| Price | Day Change | Bid | Ask | Open | High | Low | Volume | | 15.85 |  -0.02 | - | - | 15.89 | 16.03 | 15.81 | 687574 |
| Market Cap (mil) | Shares Outstanding (mil) | Beta | EPS | DPS | P/E | Yield | 52-Wks-Range |
| 1,014.7 | 64.0 | 1.82 | 0.89 | 0.15 | 14.4 | 0.9 | 16.50 - 10.00 |
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| KEY FIGURES (Latest Twelve Months - LTM) | | Yesterday's Close | 15.85 | $ | | PE Ratio - LTM | 14.4 | |
| Market Capitalisation | 1,014.7 | mil |
| Latest Shares Outstanding | 64.0 | mil |
| Earnings pS (EPS) | 0.89 | $ |
| Dividend pS (DPS) | 0.15 | ¢ |
| Dividend Yield | 0.9 | % |
| Dividend Payout Ratio | 17 | % |
| Revenue per Employee | 3,981,348 | $ |
| Effective Tax Rate | 32.8 | % |
| Float | 60.8 | mil |
| Float as % of Shares Outstanding | 96.8 | % |
| Foreign Sales | - | |
| Domestic Sales | - | |
| Selling, General & Adm/tive (SG&A) as % of Revenue | - | |
| Research & Devlopment (R&D) as % of Revenue | - | |
| Gross Profit Margin | - | |
| EBITDA Margin | 17.3 | % |
| Pre-Tax Profit Margin | 6.3 | % |
| Assets Turnover | 0.0 | % |
| Return on Assets (ROA) | 0.2 | % |
| Return on Equity (ROE) | 4.2 | % |
| Return on Capital Invested (ROCI) | 3.7 | % |
| Current Ratio | - | |
| Leverage Ratio (Assets/Equity) | 21.3 | |
| Interest Cover | 0.0 | |
| Total Debt/Equity (Gearing Ratio) | 0.14 | |
| LT Debt/Total Capital | 12.0 | % |
| Working Capital pS | - | |
| Cash pS | - | |
| Book-Value pS | 27.03 | $ |
| Tangible Book-Value pS | 27.03 | $ |
| Cash Flow pS | 1.15 | $ |
| Free Cash Flow pS | 10.72 | $ |
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| KEY FIGURES (LTM): Price info |
| Price/Book Ratio | 0.59 | |
| Price/Tangible Book Ratio | 0.59 | |
| Price/Cash Flow | 13.8 | |
| Price/Free Cash Flow | 1.5 | |
| P/E as % of Industry Group | 72.0 | % |
| P/E as % of Sector Segment | 92.0 | % |
| | | Balance Sheet (at a glance) in Millions |
| | | | | | DIVIDEND INFO | | Dividend Declared Date | 11/14/2012 |
| Dividend Ex-Date | 11/28/2012 |
| Dividend Record Date | 12/02/2012 |
| Dividend Pay Date | 12/16/2012 |
| Dividend Amount | 150 |
| Type of Payment | Cash Payment |
| Dividend Rate | 0.15 |
| Current Dividend Yield | 0.9 |
| 5-Y Average Dividend Yield | 1.1 |
| Payout Ratio | 17.0 |
| 5-Y Average Payout Ratio | 13.0 |
|  | | Share price performance previous 3 years |
|
 | | | Share price performance intraday |
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| PRICE/VOLUME | High | Low | Close | % Price Chg | % Price Chg vs. Mkt. | Avg. Daily Vol | Total Vol |
| 1 Week | - | - | - | -0.1 | 98 | 7,218 | 38,080 |
| 4 Weeks | 16.50 | 14.21 | 14.43 | 9.8 | 103 | 6,818 | 136,362 |
| 13 Weeks | 16.50 | 13.41 | 13.75 | 15.3 | 105 | 6,666 | 419,974 |
| 26 Weeks | 16.50 | 10.87 | 10.82 | 46.5 | 120 | 5,495 | 681,390 |
| 52 Weeks | 16.50 | 10.00 | 10.74 | 47.6 | 115 | 5,140 | 1,279,972 |
| YTD | 16.50 | 12.33 | - | 29.8 | 111 | 6,000 | 569,958 |
| Moving Average | 5-Days | 10-Days | 10-Weeks | 30-Weeks | 200-Days | Beta (60-Mnth) | Beta (36-Mnth) |
| 15.92 | 15.86 | 14.98 | 13.36 | 12.86 | 1.82 | 1.53 |
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| GROWTH RATES | 5-Year
Growh | R² of 5-Year Growth | 3-Year
Growth |
| Revenue | 26.08 | 59.8 | 5.87 |
| Income | 7.20 | 8.3 | 5.65 |
| Dividend | 19.48 | 98.5 | 20.52 |
| Capital Spending | 0.00 | NA | 0.00 |
| R&D | 0.00 | NA | 0.00 |
| Normalized Inc. | 0.00 | NA | 0.00 |
| | | CHANGES | YTD vs.
