| Company Name: | Sun Life Financial Services of Canada Inc. | | Ticker Symbol: | SLF | | | WWW Address: | www.sunlife.com | | CEO: | Donald A. Stewart | | No. of Employees: | 14,500 | | Common Issue Type: | CS | | Business Description: | An international financial services organization, offering a range of life and health insurance, savings, investment management, retirement, and pension products and services to both individual and corporate customers.
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| | | Industry Information: | INSURANCE - Life Insurance [more like this] |
| | Price | Day Change | Bid | Ask | Open | High | Low | Volume | | 29.24 |  0.08 | 29.22 | 29.25 | 28.81 | 29.27 | 28.80 | 2235112 |
| Market Cap (mil) | Shares Outstanding (mil) | Beta | EPS | DPS | P/E | Yield | 52-Wks-Range |
| 16,444.6 | 562.4 | 0.99 | 1.37 | 1.42 | 45.0 | 4.9 | 38.50 - 14.97 |
| | KEY FIGURES (Latest Twelve Months - LTM) | | Yesterday's Close | 29.24 | $ | | PE Ratio - LTM | 45.0 | |
| Market Capitalisation | 16,444.6 | mil |
| Latest Shares Outstanding | 562.4 | mil |
| Earnings pS (EPS) | 1.37 | $ |
| Dividend pS (DPS) | 1.42 | ¢ |
| Dividend Yield | 4.9 | % |
| Dividend Payout Ratio | 104 | % |
| Revenue per Employee | 1,615,379 | $ |
| Effective Tax Rate | 0.0 | % |
| Float | 0.0 | mil |
| Float as % of Shares Outstanding | 0.0 | % |
| Foreign Sales | - | |
| Domestic Sales | - | |
| Selling, General & Adm/tive (SG&A) as % of Revenue | - | |
| Research & Devlopment (R&D) as % of Revenue | - | |
| Gross Profit Margin | - | |
| EBITDA Margin | 0.0 | % |
| Pre-Tax Profit Margin | -1.2 | % |
| Assets Turnover | 0.3 | % |
| Return on Assets (ROA) | 0.4 | % |
| Return on Equity (ROE) | 2.8 | % |
| Return on Capital Invested (ROCI) | 1.9 | % |
| Current Ratio | - | |
| Leverage Ratio (Assets/Equity) | 7.7 | |
| Interest Cover | 0.0 | |
| Total Debt/Equity (Gearing Ratio) | 0.41 | |
| LT Debt/Total Capital | 27.0 | % |
| Working Capital pS | - | |
| Cash pS | - | |
| Book-Value pS | 27.73 | $ |
| Tangible Book-Value pS | 14.90 | $ |
| Cash Flow pS | 0.65 | $ |
| Free Cash Flow pS | 2.41 | $ |
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| KEY FIGURES (LTM): Price info |
| Price/Book Ratio | 1.05 | |
| Price/Tangible Book Ratio | 1.96 | |
| Price/Cash Flow | 45.1 | |
| Price/Free Cash Flow | 12.1 | |
| P/E as % of Industry Group | 56.0 | % |
| P/E as % of Sector Segment | 67.0 | % |
| | | Balance Sheet (at a glance) in Millions |
| | | | | | DIVIDEND INFO | | Dividend Declared Date | 11/05/2009 |
| Dividend Ex-Date | 11/22/2009 |
| Dividend Record Date | 11/24/2009 |
| Dividend Pay Date | 12/30/2009 |
| Dividend Amount | 360 |
| Type of Payment | Cash Payment |
| Dividend Rate | 1.44 |
| Current Dividend Yield | 4.9 |
| 5-Y Average Dividend Yield | 2.9 |
| Payout Ratio | 104.0 |
| 5-Y Average Payout Ratio | 46.0 |
|  | | Share price performance previous 3 years |
|
 | | | Share price performance intraday |
|
 | | | | | PRICE/VOLUME | High | Low | Close | % Price Chg | % Price Chg vs. Mkt. | Avg. Daily Vol | Total Vol |
| 1 Week | - | - | - | 0.3 | 100 | 24,308 | 22,351 |
| 4 Weeks | 30.52 | 27.00 | 29.93 | -2.3 | 92 | 24,119 | 385,908 |
| 13 Weeks | 33.75 | 27.00 | 32.41 | -9.8 | 85 | 15,907 | 938,507 |
| 26 Weeks | 38.50 | 27.00 | 28.71 | 1.8 | 91 | 15,187 | 1,852,834 |
| 52 Weeks | 38.50 | 14.97 | 27.65 | 5.8 | 84 | 18,051 | 4,440,543 |
| YTD | 38.50 | 14.97 | - | 2.8 | 79 | 18,081 | 4,068,113 |
| Moving Average | 5-Days | 10-Days | 10-Weeks | 30-Weeks | 200-Days | Beta (60-Mnth) | Beta (36-Mnth) |
| 28.84 | 28.57 | 30.50 | 30.87 | 28.55 | 0.99 | 1.12 |
| | | | GROWTH RATES | 5-Year
Growh | R² of 5-Year Growth | 3-Year
Growth |
| Revenue | 5.84 | 41.4 | 9.33 |
| Income | -19.71 | 43.6 | -40.24 |
| Dividend | 11.71 | 66.6 | 11.39 |
| Capital Spending | 0.00 | NA | 0.00 |
| R&D | 0.00 | NA | 0.00 |
| Normalized Inc. | -19.46 | NA | -39.80 |
| | | CHANGES | YTD vs.
