Interim Results

Date : 09/15/2009 @ 2:01AM
Source : UK Regulatory (RNS & others)
Stock : Fairpoint Group (FRP)
Quote : 76.5  0.0 (0.00%) @ 3:47AM
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Interim Results

 

TIDMFRP 
 
RNS Number : 0438Z 
Fairpoint Group PLC 
15 September 2009 
 
? 
 
 
Fairpoint Group plc 
 
 
Interim Results for the six months ended 30 June 2009 
 
 
 
 
15 September 2009 
 
 
Fairpoint Group plc ("Fairpoint" or "the Group") today announces its interim 
results for the six months ended 30 June 2009. 
 
 
Highlights 
 
 
  *  First half earnings show significant improvement on H1 FY08 in line with 
  management expectations. 
  *  Adjusted profit before tax* rose to GBP2.4 million in H1 FY09 (H1 FY08: GBP0.3 
  million). 
  *  Net bank borrowings fell GBP2.1 million in H1 FY09 to GBP6.5 million (H1 FY08: 
  GBP10.9 million). 
  *  Revenue of GBP13.8 million in H1 FY09 (H1 FY08: GBP13.8 million) with gross 
  profit increasing to GBP5.7 million (H1 FY08: GBP4.1 million). 
 
 
 
Strong progress has been made across all key business priorities, namely: 
 
 
  *  Cash generation - the business has now consistently reduced its borrowings for 
  12 months including our peak Q1 marketing expenditure period; 
  *  Cost effectiveness - significant improvements have been made in the efficiency 
  of marketing and our ability to convert leads into product solutions. This has 
  lead to a "cost per solution sold" improvement from GBP1,102 in H1 FY08 to 
  GBP756 in H1 FY09; 
  *  Diversified revenue - the debt management business is now contributing 14% of 
  gross profit up from 5% at H1 FY08 and represents 29% of product solutions sold; 
  *  Fee stability - creditor approval rates are now consistently in excess of 95%. 
 
 
 
The outlook for the second half of 2009 is positive, driven by: 
 
 
  *  Continued cash generation with net bank borrowings as at the end of August 
  falling to GBP5.7 million; 
  *  Reliability of operational process improvements; 
  *  Breakage levels in line with expectations; 
  *  We have significantly reduced the cost of our ClearStart debt management 
  proposition and can now offer this to partners at fee levels in line with the 
  largest third sector providers with the expectation that distribution will 
  increase; 
  *  Continued growth in the range of products and services provided; 
  *  An expectation of continued strong demand for debt advice across the UK 
 
 
 
* adjusted for brand amortisation and exceptional items of GBP0.2million (H1 
FY08 GBP1.5million) 
 
 
Matthew Peacock, Chairman, said 
 
 
"Chris and the management team have now realigned the Fairpoint business model 
so that it is able to profitably serve financially stressed consumers. We have 
strong foundations in place, which have led to significant improvements in 
profitability and we can now turn our attention to our growth agenda. Our 
strategic aim, to establish a suite of consumer debt solutions across a 
complementary range of brands, is taking shape and will allow the Group to build 
its market share." 
 
 
Chris Moat, Chief Executive, said 
 
 
"I am pleased that the operational turnaround in 2008 has been firmly embedded 
into the business and is delivering significantly improved returns. It is clear 
now that, in a rapidly growing market for our services, we have a stable 
platform on which to build future revenue and profit." 
 
 
 
 
Chief Executive Officer's Report 
 
 
The foundations laid for performance improvement during the second half of 2008 
have resulted in a significantly enhanced H1 FY09 performance compared to H1 
FY08. The Group is now more robust having made strong progress in its key 
operational targets and is well placed to take advantage of a rapidly improving 
market for its core products. 
 
 
The operational recovery plan implemented in the second half of 2008 has been 
cemented in place and continues to drive a strong improvement in performance - 
we are now converting leads to product solutions at 30% higher than H1 FY08. 
Whilst our fee levels are slightly reduced, this is as a consequence of having a 
wider range of IVAs approved. Marketing efficiency also improved so that 
revenues have been maintained whilst marketing costs fell from 35% of revenue in 
H1 FY08 to 23% in H1 FY09. The combination of these two factors has been a 
GBP1.6 million improvement in gross profit from H1 FY08 to GBP5.7 million. 
 
 
We continue to be the IVA market leader with an 18% market share in the period, 
rising to 19% in Q2. In the last six months we have seen a growing preference 
for IVA solutions from consumers as they seek to permanently resolve their debt 
situation rather than deferring the issue. Similarly creditor attitudes have 
changed, with greater recognition that IVAs represent the best solution for 
specific customers, evidenced by IVA approval rates of over 95%. As a result we 
have successfully extended the reach of our IVA solutions to consumers with 
lower levels of indebtedness. 
 
 
We have continued to diversify our business with the number of live debt 
management cases rising 27% in the six months, generating revenues of GBP1.5 
million and a contribution of GBP0.8 million. However, the shift in consumer 
preference towards IVAs has meant that the growth of the debt management 
business has slowed. 
 
 
Our Financial Services division continues to diversify from being focused on 
mortgages, towards other financial solutions. We introduced a prepaid card 
offering to our customers towards the end of 2008 and have now added 1,079 new 
customers. Our mortgage revenues were down 82% on the prior year due to the lack 
of credit supply and so the division suffered a small loss, due partly to 
investment in new product development. Our Allixium product switching website 
will be launched in the second half of the year and the division is expected to 
generate a small profit in H2 FY09. 
 
 
Total Group revenues amounted to GBP13.8 million (six months to 30 June 2008: 
GBP13.8 million) and profit before tax adjusted for brand amortisation and 
exceptional items reached GBP2.4 million (six months to 30 June 2008: GBP0.3 
million). The focus on efficient marketing and operations meant that net bank 
borrowings fell a further GBP2.1 million to GBP6.5 million at 30 June 2009 
despite increased tax liabilities. 
 
 
The debt solutions market is showing signs of growth after introduction of the 
new fee protocol in 2007 and 2008. Second quarter Insolvency Service statistics 
show IVA numbers rising 27% year-on-year and we believe an upwards trend will 
continue into the second half. 
 
 
Whilst the IVA market remains stable in terms of creditor fee protocols the 
large debt management market remains volatile with regulatory questions 
surrounding future standards. Increasingly consumers are being directed by 
government and charitable advisers to fair share providers in the third sector 
who are capacity constrained. In response, Fairpoint has introduced its own fair 
share debt management plan under the ClearStart brand. We currently have a low 
representation in the debt management market place and so have a unique 
opportunity to champion standards and product design in this sector to create a 
sustainable competitive advantage without incurring the opportunity costs with 
which current market incumbents have to contend. 
 
 
 
 
Finance Director's Report 
 
 
Revenues were in line with H1 FY08 at GBP13.8 million. Revenues were maintained 
whilst reducing overall marketing spend by GBP1.4 million as the group 
benefitted from greater operational efficiency. Marketing spend in the period 
amounted to 23% of revenues compared to 35% in H1 FY08. Despite the lower 
expenditure our pipeline of new IVA cases has significantly improved against 
both the preceding and the comparative periods. Overall gross margin was 
significantly improved year-on-year at 42% (H1 FY08: 30%). 
 
