| Company Name: | Wesco Financial Corporation | | Ticker Symbol: | WSC | | | WWW Address: | www.wescofinancial.com | | CEO: | Charles T. Munger | | No. of Employees: | 2,740 | | Common Issue Type: | CS | | Business Description: | The Company is engaged in three businesses through its subsidiaries: the insurance business; the furniture rental business; and the steel service center business.
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| | | Industry Information: | INSURANCE - Accident & Health Insurance [more like this] |
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| Price | Day Change | Bid | Ask | Open | High | Low | Volume | | 341.45 |  -0.55 | 0.01 | 629.21 | 342.25 | 344.84 | 341.00 | 3198 |
| Market Cap (mil) | Shares Outstanding (mil) | Beta | EPS | DPS | P/E | Yield | 52-Wks-Range |
| 2,424.3 | 7.1 | 0.69 | 11.53 | 1.54 | 36.6 | 0.5 | 344.84 - 208.01 |
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| KEY FIGURES (Latest Twelve Months - LTM) | | Yesterday's Close | 341.45 | $ | | PE Ratio - LTM | 36.6 | |
| Market Capitalisation | 2,431.1 | mil |
| Latest Shares Outstanding | 7.1 | mil |
| Earnings pS (EPS) | 11.53 | $ |
| Dividend pS (DPS) | 1.54 | ¢ |
| Dividend Yield | 0.5 | % |
| Dividend Payout Ratio | 13 | % |
| Revenue per Employee | 291,589 | $ |
| Effective Tax Rate | 21.9 | % |
| Float | 7.0 | mil |
| Float as % of Shares Outstanding | 99.0 | % |
| Foreign Sales | - | |
| Domestic Sales | - | |
| Selling, General & Adm/tive (SG&A) as % of Revenue | - | |
| Research & Devlopment (R&D) as % of Revenue | - | |
| Gross Profit Margin | - | |
| EBITDA Margin | 9.6 | % |
| Pre-Tax Profit Margin | 9.5 | % |
| Assets Turnover | 0.2 | % |
| Return on Assets (ROA) | 2.0 | % |
| Return on Equity (ROE) | 2.6 | % |
| Return on Capital Invested (ROCI) | 2.6 | % |
| Current Ratio | - | |
| Leverage Ratio (Assets/Equity) | 1.3 | |
| Interest Cover | 81.5 | |
| Total Debt/Equity (Gearing Ratio) | 0.01 | |
| LT Debt/Total Capital | 1.0 | % |
| Working Capital pS | - | |
| Cash pS | - | |
| Book-Value pS | 353.78 | $ |
| Tangible Book-Value pS | 314.74 | $ |
| Cash Flow pS | 9.33 | $ |
| Free Cash Flow pS | 15.03 | $ |
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| KEY FIGURES (LTM): Price info |
| Price/Book Ratio | 0.97 | |
| Price/Tangible Book Ratio | 1.08 | |
| Price/Cash Flow | 36.6 | |
| Price/Free Cash Flow | 22.7 | |
| P/E as % of Industry Group | 80.0 | % |
| P/E as % of Sector Segment | 0.0 | % |
| | | Balance Sheet (at a glance) in Millions |
| | | | | | DIVIDEND INFO | | Dividend Declared Date | 09/14/2009 |
| Dividend Ex-Date | 11/02/2009 |
| Dividend Record Date | 11/04/2009 |
| Dividend Pay Date | 12/02/2009 |
| Dividend Amount | 395 |
| Type of Payment | Cash Payment |
| Dividend Rate | 1.58 |
| Current Dividend Yield | 0.5 |
| 5-Y Average Dividend Yield | 0.4 |
| Payout Ratio | 13.0 |
| 5-Y Average Payout Ratio | 12.0 |
|  | | Share price performance previous 3 years |
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 | | | Share price performance intraday |
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| PRICE/VOLUME | High | Low | Close | % Price Chg | % Price Chg vs. Mkt. | Avg. Daily Vol | Total Vol |
| 1 Week | - | - | - | 1.3 | 100 | 27 | 93 |
| 4 Weeks | 344.84 | 323.24 | 328.00 | 4.1 | 97 | 30 | 534 |
| 13 Weeks | 344.84 | 298.00 | 304.50 | 12.1 | 104 | 39 | 2,436 |
| 26 Weeks | 344.84 | 276.00 | 297.00 | 15.0 | 95 | 39 | 4,943 |
| 52 Weeks | 344.84 | 208.01 | 297.00 | 15.0 | 93 | 41 | 10,229 |
| YTD | 344.84 | 208.01 | - | 18.6 | 96 | 41 | 9,277 |
| Moving Average | 5-Days | 10-Days | 10-Weeks | 30-Weeks | 200-Days | Beta (60-Mnth) | Beta (36-Mnth) |
| 340.16 | 338.54 | 328.26 | 309.16 | 299.79 | 0.69 | 0.66 |
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| GROWTH RATES | 5-Year
Growh | R² of 5-Year Growth | 3-Year
Growth |
| Revenue | 6.91 | 32.6 | 6.81 |
| Income | -0.26 | 0.0 | -19.39 |
| Dividend | 2.59 | 99.3 | 2.33 |
| Capital Spending | 0.09 | NA | 83.69 |
| R&D | 0.00 | NA | 0.00 |
| Normalized Inc. | -0.26 | NA | -19.39 |
| | | CHANGES | YTD vs.
