SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
Date: August 1, 2016
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Mitsubishi UFJ Financial Group, Inc.
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By:
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/s/ Yasuo Matsumoto
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Name:
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Yasuo Matsumoto
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Title:
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Chief Manager, Documentation &
Corporate Secretary Department,
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Corporate Administration Division
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Consolidated Summary Report
<under Japanese GAAP>
for the three months ended June 30, 2016
August 1, 2016
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Company name:
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Mitsubishi UFJ Financial Group, Inc.
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Stock exchange listings: Tokyo, Nagoya, New York
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Code number:
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8306
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URL http://www.mufg.jp/
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Representative:
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Nobuyuki Hirano, President & Group CEO
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For inquiry:
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Kazutaka Yoneda, General Manager - Financial Planning Division / Financial
Accounting Office
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TEL (03) 3240-3110
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Quarterly securities report issuing date:
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August 12, 2016
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Dividend payment date: -
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Trading accounts:
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Established
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Supplemental information for quarterly financial statements:
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Available
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Quarterly investor meeting presentation:
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None
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(Amounts of less than one million yen are rounded down.)
1. Consolidated Financial Data for the Three Months ended June 30, 2016
(1) Results of Operations
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(% represents the change from the same period in the previous fiscal year)
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Ordinary Income
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Ordinary Profits
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Profits Attributable to
Owners of Parent
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Three months ended
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million yen
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%
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million yen
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%
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million yen
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%
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June 30, 2016
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1,389,349
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(10.9
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340,812
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(29.7
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188,924
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(32.0
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June 30, 2015
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1,559,954
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19.8
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485,035
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22.8
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277,761
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15.5
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(*)
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Comprehensive income June 30, 2016: (7,056) million yen, -%; June 30, 2015: 26,324 million yen, (95.1)%
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Basic earnings
per share
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Diluted earnings
per share
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Three months ended
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yen
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yen
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June 30, 2016
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13.77
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13.72
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June 30, 2015
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19.86
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19.74
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(2) Financial Conditions
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Total Assets
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Total Net Assets
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Equity-to-asset ratio (*)
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As of
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million yen
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million yen
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%
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June 30, 2016
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298,193,992
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17,098,322
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5.1
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March 31, 2016
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298,302,898
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17,386,769
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5.2
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(Reference) Shareholders’ equity as of June 30, 2016: 15,191,317 million yen;
March 31, 2016: 15,457,970 million yen
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(*)
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“Equity-to-asset ratio” is computed under the formula shown below
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(Total net assets - Subscription rights to shares - Non-controlling interests) / Total assets
2. Dividends on Common Stock
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Dividends per Share
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1st quarter-end
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2nd quarter-end
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3rd quarter-end
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Fiscal year-end
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Total
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Fiscal year
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yen
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yen
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yen
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yen
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yen
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ended March 31, 2016
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—
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9.00
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—
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9.00
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18.00
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ending March 31, 2017
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—
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——
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——
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——
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——
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ending March 31, 2017 (Forecast)
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——
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9.00
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—
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9.00
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18.00
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(*)
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Revision of forecasts for dividends on the presentation date of this Consolidated Summary Report : None
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3. Earnings Target for the Fiscal Year ending March 31, 2017 (Consolidated)
MUFG has the target of 850.0 billion yen of profits attributable to owners of parent for the fiscal year ending March 31, 2017.
(There is no change to our earnings target released on May 16, 2016.)
MUFG is engaged in financial service businesses such as banking business, trust banking business, securities business and credit card/loan
businesses. Because there are various uncertainties caused by economic situation, market environments and other factors in these businesses, MUFG discloses a target of its profits attributable to owners of parent instead of a forecast of its
performance.
Notes
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(1)
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Changes in significant subsidiaries during the period: No
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(2)
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Adoption of any particular accounting methods for quarterly consolidated financial statements: No
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(3)
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Changes in accounting policies, changes in accounting estimates and restatements
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(A) Changes in accounting policies due to revision of accounting standards: No
(B) Changes in accounting policies due to reasons other than (A): No
(C) Changes in accounting estimates: No
(D) Restatements: No
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(4)
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Number of common stocks outstanding at the end of the period
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(A) Total stocks outstanding including treasury stocks:
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June 30, 2016
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14,168,853,820 shares
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March 31, 2016
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14,168,853,820 shares
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(B) Treasury stocks:
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June 30, 2016
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588,262,825 shares
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March 31, 2016
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380,255,157 shares
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(C) Average outstanding stocks:
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Three months ended June 30, 2016
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13,721,696,681 shares
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Three months ended June 30, 2015
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13,986,676,532 shares
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*Disclosure regarding the execution of the quarterly review process
This “Consolidated Summary Report” (Quarterly “Tanshin”) is outside the scope of the external auditor’s
quarterly review procedure which is required by “Financial Instruments and Exchange Act”. Therefore, the quarterly review process has not been completed as of this disclosure in the “Consolidated Summary Report”.
*Notes for using forecasted information etc.
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1.
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This financial summary report contains forward-looking statements regarding estimations, forecasts, targets and plans in relation to the results of operations,
financial conditions and other overall management of the company and/or the group as a whole (the “forward-looking statements”). The forward-looking statements are made based upon, among other things, the company’s current
estimations, perceptions and evaluations. In addition, in order for the company to adopt such estimations, forecasts, targets and plans regarding future events, certain assumptions have been made. Accordingly, due to various risks and uncertainties,
the statements and assumptions are inherently not guarantees of future performance, may be considered differently from alternative perspectives and may result in material differences from the actual result. For the main factors that may affect the
current forecasts, please see Consolidated Summary Report, Annual Securities Report, Disclosure Book, Annual Report, and other current disclosures that the company has announced.
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2.
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The financial information included in this financial summary report is prepared and presented in accordance with accounting principles generally accepted in Japan
(“Japanese GAAP”). Differences exist between Japanese GAAP and the accounting principles generally accepted in the United States (“U.S. GAAP”) in certain material respects. Such differences have resulted in the past, and are
expected to continue to result for this period and future periods, in amounts for certain financial statement line items under U.S. GAAP to differ significantly from the amounts under Japanese GAAP. For example, differences in consolidation basis or
accounting for business combinations, including but not limited to amortization and impairment of goodwill, could result in significant differences in our reported financial results between Japanese GAAP and U.S. GAAP. Readers should consult their
own professional advisors for an understanding of the differences between Japanese GAAP and U.S. GAAP and how those differences might affect our reported financial results. To date, we have published U.S. GAAP financial results only on a semiannual
and annual basis, and currently do not expect to publish U.S. GAAP financial results for the period reported in this financial summary report.
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Mitsubishi UFJ Financial Group, Inc.
(Appendix)
Contents of Appendix
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1. Consolidated Financial Statements
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2
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(1) Consolidated Balance Sheets
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2
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(2) Consolidated Statements of Income and Consolidated Statements of Comprehensive Income
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4
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(3) Notes on Going-Concern Assumption
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6
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(4) Notes for Material Changes in Shareholders’ Equity
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6
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Supplemental Information:
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“Selected Financial Information under Japanese GAAP for the Three Months Ended June 30, 2016”
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1
Mitsubishi UFJ Financial Group, Inc.
