Allianz Dres Rcm End Pol Tst10pl Final Results

Date : 09/28/2009 @ 6:56AM
Source : UK Regulatory (RNS and others)
Stock : Allianz Dres Rcm End Pol Tst10pl (AZD)
Quote : 106.5  0.0 (0.00%) @ 2:31AM
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Allianz Dres Rcm End Pol Tst10pl Final Results

 
TIDMAZD 
 
RNS Number : 7549Z 
Allianz Dresdner End Pol Tst 2010 
28 September 2009 
 
? 
    ` 
 
 
 
 
 
 
For immediate release28th September 2009 
 
 
ALLIANZ DRESDNER ENDOWMENT POLICY TRUST 2010 plc 
 
 
Results for the year ended 30th June 2009 
 
 
The following comprises extracts from the Company's Annual Financial Report for 
the year ended 30th June 2009. The full Annual Financial Report is available to 
be viewed on or downloaded from the Company's website at 
www.rcm.com/investmenttrusts. Copies will be mailed to shareholders shortly. 
 
 
Chairman's Statement 
 
 
Performance 
The Company's Net Asset Value per ordinary share as at 30th June 2009 was 
112.4p per ordinary share compared to 130.8p per ordinary share at 30th June 
2008.  This represents a decrease of 14.1% over the year. Over the same period, 
the Company's share price declined from 109.5p to 104.5p, a decrease of 4.6%. By 
way of comparison, the UK equity market, as measured by the FTSE All-Share 
Index, declined by 24% over the year. 
 
 
The Company had repaid all borrowings and had fixed interest securities and cash 
of GBP4.7 million, approximately 18.8% of net asset value, as at 30th June 2009. 
As it approaches the planned wind up date of 31st December 2010, the Company's 
liquid assets will increase as policies mature during the course of the 
Company's remaining life.  Within guidelines established by the Board, the 
Managers will continue to invest the Company's cash predominantly in a range of 
sterling deposits and high quality fixed interest securities including 
government bonds with a view to achieving a reasonable and secure return for 
shareholders over the remainder of the Company's life. 
 
 
Outlook 
The year to 30th June 2009 was extraordinary difficult. Although a rally in 
share prices resulted in the overall decline during the year in the FTSE 
All-Share Index being only 24%, at the bottom of the market on 3rd March 2009, 
the Index had fallen by 36% since 30th June 2008.   Coupled with unusually low 
short term interest rates, the decline in share prices and commercial property 
values has had a serious impact on life office investment returns which has led 
to substantial cuts in bonus rates. 
 
Another problem life offices face is the impact of the EU Solvency II, referred 
to in the Managers' Review under the With-Profits Regulation section. This has a 
particularly severe impact on offices writing immediate annuity business.  The 
offices comprising our two largest holdings have strongly contrasting approaches 
to dealing with this problem; Standard Life has reinsured a substantial block of 
immediate annuity business with Canada Life International, which is domiciled 
outside the EU and therefore not subject to the Solvency II regulations. On the 
other hand, Legal & General was raising GBP300 million by junior bond issue and 
has cut its dividend by 45% to conserve capital. This demonstrates how the 
burden of Solvency II falls on shareholders; it is unlikely to have a 
significant impact on bonus declarations for with-profits policyholders. 
 
 
 
 
Interest Rate Swaps 
Unfortunately, the difficult market conditions not only affect payouts from 
maturing policies but the exceptionally low short term interest rates prevent 
the Company from obtaining satisfactory returns on the cash held pending 
distribution to shareholders. However, as shareholders will recall, the Board 
entered into three interest rate swap contracts, at times when short term 
interest rates appeared to be at a favourable level. So far, indications are 
that this course of action was appropriate; the swap contracts have to be 
reported in the Accounts at fair value, which at 30th June 2009, due to the fall 
in short term interest rates, amounted to over GBP360,000. 
 