Last YTD | Curr Qtr vs.
Qtr 1-Yr ago | Annual vs.
Last Annual |
| Revenue % | 22.6 | 22.6 | 39.4 |
| Earnings % | 148.6 | 148.6 | -33.0 |
| EPS % | 137.5 | 137.5 | -35.0 |
| EPS $ | 0.22 | 0.22 | -0.48 |
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| |
| SOLVENCY RATIOS | | SHORT-TERM SOLVENCY RATIOS (LIQUIDITY) |
| Free Cash Flow Margin | 50.07 |
| Free Cash Flow Margin 5YEAR AVG | 102.02 |
| Cash-Flow pS | 12.80 |
| Free Cash-Flow pS | 12.54 |
| FINANCIAL STRUCTURE RATIOS |
| Financial Leverage Ratio (Assets/Equity) | 20.42 |
| Debt Ratio | 95.10 |
| Total Debt/Equity (Gearing Ratio) | 0.14 |
| LT Debt/Equity | 0.14 |
| LT Debt/Capital Invested | 12.51 |
| LT Debt/Total Liabilities | 0.74 |
| | | | VALUATION RATIOS | | MULTIPLES |
| PQ Ratio | 0.10 |
| Tobin's Q Ratio | 0.03 |
| Current P/E Ratio - LTM | 14.40 |
| Enterprise Value (EV)/EBITDA | -0.01 |
| Enterprise Value (EV)/Free Cash Flow | -0.01 |
| Dividend Yield | 0.9 |
| Price/Tangible Book Ratio - LTM | 0.59 |
| Price/Book Ratio - LTM | 0.59 |
| Price/Cash Flow Ratio | 13.8 |
| Price/Free Cash Flow Ratio - LTM | 1.5 |
| P/E Ratio (1 month ago) - LTM | 12.9 |
| P/E Ratio (26 weeks ago) - LTM | 9.7 |
| P/E Ratio (52 weeks ago) - LTM | 10.7 |
| 5-Y High P/E Ratio | 29.8 |
| 5-Y Low P/E Ratio | 2.5 |
| 5-Y Average P/E Ratio | 12.8 |
| Current P/E Ratio as % of 5-Y Average P/E | 113 |
| P/E as % of Industry Group | 72.0 |
| P/E as % of Sector Segment | 92.0 |
| Current 12 Month Normalized P/E Ratio - LTM | 2.9 |
| PER SHARE FIGURES |
| Tangible Book Value pS - LTM | 27.03 |
| Book Value pS - LTM | 27.03 |
| Capital Invested pS | 30.71 |
| Cash Flow pS - LTM | 1.15 |
| Free Cash Flow pS - LTM | 10.72 |
| Earnings pS (EPS) | 0.89 |
| | | | OPERATING RATIOS | | PROFITABILITY |
| Return on Equity (ROE) | 3.36 |
| Return on Equity (ROE) - 5YEAR AVRG. | 5.2 |
| Return on Capital Invested (ROCI) | 2.94 |
| Return on Capital Invested (ROCI) - 5YEAR AVRG. | 4.2 |
| Return on Assets (ROA) | 0.16 |
| Return on Assets (ROA) - 5YEAR AVRG. | 0.2 |
| EBIT Margin - LTM | 0.7 |
| EBITDA Margin - LTM | 17.3 |
| Pre-Tax Profit Margin | 24.11 |
| Pre-Tax Profit Margin - 5YEAR AVRG. | 36.08 |
| Net Profit Margin | 3.74 |
| Net Profit Margin - 5YEAR AVRG. | 13.96 |
| Effective Tax Rate | 7.56 |
| Effective Tax Rate - 5YEAR AVRG. | 34.54 |
| EFFICIENCY RATIOS |
| Revenue per Employee - LTM | 4,320,822 |
| Net Income per Employee - LTM | 183,855 |
| Assets/Revenue - LTM | 0.00 |
| Assets/Revenue - 5YEAR AVRG. | 7,595.95 |
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