1. Consolidated Financial Statements
(1) Consolidated Balance Sheets
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(in millions of yen)
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As
of
March 31, 2016
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As
of
June 30, 2016
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Assets:
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Cash and due from banks
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49,158,293
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54,563,457
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Call loans and bills bought
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660,015
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469,053
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Receivables under resale agreements
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7,466,633
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6,218,019
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Receivables under securities borrowing transactions
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6,041,983
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5,785,558
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Monetary claims bought
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4,733,393
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4,741,328
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Trading assets
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20,460,863
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25,250,302
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Money held in trust
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679,678
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714,649
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Securities
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69,993,869
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65,528,151
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Loans and bills discounted
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113,756,325
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108,447,948
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Foreign exchanges
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1,792,888
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1,988,779
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Other assets
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12,255,764
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14,025,490
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Tangible fixed assets
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1,362,044
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1,348,963
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Intangible fixed assets
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1,254,727
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1,212,499
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Net defined benefit assets
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377,955
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412,308
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Deferred tax assets
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125,739
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117,442
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Customers’ liabilities for acceptances and guarantees
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9,240,310
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8,420,910
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Allowance for credit losses
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(1,057,585
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)
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(1,050,871
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Total assets
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298,302,898
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298,193,992
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Liabilities:
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Deposits
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160,965,056
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160,886,557
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Negotiable certificates of deposit
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11,591,578
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10,828,112
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Call money and bills sold
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1,360,238
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2,410,693
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Payables under repurchase agreements
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23,515,240
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22,391,359
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Payables under securities lending transactions
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4,710,407
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6,110,497
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Commercial papers
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2,292,282
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2,012,687
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Trading liabilities
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17,251,302
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21,359,550
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Borrowed money
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12,482,277
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11,924,202
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Foreign exchanges
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2,054,937
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1,944,068
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Short-term bonds payable
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752,492
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340,999
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Bonds payable
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9,190,542
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9,017,800
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Due to trust accounts
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13,296,033
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8,701,684
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Other liabilities
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10,834,564
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13,398,472
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Reserve for bonuses
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90,219
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31,624
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Reserve for bonuses to directors
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396
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83
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Net defined benefit liabilities
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62,791
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59,753
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Reserve for retirement benefits to directors
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1,113
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910
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Reserve for loyalty award credits
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15,971
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16,528
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Reserve for contingent losses
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210,087
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188,809
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Reserves under special laws
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4,232
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4,037
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Deferred tax liabilities
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866,815
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921,112
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Deferred tax liabilities for land revaluation
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127,237
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125,212
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Acceptances and guarantees
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9,240,310
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8,420,910
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Total liabilities
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280,916,129
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281,095,670
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2
Mitsubishi UFJ Financial Group, Inc.
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(in millions of yen)
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As of
March 31, 2016
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As of
June 30, 2016
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Net assets:
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|
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Capital stock
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2,141,513
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2,141,513
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Capital surplus
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1,425,637
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1,425,329
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Retained earnings
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8,587,578
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|
8,665,256
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Treasury stock
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(298,922
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)
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(407,632
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)
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Total shareholders’ equity
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11,855,806
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|
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11,824,467
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Net unrealized gains (losses) on available-for-sale securities
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2,486,627
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|
2,464,860
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Net deferred gains (losses) on hedging instruments
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|
|
337,297
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|
|
|
448,642
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|
|
Land revaluation excess
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|
|
176,364
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|
|
|
171,941
|
|
|
Foreign currency translation adjustments
|
|
|
791,401
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|
|
|
458,910
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|
|
Remeasurements of defined benefit plans
|
|
|
(189,526
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)
|
|
|
(174,674
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)
|
|
Debt value adjustments of foreign subsidiaries and affiliates
|
|
|
—
|
|
|
|
(2,830
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)
|
|
|
|
|
|
|
|
|
|
|
|
Total accumulated other comprehensive income
|
|
|
3,602,163
|
|
|
|
3,366,849
|
|
|
|
|
|
|
|
|
|
|
|
|
Subscription rights to shares
|
|
|
8,260
|
|
|
|
7,817
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|
|
Non-controlling interests
|
|
|
1,920,538
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|
|
|
1,899,187
|
|
|
|
|
|
|
|
|
|
|
|
|
Total net assets
|
|
|
17,386,769
|
|
|
|
17,098,322
|
|
|
|
|
|
|
|
|
|
|
|
|
Total liabilities and net assets
|
|
|
298,302,898
|
|
|
|
298,193,992
|
|
|
|
|
|
|
|
|
|
|
|
3
Mitsubishi UFJ Financial Group, Inc.
(2) Consolidated Statements of Income and Consolidated Statements of
Comprehensive Income
Consolidated Statements of Income
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
For the three months
ended
June 30, 2015
|
|
|
For the three months
ended
June 30, 2016
|
|
|
Ordinary income
|
|
|
1,559,954
|
|
|
|
1,389,349
|
|
|
Interest income
|
|
|
705,685
|
|
|
|
696,237
|
|
|
Interest on loans and bills discounted
|
|
|
460,283
|
|
|
|
447,669
|
|
|
Interest and dividends on securities
|
|
|
161,831
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|
|
|
162,377
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|
|
Trust fees
|
|
|
27,134
|
|
|
|
32,059
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|
|
Fees and commissions
|
|
|
357,567
|
|
|
|
348,788
|
|
|
Trading income
|
|
|
83,506
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|
|
|
64,783
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|
|
Other operating income
|
|
|
210,820
|
|
|
|
137,901
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|
|
Other ordinary income
|
|
|
175,239
|
|
|
|
109,578
|
|
|
Ordinary expenses
|
|
|
1,074,919
|
|
|
|
1,048,537
|
|
|
Interest expenses
|
|
|
160,338
|
|
|
|
194,149
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|
|
Interest on deposits
|
|
|
77,166
|
|
|
|
68,024
|
|
|
Fees and commissions
|
|
|
51,586
|
|
|
|
52,876
|
|
|
Trading expenses
|
|
|
—
|
|
|
|
1,066
|
|
|
Other operating expenses
|
|
|
102,784
|
|
|
|
34,040
|
|
|
General and administrative expenses
|
|
|
656,903
|
|
|
|
658,003
|
|
|
Other ordinary expenses
|
|
|
103,305
|
|
|
|
108,401
|
|
|
|
|
|
|
|
|
|
|
|
|
Ordinary profits
|
|
|
485,035
|
|
|
|
340,812
|
|
|
|
|
|
|
|
|
|
|
|
|
Extraordinary gains
|
|
|
211
|
|
|
|
5,513
|
|
|
Gains on disposition of fixed assets
|
|
|
211
|
|
|
|
5,319
|
|
|
Reversal of reserve for contingent liabilities from financial instruments transactions
|
|
|
—
|
|
|
|
194
|
|
|
Extraordinary losses
|
|
|
37,163
|
|
|
|
60,492
|
|
|
Losses on disposition of fixed assets
|
|
|
912
|
|
|
|
2,459
|
|
|
Losses on impairment of fixed assets
|
|
|
54
|
|
|
|
2,480
|
|
|
Provision for reserve for contingent liabilities from financial instruments transactions
|
|
|
183
|
|
|
|
—
|
|
|
Losses on change in equity
|
|
|
36,013
|
|
|
|
45,654
|
|
|
Losses on liquidation of equity securities of subsidiaries
|
|
|
—
|
|
|
|
5,359
|
|
|
Losses on exchange of shares of affiliates
|
|
|
—
|
|
|
|
4,538
|
|
|
|
|
|
|
|
|
|
|
|
|
Profits before income taxes
|
|
|
448,084
|
|
|
|
285,832
|
|
|
|
|
|
|
|
|
|
|
|
|
Income taxes—current
|
|
|
107,655
|
|
|
|
74,956
|
|
|
Income taxes—deferred
|
|
|
28,060
|
|
|
|
(14,170
|
)
|
|
|
|
|
|
|
|
|
|
|
|
Total taxes
|
|
|
135,716
|
|
|
|
60,785
|
|
|
|
|
|
|
|
|
|
|
|
|
Profits
|
|
|
312,367
|
|
|
|
225,046
|
|
|
|
|
|
|
|
|
|
|
|
|
Profits attributable to non-controlling interests
|
|
|
34,605
|
|
|
|
36,122
|
|
|
|
|
|
|
|
|
|
|
|
|
Profits attributable to owners of parent
|
|
|
277,761
|
|
|
|
188,924
|
|
|
|
|
|
|
|
|
|
|
|
4
Mitsubishi UFJ Financial Group, Inc.