 
 
 
VAT 
I am pleased to report that settlement has been reached with the Managers, RCM 
(UK) Limited, about the recovery of VAT on management fees following the 
ruling of the European Court of Justice in the case brought by JPMorgan Fleming 
Claverhouse Trust plc in conjunction with the AIC. On 16th October 2008 the 
Company received GBP70,349 as compensation for VAT paid in the period from 2001 
to 2007.  On 11th May 2009 the Company received from RCM (UK) Limited an 
additional refund of VAT on management fees and interest thereon of GBP3,077 for 
the period from 2005 to 2007. 
 
 
Special Dividend 
Two welcome but unexpected sources of income this year require the Company to 
distribute a special dividend. First the Company received a refund on past VAT 
of GBP73,426 (referred to above). Secondly our forward interest rate swaps have 
been re-valued upward as interest rates have fallen. This mark to market profit, 
although as yet unrealised, counts as securities income, most of which must be 
distributed in order to maintain investment trust status. By way of background, 
in order to provide greater certainty to the returns which will be earned on the 
cash proceeds of maturing policies from now until its wind up date the Company 
has entered into three forward interest rate swap contracts, which will be 
effective from 2010. The main consequence is that the Company has secured a 
substantially higher level of investment income than would be achievable from 
depositing cash at current interest rates. 
 
The Board has therefore declared a special dividend of 0.33p per Ordinary Share. 
Payment of this dividend requires the amendment of Article 127 of the Company's 
Articles of Association and thus shareholder approval to effect this amendment. 
The dividend 
will absorb GBP73,673 and is payable on 10th November 2009 to all holders of 
Ordinary Shares on the Register of Members at the close of business on 2nd 
October 2009, subject to shareholder approval of Resolution 13, details of which 
can be found in the Directors' Report on pages 19 and 20. 
 
 
John Evans 
It is with great sadness, that I have to inform shareholders that after a long 
struggle with ill health, my predecessor, John Evans, died on 5th September 
2009. It was a privilege to have served under John's chairmanship and he will be 
greatly missed by all who knew him. 
 
 
Managers' Review 
 
 
Introduction 
The Company is managed with the objective of providing long-term capital growth 
by investing in a diversified portfolio of mid-term traded endowment policies. 
 
 
Net Asset Value 
Over the year to 30th June 2009 the Company's Net Asset Value has declined by 
14.1% to 112.4p per ordinary share. 
The Net Asset Value is calculated using the current estimated market value of 
the Company's investments. The valuation of endowment policies has been carried 
out by LPVC under the supervision of the Actuarial Committee. The Board has 
determined that, in the absence of sufficient transactional data, the most 
appropriate basis of valuation of the Company's portfolio at 30th June 2009 is 
that of estimated surrender value. 
 
 
Investment Review 
At the year end, the Company has investments in policies valued at 
GBP20.0 million from a total of 31 with-profits life funds.  During the twelve 
months to 30th June 2009 the Company received proceeds of policy maturities 
amounting to GBP5.5 million. The average annualised return on these policies was 
4.09% since purchase, excluding demutualisation proceeds and the distribution of 
orphan assets. 
 
 
 
 
Projected Final Net Asset Values 
Projected final net asset values as at 30th June 2009 are given in the table 
below. 
 
+------------------+----------+----------+----------+----------+----------+----------+ 
|                  |  150%    |  120%    |  100%    |   80%    |   50%    |    No    | 
|                  | Current  | Current  | Current  | Current  | Current  | Further  | 
|                  |  Bonus   |  Bonus   |  Bonus   |  Bonus   |  Bonus   | Bonuses  | 
|                  |  Rates   |  Rates   |  Rates   |  Rates   |  Rates   |          | 
|                  |          |          |          |          |          |          | 
+------------------+----------+----------+----------+----------+----------+----------+ 
| Projected final  |  128.0p  |  123.7p  |  120.9p  |  118.1p  |  113.9p  |  107.1p  | 
| net asset value  |          |          |          |          |          |          | 
| at 31st          |          |          |          |          |          |          | 
| December 2010    |          |          |          |          |          |          | 
|                  |          |          |          |          |          |          | 
+------------------+----------+----------+----------+----------+----------+----------+ 
 
 
 
 
Projected final net asset values are calculated using the bases and assumptions 
set out below. These illustrations are given to provide an indication of the 
sensitivity of the projected final net asset value to bonus rate changes. They 
should not be taken as forecasts of particular degrees of change in rate levels. 
Principal bases and assumptions used in projecting the final net asset value 
The final net asset value has been calculated at 31st December 2010, on the 
basis that: 
 
 
1)    All policies are held to maturity, no death claims or demutualisation 
benefits arise and no further 
 

purchases or disposals of policies are

made. 
 
