DUBLIN, January 29, 2015 /PRNewswire/ --

Research and Markets (http://www.researchandmarkets.com/research/r4k8z6/peertopeer) has announced the addition of the "Peer-to-Peer Lending: International Regulation, Platforms and Market 2014" report to their offering.
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The legal position of peer to peer lending is not clear in many countries and while some countries seek to legalize and encourage it, regulators in some places have tried to kill it, even though it may be legal.

In the last few months France, New Zealand, Russia, the UK and Ukraine have brought in new regulations on peer2peer lending- some to encourage it and others to stop it.

Countries planning regulation to help or hinder the movement include Australia, Belgium, Canada, China, Netherlands, Poland, Portugal, Spain, Sweden, and Switzerland.

Actively watching to decide which way to jump are Germany, Guernsey, Hong Kong, Ireland, Israel, Japan, Romania and the USA.

By 2016 the peer-to-peer market will be worth £5 billion in the UK, £ 20 billion in the USA and a global worth of £ 40 billion.

Not all platforms succeed, with failures in China, USA, UK and EU countries.

Over the next decade the peer-to-peer industry will grow rapidly and reach $1 trillion (£0.59 trillion) globally. It could grow to $1 trillion by 2025.

Peer to peer lending is an increasingly popular way of financing projects, business ideas, and personal loans through small contributions from a large number of individuals.

There are hundreds of platforms and several have gone multi-country. By 2020 it will be common for businesses and individual to connect with lenders via peer-to-peer websites and market wide platforms. It allows for the lending of money while bypassing traditional banks. Returns are financial, but investors also have the benefit of having contributed to the success of an idea they believe in.

Each of the 60 country profiles includes regulators, regulations, upcoming changes to regulations, first platform, other platforms, and failed platforms. Plus details of research and trade associations, and where available- market size.


Key Topics Covered: 

  1. Introduction
  2. Global Figures
  3. Europe Figures
  4. Number of platforms
  5. Global research
  6. European research
  7. Types of peertopeer lending
  8. History of crowd funding
  9. History of peer-to-peer lending
  10. How loans are set up
  11. How platforms make money
  12. How peer to peer lending works
  13. European Commission
  14. European Crowd funding Network
  15. International Crowd Funding Association
  16. World Crowd fund Federation

Countries-regulation and platforms, trade bodies and research: 

  • Argentina
  • Australia
  • Austria
  • Belgium
  • Brazil
  • Bulgaria
  • Canada
  • Chile
  • China
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Dubai
  • Egypt
  • Estonia
  • Finland
  • France
  • Germany
  • Gibraltar
  • Greece
  • Guernsey
  • Hong Kong
  • Hungary
  • Iceland
  • India
  • Ireland
  • Israel
  • Italy
  • Jamaica
  • Japan
  • Jersey
  • Jordan
  • Latvia
  • Lebanon
  • Lithuania
  • Luxembourg
  • Mexico
  • Netherlands
  • New Zealand
  • Nicaragua
  • Nigeria
  • Norway
  • Poland
  • Portugal
  • Romania
  • Russia
  • Serbia
  • Singapore
  • Slovak Republic
  • Slovenia
  • South Africa
  • South Korea
  • Spain
  • Sweden
  • Switzerland
  • Turkey
  • Ukraine
  • United Kingdom
  • USA


For more information visit http://www.researchandmarkets.com/research/r4k8z6/peertopeer


Media Contact: Laura Wood , +353-1-481-1716, press@researchandmarkets.net


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