Consolidated Statements of Comprehensive Income
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
For the three months
ended
June 30, 2015
|
|
|
For the three months
ended
June 30, 2016
|
|
|
Profits
|
|
|
312,367
|
|
|
|
225,046
|
|
|
Other comprehensive income
|
|
|
|
|
|
|
|
|
|
Net unrealized gains (losses) on available-for-sale securities
|
|
|
(221,005
|
)
|
|
|
(22,539
|
)
|
|
Net deferred gains (losses) on hedging instruments
|
|
|
(26,663
|
)
|
|
|
111,459
|
|
|
Land revaluation excess
|
|
|
(1
|
)
|
|
|
(15
|
)
|
|
Foreign currency translation adjustments
|
|
|
(32,566
|
)
|
|
|
(258,356
|
)
|
|
Remeasurements of defined benefit plans
|
|
|
1,915
|
|
|
|
14,679
|
|
|
Share of other comprehensive income of associates accounted for using equity method
|
|
|
(7,721
|
)
|
|
|
(77,330
|
)
|
|
|
|
|
|
|
|
|
|
|
|
Total other comprehensive income
|
|
|
(286,043
|
)
|
|
|
(232,103
|
)
|
|
|
|
|
|
|
|
|
|
|
|
Comprehensive income
|
|
|
26,324
|
|
|
|
(7,056
|
)
|
|
|
|
|
|
|
|
|
|
|
|
(Comprehensive income attributable to)
|
|
|
|
|
|
|
|
|
|
Comprehensive income attributable to owners of parent
|
|
|
(9,038
|
)
|
|
|
(33,518
|
)
|
|
Comprehensive income attributable to non-controlling interests
|
|
|
35,362
|
|
|
|
26,462
|
|
5
Mitsubishi UFJ Financial Group, Inc.
|
(3)
|
Notes on Going-Concern Assumption
|
Not applicable
|
(4)
|
Notes for Material Changes in Shareholders’ Equity
|
Not applicable
6
Selected Financial
Information
under Japanese GAAP
For the Three Months Ended June 30, 2016
|
|
|
|
|
|
|
|
|
Mitsubishi UFJ Financial Group, Inc.
|
|
|
|
|
|
|
Mitsubishi UFJ Financial Group, Inc.
[Contents]
|
|
|
|
|
|
|
|
|
|
|
|
|
1. Financial Results
|
|
[ MUFG Consolidated ]*1[ BTMU and MUTB Combined ]*2*3*4
|
|
|
——
|
|
|
|
1
|
|
|
|
|
[ BTMU Non-consolidated ][ MUTB Non-consolidated ]
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2. Non Performing Loans Based on the Financial Reconstruction Law
|
|
[ BTMU and MUTB Combined including Trust Account ]
|
|
|
——
|
|
|
|
5
|
|
|
|
|
[ BTMU Non-consolidated ][ MUTB Non-consolidated ]
|
|
|
|
|
|
|
|
|
|
|
|
[ MUTB Non-consolidated : Trust Account ]
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
3. Securities
|
|
[ MUFG Consolidated ]
|
|
|
——
|
|
|
|
6
|
|
|
|
|
[ BTMU Non-consolidated ][ MUTB Non-consolidated ]
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
4. ROE
|
|
[ MUFG Consolidated ]
|
|
|
——
|
|
|
|
9
|
|
|
|
|
|
|
|
5. Average Interest Rate Spread
|
|
[ BTMU and MUTB Combined ]
|
|
|
——
|
|
|
|
10
|
|
|
|
|
[ BTMU Non-consolidated ][ MUTB Non-consolidated ]
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
6. Loans and Deposits
|
|
[ BTMU and MUTB Combined ]
|
|
|
——
|
|
|
|
11
|
|
|
|
|
[ BTMU Non-consolidated ][ MUTB Non-consolidated ]
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
7. Statements of Trust Assets and Liabilities
|
|
[ MUTB Non-consolidated ]
|
|
|
——
|
|
|
|
12
|
|
|
(*1)
|
“MUFG” means Mitsubishi UFJ Financial Group, Inc.
|
|
(*2)
|
“BTMU” means The Bank of Tokyo-Mitsubishi UFJ, Ltd.
|
|
(*3)
|
“MUTB” means Mitsubishi UFJ Trust and Banking Corporation.
|
|
(*4)
|
“BTMU and MUTB Combined” means simple sum of “BTMU” and “MUTB” without consolidation processes.
|
Mitsubishi UFJ Financial Group, Inc.
1. Financial Results
MUFG Consolidated
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
For the three months ended
|
|
|
Increase
(Decrease)
(A) -
(B)
|
|
|
|
|
June 30, 2016
(A)
|
|
|
June 30, 2015
(B)
|
|
|
|
Gross profits
|
|
|
997,650
|
|
|
|
1,070,017
|
|
|
|
(72,366
|
)
|
|
Gross profits before credit costs for trust accounts
|
|
|
997,650
|
|
|
|
1,070,017
|
|
|
|
(72,366
|
)
|
|
Net interest income
|
|
|
502,099
|
|
|
|
545,358
|
|
|
|
(43,259
|
)
|
|
Trust fees
|
|
|
32,059
|
|
|
|
27,134
|
|
|
|
4,925
|
|
|
Credit costs for trust accounts (1)
|
|
|
—
|
|
|
|
—
|
|
|
|
—
|
|
|
Net fees and commissions
|
|
|
295,912
|
|
|
|
305,981
|
|
|
|
(10,068
|
)
|
|
Net trading profits
|
|
|
63,717
|
|
|
|
83,506
|
|
|
|
(19,788
|
)
|
|
Net other operating profits
|
|
|
103,861
|
|
|
|
108,036
|
|
|
|
(4,175
|
)
|
|
Net gains (losses) on debt securities
|
|
|
72,489
|
|
|
|
79,390
|
|
|
|
(6,901
|
)
|
|
General and administrative expenses
|
|
|
643,390
|
|
|
|
653,169
|
|
|
|
(9,779
|
)
|
|
Amortization of goodwill
|
|
|
4,037
|
|
|
|
4,459
|
|
|
|
(421
|
)
|
|
Net operating profits before credit costs for trust accounts, provision for general allowance for credit losses and amortization
of goodwill
|
|
|
358,298
|
|
|
|
421,306
|
|
|
|
(63,008
|
)
|
|
Net operating profits before credit costs for trust accounts and provision for general allowance for credit
losses
|
|
|
354,260
|
|
|
|
416,847
|
|
|
|
(62,587
|
)
|
|
Provision for general allowance for credit losses (2)
|
|
|
(11,452
|
)
|
|
|
—
|
|
|
|
(11,452
|
)
|
|
Net operating profits*
|
|
|
342,807
|
|
|
|
416,847
|
|
|
|
(74,039
|
)
|
|
Net non-recurring gains (losses)
|
|
|
(1,995
|
)
|
|
|
68,188
|
|
|
|
(70,183
|
)
|
|
Credit costs (3)
|
|
|
(56,938
|
)
|
|
|
(75,097
|
)
|
|
|
18,158
|
|
|
Losses on loan write-offs
|
|
|
(27,636
|
)
|
|
|
(36,692
|
)
|
|
|
9,055
|
|
|
Provision for specific allowance for credit losses
|
|
|
(22,993
|
)
|
|
|
—
|
|
|
|
(22,993
|
)
|
|
Other credit costs
|
|
|
(6,308
|
)
|
|
|
(38,405
|
)
|
|
|
32,096
|
|
|
Reversal of allowance for credit losses (4)
|
|
|
—
|
|
|
|
21,696
|
|
|
|
(21,696
|
)
|
|
Reversal of reserve for contingent losses included in credit costs (5)
|
|
|
—
|
|
|
|
—
|
|
|
|
—
|
|
|
Gains on loans written-off (6)
|
|
|
12,865
|
|
|
|
13,708
