United States Lime & Minerals Reports New Credit Agreement

Date : 08/31/2004 @ 4:19PM
Source : PR Newswire
Stock : United States Lime & Minerals (MM) (USLM)
Quote : 23.5  -0.28 (-1.18%) @ 4:19PM
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United States Lime & Minerals Reports New Credit Agreement

United States Lime & Minerals Reports New Credit Agreement

DALLAS, Aug. 31 /PRNewswire-FirstCall/ -- United States Lime & Minerals, Inc.

(NASDAQ:USLM) reported that, on August 25, 2004, the Company entered into a credit agreement with Wells Fargo Bank, N.A. ("Wells Fargo") that includes a five-year $30,000,000 term loan and a three-year $30,000,000 revolving credit facility, secured by the Company's and its subsidiaries' assets.

At the closing of the new Wells Fargo credit agreement, the Company borrowed $37,780,000 (the entire term loan and $7,780,000 on the revolving credit facility) to repay the outstanding balances, including a prepayment penalty of approximately $235,000 which will be expensed in the third quarter, on the Company's previous bank term loan and revolving credit facility. Also, approximately $632,000 of prepaid financing costs relating to the previous bank term loan will be expensed in the third quarter. The new term loan will require quarterly principal payments of $625,000, based on a 12-year amortization, with a final principal payment of $17,925,000 due on August 25, 2009.

The term loan and revolving credit facility bear interest, at the Company's option, at either LIBOR plus a margin of 1.25% to 2.50%, or Wells Fargo's Prime Rate plus a margin of minus 0.50% to plus 0.50%. The margins are based upon the ratio of the Company's average total funded senior indebtedness to earnings before interest, taxes, depreciation, depletion and amortization (EBITDA). The initial margins are 1.75% for LIBOR-based loans and 0.0% for Prime Rate-based loans. The Company paid Wells Fargo an origination fee equal to 0.25% of the total amount committed under the credit agreement. In conjunction with the new credit agreement, the Company entered into a hedge to fix the LIBOR rate at 3.87% on $25,000,000 of the new term loan for the period October 1, 2004 through the maturity date, resulting in an interest rate of 5.62% based on the current LIBOR margin.

"We are very pleased that the value of our assets and our strong cash flows have enabled us to refinance our existing bank term loan and revolving credit facility and reduce our term loan interest rate by approximately three and one-half percentage points," said Timothy W. Byrne, President and Chief Executive Officer. "The new financing also provides us with additional flexibility for the future," Mr. Byrne added.

United States Lime & Minerals, Inc. is a Nasdaq-listed public company with headquarters in Dallas, Texas, supplying lime and limestone products primarily to the steel, paper, agriculture, environmental protection and construction industries from plants situated in Texas, Arkansas and Colorado.

Any statements contained in this news release that are not statements of historical fact are forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. The Company undertakes no obligation to publicly update or revise any forward-looking statements, and investors are cautioned that such statements involve risks and uncertainties that could cause actual results to differ materially from expectations, including without limitation those risks and uncertainties indicated from time to time in the Company's filings with the Securities and Exchange Commission.

DATASOURCE: United States Lime & Minerals, Inc.

CONTACT: Timothy W. Byrne of United States Lime & Minerals, Inc.,

+1-972-991-8400

Web site: http://www.uslm.com/

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