 
2)    The latest reversionary and terminal bonus rates declared at 30th June 
2009 continue to apply until 
 

maturity or are immediately reduced by

20%, 50% or 100% or are increased by 20% or 50%. 
 
 
3)    The estimated mid-market gross redemption yields as at 30th June 2009, for 
policies of differing 
 

remaining terms, are assumed to remain

unchanged. 
 
 
4)    Annual expenses are assumed to be in line with recent experience and 
future annual inflation is assumed 
 

to be 3%. Interest rates over the

Company's life, when not covered by forward swap contracts, are 
 
assumed to be consistent with the shape of the swap yield curve at 30th June 
2009. 
 
 
5)    No further shares are issued or repurchased or dividends paid. 
 
 
6)    They include a provision of GBP200,000 for winding up costs. 
 
 
 
 
 
 
Accrued Guaranteed Benefits 
A substantial proportion of shareholders' assets is now made up of guaranteed 
benefits - the total of sums assured and reversionary bonuses declared to date. 
 Projected final net asset value based on the value of guaranteed benefits 
accrued to date, after estimated costs and based on current interest rates, is 
107.1p per share.  This figure assumes no further bonuses, reversionary or 
terminal, from 30th June 2009 and takes into account future premium commitments, 
expenses and interest. 
 
 
Principal Risks and Uncertainties 
The principal risks and uncertainties fall broadly under the following 
categories: 
 
 
Level of bonus declarations: the original investment programme was targeted at 
companies which the Board believed had the best prospects of returns from future 
bonuses in relation to the prices paid for policies. 
 
 
Undue concentration of investment: The limitation of investment in any one 
company to 25% by cost of the portfolio was intended to limit the risk from 
concentration. 
 
 
Gearing:  The Company has now repaid all its borrowings and does not expect to 
borrow over the remainder of the Company's planned life. 
 
 
Board and outsourcing of management of the Company: The Board considers that it 
is in shareholders' best interests to save costs by keeping the number of Board 
members to a minimum.  Nevertheless, the skills and attributes of the Directors 
overlap sufficiently for no one individual to be indispensable. The performance 
of Managers and Advisers is reviewed regularly. 
 
 
 
 
Related Parties' Transactions 
During the financial year, no transactions with related parties have taken 
place, which have materially affected the financial position or the performance 
of the Company during the period. 
 
 
Directors' Responsibilities 
 
 
The Directors each confirm to the best of their knowledge that: 
 
 
a)   the financial statements have been prepared in accordance with applicable 
UK accounting standards, 
 

and give a true and fair view of the assets,

liabilities, financial position and profit or loss of the 
 

Company;

and 
b)   the Annual Financial Report, to be published shortly, includes a fair 
review of the development and 
 

performance of the business and the

position of the Company, together with a description of the 
 

principal

risks and uncertainties that it faces. 
 
 
 
 
 
 
 
 
155 Bishopsgate     By Order of the Board 
London EC2M 3AD    F R Wales 
                                                           Chairman 
 
 
 
 
 
 
Enquiries: 
 
 
For further information please contact: 
 
 
Simon White, Head of Investment Trusts 
RCM (UK) Limited 
 
 
Tel: 020 7065 1539 
 
 
 
 
 
 
 
 
 
 
 
 
ANALYSIS OF INVESTED FUNDS 
 
 
 
 
TWENTY LARGEST HOLDINGS BY LIFE OFFICE 
AS AT 30TH JUNE 2009 
 
 
 
 
Life Office                                                               Value 
of Policies                  % of 
 