|
|
|
|
(843
|
)
|
|
Net gains (losses) on equity securities
|
|
|
1,710
|
|
|
|
31,661
|
|
|
|
(29,951
|
)
|
|
Gains on sales of equity securities
|
|
|
25,478
|
|
|
|
41,748
|
|
|
|
(16,269
|
)
|
|
Losses on sales of equity securities
|
|
|
(7,334
|
)
|
|
|
(3,823
|
)
|
|
|
(3,511
|
)
|
|
Losses on write-down of equity securities
|
|
|
(16,433
|
)
|
|
|
(6,263
|
)
|
|
|
(10,170
|
)
|
|
Profits (losses) from investments in affiliates
|
|
|
61,116
|
|
|
|
85,708
|
|
|
|
(24,592
|
)
|
|
Other non-recurring gains (losses)
|
|
|
(20,748
|
)
|
|
|
(9,489
|
)
|
|
|
(11,259
|
)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ordinary profits
|
|
|
340,812
|
|
|
|
485,035
|
|
|
|
(144,223
|
)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net extraordinary gains (losses)
|
|
|
(54,979
|
)
|
|
|
(36,951
|
)
|
|
|
(18,028
|
)
|
|
Net losses on change in equity
|
|
|
(45,654
|
)
|
|
|
(36,013
|
)
|
|
|
(9,641
|
)
|
|
Profits before income taxes
|
|
|
285,832
|
|
|
|
448,084
|
|
|
|
(162,251
|
)
|
|
Income taxes-current
|
|
|
74,956
|
|
|
|
107,655
|
|
|
|
(32,699
|
)
|
|
Income taxes-deferred
|
|
|
(14,170
|
)
|
|
|
28,060
|
|
|
|
(42,231
|
)
|
|
Total taxes
|
|
|
60,785
|
|
|
|
135,716
|
|
|
|
(74,930
|
)
|
|
Profits
|
|
|
225,046
|
|
|
|
312,367
|
|
|
|
(87,320
|
)
|
|
Profits attributable to non-controlling interests
|
|
|
36,122
|
|
|
|
34,605
|
|
|
|
1,517
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Profits attributable to owners of parent
|
|
|
188,924
|
|
|
|
277,761
|
|
|
|
(88,837
|
)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Note:
* Net operating profits = Banking subsidiaries’ net operating profits + Other consolidated entities’ gross profits - Other consolidated entities’ general and administrative
expenses - Other consolidated entities’ provision for general allowance for credit losses - Amortization of goodwill - Inter-company transactions
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(Reference)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total credit costs (1)+(2)+(3)+(4)+(5)+(6)
|
|
|
(55,525
|
)
|
|
|
(39,692
|
)
|
|
|
(15,833
|
)
|
1
Mitsubishi UFJ Financial Group, Inc.
BTMU and MUTB Combined
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
For the three months ended
|
|
|
Increase
(Decrease)
(A) -
(B)
|
|
|
|
|
June 30, 2016
(A)
|
|
|
June 30, 2015
(B)
|
|
|
|
Gross profits
|
|
|
588,650
|
|
|
|
658,090
|
|
|
|
(69,439
|
)
|
|
Gross profits before credit costs for trust accounts
|
|
|
588,650
|
|
|
|
658,090
|
|
|
|
(69,439
|
)
|
|
Net interest income
|
|
|
323,641
|
|
|
|
393,370
|
|
|
|
(69,728
|
)
|
|
Trust fees
|
|
|
25,245
|
|
|
|
20,546
|
|
|
|
4,698
|
|
|
Credit costs for trust accounts (1)
|
|
|
—
|
|
|
|
—
|
|
|
|
—
|
|
|
Net fees and commissions
|
|
|
120,856
|
|
|
|
130,177
|
|
|
|
(9,321
|
)
|
|
Net trading profits
|
|
|
60,873
|
|
|
|
19,753
|
|
|
|
41,120
|
|
|
Net other operating profits
|
|
|
58,033
|
|
|
|
94,242
|
|
|
|
(36,208
|
)
|
|
Net gains (losses) on debt securities
|
|
|
69,428
|
|
|
|
76,369
|
|
|
|
(6,941
|
)
|
|
General and administrative expenses
|
|
|
330,629
|
|
|
|
332,583
|
|
|
|
(1,954
|
)
|
|
Net operating profits before credit costs for trust accounts and provision for general allowance for credit
losses
|
|
|
258,020
|
|
|
|
325,506
|
|
|
|
(67,485
|
)
|
|
Provision for general allowance for credit losses (2)
|
|
|
10,724
|
|
|
|
—
|
|
|
|
10,724
|
|
|
Net operating profits
|
|
|
268,745
|
|
|
|
325,506
|
|
|
|
(56,760
|
)
|
|
Net non-recurring gains (losses)
|
|
|
(52,654
|
)
|
|
|
10,846
|
|
|
|
(63,501
|
)
|
|
Credit costs (3)
|
|
|
(30,324
|
)
|
|
|
(54,021
|
)
|
|
|
23,696
|
|
|
Losses on loan write-offs
|
|
|
(7,511
|
)
|
|
|
(15,891
|
)
|
|
|
8,379
|
|
|
Provision for specific allowance for credit losses
|
|
|
(16,351
|
)
|
|
|
—
|
|
|
|
(16,351
|
)
|
|
Other credit costs
|
|
|
(6,461
|
)
|
|
|
(38,130
|
)
|
|
|
31,668
|
|
|
Reversal of allowance for credit losses (4)
|
|
|
632
|
|
|
|
37,262
|
|
|
|
(36,629
|
)
|
|
Reversal of reserve for contingent losses included in credit costs (5)
|
|
|
—
|
|
|
|
540
|
|
|
|
(540
|
)
|
|
Gains on loans written-off (6)
|
|
|
2,874
|
|
|
|
3,186
|
|
|
|
(312
|
)
|
|
Net gains (losses) on equity securities
|
|
|
(3,583
|
)
|
|
|
26,209
|
|
|
|
(29,793
|
)
|
|
Gains on sales of equity securities
|
|
|
21,040
|
|
|
|
36,168
|
|
|
|
(15,128
|
)
|
|
Losses on sales of equity securities
|
|
|
(7,721
|
)
|
|
|
(3,694
|
)
|
|
|
(4,027
|
)
|
|
Losses on write-down of equity securities
|
|
|
(16,902
|
)
|
|
|
(6,264
|
)
|
|
|
(10,637
|
)
|
|
Other non-recurring gains (losses)
|
|
|
(22,253
|
)
|
|
|
(2,331
|
)
|
|
|
(19,922
|
)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ordinary profits
|
|
|
216,091
|
|
|
|
336,353
|
|
|
|
(120,262
|
)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net extraordinary gains (losses)
|
|
|
(6,060
|
)
|
|
|
17,749
|
|
|
|
(23,810
|
)
|
|
Income before income taxes
|
|
|
210,030
|
|
|
|
354,103
|
|
|
|
(144,072
|
)
|
|
Income taxes-current
|
|
|
55,538
|
|
|
|
95,579
|
|
|
|
(40,041
|
)
|
|
Income taxes-deferred
|
|
|
(4,146
|
)
|
|
|
10,809
|
|
|
|
(14,955
|
)
|
|
Total taxes
|
|
|
51,392
|
|
|
|
106,389
|
|
|
|
(54,997
|
)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net income
|
|
|
158,638
|
|
|
|
247,713
|
|
|
|
(89,075
|
)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(Reference)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total credit costs (1)+(2)+(3)+(4)+(5)+(6)
|
|
|
(16,092
|
)
|
|
|
(13,031
|
)
|
|
|
(3,060
|
)
|
2
Mitsubishi UFJ Financial Group, Inc.
