| Company Name: | America's Car-Mart, Inc. | | Ticker Symbol: | CRMT | | | WWW Address: | www.car-mart.com |
| CEO: | Mr. William H. Henderson | | No. of Employees: | 1,100 |
| Common Issue Type: | CS | | Business Description: | America's Car-Mart, Inc. is an automotive retailer in the United States focused on the 'Integrated Auto Sales and Finance' segment of the used car market.
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| | | Industry Information: | SPECIALTY RETAIL - Auto Dealerships [more like this] |
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| Price | Day Change | Bid | Ask | Open | High | Low | Volume | | 46.53 | 0.32 | 41.89 | 50.69 | 46.5 | 46.97 | 44.50 | 36034 |
| Market Cap (mil) | Shares Outstanding (mil) | Beta | EPS | DPS | P/E | Yield | 52-Wks-Range |
| 419.6 | 9.0 | 0.88 | 3.24 | 0.00 | 13.7 | 0.0 | 50.59 - 35.81 |
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| KEY FIGURES (Latest Twelve Months - LTM) | | Yesterday's Close | 46.50 | $ | | PE Ratio - LTM | 13.7 | |
| Market Capitalisation | 419.6 | mil |
| Latest Shares Outstanding | 9.0 | mil |
| Earnings pS (EPS) | 3.24 | $ |
| Dividend pS (DPS) | 0.00 | ¢ |
| Dividend Yield | 0.0 | % |
| Dividend Payout Ratio | | % |
| Revenue per Employee | 351,688 | $ |
| Effective Tax Rate | 37.5 | % |
| Float | 8.9 | mil |
| Float as % of Shares Outstanding | 96.8 | % |
| Foreign Sales | | mil |
| Domestic Sales | | mil |
| Selling, General & Adm/tive (SG&A) as % of Revenue | 39.90 | % |
| Research & Devlopment (R&D) as % of Revenue | 0.00 | % |
| Gross Profit Margin | 42.5 | % |
| EBITDA Margin | 2.6 | % |
| Pre-Tax Profit Margin | 12.9 | % |
| Assets Turnover | 1.2 | % |
| Return on Assets (ROA) | 9.2 | % |
| Return on Equity (ROE) | 17.1 | % |
| Return on Capital Invested (ROCI) | 10.9 | % |
| Current Ratio | 5.8 | |
| Leverage Ratio (Assets/Equity) | 1.9 | |
| Interest Cover | 19.9 | |
| Total Debt/Equity (Gearing Ratio) | 0.58 | |
| LT Debt/Total Capital | 36.0 | % |
| Working Capital pS | 30.35 | $ |
| Cash pS | 0.10 | $ |
| Book-Value pS | 21.39 | $ |
| Tangible Book-Value pS | 21.35 | $ |
| Cash Flow pS | 3.97 | $ |
| Free Cash Flow pS | -0.13 | $ |
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| KEY FIGURES (LTM): Price info |
| Price/Book Ratio | 2.17 | |
| Price/Tangible Book Ratio | 2.18 | |
| Price/Cash Flow | 11.7 | |
| Price/Free Cash Flow | -344.5 | |
| P/E as % of Industry Group | 58.0 | % |
| P/E as % of Sector Segment | 70.0 | % |
| | | Balance Sheet (at a glance) in Millions |
| | | | | | DIVIDEND INFO | | Type of Payment | - |
| Dividend Rate | 0.00 |
| Current Dividend Yield | 0.0 |
| 5-Y Average Dividend Yield | 0.0 |
| Payout Ratio | 0.0 |
| 5-Y Average Payout Ratio | 0.0 |
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|  | | Share price performance previous 3 years |
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|  | | Share price performance intraday |
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| PRICE/VOLUME | High | Low | Close | % Price Chg | % Price Chg vs. Mkt. | Avg. Daily Vol | Total Vol |
| 1 Week | - | - | - | -3.1 | 98 | 213 | 1,245 |
| 4 Weeks | 49.21 | 44.50 | 44.75 | 3.9 | 100 | 185 | 3,692 |
| 13 Weeks | 50.59 | 43.52 | 46.83 | -0.7 | 91 | 276 | 17,669 |
| 26 Weeks | 50.59 | 35.89 | 37.78 | 23.1 | 105 | 385 | 48,106 |
| 52 Weeks | 50.59 | 35.81 | 41.34 | 12.5 | 90 | 412 | 102,614 |
| YTD | 50.59 | 38.76 | - | 14.8 | 99 | 330 | 32,997 |
| Moving Average | 5-Days | 10-Days | 10-Weeks | 30-Weeks | 200-Days | Beta (60-Mnth) | Beta (36-Mnth) |
| 46.59 | 47.33 | 46.63 | 43.21 | 43.81 | 0.88 | 0.48 |
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| GROWTH RATES | 5-Year Growh | R² of 5-Year Growth | 3-Year Growth |
| Revenue | 10.64 | 99.0 | 9.41 |
| Income | 24.58 | 95.9 | 15.11 |
| Dividend | 0.00 | 0.0 | 0.00 |
| Capital Spending | 13.60 | NA | 13.24 |
| R&D | 0.00 | NA | 0.00 |
