HSBA Hsbc Holdings Plc

TIDMHSBA

RNS Number : 2083X

HSBC Holdings PLC

26 August 2015

Abbreviations

 
Abbreviation     Brief description 
1H14             First half of 2014 
1H15             First half of 2015 
A 
ABS              Asset-backed security 
ADS              American Depositary Share 
AML              Anti-money laundering 
ARM              Adjustable-rate mortgage 
B 
Basel Committee  Basel Committee on Banking Supervision 
Basel III        Basel Committee's reforms to strengthen global 
                  capital and liquidity rules 
BoCom            Bank of Communications Co., Limited, one of China's 
                  largest banks 
BRRD             Bank Recovery and Resolution Directive (EU) 
BSA              Bank Secrecy Act (US) 
BSM              Balance Sheet Management 
BVI              British Virgin Islands 
C 
CA$              Canadian dollars 
CAPM             Capital asset pricing model 
CCB              Capital conservation buffer 
CCyB             Countercyclical capital buffer 
CEA              Commodity Exchange Act (US) 
CET1             Common equity tier 1 ratio 
CMB              Commercial Banking, a global business 
CML              Consumer and Mortgage Lending (US) 
CRD              Capital Requirements Directive 
CRS              Card and Retail Services 
CVA              Credit valuation adjustment 
D 
DANY DPA         Two-year deferred prosecution agreement with the 
                  New York County District Attorney (US) 
DoJ              Department of Justice (US) 
DPA              Deferred prosecution agreement (US) 
DPF              Discretionary participation feature of insurance 
                  and investment contracts 
E 
EBA              European Banking Authority 
EU               European Union 
Euribor          European Interbank Offered Rates 
F 
FCA              Financial Conduct Authority (UK) 
FPC              Financial Policy Committee (UK) 
FRB              Federal Reserve Board (US) 
G 
GB&M             Global Banking and Markets, a global business 
GDP              Gross domestic product 
GPB              Global Private Banking, a global business 
Group            HSBC Holdings together with its subsidiary undertakings 
G-SIB            Global systemically important bank 
G-SII            Global systemically important institutions 
H 
HNAH             HSBC North America Holdings Inc. 
Hong Kong        Hong Kong Special Administrative Region of the 
                  People's Republic of China 
HSBC             HSBC Holdings together with its subsidiary undertakings 
HSBC Bank USA    HSBC Bank USA, N.A., HSBC's retail bank in the 
                  US 
HSBC Colombia    HSBC Bank (Colombia) S.A. 
HSBC Finance     HSBC Finance Corporation, the US consumer finance 
                  company (formerly Household International, Inc.) 
HSBC France      HSBC's French banking subsidiary, formerly CCF 
                  S.A. 
HSBC Holdings    HSBC Holdings plc, the parent company of HSBC 
HSBC USA         The sub-group, HSBC USA Inc and HSBC Bank USA, 
                  consolidated for liquidity purposes 
HSI              HSBC Securities (USA) Inc. 
HSSL             HSBC Securities Services (Luxembourg) 
HTIE             HSBC Institutional Trust Services (Ireland) Limited 
 
 
Abbreviation       Brief description 
I 
IAS                International Accounting Standards 
IASB               International Accounting Standards Board 
IFRSs              International Financial Reporting Standards 
Industrial Bank    Industrial Bank Co. Limited, a national joint-stock 
                    bank in mainland China in which Hang Seng Bank 
                    Limited has a shareholding 
Investor Update    The Investor Update in June 2015 
IRB                Internal ratings-based 
ISDA               International Swaps and Derivatives Association 
L 
LCR                Liquidity coverage ratio 
LFRF               Liquidity and funding risk management framework 
LGD                Loss given default 
Libor              London Interbank Offered Rate 
LICs               Loan impairment charge and other credit risk provisions 
LTV                Loan to value 
M 
Madoff Securities  Bernard L Madoff Investment Securities LLC 
Mainland China     People's Republic of China excluding Hong Kong 
                    and Macau 
MBS                US mortgage-backed security 
MENA               Middle East and North Africa 
MREL               EU minimum requirements for own funds and eligible 
                    liabilities 
N 
NII                Net interest income 
NSFR               Net stable funding ratio 
O 
OCC                Office of the Comptroller of the Currency (US) 
ORMF               Operational risk management framework 
P 
PBT                Profit before tax 
PPI                Payment protection insurance product 
PRA                Prudential Regulation Authority (UK) 
Premier            HSBC Premier, HSBC's premium personal global banking 
                    service 
PVIF               Present value of in-force long-term insurance business 
                    and long-term investment contracts with DPF 
Q 
QIS                Quantitative impact study 
R 
RBWM               Retail Banking and Wealth Management, a global 
                    business 
Repo               Sale and repurchase transaction 
Reverse repo       Security purchased under commitments to sell 
RMB                Renminbi 
RMBS               Residential mortgage-backed securities 
RoRWA              Return on average risk-weighted assets 
RTS                Regulatory technical standards 
RWA                Risk-weighted assets 
S 
ServCo group       Separately incorporated group of service companies 
                    planned in response to UK ring-fencing proposals 
SRB                Systematic risk buffer 
T 
TLAC               Total loss absorbing capacity 
U 
UAE                United Arab Emirates 
UK                 United Kingdom 
US                 United States of America 
US DPA             Five-year deferred prosecution agreement with the 
                    Department of Justice and others (US) 
V 
VaR                Value at risk 
VIU                Value in use 
 

Glossary

Terminology used in this Interim Report is consistent with that used in our Annual Report and Accounts 2014, where a glossary of terms can be found.

