| Company Name: | Royal Bank of Canada | | Ticker Symbol: | RY | | | WWW Address: | www.rbc.com | | CEO: | Gordon M. Nixon | | No. of Employees: | 80,000 | | Common Issue Type: | CS | | Business Description: | A diversified financial service company which provides personal and commercial banking, wealth management services, insurance, corporate and investment banking and transaction processing services on a global basis.
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| | | Industry Information: | BANKING - Money Center Banks [more like this] |
| | Price | Day Change | Bid | Ask | Open | High | Low | Volume | | 58.19 |  0.66 | 58.19 | 58.31 | 58.0 | 57.80 | 57.35 | 3671856 |
| Market Cap (mil) | Shares Outstanding (mil) | Beta | EPS | DPS | P/E | Yield | 52-Wks-Range |
| 82,175.9 | 1,412.2 | 0.58 | 3.38 | 2.00 | 22.8 | 3.5 | 58.50 - 25.52 |
| | KEY FIGURES (Latest Twelve Months - LTM) | | Yesterday's Close | 57.53 | $ | | PE Ratio - LTM | 22.8 | |
| Market Capitalisation | 81,245.9 | mil |
| Latest Shares Outstanding | 1,412.2 | mil |
| Earnings pS (EPS) | 3.38 | $ |
| Dividend pS (DPS) | 2.00 | ¢ |
| Dividend Yield | 3.5 | % |
| Dividend Payout Ratio | 59 | % |
| Revenue per Employee | 469,575 | $ |
| Effective Tax Rate | 22.8 | % |
| Float | 0.0 | mil |
| Float as % of Shares Outstanding | 0.0 | % |
| Foreign Sales | - | |
| Domestic Sales | - | |
| Selling, General & Adm/tive (SG&A) as % of Revenue | - | |
| Research & Devlopment (R&D) as % of Revenue | - | |
| Gross Profit Margin | - | |
| EBITDA Margin | 45.7 | % |
| Pre-Tax Profit Margin | 14.3 | % |
| Assets Turnover | 0.1 | % |
| Return on Assets (ROA) | 0.6 | % |
| Return on Equity (ROE) | 12.0 | % |
| Return on Capital Invested (ROCI) | 8.8 | % |
| Current Ratio | - | |
| Leverage Ratio (Assets/Equity) | 21.4 | |
| Interest Cover | 1.5 | |
| Total Debt/Equity (Gearing Ratio) | 0.21 | |
| LT Debt/Total Capital | 15.0 | % |
| Working Capital pS | - | |
| Cash pS | - | |
| Book-Value pS | 21.81 | $ |
| Tangible Book-Value pS | 14.48 | $ |
| Cash Flow pS | 2.47 | $ |
| Free Cash Flow pS | 2.18 | $ |
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| KEY FIGURES (LTM): Price info |
| Price/Book Ratio | 2.64 | |
| Price/Tangible Book Ratio | 3.97 | |
| Price/Cash Flow | 23.3 | |
| Price/Free Cash Flow | 26.4 | |
| P/E as % of Industry Group | 118.0 | % |
| P/E as % of Sector Segment | 116.0 | % |
| | | Balance Sheet (at a glance) in Millions |
| | | | | | DIVIDEND INFO | | Dividend Declared Date | 08/27/2009 |
| Dividend Ex-Date | 10/21/2009 |
| Dividend Record Date | 10/25/2009 |
| Dividend Pay Date | 11/23/2009 |
| Dividend Amount | 500 |
| Type of Payment | Cash Payment |
| Dividend Rate | 2.00 |
| Current Dividend Yield | 3.5 |
| 5-Y Average Dividend Yield | 3.5 |
| Payout Ratio | 59.0 |
| 5-Y Average Payout Ratio | 44.0 |
|  | | Share price performance previous 3 years |
|
 | | | Share price performance intraday |
|
 | | | | | PRICE/VOLUME | High | Low | Close | % Price Chg | % Price Chg vs. Mkt. | Avg. Daily Vol | Total Vol |
| 1 Week | - | - | - | -0.4 | 98 | 29,767 | 155,181 |
| 4 Weeks | 58.25 | 52.83 | 56.11 | 2.5 | 101 | 31,694 | 633,878 |
| 13 Weeks | 58.50 | 50.50 | 51.24 | 12.3 | 105 | 32,112 | 2,023,067 |
| 26 Weeks | 58.50 | 42.39 | 42.25 | 36.2 | 118 | 35,942 | 4,528,673 |
| 52 Weeks | 58.50 | 25.52 | 36.48 | 57.7 | 111 | 48,616 | 12,153,895 |
| YTD | 58.50 | 25.52 | - | 59.4 | 124 | 47,240 | 10,581,790 |
| Moving Average | 5-Days | 10-Days | 10-Weeks | 30-Weeks | 200-Days | Beta (60-Mnth) | Beta (36-Mnth) |
| 57.72 | 57.42 | 56.37 | 50.70 | 46.31 | 0.58 | 0.60 |
| | | | GROWTH RATES | 5-Year
Growh | R² of 5-Year Growth | 3-Year
Growth |
| Revenue | 8.80 | 71.5 | 1.25 |
| Income | 7.12 | 25.2 | -7.53 |
| Dividend | 24.84 | 93.2 | 19.37 |
| Capital Spending | 29.93 | NA | 75.74 |
| R&D | 0.00 | NA | 0.00 |
| Normalized Inc. | 8.19 | NA | -2.89 |
| | | CHANGES | YTD vs.