| Normalized Inc. | 25.31 | NA | 16.50 |
| | | CHANGES | YTD vs. Last YTD | Curr Qtr vs. Qtr 1-Yr ago | Annual vs. Last Annual |
| Revenue % | 6.4 | 13.0 | 13.2 |
| Earnings % | 0.1 | 9.3 | 16.9 |
| EPS % | 6.6 | 15.1 | 27.6 |
| EPS $ | 0.15 | 0.11 | 0.70 |
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| SOLVENCY RATIOS | | SHORT-TERM SOLVENCY RATIOS (LIQUIDITY) |
| Net Working Capital Ratio | 75.54 |
| Current Ratio | 5.9 |
| Quick Ratio (Acid Test) | 5.3 |
| Liquidity Ratio (Cash) | 0.01 |
| Receivables Turnover | 1.6 |
| Average Collection Period | 225 |
| Working Capital/Equity | 127.4 |
| Working Capital pS | 25.04 |
| Cash-Flow pS | 3.76 |
| Free Cash-Flow pS | 0.77 |
| FINANCIAL STRUCTURE RATIOS |
| Altman's Z-Score Ratio | 4.83 |
| Financial Leverage Ratio (Assets/Equity) | 1.7 |
| Debt Ratio | 40.7 |
| Total Debt/Equity (Gearing Ratio) | 0.42 |
| LT Debt/Equity | 0.42 |
| LT Debt/Capital Invested | 29.9 |
| LT Debt/Total Liabilities | 61.5 |
| Interest Cover | 24.1 |
| Interest/Capital Invested | 0.87 |
| | | | VALUATION RATIOS | | MULTIPLES |
| PQ Ratio | 189.28 |
| Tobin's Q Ratio | 1.35 |
| Current P/E Ratio - LTM | 13.70 |
| Enterprise Value (EV)/EBITDA | 38.52 |
| Enterprise Value (EV)/Free Cash Flow | 117.88 |
| Dividend Yield | 0.0 |
| Price/Tangible Book Ratio - LTM | 2.18 |
| Price/Book Ratio - LTM | 2.17 |
| Price/Cash Flow Ratio | 11.7 |
| Price/Free Cash Flow Ratio - LTM | -344.5 |
| Price/Sales Ratio | 1.03 |
| P/E Ratio (1 month ago) - LTM | 13.3 |
| P/E Ratio (26 weeks ago) - LTM | 11.5 |
| P/E Ratio (52 weeks ago) - LTM | 13.6 |
| 5-Y High P/E Ratio | 15.2 |
| 5-Y Low P/E Ratio | 4.5 |
| 5-Y Average P/E Ratio | 11.4 |
| Current P/E Ratio as % of 5-Y Average P/E | 120 |
| P/E as % of Industry Group | 58.0 |
| P/E as % of Sector Segment | 70.0 |
| Current 12 Month Normalized P/E Ratio - LTM | 13.7 |
| PER SHARE FIGURES |
| LT Debt pS | 8.31 |
| Current Liabilities pS | 5.14 |
| Tangible Book Value pS - LTM | 21.35 |
| Book Value pS - LTM | 21.39 |
| Capital Invested pS | 29.09 |
| Cash pS - LTM | 0.10 |
| Cash Flow pS - LTM | 3.97 |
| Free Cash Flow pS - LTM | -0.13 |
| Earnings pS (EPS) | 3.24 |
| | | | OPERATING RATIOS | | PROFITABILITY RATIOS |
| Free Cash Flow Margin | 1.67 |
| Free Cash Flow Margin 5YEAR AVG | 1.88 |
| Net Profit Margin | 8.5 |
| Net Profit Margin - 5YEAR AVRG. | 7.7 |
| Equity Productivity | 2.33 |
| Return on Equity (ROE) | 17.9 |
| Return on Equity (ROE) - 5YEAR AVRG. | 14.4 |
| Capital Invested Productivity | 1.64 |
| Return on Capital Invested (ROCI) | 12.6 |
| Return on Capital Invested (ROCI) - 5YEAR AVRG. | 11.2 |
| Assets Productivity | 1.30 |
| Return on Assets (ROA) | 10.6 |
| Return on Assets (ROA) - 5YEAR AVRG. | 9.6 |
| Gross Profit Margin | 42.5 |
| Gross Profit Margin - 5YEAR AVRG. | 42.8 |
| EBITDA Margin - LTM | 2.6 |
| EBIT Margin - LTM | 13.6 |
| Pre-Tax Profit Margin | 13.6 |
| Pre-Tax Profit Margin - 5YEAR AVRG. | 12.2 |
| Effective Tax Rate | 37.5 |
| Effective Tax Rate - 5YEAR AVRG. | 36.4 |
| EFFICIENCY RATIOS |
| Cash Conversion Cycle | 277 |
| Revenue per Employee | 351,688 |
| Net Income per Employee | 29,988 |
| Average Collection Period | 236 |
| Receivables Turnover | 1.6 |
| Day's Inventory Turnover Ratio | 41 |
| Inventory Turnover | 8.8 |
| Inventory/Sales | 7.0 |
| Accounts Payble/Sales | 1.71 |
| Assets/Revenue | 0.77 |
| Net Working Capital Turnover | 1.83 |
| Fixed Assets Turnover | 15.42 |
| Total Assets Turnover | 1.3 |
| Revenue per $ Cash | 1401.66 |
| Revenue per $ Plant | 14.04 |
| Revenue per $ Common Equity | 2.10 |
| Revenue per $ Capital Invested | 1.48 |
| Selling, General & Adm/tive (SG&A) as % of Revenue | 38.6 |
| SG&A Expense as % of Revenue - 5YEAR AVRG. | 39.3 |
| Research & Devlopment (R&D) as % of Revenue | 0.0 |
| R&D Expense as % of Revenue - 5YEAR AVRG. | 0.0 |
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