Last YTD | Curr Qtr vs.
Qtr 1-Yr ago | Annual vs.
Last Annual |
| Revenue % | 108.0 | 245.0 | 10.5 |
| Earnings % | -58.4 | 0.0 | -62.6 |
| EPS % | -63.2 | 0.0 | -64.4 |
| EPS $ | -0.72 | 0.46 | -2.48 |
| | | | SOLVENCY RATIOS | | SHORT-TERM SOLVENCY RATIOS (LIQUIDITY) |
| Free Cash Flow Margin | 2.81 |
| Free Cash Flow Margin 5YEAR AVG | 6.61 |
| Cash-Flow pS | 3.10 |
| Free Cash-Flow pS | 1.16 |
| FINANCIAL STRUCTURE RATIOS |
| Financial Leverage Ratio (Assets/Equity) | 6.88 |
| Debt Ratio | 85.47 |
| Total Debt/Equity (Gearing Ratio) | 0.32 |
| LT Debt/Equity | 0.32 |
| LT Debt/Capital Invested | 24.30 |
| LT Debt/Total Liabilities | 5.46 |
| | | | VALUATION RATIOS | | MULTIPLES |
| PQ Ratio | 2.45 |
| Tobin's Q Ratio | 0.14 |
| Current P/E Ratio - LTM | 45.00 |
| Enterprise Value (EV)/EBITDA | 0.00 |
| Enterprise Value (EV)/Free Cash Flow | 17.40 |
| Dividend Yield | 4.9 |
| Price/Tangible Book Ratio - LTM | 1.96 |
| Price/Book Ratio - LTM | 1.05 |
| Price/Cash Flow Ratio | 45.1 |
| Price/Free Cash Flow Ratio - LTM | 12.1 |
| P/E Ratio (1 month ago) - LTM | 46.9 |
| P/E Ratio (26 weeks ago) - LTM | 574.2 |
| P/E Ratio (52 weeks ago) - LTM | 13.2 |
| 5-Y High P/E Ratio | 40.9 |
| 5-Y Low P/E Ratio | 11.5 |
| 5-Y Average P/E Ratio | 15.7 |
| Current P/E Ratio as % of 5-Y Average P/E | 287 |
| P/E as % of Industry Group | 56.0 |
| P/E as % of Sector Segment | 67.0 |
| Current 12 Month Normalized P/E Ratio - LTM | 44.0 |
| PER SHARE FIGURES |
| Tangible Book Value pS - LTM | 14.90 |
| Book Value pS - LTM | 27.73 |
| Capital Invested pS | 40.89 |
| Cash Flow pS - LTM | 0.65 |
| Free Cash Flow pS - LTM | 2.41 |
| Earnings pS (EPS) | 1.37 |
| | | | OPERATING RATIOS | | PROFITABILITY |
| Return on Equity (ROE) | 5.37 |
| Return on Equity (ROE) - 5YEAR AVRG. | 11.5 |
| Return on Capital Invested (ROCI) | 3.72 |
| Return on Capital Invested (ROCI) - 5YEAR AVRG. | 8.8 |
| Return on Assets (ROA) | 0.71 |
| Return on Assets (ROA) - 5YEAR AVRG. | 1.6 |
| EBIT Margin - LTM | 0.0 |
| EBITDA Margin - LTM | 0.0 |
| Pre-Tax Profit Margin | 4.30 |
| Pre-Tax Profit Margin - 5YEAR AVRG. | 11.42 |
| Net Profit Margin | 3.71 |
| Net Profit Margin - 5YEAR AVRG. | 8.02 |
| Effective Tax Rate | -34.61 |
| Effective Tax Rate - 5YEAR AVRG. | 4.99 |
| EFFICIENCY RATIOS |
| Revenue per Employee - LTM | 2,423,793 |
| Net Income per Employee - LTM | 30,345 |
| Assets/Revenue - LTM | 333.33 |
| Assets/Revenue - 5YEAR AVRG. | 514.41 |
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