 
Overheads of GBP2.9 million were 5% lower than H1 FY08 reflecting the benefits 
of management restructuring in June 2008. The Group benefitted from lower 
finance costs due to steadily decreasing borrowings and lower interest rates. 
 
 
Profit after tax was GBP1.5 million compared to a loss of GBP0.8 million in the 
same period last year. 
 
 
+-----------------------------------+---------------+---------------+---------------+ 
|                                   |               |   6 months to |   6 months to | 
|                                   |               |       June 09 |       June 08 | 
|                                   |               |         GBP'm |         GBP'm | 
+-----------------------------------+---------------+---------------+---------------+ 
| Revenue                           |               |          13.8 |          13.8 | 
+-----------------------------------+---------------+---------------+---------------+ 
| Gross Profit                      |               |           5.7 |           4.1 | 
+-----------------------------------+---------------+---------------+---------------+ 
| Adjusted Profit Before Tax        |               |           2.4 |           0.3 | 
+-----------------------------------+---------------+---------------+---------------+ 
| Exceptional Items                 |               |             - |         (1.3) | 
+-----------------------------------+---------------+---------------+---------------+ 
| Profit/(Loss) After Tax           |               |               |               | 
+-----------------------------------+---------------+---------------+---------------+ 
| from continuing operations        |               |           1.5 |         (0.8) | 
+-----------------------------------+---------------+---------------+---------------+ 
|                                   |               |               |               | 
+-----------------------------------+---------------+---------------+---------------+ 
 
 
+-----------------------------------+-+--------------+---------------+---------------+ 
| Selected Segmental Information      |              |   6 months to |   6 months to | 
|                                     |              |       June 09 |       June 08 | 
|                                     |              |         GBP'm |         GBP'm | 
+-------------------------------------+--------------+---------------+---------------+ 
| Revenue                           |                |               |               | 
+-----------------------------------+----------------+---------------+---------------+ 
| IVA                               |                |          12.1 |          12.2 | 
+-----------------------------------+----------------+---------------+---------------+ 
| Financial Services                |                |           0.2 |           0.9 | 
+-----------------------------------+----------------+---------------+---------------+ 
| Debt Management                   |                |           1.5 |           0.7 | 
+-----------------------------------+----------------+---------------+---------------+ 
|                                   |                |          13.8 |          13.8 | 
+-----------------------------------+----------------+---------------+---------------+ 
| Contribution1                     |                |               |               | 
+-----------------------------------+----------------+---------------+---------------+ 
| IVA                               |                |           5.1 |           3.6 | 
+-----------------------------------+----------------+---------------+---------------+ 
| Financial Services                |                |             - |           0.5 | 
+-----------------------------------+----------------+---------------+---------------+ 
| Debt Management                   |                |           0.8 |           0.2 | 
+-----------------------------------+----------------+---------------+---------------+ 
|                                   |                |               |               | 
+-----------------------------------+----------------+---------------+---------------+ 
| Total Group Contribution          |                |           5.9 |           4.3 | 
+-----------------------------------+----------------+---------------+---------------+ 
|                                   |                |               |               | 
+-----------------------------------+----------------+---------------+---------------+ 
| Overheads2                        |                |         (2.9) |         (3.0) | 
+-----------------------------------+----------------+---------------+---------------+ 
|                                   |                |               |               | 
+-----------------------------------+----------------+---------------+---------------+ 
| Interest, depreciation and        |                |         (0.6) |         (1.0) | 
| amortisation                      |                |               |               | 
+-----------------------------------+----------------+---------------+---------------+ 
|                                   |                |               |               | 
+-----------------------------------+----------------+---------------+---------------+ 
| Adjusted Profit Before Tax        |                |           2.4 |           0.3 | 
+-----------------------------------+----------------+---------------+---------------+ 
|                                   |                |               |               | 
+-----------------------------------+----------------+---------------+---------------+ 
|                                   |                |   6 months to |   6 months to | 
|                                   |                |       June 09 |       June 08 | 
|                                   |                |           No. |           No. | 
+-----------------------------------+----------------+---------------+---------------+ 
| New Customers                     |                |               |               | 
+-----------------------------------+----------------+---------------+---------------+ 
| IVA Services                      |                |         3,858 |         3,916 | 
+-----------------------------------+----------------+---------------+---------------+ 
| Financial Services                |                |         1,144 |           408 | 
+-----------------------------------+----------------+---------------+---------------+ 
| Debt Management                   |                |         2,029 |         3,301 | 
+-----------------------------------+----------------+---------------+---------------+ 
|                                   |                |         7,031 |         7,625 | 
+-----------------------------------+----------------+---------------+---------------+ 
|                                   |                |               |               | 
+-----------------------------------+----------------+---------------+---------------+ 
| Existing Customers                |                |               |               | 
+-----------------------------------+----------------+---------------+---------------+ 
| IVA Services                      |                |        18,771 |        16,197 | 
+-----------------------------------+----------------+---------------+---------------+ 
| Debt Management                   |                |         4,516 |         1,130 | 
+-----------------------------------+----------------+---------------+---------------+ 
|                                   |                |        23,287 |        17,327 | 
+-----------------------------------+-+--------------+---------------+---------------+ 
 
 
 
=------------------------------------------------------------------------------ 
=----------------------------------------------------------------- 
1 Contribution includes gross profit of GBP5.7m (H1 FY08: GBP4.1m), finance 
income from the unwinding of discounts of GBP2.2m (H1 FY08: GBP1.6m) and bad 
debt expenses of GBP2.0m (H1 FY08: GBP1.4m). 
2 Overheads comprise administrative expenses of GBP5.6m (H1 FY08: GBP6.5m) less 
bad debt expenses, exceptional items, depreciation and amortisation of GBP2.6m 
(H1 FY08: GBP3.5m). 
 
 
The total number of new product solutions fell as we reduced marketing 
expenditure on inefficient channels with the conversion rate from leads into the 
business increasing by 30% as we focused on more profitable sales. Debt 
management solutions sold fell as we increasingly found IVA solutions for these 
customers, whilst financial services solutions saw a further decline in secured 
lending solutions sold offset by a large increase in sales of our prepaid card 
product. 
+----------------------------------+---------------+---------------+---------------+ 
| Balance Sheet and Cashflow       |               |     June 2009 |     June 2008 | 
|                                  |               |          GBPm |          GBPm | 
+----------------------------------+---------------+---------------+---------------+ 
| Shareholder funds                |               |          33.7 |          30.6 | 
+----------------------------------+---------------+---------------+---------------+ 
| Net bank borrowings              |               |           6.5 |          10.9 | 
+----------------------------------+---------------+---------------+---------------+ 
 
 
 
 
Net bank borrowings fell to GBP6.5 million with the Group generating cash of 
GBP2.1 million before debt repayments in the period despite a higher tax payment 
of GBP0.4 million. Improved profitability and strong working capital management 
meant that the Group's cash flow performed ahead of expectations. 
 
 
The Group's aim is to reduce net borrowings to below one year's trailing 
adjusted Profit before Tax. At 30 June 2009 these figures were GBP6.5 million 
and GBP4.9 million respectively. The Group does not propose a dividend at the 
interim stage but is confident that the achievement of our gearing target in the 
second half will allow a reintroduction of dividends to be considered at the 
year end. 
 
 
Outlook 
 
 
Our progress through 2009 has benefited from operational improvement which has 
converted more of our enquiries into product solutions and allowed us to improve 
gross margins by more focused marketing expenditure. 
 
