| Company Name: | Washington Trust Bancorp, Incorporated | | Ticker Symbol: | WASH | | | WWW Address: | www.washtrust.com | | CEO: | John C. Warren | | No. of Employees: | 440 | | Common Issue Type: | CS | | Business Description: | The company, through its subsidiaries, offers a range of financial services to individuals and businesses, including wealth management.
|
| | | Industry Information: | BANKING - Regional - Northeast Banks [more like this] |
|
| Price | Day Change | Bid | Ask | Open | High | Low | Volume | | 14.89 |  -0.22 | 14.8 | 14.92 | 14.93 | 15.17 | 14.80 | 36615 |
| Market Cap (mil) | Shares Outstanding (mil) | Beta | EPS | DPS | P/E | Yield | 52-Wks-Range |
| 238.9 | 16.0 | 0.86 | 1.57 | 0.82 | 15.5 | 5.6 | 21.84 - 11.50 |
|
| KEY FIGURES (Latest Twelve Months - LTM) | | Yesterday's Close | 14.89 | $ | | PE Ratio - LTM | 15.5 | |
| Market Capitalisation | 238.9 | mil |
| Latest Shares Outstanding | 16.0 | mil |
| Earnings pS (EPS) | 1.57 | $ |
| Dividend pS (DPS) | 0.82 | ¢ |
| Dividend Yield | 5.6 | % |
| Dividend Payout Ratio | 52 | % |
| Revenue per Employee | 411,777 | $ |
| Effective Tax Rate | 24.8 | % |
| Float | 13.6 | mil |
| Float as % of Shares Outstanding | 84.8 | % |
| Foreign Sales | - | |
| Domestic Sales | - | |
| Selling, General & Adm/tive (SG&A) as % of Revenue | - | |
| Research & Devlopment (R&D) as % of Revenue | - | |
| Gross Profit Margin | - | |
| EBITDA Margin | 51.8 | % |
| Pre-Tax Profit Margin | 11.5 | % |
| Assets Turnover | 0.1 | % |
| Return on Assets (ROA) | 0.5 | % |
| Return on Equity (ROE) | 6.2 | % |
| Return on Capital Invested (ROCI) | 1.7 | % |
| Current Ratio | - | |
| Leverage Ratio (Assets/Equity) | 11.5 | |
| Interest Cover | 1.3 | |
| Total Debt/Equity (Gearing Ratio) | 2.74 | |
| LT Debt/Total Capital | 73.0 | % |
| Working Capital pS | - | |
| Cash pS | - | |
| Book-Value pS | 15.72 | $ |
| Tangible Book-Value pS | 11.52 | $ |
| Cash Flow pS | 0.97 | $ |
| Free Cash Flow pS | -0.74 | $ |
 |
| KEY FIGURES (LTM): Price info |
| Price/Book Ratio | 0.95 | |
| Price/Tangible Book Ratio | 1.29 | |
| Price/Cash Flow | 15.3 | |
| Price/Free Cash Flow | -20.1 | |
| P/E as % of Industry Group | 0.0 | % |
| P/E as % of Sector Segment | 0.0 | % |
| | | Balance Sheet (at a glance) in Millions |
| | | | | | DIVIDEND INFO | | Dividend Declared Date | 09/17/2009 |
| Dividend Ex-Date | 09/27/2009 |
| Dividend Record Date | 09/29/2009 |
| Dividend Pay Date | 10/12/2009 |
| Dividend Amount | 210 |
| Type of Payment | Cash Payment |
| Dividend Rate | 0.84 |
| Current Dividend Yield | 5.6 |
| 5-Y Average Dividend Yield | 3.0 |
| Payout Ratio | 52.0 |
| 5-Y Average Payout Ratio | 45.0 |
|  | | Share price performance previous 3 years |
|
 | | | Share price performance intraday |
|
 | |
| |
| PRICE/VOLUME | High | Low | Close | % Price Chg | % Price Chg vs. Mkt. | Avg. Daily Vol | Total Vol |
| 1 Week | - | - | - | -0.1 | 98 | 295 | 733 |
| 4 Weeks | 15.62 | 13.97 | 14.95 | -0.4 | 93 | 413 | 7,441 |
| 13 Weeks | 18.98 | 13.97 | 17.86 | -16.6 | 77 | 353 | 21,855 |
| 26 Weeks | 20.75 | 13.97 | 16.89 | -11.8 | 73 | 338 | 42,632 |
| 52 Weeks | 21.84 | 11.50 | 19.62 | -24.1 | 61 | 372 | 92,881 |
| YTD | 20.75 | 11.50 | - | -24.6 | 61 | 362 | 82,485 |
| Moving Average | 5-Days | 10-Days | 10-Weeks | 30-Weeks | 200-Days | Beta (60-Mnth) | Beta (36-Mnth) |
| 14.99 | 15.03 | 16.17 | 17.31 | 17.03 | 0.86 | 0.85 |
|
| |
| GROWTH RATES | 5-Year
Growh | R² of 5-Year Growth | 3-Year
Growth |
| Revenue | 7.87 | 76.0 | 0.80 |
| Income | -5.11 | 23.2 | -15.09 |
| Dividend | 4.70 | 98.2 | 3.72 |
| Capital Spending | 35.17 | NA | 4.64 |
| R&D | 0.00 | NA | 0.00 |
| Normalized Inc. | -3.78 | NA | -12.51 |
| | | CHANGES | YTD vs.