BTMU Non-consolidated
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
For the three months ended
|
|
|
Increase
(Decrease)
(A) -
(B)
|
|
|
|
|
June 30, 2016
(A)
|
|
|
June 30, 2015
(B)
|
|
|
|
Gross profits
|
|
|
479,225
|
|
|
|
564,797
|
|
|
|
(85,571
|
)
|
|
Net interest income
|
|
|
275,564
|
|
|
|
336,371
|
|
|
|
(60,806
|
)
|
|
Net fees and commissions
|
|
|
98,778
|
|
|
|
110,317
|
|
|
|
(11,538
|
)
|
|
Net trading profits
|
|
|
53,955
|
|
|
|
18,780
|
|
|
|
35,174
|
|
|
Net other operating profits
|
|
|
50,925
|
|
|
|
99,327
|
|
|
|
(48,401
|
)
|
|
Net gains (losses) on debt securities
|
|
|
54,542
|
|
|
|
80,240
|
|
|
|
(25,697
|
)
|
|
General and administrative expenses
|
|
|
280,856
|
|
|
|
287,525
|
|
|
|
(6,669
|
)
|
|
Amortization of goodwill
|
|
|
87
|
|
|
|
75
|
|
|
|
11
|
|
|
Net operating profits before provision for general allowance for credit losses and amortization of goodwill
|
|
|
198,456
|
|
|
|
277,347
|
|
|
|
(78,891
|
)
|
|
Net operating profits before provision for general allowance for credit losses
|
|
|
198,368
|
|
|
|
277,271
|
|
|
|
(78,902
|
)
|
|
Provision for general allowance for credit losses (1)
|
|
|
10,724
|
|
|
|
—
|
|
|
|
10,724
|
|
|
Net operating profits
|
|
|
209,093
|
|
|
|
277,271
|
|
|
|
(68,178
|
)
|
|
Net non-recurring gains (losses)
|
|
|
(56,252
|
)
|
|
|
11,870
|
|
|
|
(68,123
|
)
|
|
Credit costs (2)
|
|
|
(30,173
|
)
|
|
|
(53,834
|
)
|
|
|
23,661
|
|
|
Losses on loan write-offs
|
|
|
(7,509
|
)
|
|
|
(15,704
|
)
|
|
|
8,195
|
|
|
Provision for specific allowance for credit losses
|
|
|
(16,351
|
)
|
|
|
—
|
|
|
|
(16,351
|
)
|
|
Other credit costs
|
|
|
(6,312
|
)
|
|
|
(38,130
|
)
|
|
|
31,818
|
|
|
Reversal of allowance for credit losses (3)
|
|
|
—
|
|
|
|
36,928
|
|
|
|
(36,928
|
)
|
|
Reversal of reserve for contingent losses included in credit costs (4)
|
|
|
—
|
|
|
|
367
|
|
|
|
(367
|
)
|
|
Gains on loans written-off (5)
|
|
|
2,805
|
|
|
|
3,142
|
|
|
|
(336
|
)
|
|
Net gains (losses) on equity securities
|
|
|
(8,388
|
)
|
|
|
28,330
|
|
|
|
(36,718
|
)
|
|
Gains on sales of equity securities
|
|
|
14,185
|
|
|
|
35,352
|
|
|
|
(21,167
|
)
|
|
Losses on sales of equity securities
|
|
|
(6,093
|
)
|
|
|
(1,584
|
)
|
|
|
(4,508
|
)
|
|
Losses on write-down of equity securities
|
|
|
(16,479
|
)
|
|
|
(5,436
|
)
|
|
|
(11,043
|
)
|
|
Other non-recurring gains (losses)
|
|
|
(20,497
|
)
|
|
|
(3,063
|
)
|
|
|
(17,433
|
)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ordinary profits
|
|
|
152,840
|
|
|
|
289,142
|
|
|
|
(136,301
|
)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net extraordinary gains (losses)
|
|
|
(2,199
|
)
|
|
|
17,886
|
|
|
|
(20,086
|
)
|
|
Income before income taxes
|
|
|
150,641
|
|
|
|
307,029
|
|
|
|
(156,387
|
)
|
|
Income taxes-current
|
|
|
45,240
|
|
|
|
83,735
|
|
|
|
(38,494
|
)
|
|
Income taxes-deferred
|
|
|
(5,086
|
)
|
|
|
9,582
|
|
|
|
(14,668
|
)
|
|
Total taxes
|
|
|
40,154
|
|
|
|
93,318
|
|
|
|
(53,163
|
)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net income
|
|
|
110,486
|
|
|
|
213,710
|
|
|
|
(103,224
|
)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(Reference)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total credit costs (1)+(2)+(3)+(4)+(5)
|
|
|
(16,642
|
)
|
|
|
(13,396
|
)
|
|
|
(3,245
|
)
|
3
Mitsubishi UFJ Financial Group, Inc.
