FHN First Horizon Corporation

FTB Advisors, the wealth management arm of First Tennessee Bank, has been certified for fiduciary excellence by the Centre for Fiduciary Excellence (CEFEX), an independent review board. CEFEX certified that FTB Advisors' corporate retirement services meets the standards in the handbook "Prudent Practices for Investment Advisors," an elite designation.

FTB Advisors provides a range of resources to help clients build their financial futures, including assistance with investments, trusts and financial planning. Its wealth management teams work in all of First Tennessee's major markets. In a press release announcing the certification, CEFEX said, "FTB Advisors has demonstrated adherence to the industry's best fiduciary practices.   This indicates that FTB Advisors interests are aligned with those of investors."

FTB Advisors has been certified for administrative and consulting services. The annual certification process involves a detailed assessment of operational data and procedures, followed by on-site interviews with key personnel.

"We are pleased to receive this certification of fiduciary excellence," said Grant Boucek, VP of corporate retirement plan services. "It recognizes that in devising strategies to build, manage or protect wealth, we put the clients' interests first." More information is available at www.ftbadvisors.com under the corporate retirement services link or by contacting one of the specialists listed below.

About First Tennessee

First Tennessee is part of the First Horizon National Corp. (NYSE:FHN) family of companies. The 4,200 employees of First Horizon provide financial services through more than 170 bank locations in and around Tennessee and 26 FTN Financial Group offices in the U.S. The company was founded during the Civil War in 1864 and has the 14th oldest national bank charter in the country, and FTN Financial is a capital markets industry leader in fixed income sales, trading and strategies for institutional customers in the U.S. and abroad. First Horizon has been recognized as one of the nation's best employers by Forbes, Working Mother and American Banker magazines. More information is available at www.FirstHorizon.com.

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CONTACT: Grant Boucek AIFA, CRC  901-681-2403  Memphis
         Matt Knight CFP, CIMA   615-734-6265  Nashville
         Tim Godwin AIF, CRC     423-757-4261  Chattanooga