| Company Name: | MasterCard, Incorporated Class A | | Ticker Symbol: | MA | | | WWW Address: | www.mastercard.com | | CEO: | Robert W. Selander | | No. of Employees: | 5,500 | | Common Issue Type: | CS | | Business Description: | A global payment solutions company that provides various services in support of the credit, debit & related payment programs to financial institutions and other entities that are its customers.
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| | | Industry Information: | DIVERSIFIED SERVICES - Business Services [more like this] |
| | Price | Day Change | Bid | Ask | Open | High | Low | Volume | | 231.16 |  1.07 | 230.9 | 231.15 | 229.74 | 231.74 | 228.44 | 1811859 |
| Market Cap (mil) | Shares Outstanding (mil) | Beta | EPS | DPS | P/E | Yield | 52-Wks-Range |
| 30,004.6 | 129.8 | 1.12 | -1.95 | 0.60 | 21.5 | 0.3 | 242.93 - 117.06 |
| | KEY FIGURES (Latest Twelve Months - LTM) | | Yesterday's Close | 231.16 | $ | | PE Ratio - LTM | 21.5 | |
| Market Capitalisation | 25,375.3 | mil |
| Latest Shares Outstanding | 129.8 | mil |
| Earnings pS (EPS) | -1.95 | $ |
| Dividend pS (DPS) | 0.60 | ¢ |
| Dividend Yield | 0.3 | % |
| Dividend Payout Ratio | 0 | % |
| Revenue per Employee | 907,564 | $ |
| Effective Tax Rate | 0.0 | % |
| Float | 98.4 | mil |
| Float as % of Shares Outstanding | 76.1 | % |
| Foreign Sales | 0 | mil |
| Domestic Sales | 0 | mil |
| Selling, General & Adm/tive (SG&A) as % of Revenue | 52.20 | % |
| Research & Devlopment (R&D) as % of Revenue | 0.00 | % |
| Gross Profit Margin | 0.0 | % |
| EBITDA Margin | 47.8 | % |
| Pre-Tax Profit Margin | 43.9 | % |
| Assets Turnover | 0.7 | % |
| Return on Assets (ROA) | 20.3 | % |
| Return on Equity (ROE) | 43.8 | % |
| Return on Capital Invested (ROCI) | 43.5 | % |
| Current Ratio | 1.7 | |
| Leverage Ratio (Assets/Equity) | 2.2 | |
| Interest Cover | 18.2 | |
| Total Debt/Equity (Gearing Ratio) | 0.01 | |
| LT Debt/Total Capital | 1.0 | % |
| Working Capital pS | 15.12 | $ |
| Cash pS | 17.85 | $ |
| Book-Value pS | 24.80 | $ |
| Tangible Book-Value pS | 19.21 | $ |
| Cash Flow pS | 11.88 | $ |
| Free Cash Flow pS | 1.95 | $ |
 |
| KEY FIGURES (LTM): Price info |
| Price/Book Ratio | 9.32 | |
| Price/Tangible Book Ratio | 12.03 | |
| Price/Cash Flow | 19.5 | |
| Price/Free Cash Flow | 118.6 | |
| P/E as % of Industry Group | 48.0 | % |
| P/E as % of Sector Segment | 50.0 | % |
| | | Balance Sheet (at a glance) in Millions |
| | | | | | DIVIDEND INFO | | Dividend Declared Date | 09/21/2009 |
| Dividend Ex-Date | 10/06/2009 |
| Dividend Record Date | 10/08/2009 |
| Dividend Pay Date | 11/09/2009 |
| Dividend Amount | 150 |
| Type of Payment | Cash Payment |
| Dividend Rate | 0.60 |
| Current Dividend Yield | 0.3 |
| 5-Y Average Dividend Yield | 0.0 |
| Payout Ratio | 0.0 |
| 5-Y Average Payout Ratio | 6.0 |
|  | | Share price performance previous 3 years |
|
 | | | Share price performance intraday |
|
 | | | | | PRICE/VOLUME | High | Low | Close | % Price Chg | % Price Chg vs. Mkt. | Avg. Daily Vol | Total Vol |
| 1 Week | - | - | - | -1.5 | 99 | 22,149 | 127,983 |
| 4 Weeks | 242.93 | 209.57 | 229.96 | 0.5 | 99 | 24,503 | 490,061 |
| 13 Weeks | 242.93 | 196.95 | 207.25 | 11.5 | 105 | 19,100 | 1,222,381 |
| 26 Weeks | 242.93 | 155.51 | 168.36 | 37.3 | 112 | 19,821 | 2,517,247 |
| 52 Weeks | 242.93 | 117.06 | 126.54 | 82.7 | 134 | 26,515 | 6,655,335 |
| YTD | 242.93 | 117.06 | - | 61.7 | 134 | 26,616 | 5,988,618 |
| Moving Average | 5-Days | 10-Days | 10-Weeks | 30-Weeks | 200-Days | Beta (60-Mnth) | Beta (36-Mnth) |
| 230.07 | 234.07 | 220.93 | 195.09 | 185.83 | 1.12 | 1.12 |
| | | | GROWTH RATES | 5-Year
Growh | R² of 5-Year Growth | 3-Year
Growth |
| Revenue | 16.62 | 96.9 | 15.20 |
| Income | 0.00 | 0.0 | 0.00 |
| Dividend | 0.00 | 0.0 | 0.00 |
| Capital Spending | 0.00 | NA | 47.29 |
| R&D | 0.00 | NA | 0.00 |
| Normalized Inc. | 0.00 | NA | 52.82 |
| | | CHANGES | YTD vs.
Last YTD | Curr Qtr vs.
Qtr 1-Yr ago | Annual vs.