Last YTD | Curr Qtr vs.
Qtr 1-Yr ago | Annual vs.
Last Annual |
| Revenue % | 6.7 | -1.5 | 26.6 |
| Earnings % | -26.8 | -38.9 | -24.8 |
| EPS % | -26.8 | -38.8 | -24.8 |
| EPS $ | -2.20 | -0.88 | -3.80 |
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| SOLVENCY RATIOS | | SHORT-TERM SOLVENCY RATIOS (LIQUIDITY) |
| Free Cash Flow Margin | 7.40 |
| Free Cash Flow Margin 5YEAR AVG | 8.71 |
| Cash-Flow pS | 27.06 |
| Free Cash-Flow pS | 8.28 |
| FINANCIAL STRUCTURE RATIOS |
| Financial Leverage Ratio (Assets/Equity) | 1.28 |
| Debt Ratio | 22.06 |
| Total Debt/Equity (Gearing Ratio) | 0.02 |
| LT Debt/Equity | 0.02 |
| LT Debt/Capital Invested | 1.67 |
| LT Debt/Total Liabilities | 6.00 |
| | | | VALUATION RATIOS | | MULTIPLES |
| PQ Ratio | 0.59 |
| Tobin's Q Ratio | 0.79 |
| Current P/E Ratio - LTM | 36.60 |
| Enterprise Value (EV)/EBITDA | 0.27 |
| Enterprise Value (EV)/Free Cash Flow | 6.49 |
| Dividend Yield | 0.5 |
| Price/Tangible Book Ratio - LTM | 1.08 |
| Price/Book Ratio - LTM | 0.97 |
| Price/Cash Flow Ratio | 36.6 |
| Price/Free Cash Flow Ratio - LTM | 22.7 |
| P/E Ratio (1 month ago) - LTM | 35.4 |
| P/E Ratio (26 weeks ago) - LTM | 26.0 |
| P/E Ratio (52 weeks ago) - LTM | 22.8 |
| 5-Y High P/E Ratio | 65.0 |
| 5-Y Low P/E Ratio | 8.0 |
| 5-Y Average P/E Ratio | 31.1 |
| Current P/E Ratio as % of 5-Y Average P/E | 118 |
| P/E as % of Industry Group | 80.0 |
| P/E as % of Sector Segment | 0.0 |
| Current 12 Month Normalized P/E Ratio - LTM | 36.6 |
| PER SHARE FIGURES |
| Tangible Book Value pS - LTM | 314.74 |
| Book Value pS - LTM | 353.78 |
| Capital Invested pS | 339.64 |
| Cash Flow pS - LTM | 9.33 |
| Free Cash Flow pS - LTM | 15.03 |
| Earnings pS (EPS) | 11.53 |
| | | | OPERATING RATIOS | | PROFITABILITY |
| Return on Equity (ROE) | 3.45 |
| Return on Equity (ROE) - 5YEAR AVRG. | 5.4 |
| Return on Capital Invested (ROCI) | 3.40 |
| Return on Capital Invested (ROCI) - 5YEAR AVRG. | 5.3 |
| Return on Assets (ROA) | 2.69 |
| Return on Assets (ROA) - 5YEAR AVRG. | 4.3 |
| EBIT Margin - LTM | 9.6 |
| EBITDA Margin - LTM | 9.6 |
| Pre-Tax Profit Margin | 14.60 |
| Pre-Tax Profit Margin - 5YEAR AVRG. | 27.52 |
| Net Profit Margin | 11.41 |
| Net Profit Margin - 5YEAR AVRG. | 18.95 |
| Effective Tax Rate | 21.88 |
| Effective Tax Rate - 5YEAR AVRG. | 29.98 |
| EFFICIENCY RATIOS |
| Revenue per Employee - LTM | 305,699 |
| Net Income per Employee - LTM | 24,246 |
| Assets/Revenue - LTM | 500.00 |
| Assets/Revenue - 5YEAR AVRG. | 488.50 |
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