 
This has delivered improved profitability and cash generation whilst we have 
sacrificed market share that we could not convert profitably. 
 
 
We believe our operational process improvements and our marketing efficiencies 
are stable and will endure, giving us confidence that full year 2009 will be in 
line with current market expectations. 
 
 
As we look further ahead, the debt solutions market is now growing, the debt 
burden is high and the volumes of consumers experiencing financial difficulties 
will probably persist for some time as interest rate growth introduces a new 
expense strain through the cycle. 
In order to continue to develop the business within these market conditions our 
strategy will consist of the following themes: 
Operational effectiveness - we have made significant progress on developing our 
operating model and see further opportunity to enhance our operational 
effectiveness; 
 
 
Product diversification - our product range is continuing to expand through the 
introduction of our prepaid cards and debt management.  Our debt management 
product has made an important contribution in the first half of this year and we 
will now focus on growing our market share in the debt management market place; 
 
 
Distribution capability - our embryonic partnership business will be used to 
widen our distribution channels and support continued growth. 
 
 
Enquiries: 
 
 
Fairpoint Group plc 
Chris Moat, Chief Executive Officer 
                                                                           0845 
296 0183 
Andrew Heath, Company Secretary 
                                                                       0845 296 
0200 
 
 
Oriel Securities 
Tom Durie 
 
                   020 7710 7600 
Emma Ormond 
 
 
Financial Dynamics 
Nick Henderson 
 
             020 7269 7114 
David Cranmer 
 
              020 7269 7217 
 
 
 
 
Interim Results 
 
 
There will be an analyst presentation to discuss the interim results at 09:30 on 
15 September 2009 at Financial Dynamics, Holborn Gate, 26 Southampton Buildings, 
London, WC2A 1PB. Those analysts wishing to attend are asked to contact Yasmeen 
Amorese at Financial Dynamics on +44 207 269 7418 or at yasmeen.amorese@fd.com. 
 