Last Annual |
| Revenue % | 0.9 | 2.0 | 22.7 |
| Earnings % | 0.0 | 0.0 | -100.0 |
| EPS % | 0.0 | 0.0 | -100.0 |
| EPS $ | 12.71 | 4.94 | -9.95 |
| | | | SOLVENCY RATIOS | | SHORT-TERM SOLVENCY RATIOS (LIQUIDITY) |
| Net Working Capital Ratio | 20.40 |
| Current Ratio | 1.4 |
| Quick Ratio (Acid Test) | 1.2 |
| Liquidity Ratio (Cash) | 0.81 |
| Receivables Turnover | 3.8 |
| Average Collection Period | 95 |
| Working Capital/Equity | 68.5 |
| Working Capital pS | 10.21 |
| Cash-Flow pS | -1.10 |
| Free Cash-Flow pS | 0.63 |
| FINANCIAL STRUCTURE RATIOS |
| Altman's Z-Score Ratio | 4.21 |
| Financial Leverage Ratio (Assets/Equity) | 3.4 |
| Debt Ratio | 70.2 |
| Total Debt/Equity (Gearing Ratio) | 0.09 |
| LT Debt/Equity | 0.01 |
| LT Debt/Capital Invested | 80.0 |
| LT Debt/Total Liabilities | 0.4 |
| Interest Cover | 0.0 |
| Interest/Capital Invested | 2.97 |
| | | | VALUATION RATIOS | | MULTIPLES |
| PQ Ratio | 11.62 |
| Tobin's Q Ratio | 3.92 |
| Current P/E Ratio - LTM | 21.50 |
| Enterprise Value (EV)/EBITDA | 13.34 |
| Enterprise Value (EV)/Free Cash Flow | 340.83 |
| Dividend Yield | 0.3 |
| Price/Tangible Book Ratio - LTM | 12.03 |
| Price/Book Ratio - LTM | 9.32 |
| Price/Cash Flow Ratio | 19.5 |
| Price/Free Cash Flow Ratio - LTM | 118.6 |
| Price/Sales Ratio | 5.97 |
| P/E Ratio (1 month ago) - LTM | 20.9 |
| P/E Ratio (26 weeks ago) - LTM | 0.0 |
| P/E Ratio (52 weeks ago) - LTM | 0.0 |
| 5-Y High P/E Ratio | 0.0 |
| 5-Y Low P/E Ratio | 0.0 |
| 5-Y Average P/E Ratio | 0.0 |
| Current P/E Ratio as % of 5-Y Average P/E | 0 |
| P/E as % of Industry Group | 48.0 |
| P/E as % of Sector Segment | 50.0 |
| Current 12 Month Normalized P/E Ratio - LTM | 21.3 |
| PER SHARE FIGURES |
| LT Debt pS | 0.15 |
| Current Liabilities pS | 23.12 |
| Tangible Book Value pS - LTM | 19.21 |
| Book Value pS - LTM | 24.80 |
| Capital Invested pS | 15.00 |
| Cash pS - LTM | 17.85 |
| Cash Flow pS - LTM | 11.88 |
| Free Cash Flow pS - LTM | 1.95 |
| Earnings pS (EPS) | -1.95 |
| | | | OPERATING RATIOS | | PROFITABILITY RATIOS |
| Free Cash Flow Margin | 1.64 |
| Free Cash Flow Margin 5YEAR AVG | 9.37 |
| Net Profit Margin | -5.1 |
| Net Profit Margin - 5YEAR AVRG. | 7.7 |
| Equity Productivity | 2.59 |
| Return on Equity (ROE) | 0.0 |
| Return on Equity (ROE) - 5YEAR AVRG. | 14.7 |
| Capital Invested Productivity | 2.56 |
| Return on Capital Invested (ROCI) | -13.0 |
| Return on Capital Invested (ROCI) - 5YEAR AVRG. | 13.4 |
| Assets Productivity | 0.80 |
| Return on Assets (ROA) | -3.9 |
| Return on Assets (ROA) - 5YEAR AVRG. | 5.6 |
| Gross Profit Margin | 0.0 |
| Gross Profit Margin - 5YEAR AVRG. | 0.0 |
| EBITDA Margin - LTM | 47.8 |
| EBIT Margin - LTM | 46.4 |
| Pre-Tax Profit Margin | -7.7 |
| Pre-Tax Profit Margin - 5YEAR AVRG. | 12.9 |
| Effective Tax Rate | 33.7 |
| Effective Tax Rate - 5YEAR AVRG. | 42.5 |
| EFFICIENCY RATIOS |
| Cash Conversion Cycle | 97 |
| Revenue per Employee | 907,564 |
| Net Income per Employee | -46,166 |
| Average Collection Period | 97 |
| Receivables Turnover | 3.8 |
| Day's Inventory Turnover Ratio | 0 |
| Inventory Turnover | 0.0 |
| Inventory/Sales | 0.0 |
| Accounts Payble/Sales | 15.92 |
| Assets/Revenue | 1.25 |
| Net Working Capital Turnover | 3.78 |
| Fixed Assets Turnover | 2.31 |
| Total Assets Turnover | 0.8 |
| Revenue per $ Cash | 3.32 |
| Revenue per $ Plant | 16.27 |
| Revenue per $ Common Equity | 2.59 |
| Revenue per $ Capital Invested | 2.56 |
| Selling, General & Adm/tive (SG&A) as % of Revenue | 58.7 |
| SG&A Expense as % of Revenue - 5YEAR AVRG. | 71.4 |
| Research & Devlopment (R&D) as % of Revenue | 0.0 |
| R&D Expense as % of Revenue - 5YEAR AVRG. | 0.0 |
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