Last YTD | Curr Qtr vs.
Qtr 1-Yr ago | Annual vs.
Last Annual |
| Revenue % | -0.9 | 2.3 | -9.1 |
| Earnings % | -25.4 | 23.7 | -17.1 |
| EPS % | -33.9 | 14.1 | -19.3 |
| EPS $ | -0.87 | 0.13 | -0.81 |
| | | | SOLVENCY RATIOS | | SHORT-TERM SOLVENCY RATIOS (LIQUIDITY) |
| Free Cash Flow Margin | 25.67 |
| Free Cash Flow Margin 5YEAR AVG | -37.22 |
| Cash-Flow pS | 8.76 |
| Free Cash-Flow pS | 4.86 |
| FINANCIAL STRUCTURE RATIOS |
| Financial Leverage Ratio (Assets/Equity) | 23.53 |
| Debt Ratio | 95.75 |
| Total Debt/Equity (Gearing Ratio) | 0.44 |
| LT Debt/Equity | 0.26 |
| LT Debt/Capital Invested | 20.91 |
| LT Debt/Total Liabilities | 1.17 |
| | | | VALUATION RATIOS | | MULTIPLES |
| PQ Ratio | 0.47 |
| Tobin's Q Ratio | 0.12 |
| Current P/E Ratio - LTM | 22.80 |
| Enterprise Value (EV)/EBITDA | 0.04 |
| Enterprise Value (EV)/Free Cash Flow | 2.04 |
| Dividend Yield | 3.5 |
| Price/Tangible Book Ratio - LTM | 3.97 |
| Price/Book Ratio - LTM | 2.64 |
| Price/Cash Flow Ratio | 23.3 |
| Price/Free Cash Flow Ratio - LTM | 26.4 |
| P/E Ratio (1 month ago) - LTM | 22.4 |
| P/E Ratio (26 weeks ago) - LTM | 13.4 |
| P/E Ratio (52 weeks ago) - LTM | 10.2 |
| 5-Y High P/E Ratio | 17.1 |
| 5-Y Low P/E Ratio | 11.5 |
| 5-Y Average P/E Ratio | 14.5 |
| Current P/E Ratio as % of 5-Y Average P/E | 157 |
| P/E as % of Industry Group | 118.0 |
| P/E as % of Sector Segment | 116.0 |
| Current 12 Month Normalized P/E Ratio - LTM | 18.0 |
| PER SHARE FIGURES |
| Tangible Book Value pS - LTM | 14.48 |
| Book Value pS - LTM | 21.81 |
| Capital Invested pS | 27.54 |
| Cash Flow pS - LTM | 2.47 |
| Free Cash Flow pS - LTM | 2.18 |
| Earnings pS (EPS) | 3.38 |
| | | | OPERATING RATIOS | | PROFITABILITY |
| Return on Equity (ROE) | 16.21 |
| Return on Equity (ROE) - 5YEAR AVRG. | 19.4 |
| Return on Capital Invested (ROCI) | 11.71 |
| Return on Capital Invested (ROCI) - 5YEAR AVRG. | 13.4 |
| Return on Assets (ROA) | 0.63 |
| Return on Assets (ROA) - 5YEAR AVRG. | 0.8 |
| EBIT Margin - LTM | 43.0 |
| EBITDA Margin - LTM | 45.7 |
| Pre-Tax Profit Margin | 64.16 |
| Pre-Tax Profit Margin - 5YEAR AVRG. | 77.43 |
| Net Profit Margin | 48.66 |
| Net Profit Margin - 5YEAR AVRG. | 56.72 |
| Effective Tax Rate | 22.80 |
| Effective Tax Rate - 5YEAR AVRG. | 23.85 |
| EFFICIENCY RATIOS |
| Revenue per Employee - LTM | 466,250 |
| Net Income per Employee - LTM | 46,050 |
| Assets/Revenue - LTM | 1,000.00 |
| Assets/Revenue - 5YEAR AVRG. | 7,397.85 |
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