 
+--------+--------+--------+--------+--------+--+--------+--+--+--------+--+--+---------------+--+--+--+-----------------------------+ 
| FAIRPOINT GROUP PLC                                                                                                                | 
+------------------------------------------------------------------------------------------------------------------------------------+ 
| CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME                                                                                     | 
+------------------------------------------------------------------------------------------------------------------------------------+ 
| PERIOD FROM 1 JANUARY 2009 TO 30 JUNE 2009                                                                                         | 
+------------------------------------------------------------------------------------------------------------------------------------+ 
|        |        |        |        |           |           |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |  Period   |           |    Period from      |     |              Year              | 
|        |        |        |        |           |   from    |           |                     |     |             ended              | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |    1      |           |    1 January 08     |     |              31                | 
|        |        |        |        |           |  January  |           |         to          |     |            December            | 
|        |        |        |        |           |  09 to    |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |    30     |           |     30 June 08      |     |              2008              | 
|        |        |        |        |           |   June    |           |                     |     |                                | 
|        |        |        |        |           |    09     |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |Unaudited  |           |      Unaudited      |     |            Audited             | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |  GBP'000  |           |      GBP'000        |     |            GBP'000             | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| CONTINUING OPERATIONS             |           |           |           |                     |     |                                | 
+-----------------------------------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |           |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| Revenue                  |        |           |  13,759   |           |      13,837         |     |            26,459              | 
+--------------------------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| Cost of sales            |        |           |  (8,023)  |           |      (9,690)        |     |            (16,606)            | 
+--------------------------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |           |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| GROSS PROFIT    |        |        |           |  5,736    |           |       4,147         |     |            9,853               | 
+-----------------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |           |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| Administrative expenses  |        |           |  (5,604)  |           |      (6,500)        |     |            (11,788)            | 
+--------------------------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| Finance income - unwinding of discount on IVA |  2,242    |           |       1,586         |     |            3,851               | 
| Revenue                                       |           |           |                     |     |                                | 
+-----------------------------------------------+-----------+-----------+---------------------+-----+--------------------------------+ 
| Finance Income - other            |           |    9      |           |         8           |     |              23                | 
+-----------------------------------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| Finance cost             |        |           |  (208)    |           |        (415)        |     |             (815)              | 
+--------------------------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |           |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| ADJUSTED PROFIT BEFORE TAX                    |  2,361    |           |        317          |     |            2,853               | 
+-----------------------------------------------+-----------+-----------+---------------------+-----+--------------------------------+ 
| Exceptional restructuring costs               |    -      |           |      (1,302)        |     |            (1,352)             | 
+-----------------------------------------------+-----------+-----------+---------------------+-----+--------------------------------+ 
| Amortisation - brands                         |  (186)    |           |        (189)        |     |             (377)              | 
+-----------------------------------------------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |           |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| PROFIT/(LOSS) BEFORE TAX                      |  2,175    |           |      (1,174)        |     |            1,124               | 
+-----------------------------------------------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |           |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| Corporation tax (charge)/credit               |  (647)    |           |        370          |     |             (479)              | 
+-----------------------------------------------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |           |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| PROFIT/(LOSS) FOR THE PERIOD                  |           |           |                     |     |                                | 
+-----------------------------------------------+-----------+-----------+---------------------+-----+--------------------------------+ 
| FROM CONTINUING OPERATIONS                    |  1,528    |           |        (804)        |     |              645               | 
+-----------------------------------------------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |           |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| DISCONTINUED OPERATIONS                       |           |           |                     |     |                                | 
+-----------------------------------------------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |           |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| Loss for the period from discontinued         |    -      |           |        (146)        |     |              (96)              | 
| operations                                    |           |           |                     |     |                                | 
+-----------------------------------------------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |           |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| PROFIT/(LOSS) FOR THE PERIOD                  |  1,528    |           |        (950)        |     |              549               | 
+-----------------------------------------------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |           |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |           |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| Other comprehensive income/(expense):         |           |           |                     |     |                                | 
+-----------------------------------------------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |           |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| Exchange differences on translating foreign   |    -      |           |        (4)          |     |              (4)               | 
| operations                                    |           |           |                     |     |                                | 
+-----------------------------------------------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |           |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| Other comprehensive expense for the period    |    -      |           |        (4)          |     |              (4)               | 
+-----------------------------------------------+-----------+-----------+---------------------+-----+--------------------------------+ 
| Total comprehensive income/(expense) for the  |  1,528    |           |        (954)        |     |              545               | 
| period                                        |           |           |                     |     |                                | 
+-----------------------------------------------+-----------+-----------+---------------------+-----+--------------------------------+ 
|        |        |        |        |           |           |           |                     |     |                                | 
+--------+--------+--------+--------+-----------+-----------+-----------+---------------------+-----+--------------------------------+ 
| All of the profit/(loss) and the total comprehensive income/(expense) for the period is                                            | 
| attributable to equity holders of the parent.                                                                                      | 
+------------------------------------------------------------------------------------------------------------------------------------+ 
| Earnings/(Loss) per ordinary share - basic |                 |        |                     |     |                                | 
| and diluted                                |                 |        |                     |     |                                | 
+--------------------------------------------+-----------------+--------+---------------------+-----+--------------------------------+ 
| Profit/(Loss) from continuing operations   |        3.58     |        |       (1.89)        |     |             1.51               | 
+--------------------------------------------+-----------------+--------+---------------------+-----+--------------------------------+ 
| (Loss) from discontinued operations        | -               |        |       (0.34)        |     |            (0.23)              | 
+--------------------------------------------+-----------------+--------+---------------------+-----+--------------------------------+ 
|        |        |        |        |        |                 |        |                     |     |                                | 
+--------+--------+--------+--------+--------+-----------------+--------+---------------------+-----+--------------------------------+ 
| Total profit/(loss) from operations        | 3.58            |        |       (2.23)        |     |             1.28               | 
+--------------------------------------------+-----------------+--------+---------------------+-----+--------------------------------+ 
|        |        |        |        |        |                 |        |                     |     |                                | 
+--------+--------+--------+--------+--------+-----------------+--------+---------------------+-----+--------------------------------+ 
| FAIRPOINT GROUP PLC                                                                                                                | 
+------------------------------------------------------------------------------------------------------------------------------------+ 
| CONSOLIDATED STATEMENT OF FINANCIAL POSITION                                                                                       | 
+------------------------------------------------------------------------------------------------------------------------------------+ 
| AS AT 30 JUNE 2009                                                                                                                 | 
+------------------------------------------------------------------------------------------------------------------------------------+ 
|        |        |        |        |        |    As at 30     |        |      As at 30       |     |            As at 31            | 
|        |        |        |        |        |      June       |        |        June         |     |            December            | 
|        |        |        |        |        |      2009       |        |        2008         |     |              2008              | 
+--------+--------+--------+--------+--------+-----------------+--------+---------------------+-----+--------------------------------+ 
|        |        |        |        |        |    Unaudited    |        |      Unaudited      |     |            Audited             | 
+--------+--------+--------+--------+--------+-----------------+--------+---------------------+-----+--------------------------------+ 
|        |        |        |        |        |    GBP'000      |        |      GBP'000        |     |            GBP'000             | 
+--------+--------+--------+--------+--------+-----------------+--------+---------------------+-----+--------------------------------+ 
| ASSETS                                     |                 |        |                     |     |                                | 
+--------------------------------------------+-----------------+--------+---------------------+-----+--------------------------------+ 
| Non current assets                         |                 |        |                     |     |                                | 
+--------------------------------------------+-----------------+--------+---------------------+-----+--------------------------------+ 
| Property, plant and equipment              |     1,672       |        |        2,147        |     |            1,807               | 
+--------------------------------------------+-----------------+--------+---------------------+-----+--------------------------------+ 
| Goodwill                                   |    11,343       |        |       11,318        |     |            11,343              | 
+--------------------------------------------+-----------------+--------+---------------------+-----+--------------------------------+ 
| Other intangible assets                    |     5,529       |        |        5,770        |     |            5,701               | 
+--------------------------------------------+-----------------+--------+---------------------+-----+--------------------------------+ 
|        |        |        |        |        |                 |        |                     |     |                                | 
+--------+--------+--------+--------+--------+-----------------+--------+---------------------+-----+--------------------------------+ 
| Total non current assets                   |    18,544       |        |      19,235         |     |            18,851              | 
+--------------------------------------------+-----------------+--------+---------------------+-----+--------------------------------+ 
|        |        |        |        |        |                 |        |                     |     |                                | 
+--------+--------+--------+--------+--------+-----------------+--------+---------------------+-----+--------------------------------+ 
| Current assets  |        |        |        |                 |        |                     |     |                                | 
+-----------------+--------+--------+--------+-----------------+--------+---------------------+-----+--------------------------------+ 
| Trade and other receivables                |    23,276       |        |       23,416        |     |            23,150              | 
+--------------------------------------------+-----------------+--------+---------------------+-----+--------------------------------+ 
| Other current assets                       |     1,466       |        |        2,459        |     |            1,632               | 
+--------------------------------------------+-----------------+--------+---------------------+-----+--------------------------------+ 
| Cash and cash equivalents                  |      425        |           | -                |        |   565                       | 
+--------------------------------------------+-----------------+-----------+------------------+--------+-----------------------------+ 
|        |        |        |        |        |                 |           |                  |        |                             | 
+--------+--------+--------+--------+--------+-----------------+-----------+------------------+--------+-----------------------------+ 
| Total current assets                       |    25,167       |           | 25,875           |        |   25,347                    | 
+--------------------------------------------+-----------------+-----------+------------------+--------+-----------------------------+ 
|        |        |        |        |        |                 |           |                  |        |                             | 
+--------+--------+--------+--------+--------+-----------------+-----------+------------------+--------+-----------------------------+ 
| Total assets                               |    43,711       |           | 45,110           |        | 44,198                      | 
+--------------------------------------------+-----------------+-----------+------------------+--------+-----------------------------+ 
|                                                                                                                                    | 
+------------------------------------------------------------------------------------------------------------------------------------+ 
|        |        |        |        |        |                 |           |                  |        |                             | 
+--------+--------+--------+--------+--------+-----------------+-----------+------------------+--------+-----------------------------+ 
| EQUITY AND LIABILITIES                     |                 |           |                  |        |                             | 
+--------------------------------------------+-----------------+-----------+------------------+--------+-----------------------------+ 
| Capital and reserves                       |                 |           |                  |        |                             | 
+--------------------------------------------+-----------------+-----------+------------------+--------+-----------------------------+ 
| Share capital                              |      429        |           |       424        |        |                       429   | 
+--------------------------------------------+-----------------+-----------+------------------+--------+-----------------------------+ 
| Share premium account                      |      18         |           |        -         |        |                         18  | 
+--------------------------------------------+-----------------+-----------+------------------+--------+-----------------------------+ 
| Merger reserve  |        |        |        |    11,842       |           |      11,842      |        |                   11,842    | 
+-----------------+--------+--------+--------+-----------------+-----------+------------------+--------+-----------------------------+ 
| Other reserves  |        |        |        |      254        |           |       254        |        |                       254   | 
+-----------------+--------+--------+--------+-----------------+-----------+------------------+--------+-----------------------------+ 
| Retained        |        |        |        |    21,155       |           |      18,147      |        |                  19,599     | 
| earnings        |        |        |        |                 |           |                  |        |                             | 
+-----------------+--------+--------+--------+-----------------+-----------+------------------+--------+-----------------------------+ 
| Translation Reserve                        |      -          |              |   (66)        |        | -                           | 
+--------------------------------------------+-----------------+--------------+---------------+--------+-----------------------------+ 
|        |        |        |        |        |           |     |              |               |        |                             | 
+--------+--------+--------+--------+--------+-----------+-----+--------------+---------------+--------+-----------------------------+ 
| Total equity attributable to equity        |    33,698       |              |       30,601  |        |          32,142             | 
| holders of the parent                      |                 |              |               |        |                             | 
+--------------------------------------------+-----------------+--------------+---------------+--------+-----------------------------+ 
|        |        |        |        |        |           |     |              |               |        |                             | 
+--------+--------+--------+--------+--------+-----------+-----+--------------+---------------+--------+-----------------------------+ 
| Non current liabilities                    |                 |           |                     |     |                             | 
+--------------------------------------------+-----------------+-----------+---------------------+-----+-----------------------------+ 
| Long-term       |        |        |        |     6,900       |           |        116          |     |           8,944             | 
| borrowings      |        |        |        |                 |           |                     |     |                             | 
+-----------------+--------+--------+--------+-----------------+-----------+---------------------+-----+-----------------------------+ 
| Deferred tax    |        |        |        |      801        |           |        353          |     |            854              | 
| liabilities     |        |        |        |                 |           |                     |     |                             | 
+-----------------+--------+--------+--------+-----------------+-----------+---------------------+-----+-----------------------------+ 
|        |        |        |        |        |                 |           |                     |     |                             | 
+--------+--------+--------+--------+--------+-----------------+-----------+---------------------+-----+-----------------------------+ 
|        |        |        |        |        |     7,701       |           |        469          |     |           9,798             | 
+--------+--------+--------+--------+--------+-----------------+-----------+---------------------+-----+-----------------------------+ 
|        |        |        |        |        |                 |           |                     |     |                             | 
+--------+--------+--------+--------+--------+-----------------+-----------+---------------------+-----+-----------------------------+ 
| Current         |        |        |        |                 |           |                     |     |                             | 
| liabilities     |        |        |        |                 |           |                     |     |                             | 
+-----------------+--------+--------+--------+-----------------+-----------+---------------------+-----+-----------------------------+ 
| Bank overdraft  |        |        |        |      -          |           |       10,135        |     |              -              | 
+-----------------+--------+--------+--------+-----------------+-----------+---------------------+-----+-----------------------------+ 
| Trade and other |        |        |        |     1,976       |           |        2,177        |     |            1,774            | 
| payables        |        |        |        |                 |           |                     |     |                             | 
+-----------------+--------+--------+--------+-----------------+-----------+---------------------+-----+-----------------------------+ 
| Current tax     |        |        |        |      336        |           |        871          |     |            126              | 
| liabilities     |        |        |        |                 |           |                     |     |                             | 
+-----------------+--------+--------+--------+-----------------+-----------+---------------------+-----+-----------------------------+ 
| Short-term      |        |        |        |      -          |           |        857          |     |            358              | 
| borrowings      |        |        |        |                 |           |                     |     |                             | 
+-----------------+--------+--------+--------+-----------------+-----------+---------------------+-----+-----------------------------+ 
|        |        |        |        |        |     2,312       |           |      14,040         |     |            2,258            | 
+--------+--------+--------+--------+--------+-----------------+-----------+---------------------+-----+-----------------------------+ 
|        |        |        |        |        |                 |           |                     |     |                             | 
+--------+--------+--------+--------+--------+-----------------+-----------+---------------------+-----+-----------------------------+ 
| Total           |        |        |        |    10,013       |           |      14,509         |     |           12,056            | 
| liabilities     |        |        |        |                 |           |                     |     |                             | 
+-----------------+--------+--------+--------+-----------------+-----------+---------------------+-----+-----------------------------+ 
|        |        |        |        |        |                 |           |                     |     |                             | 
+--------+--------+--------+--------+--------+-----------------+-----------+---------------------+-----+-----------------------------+ 
| Total equity    |        |        |        |    43,711       |           |      45,110         |     |           44,198            | 
| and liabilities |        |        |        |                 |           |                     |     |                             | 
+-----------------+--------+--------+--------+-----------------+-----------+---------------------+-----+-----------------------------+ 
|        |        |        |        |        |                 |           |                     |     |                             | 
+--------+--------+--------+--------+--------+-----------------+-----------+---------------------+-----+-----------------------------+ 
| The interim financial statements were approved by the board of directors on 14 September 2009                                      | 
+--------+--------+--------+--------+--------+--+--------+--+--+--------+--+--+---------------+--+--+--+-----------------------------+ 
 