MUTB Non-consolidated
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
For the three months ended
|
|
|
Increase
(Decrease)
(A) -
(B)
|
|
|
|
|
June 30, 2016
(A)
|
|
|
June 30, 2015
(B)
|
|
|
|
Gross profits
|
|
|
109,425
|
|
|
|
93,293
|
|
|
|
16,131
|
|
|
Gross profits before credit costs for trust accounts
|
|
|
109,425
|
|
|
|
93,293
|
|
|
|
16,131
|
|
|
Trust fees
|
|
|
25,245
|
|
|
|
20,546
|
|
|
|
4,698
|
|
|
Credit costs for trust accounts (1)
|
|
|
—
|
|
|
|
—
|
|
|
|
—
|
|
|
Net interest income
|
|
|
48,077
|
|
|
|
56,999
|
|
|
|
(8,922
|
)
|
|
Net fees and commissions
|
|
|
22,077
|
|
|
|
19,859
|
|
|
|
2,217
|
|
|
Net trading profits
|
|
|
6,918
|
|
|
|
972
|
|
|
|
5,945
|
|
|
Net other operating profits
|
|
|
7,107
|
|
|
|
(5,084
|
)
|
|
|
12,192
|
|
|
Net gains (losses) on debt securities
|
|
|
14,885
|
|
|
|
(3,870
|
)
|
|
|
18,755
|
|
|
General and administrative expenses
|
|
|
49,773
|
|
|
|
45,058
|
|
|
|
4,714
|
|
|
Net operating profits before credit costs for trust accounts and provision for general allowance for credit
losses
|
|
|
59,651
|
|
|
|
48,234
|
|
|
|
11,417
|
|
|
Provision for general allowance for credit losses (2)
|
|
|
—
|
|
|
|
—
|
|
|
|
—
|
|
|
Net operating profits
|
|
|
59,651
|
|
|
|
48,234
|
|
|
|
11,417
|
|
|
Net non-recurring gains (losses)
|
|
|
3,598
|
|
|
|
(1,023
|
)
|
|
|
4,622
|
|
|
Credit costs (3)
|
|
|
(151
|
)
|
|
|
(186
|
)
|
|
|
35
|
|
|
Losses on loan write-offs
|
|
|
(2
|
)
|
|
|
(186
|
)
|
|
|
184
|
|
|
Provision for specific allowance for credit losses
|
|
|
—
|
|
|
|
—
|
|
|
|
—
|
|
|
Other credit costs
|
|
|
(149
|
)
|
|
|
—
|
|
|
|
(149
|
)
|
|
Reversal of allowance for credit losses (4)
|
|
|
632
|
|
|
|
334
|
|
|
|
298
|
|
|
Reversal of reserve for contingent losses included in credit costs (5)
|
|
|
—
|
|
|
|
173
|
|
|
|
(173
|
)
|
|
Gains on loans written-off (6)
|
|
|
68
|
|
|
|
44
|
|
|
|
24
|
|
|
Net gains (losses) on equity securities
|
|
|
4,804
|
|
|
|
(2,120
|
)
|
|
|
6,925
|
|
|
Gains on sales of equity securities
|
|
|
6,854
|
|
|
|
815
|
|
|
|
6,038
|
|
|
Losses on sales of equity securities
|
|
|
(1,627
|
)
|
|
|
(2,109
|
)
|
|
|
481
|
|
|
Losses on write-down of equity securities
|
|
|
(422
|
)
|
|
|
(827
|
)
|
|
|
405
|
|
|
Other non-recurring gains (losses)
|
|
|
(1,756
|
)
|
|
|
731
|
|
|
|
(2,488
|
)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ordinary profits
|
|
|
63,250
|
|
|
|
47,210
|
|
|
|
16,039
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net extraordinary gains (losses)
|
|
|
(3,861
|
)
|
|
|
(136
|
)
|
|
|
(3,724
|
)
|
|
Income before income taxes
|
|
|
59,389
|
|
|
|
47,074
|
|
|
|
12,315
|
|
|
Income taxes-current
|
|
|
10,298
|
|
|
|
11,844
|
|
|
|
(1,546
|
)
|
|
Income taxes-deferred
|
|
|
939
|
|
|
|
1,226
|
|
|
|
(287
|
)
|
|
Total taxes
|
|
|
11,237
|
|
|
|
13,071
|
|
|
|
(1,833
|
)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net income
|
|
|
48,151
|
|
|
|
34,002
|
|
|
|
14,148
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(Reference)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total credit costs (1)+(2)+(3)+(4)+(5)+(6)
|
|
|
550
|
|
|
|
365
|
|
|
|
184
|
|
4
Mitsubishi UFJ Financial Group, Inc.
2. Non Performing Loans Based on the Financial Reconstruction Law
BTMU and MUTB
Combined including Trust Account
|
|
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
As of
June 30, 2016
|
|
|
As of
March 31, 2016
|
|
|
Bankrupt or De facto Bankrupt
|
|
|
120,974
|
|
|
|
118,819
|
|
|
Doubtful
|
|
|
833,003
|
|
|
|
846,495
|
|
|
Special Attention
|
|
|
329,586
|
|
|
|
341,635
|
|
|
|
|
|
|
|
|
|
|
|
|
Non Performing Loans
|
|
|
1,283,564
|
|
|
|
1,306,950
|
|
|
|
|
|
|
|
|
|
|
|
|
Total loans
|
|
|
104,630,850
|
|
|
|
109,316,859
|
|
|
|
|
|
|
|
|
|
|
|
|
Non Performing Loans / Total loans
|
|
|
1.22
|
%
|
|
|
1.19
|
%
|
|
|
|
|
|
BTMU Non-consolidated
|
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
As of
June 30, 2016
|
|
|
As of
March 31, 2016
|
|
|
Bankrupt or De facto Bankrupt
|
|
|
118,977
|
|
|
|
116,853
|
|
|
Doubtful
|
|
|
803,239
|
|
|
|
815,231
|
|
|
Special Attention
|
|
|
318,349
|
|
|
|
331,026
|
|
|
|
|
|
|
|
|
|
|
|
|
Non Performing Loans
|
|
|
1,240,566
|
|
|
|
1,263,111
|
|
|
|
|
|
|
|
|
|
|
|
|
Total loans
|
|
|
91,069,740
|
|
|
|
95,633,552
|
|
|
|
|
|
|
|
|
|
|
|
|
Non Performing Loans / Total loans
|
|
|
1.36
|
%
|
|
|
1.32
|
%
|
|
|
|
|
|
MUTB Non-consolidated
|
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
As of
June 30, 2016
|
|
|
As of
March 31, 2016
|
|
|
Bankrupt or De facto Bankrupt
|
|
|
1,992
|
|
|
|
1,954
|
|
|
Doubtful
|
|
|
29,655
|
|
|
|
31,159
|
|
|
Special Attention
|
|
|
10,734
|
|
|
|
10,101
|
|
|
|
|
|
|
|
|
|
|
|
|
Non Performing Loans
|
|
|
42,382
|
|
|
|
43,215
|
|
|
|
|
|
|
|
|
|
|
|
|
Total loans
|
|
|
13,538,763
|
|
|
|
13,660,195
|
|
|
|
|
|
|
|
|
|
|
|
|
Non Performing Loans / Total loans
|
|
|
0.31
|
%
|
|
|
0.31
|
%
|
|
|
|
|
|
MUTB Non-consolidated: Trust Account
|
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
As of
June 30, 2016
|
|
|
As of
March 31, 2016
|
|
|
Bankrupt or De facto Bankrupt
|
|
|
3
|
|
|
|
11
|
|
|
Doubtful
|
|
|
108
|
|
|
|
104
|
|
|
Special Attention
|
|
|
502
|
|
|
|
507
|
|
|
|
|
|
|
|
|
|
|
|
|
Non Performing Loans
|
|
|
615
|
|
|
|
623
|
|
|
|
|
|
|
|
|
|
|
|
|
Total loans
|
|
|
22,346
|
|
|
|
23,111
|
|
|
|
|
|
|
|
|
|
|
|
|
Non Performing Loans / Total loans
|
|
|
2.75
|
%
|
|
|
2.69
|
%
|
5
Mitsubishi UFJ Financial Group, Inc.