Index

 
     A 
     Abbreviations 152 
     Accounting 
   future developments 107 
   policies 107 
     Adjusted performance 15 
     Anti-money laundering investigations 
      134 
     Areas of special interest 59 
Asia 
   adjusted/reported reconciliation 
    50 
   assets 42 
   balance sheet data 110 
   by country 44, 48, 72 
   cost efficiency ratios 44 
   customer accounts 44 
   impaired loans 71 
   impairment allowances/charges 
    66 
   loans and advances 44, 61, 68, 
    69 
   net operating income 109 
   profit before tax 44, 48, 109 
   renegotiated loans 64 
   risk-weighted assets 42 
   snapshot 5 
   staff numbers 44 
     Asset-backed securities 75 
     Assets 
   by geographical region 42 
   by global business 33, 39 
   charged as security 123 
   held for sale 39, 62, 122 
   maturity analysis 125 
   movement in 30 
   risk-weighted 3 
   total 3, 29, 103 
   trading 110 
Associates and joint ventures 
 (income from) 18, 28, 123 
   adjusted/reported reconciliation 
    50, 53 
Auditor's review report 141 
B 
Backtesting 79 
Balance sheet 
   consolidated 29, 103 
   data 39 
   insurance manufacturing subsidiaries 
    84 
   movement 30 
Balance Sheet Management 79 
Bank of Communications 123 
Basis of preparation 33, 107 
Brazil 18, 122 
Brazilian labour and fiscal claims 
 129, 138 
C 
Capital 
   buffers 98 
   commitments 130 
   composition 95 
   management 87 
   overall requirements 98 
   overview 87 
   ratios 14, 87 
   regulatory 29, 87, 95 
   source and application of regulatory 
    capital 94 
   subordinated loan 29 
   total regulatory 87 
Cash flows 
   consolidated statement 104 
Cautionary statement regarding 
 forward-looking statements 151 
Client assets 37 
Collateral 123 
 
 
Combined customer lending and 
 deposits 30 
Commercial Banking 35 
   adjusted/reported reconciliation 
    53 
   cost efficiency ratios 27 
   management view 35 
   snapshot 4 
Commitments 130 
Compliance risk 83 
Compliance with IFRSs 107 
Composition of Group (changes 
 in) 107 
Consumer Credit Act (UK) 129 
Contents - inside front cover 
Contingent liabilities, contractual 
 commitments and guarantees 130 
Copies of the Interim Report 
 149 
Corporate governance 147 
Counterparty risk 92 
Credit default swap regulatory 
 investigation and litigation 
 138 
Credit quality 62 
Credit risk 60 
   risk-weighted assets 89 
Customer accounts 
   by country 31 
   by global business 39 
Customer lending and deposits 
 (combined) 30 
D 
Dealings in HSBC Holdings shares 
 146 
Deferred tax 108 
Defined terms - inside front 
 cover 
Derivatives 118 
   by product contract type 118 
   credit 119 
   hedging instruments 119 
   interest rate 129 
   trading 119 
Directors 
   Board changes 8 
   changes in details 148 
   interests 142 
   responsibility statement 140 
Disposal groups 122 
Dividends 108, 146, 147 
E 
Earnings per share 101, 149 
Earnings release 147 
Equity 3, 29, 103 
   movement in 31 
Estimates and judgements 107 
Europe 
   adjusted/reported reconciliation 
    50 
   assets 42 
   balance sheet data 110 
   by country 43, 48, 72 
   cost efficiency ratios 43 
   customer accounts 43 
   impaired loans 71 
   impairment allowances/charges 
    66 
   loans and advances 43, 61, 68, 
    69 
   net operating income 109 
   profit before tax 43, 48, 109 
   renegotiated loans 63 
   risk-weighted assets 42 
   snapshot 5 
   staff numbers 43 
Events after the balance sheet 
 date 139 
F 
Fair values 
   adjustments 111 
 
 
   movements 113 
   of derivatives 118 
   of financial instruments at fair 
    value 111 
   of financial instruments not 
    at fair value 117 
   significant unobservable assumptions 
    114 
   valuation bases 112 
Fee income (net) 20 
Final results 147 
Financial assets 

(MORE TO FOLLOW) Dow Jones Newswires

August 26, 2015 11:38 ET (15:38 GMT)

Hsbc (LSE:HSBA)
Historical Stock Chart
From Mar 2024 to Apr 2024

Hsbc (LSE:HSBA)
Historical Stock Chart
From Apr 2023 to Apr 2024