 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
| FAIRPOINT GROUP PLC                                                                                 | 
+-----------------------------------------------------------------------------------------------------+ 
| CONSOLIDATED STATEMENT OF CHANGES IN EQUITY                                                         | 
+-----------------------------------------------------------------------------------------------------+ 
| PERIOD FROM 1 JANUARY 2009 TO 30 JUNE 2009                                                          | 
+-----------------------------------------------------------------------------------------------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |  Share  |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |  Share  |Premium  | Merger  |  Other   |Retained  |Translation  | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |Capital  |Account  |Reserve  |Reserves  |Earnings  |  Reserve    | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |GBP'000  |GBP'000  |GBP'000  | GBP'000  | GBP'000  |  GBP'000    | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
| Balance at 1 January 2008         |  424    |  -      |11,842   |  254     | 20,748   |    (62)     | 
+-----------------------------------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
| Changes in equity for the six     |         |         |         |          |          |             | 
| months ended 30 June 2008 :       |         |         |         |          |          |             | 
+-----------------------------------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
| Total comprehensive expenditure   |         |  -      |  -      |   -      |  (950)   |    (4)      | 
| for the period                    |         |         |         |          |          |             | 
+-----------------------------------+---------+---------+---------+----------+----------+-------------+ 
| Share based payment      |        |  -      |  -      |  -      |   -      |   47     |    -        | 
| expense                  |        |         |         |         |          |          |             | 
+--------------------------+--------+---------+---------+---------+----------+----------+-------------+ 
| Dividends                |        |  -      |  -      |  -      |   -      | (1,698)  |    -        | 
+--------------------------+--------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
| Balance at 30 June 2008  |        |  424    |  -      |11,842   |  254     | 18,147   |    (66)     | 
+--------------------------+--------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
| Changes in equity for the six     |         |         |         |          |          |             | 
| months ended 31 Dec 2008 :        |         |         |         |          |          |             | 
+-----------------------------------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
| Total comprehensive      |        |  -      |  -      |  -      |   -      |  1,499   |    -        | 
| income for the period    |        |         |         |         |          |          |             | 
+--------------------------+--------+---------+---------+---------+----------+----------+-------------+ 
| Realisation on disposal  |        |  -      |  -      |  -      |   -      |  (66)    |    66       | 
+--------------------------+--------+---------+---------+---------+----------+----------+-------------+ 
| Share issues             |        |   5     |  18     |  -      |   -      |   -      |    -        | 
+--------------------------+--------+---------+---------+---------+----------+----------+-------------+ 
| Share based payment      |        |  -      |  -      |  -      |   -      |   19     |    -        | 
| expense                  |        |         |         |         |          |          |             | 
+--------------------------+--------+---------+---------+---------+----------+----------+-------------+ 
| Dividends                |        |  -      |  -      |  -      |   -      |   -      |    -        | 
+--------------------------+--------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
| Balance at 31 December   |        |  429    |  18     |11,842   |  254     | 19,599   |    -        | 
| 2008                     |        |         |         |         |          |          |             | 
+--------------------------+--------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
| Changes in equity for the six     |         |         |         |          |          |             | 
| months ended 30 June 2009 :       |         |         |         |          |          |             | 
+-----------------------------------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
| Total comprehensive      |        |  -      |  -      |  -      |   -      |  1,528   |    -        | 
| income for the period    |        |         |         |         |          |          |             | 
+--------------------------+--------+---------+---------+---------+----------+----------+-------------+ 
| Share based payment      |        |  -      |  -      |  -      |   -      |   28     |    -        | 
| expense                  |        |         |         |         |          |          |             | 
+--------------------------+--------+---------+---------+---------+----------+----------+-------------+ 
| Dividends                |        |  -      |  -      |  -      |   -      |   -      |    -        | 
+--------------------------+--------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
| Balance at 30 June 2009  |        |  429    |  18     |11,842   |  254     | 21,155   |    -        | 
+--------------------------+--------+---------+---------+---------+----------+----------+-------------+ 
|        |        |        |        |         |         |         |          |          |             | 
+--------+--------+--------+--------+---------+---------+---------+----------+----------+-------------+ 
 