3. Securities
MUFG Consolidated
The tables include negotiable certificates of deposit in “Cash and due from banks”, beneficiary rights to the trust in “Monetary claims
bought” and others in addition to “Securities”.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
As of June 30, 2016
|
|
|
As of March 31, 2016
|
|
|
|
|
Amount on
consolidated
balance sheet
|
|
|
Differences
|
|
|
Amount on
consolidated
balance sheet
|
|
|
Differences
|
|
|
Debt securities being held to maturity
|
|
|
3,739,560
|
|
|
|
91,520
|
|
|
|
3,886,239
|
|
|
|
64,518
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
As of June 30, 2016
|
|
|
As of March 31, 2016
|
|
|
|
|
Amount on
consolidated
balance sheet
|
|
|
Differences
|
|
|
Amount on
consolidated
balance sheet
|
|
|
Differences
|
|
|
Available-for-sale securities
|
|
|
61,114,664
|
|
|
|
3,439,045
|
|
|
|
65,518,480
|
|
|
|
3,485,297
|
|
|
Domestic equity securities
|
|
|
4,472,783
|
|
|
|
1,848,788
|
|
|
|
4,873,212
|
|
|
|
2,205,424
|
|
|
Domestic bonds
|
|
|
29,140,653
|
|
|
|
910,047
|
|
|
|
30,322,492
|
|
|
|
718,247
|
|
|
Other
|
|
|
27,501,227
|
|
|
|
680,210
|
|
|
|
30,322,776
|
|
|
|
561,624
|
|
|
Foreign equity securities
|
|
|
138,278
|
|
|
|
11,456
|
|
|
|
149,076
|
|
|
|
23,820
|
|
|
Foreign bonds
|
|
|
24,473,473
|
|
|
|
669,999
|
|
|
|
26,650,433
|
|
|
|
510,987
|
|
|
Other
|
|
|
2,889,476
|
|
|
|
(1,245
|
)
|
|
|
3,523,265
|
|
|
|
26,816
|
|
6
Mitsubishi UFJ Financial Group, Inc.
BTMU Non-consolidated
The tables include negotiable certificates of deposit in “Cash
and due from banks”, beneficiary rights to the trust in “Monetary claims bought” and others in addition to “Securities”.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
As of June 30, 2016
|
|
|
As of March 31, 2016
|
|
|
|
|
Amount on
balance sheet
|
|
|
Differences
|
|
|
Amount on
balance sheet
|
|
|
Differences
|
|
|
Debt securities being held to maturity
|
|
|
2,536,919
|
|
|
|
63,243
|
|
|
|
2,653,043
|
|
|
|
57,771
|
|
|
Stocks of subsidiaries and affiliates
|
|
|
932,607
|
|
|
|
(114,566
|
)
|
|
|
843,460
|
|
|
|
(91,424
|
)
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
As of June 30, 2016
|
|
|
As of March 31, 2016
|
|
|
|
|
Amount on
balance sheet
|
|
|
Differences
|
|
|
Amount on
balance sheet
|
|
|
Differences
|
|
|
Available-for-sale securities
|
|
|
42,471,907
|
|
|
|
2,468,736
|
|
|
|
44,773,389
|
|
|
|
2,531,495
|
|
|
Domestic equity securities
|
|
|
3,608,424
|
|
|
|
1,363,834
|
|
|
|
3,943,763
|
|
|
|
1,661,719
|
|
|
Domestic bonds
|
|
|
22,626,470
|
|
|
|
777,748
|
|
|
|
23,353,550
|
|
|
|
619,996
|
|
|
Other
|
|
|
16,237,012
|
|
|
|
327,153
|
|
|
|
17,476,076
|
|
|
|
249,779
|
|
|
Foreign equity securities
|
|
|
129,740
|
|
|
|
6,296
|
|
|
|
142,546
|
|
|
|
18,227
|
|
|
Foreign bonds
|
|
|
14,414,147
|
|
|
|
386,483
|
|
|
|
15,024,229
|
|
|
|
279,857
|
|
|
Other
|
|
|
1,693,124
|
|
|
|
(65,626
|
)
|
|
|
2,309,300
|
|
|
|
(48,305
|
)
|
7
Mitsubishi UFJ Financial Group, Inc.
MUTB Non-consolidated
The tables include beneficiary rights to the trust in “Monetary
claims bought” in addition to “Securities”.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
As of June 30, 2016
|
|
|
As of March 31, 2016
|
|
|
|
|
Amount on
balance sheet
|
|
|
Differences
|
|
|
Amount on
balance sheet
|
|
|
Differences
|
|
|
Debt securities being held to maturity
|
|
|
—
|
|
|
|
—
|
|
|
|
—
|
|
|
|
—
|
|
|
Stocks of subsidiaries and affiliates
|
|
|
57,771
|
|
|
|
36,915
|
|
|
|
57,771
|
|
|
|
50,968
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
As of June 30, 2016
|
|
|
As of March 31, 2016
|
|
|
|
|
Amount on
balance sheet
|
|
|
Differences
|
|
|
Amount on
balance sheet
|
|
|
Differences
|
|
|
Available-for-sale securities
|
|
|
15,397,857
|
|
|
|
860,117
|
|
|
|
17,108,424
|
|
|
|
873,305
|
|
|
Domestic equity securities
|
|
|
898,760
|
|
|
|
403,060
|
|
|
|
974,012
|
|
|
|
470,438
|
|
|
Domestic bonds
|
|
|
6,557,769
|
|
|
|
132,478
|
|
|
|
7,013,586
|
|
|
|
98,263
|
|
|
Other
|
|
|
7,941,327
|
|
|
|
324,578
|
|
|
|
9,120,825
|
|
|
|
304,604
|
|
|
Foreign equity securities
|
|
|
54
|
|
|
|
31
|
|
|
|
51
|
|
|
|
26
|
|
|
Foreign bonds
|
|
|
7,183,660
|
|
|
|
257,044
|
|
|
|
8,367,901
|
|
|
|
228,667
|
|
|
Other
|
|
|
757,612
|
|
|
|
67,502
|
|
|
|
752,872
|
|
|
|
75,910
|
|
8
Mitsubishi UFJ Financial Group, Inc.
4. ROE
MUFG Consolidated
|
|
|
|
|
|
|
|
|
|
|
|
|
(%)
|
|
|
|
|
For the three months
ended
June 30,
2016
|
|
|
For the three months
ended
June 30, 2015
|
|
|
ROE
|
|
|
6.06
|
|
|
|
9.03
|
|
|
|
|
|
|
|
|
|
|
Note:
|
|
|
|
|
|
|
|
ROE is computed as follows:
|
|
|
|
|
|
|
|
|
profits attributable to owners of parent × 4
|
|
|
×100
|
|
|
{(Total shareholders’ equity at the beginning of the period + Foreign currency translation adjustments at the beginning
of the period) + (Total shareholders’ equity at the end of the period + Foreign currency translation adjustments at the end of the period)} / 2
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
9
Mitsubishi UFJ Financial Group, Inc.