Last YTD | Curr Qtr vs.
Qtr 1-Yr ago | Annual vs.
Last Annual |
| Revenue % | -4.5 | -4.9 | -0.4 |
| Earnings % | -36.8 | -18.7 | -6.8 |
| EPS % | -46.2 | -29.5 | -10.3 |
| EPS $ | -0.61 | -0.13 | -0.18 |
|
| |
| SOLVENCY RATIOS | | SHORT-TERM SOLVENCY RATIOS (LIQUIDITY) |
| Free Cash Flow Margin | 0.12 |
| Free Cash Flow Margin 5YEAR AVG | 6.28 |
| Cash-Flow pS | 2.08 |
| Free Cash-Flow pS | 0.01 |
| FINANCIAL STRUCTURE RATIOS |
| Financial Leverage Ratio (Assets/Equity) | 12.61 |
| Debt Ratio | 92.07 |
| Total Debt/Equity (Gearing Ratio) | 3.78 |
| LT Debt/Equity | 3.78 |
| LT Debt/Capital Invested | 79.09 |
| LT Debt/Total Liabilities | 32.57 |
| | | | VALUATION RATIOS | | MULTIPLES |
| PQ Ratio | 6.87 |
| Tobin's Q Ratio | 0.09 |
| Current P/E Ratio - LTM | 15.50 |
| Enterprise Value (EV)/EBITDA | 0.02 |
| Enterprise Value (EV)/Free Cash Flow | 3.21 |
| Dividend Yield | 5.6 |
| Price/Tangible Book Ratio - LTM | 1.29 |
| Price/Book Ratio - LTM | 0.95 |
| Price/Cash Flow Ratio | 15.3 |
| Price/Free Cash Flow Ratio - LTM | -20.1 |
| P/E Ratio (1 month ago) - LTM | 16.8 |
| P/E Ratio (26 weeks ago) - LTM | 12.9 |
| P/E Ratio (52 weeks ago) - LTM | 11.2 |
| 5-Y High P/E Ratio | 21.2 |
| 5-Y Low P/E Ratio | 10.4 |
| 5-Y Average P/E Ratio | 15.4 |
| Current P/E Ratio as % of 5-Y Average P/E | 101 |
| P/E as % of Industry Group | 0.0 |
| P/E as % of Sector Segment | 0.0 |
| Current 12 Month Normalized P/E Ratio - LTM | 13.4 |
| PER SHARE FIGURES |
| Tangible Book Value pS - LTM | 11.52 |
| Book Value pS - LTM | 15.72 |
| Capital Invested pS | 70.09 |
| Cash Flow pS - LTM | 0.97 |
| Free Cash Flow pS - LTM | -0.74 |
| Earnings pS (EPS) | 1.57 |
| | | | OPERATING RATIOS | | PROFITABILITY |
| Return on Equity (ROE) | 9.43 |
| Return on Equity (ROE) - 5YEAR AVRG. | 12.7 |
| Return on Capital Invested (ROCI) | 1.97 |
| Return on Capital Invested (ROCI) - 5YEAR AVRG. | 3.0 |
| Return on Assets (ROA) | 0.75 |
| Return on Assets (ROA) - 5YEAR AVRG. | 0.9 |
| EBIT Margin - LTM | 50.4 |
| EBITDA Margin - LTM | 51.8 |
| Pre-Tax Profit Margin | 45.02 |
| Pre-Tax Profit Margin - 5YEAR AVRG. | 55.01 |
| Net Profit Margin | 33.84 |
| Net Profit Margin - 5YEAR AVRG. | 38.10 |
| Effective Tax Rate | 24.82 |
| Effective Tax Rate - 5YEAR AVRG. | 30.48 |
| EFFICIENCY RATIOS |
| Revenue per Employee - LTM | 397,775 |
| Net Income per Employee - LTM | 35,384 |
| Assets/Revenue - LTM | 1,000.00 |
| Assets/Revenue - 5YEAR AVRG. | 4,173.12 |
|
|  
|