+--------+--------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
| FAIRPOINT GROUP PLC                                                                             | 
+-------------------------------------------------------------------------------------------------+ 
| CONSOLIDATED STATEMENT OF CASH FLOWS                                                            | 
+-------------------------------------------------------------------------------------------------+ 
| PERIOD FROM 1 JANUARY 2009 TO 30 JUNE 2009                                                      | 
+-------------------------------------------------------------------------------------------------+ 
|        |        |        |        |        |  Period   |        |  Period   |        |  Year    | 
|        |        |        |        |        |   from    |        |   from    |        |  ended   | 
+--------+--------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
|        |        |        |        |        |    1      |        |    1      |        |   31     | 
|        |        |        |        |        |  January  |        |  January  |        |December  | 
|        |        |        |        |        |  2009 to  |        |  2008 to  |        |          | 
+--------+--------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
|        |        |        |        |        |    30     |        |    30     |        |  2008    | 
|        |        |        |        |        |   June    |        |   June    |        |          | 
|        |        |        |        |        |   2009    |        |   2008    |        |          | 
+--------+--------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
|        |        |        |        |        |Unaudited  |        |Unaudited  |        | Audited  | 
+--------+--------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
|        |        |        |        |        |           |        |           |        |          | 
+--------+--------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
| Cash flows from continuing        |        |  GBP'000  |        |  GBP'000  |        | GBP'000  | 
| operating activities              |        |           |        |           |        |          | 
+-----------------------------------+--------+-----------+--------+-----------+--------+----------+ 
|        |        |        |        |        |           |        |           |        |          | 
+--------+--------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
| Profit/(Loss) on continuing operations     |  2,175    |        |  (1,174)  |        |  1,124   | 
| before tax                                 |           |        |           |        |          | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Share based payments charge                |    28     |        |    47     |        |    66    | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Depreciation of property, plant and        |   221     |        |   393     |        |   522    | 
| equipment                                  |           |        |           |        |          | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Amortisation of intangible assets and      |   410     |        |   348     |        |   744    | 
| development expenditure                    |           |        |           |        |          | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Loss on sale of non current assets         |    -      |        |    -      |        |   165    | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Interest        |        |        |        |    (9)    |        |    (8)    |        |  (23)    | 
| received        |        |        |        |           |        |           |        |          | 
+-----------------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
| Interest        |        |        |        |   208     |        |   415     |        |   815    | 
| expense         |        |        |        |           |        |           |        |          | 
+-----------------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
| Decrease/(Increase) in trade and other     |   729     |        |  (939)    |        |   111    | 
| receivables                                |           |        |           |        |          | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| (Decrease) in trade and other payables     |  (487)    |        |  (245)    |        | (1,630)  | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Cash flows from discontinued operations    |    -      |        |  (146)    |        |  (37)    | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Cash generated from/(absorbed by)          |  3,275    |        |  (1,309)  |        |  1,857   | 
| operations                                 |           |        |           |        |          | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
|        |        |        |        |        |           |        |           |        |          | 
+--------+--------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
| Interest paid                              |  (208)    |        |  (415)    |        |  (681)   | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Corporation taxes paid                     |  (490)    |        |    -      |        |  (118)   | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
|        |        |        |        |        |           |        |           |        |          | 
+--------+--------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
| Net cash generated from/(absorbed by)      |  2,577    |        |  (1,724)  |        |  1,058   | 
| operating activities                       |           |        |           |        |          | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
|        |        |        |        |        |           |        |           |        |          | 
+--------+--------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
| Cash flows from investing activities       |           |        |           |        |          | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Purchase of property, plant and equipment  |   (91)    |        |  (185)    |        |  (226)   | 
| (PPE)                                      |           |        |           |        |          | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Proceeds from sale of non current assets   |    5      |        |    -      |        |   11     | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Interest        |        |        |        |    9      |        |    8      |        |   23     | 
| received        |        |        |        |           |        |           |        |          | 
+-----------------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
| Purchase of intangible   |        |        |  (238)    |        |  (392)    |        |  (811)   | 
| assets                   |        |        |           |        |           |        |          | 
+--------------------------+--------+--------+-----------+--------+-----------+--------+----------+ 
| Net cash (absorbed by) investing           |  (315)    |        |  (569)    |        | (1,003)  | 
| activities                                 |           |        |           |        |          | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
|        |        |        |        |        |           |        |           |        |          | 
+--------+--------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
| Cash flows from financing activities       |           |        |           |        |          | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Proceeds from issue of share capital       |    -      |        |    -      |        |   23     | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Payment of short-term borrowings           |  (243)    |        |    -      |        |  (729)   | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Equity dividends paid                      |    -      |        |  (1,698)  |        | (1,698)  | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Proceeds from long-term borrowings         |    -      |        |    -      |        |  8,900   | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| (Payment) of long-term borrowings          |  (2,000)  |        |  (486)    |        |  (243)   | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Payment of finance lease liabilities       |  (159)    |        |   (22)    |        |  (107)   | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Net cash (absorbed by)/generated from      |  (2,402)  |        |  (2,206)  |        |  6,146   | 
| financing activities                       |           |        |           |        |          | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
|        |        |        |        |        |           |        |           |        |          | 
+--------+--------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
| Net change in cash and cash equivalents    |  (140)    |        |  (4,499)  |        |  6,201   | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
|        |        |        |        |        |           |        |           |        |          | 
+--------+--------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
| Cash and cash equivalents at start of      |   565     |        |  (5,636)  |        | (5,636)  | 
| period                                     |           |        |           |        |          | 
+--------------------------------------------+-----------+--------+-----------+--------+----------+ 
| Cash and cash equivalents at end of period |   425     |        | (10,135)  |        |  565     | 
+--------+--------+--------+--------+--------+-----------+--------+-----------+--------+----------+ 
 
 
 
FAIRPOINT GROUP PLC 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE PERIOD ENDED 30 JUNE 2009 
 
 
1. BASIS OF PREPARATION 
The financial information presented in this documentation has been prepared in 
accordance with the recognition and measurement principles of International 
Financial Reporting Standards (IFRS) and International Financial Reporting 
Interpretations Committee (IFRIC) interpretations that are expected to be 
applicable for the year ending 31 December 2009. 
 
 
These are subject to ongoing review and endorsement by the European Commission, 
and possible amendment by the International Accounting Standards Board (IASB), 
and are therefore subject to possible change. 
 
 
The financial information in this statement relating to the six months ended 30 
June 2009 and the six months ended 30 June 2008 has neither been audited nor 
reviewed pursuant to guidance issued by the Auditing Practices Board. The 
financial information for the periods ended 30 June 2009 and 31 December 2008 
does not constitute the full statutory accounts for those periods. The Annual 
Report and Financial Statements for 2008 have been filed with the Registrar of 
Companies. The Independent Auditors' Report on the Annual Report and Financial 
Statements for 2008 was unqualified, did not draw attention to any matters by 
way of emphasis, and did not contain a statement under 237(2) or 237(3) of the 
Companies Act 1985. 
2. SEGMENT INFORMATION 
The Group has adopted IFRS 8 Operating Segments with effect from 1 January 2009. 
IFRS 8 requires operating segments to be identified on the basis of internal 
reports about components of the Group that are regularly reviewed by the chief 
operating decision makers in order to allocate resources to the segment and to 
assess its performance. In contrast, the predecessor standard (IAS 14 Segment 
Reporting) required an entity to identify two sets of segments (business and 
geographical), using a risks and rewards approach, with the entity's 'system of 
internal financial reporting to key management personnel' serving only as the 
starting point for the identification of such segments. 
 