5. Average Interest Rate Spread
BTMU and MUTB Combined
(Domestic business segment)
|
|
|
|
|
|
|
|
|
|
|
|
|
(percentage per annum)
|
|
|
|
|
For the three months
ended
June 30, 2016
|
|
|
For the three months
ended
June 30, 2015
|
|
|
Average interest rate on loans and bills discounted
|
|
|
0.81
|
|
|
|
0.93
|
|
|
Average interest rate on deposits and NCD
|
|
|
0.02
|
|
|
|
0.04
|
|
|
Interest rate spread
|
|
|
0.79
|
|
|
|
0.88
|
|
|
|
|
|
(After excluding loans to the Japanese government and governmental organizations)
|
|
(percentage per annum)
|
|
|
Average interest rate on loans and bills discounted
|
|
|
0.94
|
|
|
|
1.06
|
|
|
Interest rate spread
|
|
|
0.92
|
|
|
|
1.02
|
|
BTMU Non-consolidated
(Domestic business segment)
|
|
|
|
|
|
|
|
|
|
|
|
|
(percentage per annum)
|
|
|
|
|
For the three months
ended
June 30, 2016
|
|
|
For the three months
ended
June 30, 2015
|
|
|
Average interest rate on loans and bills discounted
|
|
|
0.86
|
|
|
|
0.97
|
|
|
Average interest rate on deposits and NCD
|
|
|
0.01
|
|
|
|
0.03
|
|
|
Interest rate spread
|
|
|
0.85
|
|
|
|
0.93
|
|
|
|
|
|
(After excluding loans to the Japanese government and governmental organizations)
|
|
(percentage per annum)
|
|
|
Average interest rate on loans and bills discounted
|
|
|
1.01
|
|
|
|
1.14
|
|
|
Interest rate spread
|
|
|
1.00
|
|
|
|
1.11
|
|
MUTB Non-consolidated
(Domestic business segment)
|
|
|
|
|
|
|
|
|
|
|
|
|
(percentage per annum)
|
|
|
|
|
For the three months
ended
June 30, 2016
|
|
|
For the three months
ended
June 30, 2015
|
|
|
Average interest rate on loans and bills discounted
|
|
|
0.54
|
|
|
|
0.68
|
|
|
Average interest rate on deposits and NCD
|
|
|
0.10
|
|
|
|
0.13
|
|
|
Interest rate spread
|
|
|
0.44
|
|
|
|
0.55
|
|
|
|
|
|
(After excluding loans to the Japanese government and governmental organizations)
|
|
(percentage per annum)
|
|
|
Average interest rate on loans and bills discounted
|
|
|
0.57
|
|
|
|
0.68
|
|
|
Interest rate spread
|
|
|
0.47
|
|
|
|
0.55
|
|
10
Mitsubishi UFJ Financial Group, Inc.
6. Loans and Deposits
BTMU and MUTB Combined
|
|
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
As of
June 30, 2016
|
|
|
As of
March 31, 2016
|
|
|
Deposits (ending balance)
|
|
|
145,939,524
|
|
|
|
145,331,997
|
|
|
Deposits (average balance)
|
|
|
145,123,298
|
|
|
|
138,046,126
|
|
|
Loans (ending balance)
|
|
|
95,406,998
|
|
|
|
99,884,265
|
|
|
Loans (average balance)
|
|
|
96,960,742
|
|
|
|
97,177,782
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
As of
June 30,
2016
|
|
|
As
of
March 31, 2016
|
|
|
Domestic deposits (ending balance)*
|
|
|
125,650,660
|
|
|
|
123,850,947
|
|
|
Individuals
|
|
|
71,652,002
|
|
|
|
71,068,636
|
|
Note:
*
Amounts do not include negotiable certificates of deposit and JOM accounts.
BTMU Non-consolidated
|
|
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
As
of
June 30, 2016
|
|
|
As
of
March 31, 2016
|
|
|
Deposits (ending balance)
|
|
|
132,064,390
|
|
|
|
131,986,582
|
|
|
Deposits (average balance)
|
|
|
131,398,414
|
|
|
|
125,267,973
|
|
|
Loans (ending balance)
|
|
|
82,330,801
|
|
|
|
86,691,727
|
|
|
Loans (average balance)
|
|
|
83,886,350
|
|
|
|
84,450,867
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
As
of
June 30, 2016
|
|
|
As
of
March 31, 2016
|
|
|
Domestic deposits (ending balance)*
|
|
|
113,205,001
|
|
|
|
111,911,283
|
|
|
Individuals
|
|
|
63,817,775
|
|
|
|
63,158,639
|
|
Note:
*
Amounts do not include negotiable certificates of deposit and JOM accounts.
MUTB Non-consolidated
|
|
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
As
of
June 30, 2016
|
|
|
As
of
March 31, 2016
|
|
|
Deposits (ending balance)
|
|
|
13,875,134
|
|
|
|
13,345,415
|
|
|
Deposits (average balance)
|
|
|
13,724,884
|
|
|
|
12,778,152
|
|
|
Loans (ending balance)
|
|
|
13,076,197
|
|
|
|
13,192,538
|
|
|
Loans (average balance)
|
|
|
13,074,392
|
|
|
|
12,726,915
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
|
|
|
As
of
June 30, 2016
|
|
|
As
of
March 31, 2016
|
|
|
Domestic deposits (ending balance)*
|
|
|
12,445,658
|
|
|
|
11,939,663
|
|
|
Individuals
|
|
|
7,834,227
|
|
|
|
7,909,997
|
|
Note:
*
Amounts do not include negotiable certificates of deposit and JOM accounts.
11
Mitsubishi UFJ Financial Group, Inc.
7. Statements of Trust Assets and Liabilities
MUTB Non-consolidated
Including trust assets under service-shared co-trusteeship
|
|
|
|
|
|
|
|
|
|
|
(in millions of yen)
|
|
As of
March 31, 2016
|
|
|
As of
June 30, 2016
|
|
|
Assets:
|
|
|
|
|
|
|
|
|
|
Loans and bills discounted
|
|
|
150,571
|
|
|
|
161,476
|
|
|
Securities
|
|
|
53,614,888
|
|
|
|
51,810,059
|
|
|
Beneficiary rights to the trust
|
|
|
53,719,802
|
|
|
|
55,968,861
|
|
|
Securities held in custody accounts
|
|
|
3,339,160
|
|
|
|
3,712,513
|
|
|
Monetary claims
|
|
|
9,369,779
|
|
|
|
8,953,693
|
|
|
Tangible fixed assets
|
|
|
11,636,006
|
|
|
|
11,815,097
|
|
|
Intangible fixed assets
|
|
|
193,150
|
|
|
|
207,726
|
|
|
Other claims
|
|
|
4,364,029
|
|
|
|
4,704,270
|
|
|
Call loans
|
|
|
103,070
|
|
|
|
428,512
|
|
|
Due from banking account
|
|
|
12,745,624
|
|
|
|
8,212,864
|
|
|
Cash and due from banks
|
|
|
4,474,306
|
|
|
|
4,679,589
|
|
|
|
|
|
|
|
|
|
|
|
|
Total
|
|
|
153,710,390
|
|
|
|
150,654,664
|
|
|
|
|
|
|
|
|
|
|
|
|
Liabilities:
|
|
|
|
|
|
|
|
|
|
Money trusts
|
|
|
20,470,160
|
|
|
|
19,073,294
|
|
|
Pension trusts
|
|
|
14,950,257
|
|
|
|
13,676,108
|
|
|
Property formation benefit trusts
|
|
|
8,033
|
|
|
|
7,986
|
|
|
Investment trusts
|
|
|
58,519,398
|
|
|
|
59,727,700
|
|
|
Money entrusted other than money trusts
|
|
|
3,463,944
|
|
|
|
3,285,445
|
|
|
Securities trusts
|
|
|
5,350,832
|
|
|
|
5,842,612
|
|
|
Monetary claim trusts
|
|
|
8,799,495
|
|
|
|
8,276,942
|
|
|
Equipment trusts
|
|
|
59,923
|
|
|
|
62,400
|
|
|
Land and fixtures trusts
|
|
|
65,884
|
|
|
|
65,751
|
|
|
Composite trusts
|
|
|
42,022,461
|
|
|
|
40,636,420
|
|
|
|
|
|
|
|
|
|
|
|
|
Total
|
|
|
153,710,390
|
|
|
|
150,654,664
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Note:
|
|
The table shown above includes master trust assets under the service-shared co-trusteeship between MUTB and The Master Trust Bank of Japan, Ltd.
|
12