 
Set out below are highlights of segmental performance based on IFRS 8 with full 
disclosure to be included at year end. 
 
 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
| 2. SEGMENT INFORMATION (Continued)                                                            | 
|                                                                                               | 
+-----------------------------------------------------------------------------------------------+ 
| For the period ended 30   |        |         |           |            |             |         | 
| June 2009                 |        |         |           |            |             |         | 
+---------------------------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         |           |            |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |  IVA    |Financial  |    Debt    |Unallocated  |  Total  | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         | Services  |Management  |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         |           |            |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |GBP'000  |  GBP'000  |  GBP'000   |  GBP'000    |GBP'000  | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         |           |            |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Revenue |        |        |        |12,058   |   173     |  1,528     |    -        |13,759   | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         |           |            |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Segment result   |        |        | 2,027   |  (116)    |    463     |    -        | 2,374   | 
+------------------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Unallocated      |        |        |  -      |    -      |    -       |    -        |  -      | 
| costs            |        |        |         |           |            |             |         | 
+------------------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Finance income   |        |        |  -      |    -      |    -       |     9       |   9     | 
+------------------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Finance costs    |        |        |  -      |    -      |    -       |    (208)    |  (208)  | 
+------------------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Taxation         |        |        |  -      |    -      |    -       |    (647)    |  (647)  | 
| (charge)         |        |        |         |           |            |             |         | 
+------------------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Profit for the period     |        |         |           |            |             | 1,528   | 
| (all continuing)          |        |         |           |            |             |         | 
+---------------------------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         |           |            |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
| For the period ended 30   |        |         |           |            |             |         | 
| June 2008                 |        |         |           |            |             |         | 
+---------------------------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         |           |            |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |  IVA    |Financial  |    Debt    |Unallocated  |  Total  | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         | Services  |Management  |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         |           |            |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |GBP'000  |  GBP'000  |  GBP'000   |  GBP'000    |GBP'000  | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         |           |            |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Revenue |        |        |        |12,188   |   963     |    686     |    -        |13,837   | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         |           |            |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Segment result   |        |        |(1,150)  |   309     |    74      |    -        |  (767)  | 
+------------------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Unallocated      |        |        |  -      |    -      |    -       |    -        |  -      | 
| costs            |        |        |         |           |            |             |         | 
+------------------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Finance income   |        |        |  -      |    -      |    -       |     8       |   8     | 
+------------------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Finance costs    |        |        |  -      |    -      |    -       |    (415)    |  (415)  | 
+------------------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Taxation         |        |        |  -      |    -      |    -       |    370      |  370    | 
| (charge)         |        |        |         |           |            |             |         | 
+------------------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Profit for the period     |        |         |           |            |             |  (804)  | 
| (all continuing)          |        |         |           |            |             |         | 
+---------------------------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         |           |            |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
| For the year ended 31     |        |         |           |            |             |         | 
| December 2008             |        |         |           |            |             |         | 
+---------------------------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         |           |            |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |  IVA    |Financial  |    Debt    |Unallocated  |  Total  | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         | Services  |Management  |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         |           |            |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |GBP'000  |  GBP'000  |  GBP'000   |  GBP'000    |GBP'000  | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         |           |            |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Revenue |        |        |        |22,890   |  1,263    |  2,306     |    -        |26,459   | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
|         |        |        |        |         |           |            |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Segment result   |        |        | 1,283   |   249     |    384     |    -        | 1,916   | 
+------------------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Unallocated      |        |        |  -      |    -      |    -       |    -        |  -      | 
| costs            |        |        |         |           |            |             |         | 
+------------------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Finance income   |        |        |  -      |    -      |    -       |    23       |  23     | 
+------------------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Finance costs    |        |        |  -      |    -      |    -       |    (815)    |  (815)  | 
+------------------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Taxation         |        |        |  -      |    -      |    -       |    (479)    |  (479)  | 
| (charge)         |        |        |         |           |            |             |         | 
+------------------+--------+--------+---------+-----------+------------+-------------+---------+ 
| Profit for the period (all         |         |           |            |             |  645    | 
| continuing)                        |         |           |            |             |         | 
+---------+--------+--------+--------+---------+-----------+------------+-------------+---------+ 
 
 
+--------+--------+--------+--------+--------+-+-+---------+-+-+--------+-+--------+-+-+--------+-+-+-+-+-+--------+ 
| 3. CORPORATION TAX (CHARGE)/CREDIT                                                                               | 
+------------------------------------------------------------------------------------------------------------------+ 
| Interim period corporation tax is accrued based on the estimated average annual effective corporation            | 
| tax rate of 30% (6 months ended 30 June 2008: 32%)                                                               | 
+------------------------------------------------------------------------------------------------------------------+ 
|        |        |        |        |          |             |                       |            |   |   |        | 
+--------+--------+--------+--------+----------+-------------+-----------------------+------------+---+---+--------+ 
| 4. EARNINGS/(LOSS) PER   |        |          |             |                       |            |   |   |        | 
| SHARE                    |        |          |             |                       |            |   |   |        | 
+--------------------------+--------+----------+-------------+-----------------------+------------+---+---+--------+ 
|        |        |        |        |          |             |                       |            |   |   |        | 
+--------+--------+--------+--------+----------+-------------+-----------------------+------------+---+---+--------+ 
| The calculation of the basic and diluted earnings per share is based on the following data:                      | 
+------------------------------------------------------------------------------------------------------------------+ 
|        |        |        |        |        |   |             |        |              |        |                  | 
+--------+--------+--------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
|        |        |        |        |        |   |   Period    |        | Period from  |        |    Year ended    | 
|        |        |        |        |        |   |    from     |        |              |        |                  | 
+--------+--------+--------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
|        |        |        |        |        |   |      1      |        |1 January 08  |        |   31 December    | 
|        |        |        |        |        |   |  January    |        |      to      |        |                  | 
|        |        |        |        |        |   |    09 to    |        |              |        |                  | 
+--------+--------+--------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
|        |        |        |        |        |   |     30      |        |  30 June 08  |        |      2008        | 
|        |        |        |        |        |   |    June     |        |              |        |                  | 
|        |        |        |        |        |   |     09      |        |              |        |                  | 
+--------+--------+--------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
|        |        |        |        |        |   |             |        |              |        |                  | 
+--------+--------+--------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
|        |        |        |        |        |   |  GBP'000    |        |   GBP'000    |        |     GBP'000      | 
+--------+--------+--------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
| Numerator                |        |        |   |             |        |              |        |                  | 
+--------------------------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
| Continuing operations    |        |        |   |             |        |              |        |                  | 
+--------------------------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
| Profit/(Loss) for the period - used in     |   |   1,528     |        |    (804)     |        |       645        | 
| basic and diluted EPS                      |   |             |        |              |        |                  | 
+--------------------------------------------+---+-------------+--------+--------------+--------+------------------+ 
|        |        |        |        |        |   |             |        |              |        |                  | 
+--------+--------+--------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
| Discontinuing operations |        |        |   |             |        |              |        |                  | 
+--------------------------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
| Loss for the period - used in basic and    |   |    -        |        |    (146)     |        |      (96)        | 
| diluted EPS                                |   |             |        |              |        |                  | 
+--------------------------------------------+---+-------------+--------+--------------+--------+------------------+ 
|        |        |        |        |        |   |             |        |              |        |                  | 
+--------+--------+--------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
| Total operations         |        |        |   |             |        |              |        |                  | 
+--------------------------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
| Profit/(Loss) for the period - used in     |   |   1,528     |        |    (950)     |        |       549        | 
| basic and diluted EPS                      |   |             |        |              |        |                  | 
+--------------------------------------------+---+-------------+--------+--------------+--------+------------------+ 
|        |        |        |        |        |   |             |        |              |        |                  | 
+--------+--------+--------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
| Denominator              |        |        |   |             |        |              |        |                  | 
+--------------------------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
| Weighted average number of shares used in  |   |42,678,488   |        | 42,454,403   |        |    42,463,128    | 
| basic EPS                                  |   |             |        |              |        |                  | 
+--------------------------------------------+---+-------------+--------+--------------+--------+------------------+ 
|        |        |        |        |        |   |             |        |              |        |                  | 
+--------+--------+--------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
| Effects of:     |        |        |        |   |             |        |              |        |                  | 
+-----------------+--------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
| - employee share options |        |        |   |    -        |        |     -        |        |     132,878      | 
+--------------------------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
|        |        |        |        |        |   |             |        |              |        |                  | 
+--------+--------+--------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
| Weighted average number of shares used in  |   |42,678,488   |        | 42,454,403   |        |    42,596,006    | 
| diluted EPS                                |   |             |        |              |        |                  | 
+--------------------------------------------+---+-------------+--------+--------------+--------+------------------+ 
|        |        |        |        |        |   |             |        |              |        |                  | 
+--------+--------+--------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
| 5. DIVIDENDS    |        |        |        |   |             |        |              |        |                  | 
+-----------------+--------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
|        |        |        |        |        |   |             |        |              |        |                  | 
+--------+--------+--------+--------+--------+---+-------------+--------+--------------+--------+------------------+ 
| During the interim period, no dividend was paid (6 months ended 30 June 2008: 4p per share)                      | 
+------------------------------------------------------------------------------------------------------------------+ 
|        |        |        |        |          |           |              |        |                |   |          | 
+--------+--------+--------+--------+--------+-+-+---------+-+-+--------+-+--------+-+-+--------+-+-+-+-+-+--------+ 
 
 
+--------+------+--------+--------+--------+--------+---------+------------+------+------+---------+--------+--------+------+---------+--------+--------+------+--------+ 
| 6. RELATED PARTY TRANSACTIONS            |        |         |            |                                |        |                         |        |               | 
+------------------------------------------+--------+---------+------------+--------------------------------+--------+-------------------------+--------+---------------+ 
|               |                 |        |        |         |            |                                |        |                         |        |               | 
+---------------+-----------------+--------+--------+---------+------------+--------------------------------+--------+-------------------------+--------+---------------+ 
| Related party transactions are as follows :                                                                                                                           | 
+-----------------------------------------------------------------------------------------------------------------------------------------------------------------------+ 
|        |               |                 |        |         |                   |                |                 |                         |        |               | 
+--------+---------------+-----------------+--------+---------+-------------------+----------------+-----------------+-------------------------+--------+---------------+ 
|        |               | Type of         |        |              Transaction amount              |                        Balance owed/(owing)                        | 
+--------+---------------+-----------------+--------+----------------------------------------------+--------------------------------------------------------------------+ 
| Related party          | transaction              |   30    |         30 June          | 31 Dec  |        30 June         |   30    |        31 Dec          |        | 
|                        |                          |  June   |                          |         |                        |  June   |                        |        | 
+------------------------+--------------------------+---------+--------------------------+---------+------------------------+---------+------------------------+--------+ 
| relationship           |                 |        |  2009   |           2008           |  2008   |         2009           |  2008   |          2008          |        | 
+------------------------+-----------------+--------+---------+--------------------------+---------+------------------------+---------+------------------------+--------+ 
|               |        |                 |        |         |                          |         |                        |         |                        |        | 
+---------------+--------+-----------------+--------+---------+--------------------------+---------+------------------------+---------+------------------------+--------+ 
|               |        |                 |        |GBP'000  |         GBP'000          |GBP'000  |        GBP'000         |GBP'000  |        GBP'000         |        | 
|               |        |                 |        |         |                          |         |                        |         |                        |        | 
+---------------+--------+-----------------+--------+---------+--------------------------+---------+------------------------+---------+------------------------+--------+ 
|               |        |                 |        |         |                          |         |                        |         |                        |        | 
+---------------+--------+-----------------+--------+---------+--------------------------+---------+------------------------+---------+------------------------+--------+ 
| Companies in which     |                 |        |         |                          |         |                        |         |                        |        | 
| directors or their     |                 |        |         |                          |         |                        |         |                        |        | 
| immediate family       |                 |        |         |                          |         |                        |         |                        |        | 
| have an interest       |                 |        |         |                          |         |                        |         |                        |        | 
+                        +-----------------+--------+---------+--------------------------+---------+------------------------+---------+------------------------+--------+ 
|                        | Sales to group           | -       |           -              |  77     |          -             |  66     |           -            |        | 
+                        +--------------------------+---------+--------------------------+---------+------------------------+---------+------------------------+--------+ 
|                        |                 |        |         |                          |         |                        |         |                        |        | 
+                        +-----------------+--------+---------+--------------------------+---------+------------------------+---------+------------------------+--------+ 
|                        |                 |        |         |                          |         |                        |         |                        |        | 
+------------------------+-----------------+--------+---------+--------------------------+---------+------------------------+---------+------------------------+--------+ 
|               |        |                 |        |         |                          |         |                        |         |                        |        | 
+---------------+--------+-----------------+--------+---------+--------------------------+---------+------------------------+---------+------------------------+--------+ 
|               |        |                 |        |         |                          |         |                        |         |                        |        | 
+---------------+--------+-----------------+--------+---------+--------------------------+---------+------------------------+---------+------------------------+--------+ 
|               |        |                 |        |         |                          |         |                        |         |                        |        | 
+---------------+--------+-----------------+--------+---------+--------------------------+---------+------------------------+---------+------------------------+--------+ 
| Services are purchased from entities in which a director has an interest on normal commercial terms and conditions. Mr C S Mindenhall has an interest in two          | 
| entities which form the basis of the related party transactions. The group has not made any provision for bad or doubtful debts in respect of related party           | 
| debtors nor has any guarantee been given or received during the 6 months ended 30 June 2009 regarding related party transactions.                                     | 
+--------+------+--------+--------+--------+--------+---------+------------+------+------+---------+--------+--------+------+---------+--------+--------+------+--------+ 
 
 
 
 
 
 
 
This information is provided by RNS 
            The company news service from the London Stock Exchange 
   END 
 
 IR ILFLAAVISLIA 
 


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