        GBP'000s              Total Investments 
+------------------------------------+-----------+--+--------------+ 
|                                    |           |  |              | 
+------------------------------------+-----------+--+--------------+ 
| Standard Life                      |     8,489 |  |         39.8 | 
+------------------------------------+-----------+--+--------------+ 
| Legal & General                    |     4,190 |  |         19.6 | 
+------------------------------------+-----------+--+--------------+ 
| Scottish Provident                 |     2,218 |  |         10.4 | 
+------------------------------------+-----------+--+--------------+ 
| Scottish Widows                    |     1,161 |  |          5.4 | 
+------------------------------------+-----------+--+--------------+ 
| Friends Provident                  |     1,045 |  |          4.9 | 
+------------------------------------+-----------+--+--------------+ 
| AVIVA (Norwich Union)              |       496 |  |          2.3 | 
+------------------------------------+-----------+--+--------------+ 
| Scottish Life                      |       390 |  |          1.8 | 
+------------------------------------+-----------+--+--------------+ 
| Prudential (Scottish Amicable)     |       319 |  |          1.5 | 
+------------------------------------+-----------+--+--------------+ 
| National Mutual                    |       300 |  |          1.4 | 
+------------------------------------+-----------+--+--------------+ 
| Clerical Medical                   |       241 |  |          1.1 | 
+------------------------------------+-----------+--+--------------+ 
| Prudential                         |       232 |  |          1.1 | 
+------------------------------------+-----------+--+--------------+ 
| Colonial                           |       206 |  |          1.0 | 
+------------------------------------+-----------+--+--------------+ 
| Royal & Sun Alliance (Royal Life)  |       119 |  |          0.6 | 
+------------------------------------+-----------+--+--------------+ 
| AVIVA (Commercial Union)           |       119 |  |          0.6 | 
+------------------------------------+-----------+--+--------------+ 
| Sun Life of Canada                 |        78 |  |          0.4 | 
+------------------------------------+-----------+--+--------------+ 
| Friends Provident (UKPI)           |        47 |  |          0.2 | 
+------------------------------------+-----------+--+--------------+ 
| Irish Life                         |        45 |  |          0.2 | 
+------------------------------------+-----------+--+--------------+ 
| AVIVA (Provident Mutual)           |        44 |  |          0.2 | 
+------------------------------------+-----------+--+--------------+ 
| MGM Assurance                      |        36 |  |          0.2 | 
+------------------------------------+-----------+--+--------------+ 
| Refuge Assurance                   |        32 |  |          0.2 | 
+------------------------------------+-----------+--+--------------+ 
| Total of twenty largest holdings   |    19,807 |  |         92.9 | 
+------------------------------------+-----------+--+--------------+ 
| Holdings in other offices          |       176 |  |          0.8 | 
+------------------------------------+-----------+--+--------------+ 
| Total holdings of endowment        |    19,983 |  |         93.7 | 
| policies                           |           |  |              | 
+------------------------------------+-----------+--+--------------+ 
 
 
 
 
FIXED INTEREST HOLDINGS 
AS AT 30TH JUNE 2009 
 
                                     % of 
 
     GBP'000s             Total Investments 
 
 
+----------------------------------+--------------+--+--------------+ 
| EIB 5.5% Bd 7.12.11              |          534 |  |          2.5 | 
+----------------------------------+--------------+--+--------------+ 
| EIB 4.25% Bd 7.12.10             |          809 |  |          3.8 | 
+----------------------------------+--------------+--+--------------+ 
|                                  |        1,343 |  |          6.3 | 
+----------------------------------+--------------+--+--------------+ 
|                                  |              |  |              | 
+----------------------------------+--------------+--+--------------+ 
| Total of Invested Funds          |       21,326 |  |        100.0 | 
+----------------------------------+--------------+--+--------------+ 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ALLIANZ DRESDNER ENDOWMENT POLICY TRUST 2010 plc 
SUMMARY OF UNAUDITED RESULTS 
 
 
+---------------------------------+------------+------------+------------+------------+ 
| INCOME STATEMENT                             | 
+----------------------------------------------+ 
|                                              | 
+----------------------------------------------+ 
|                                 |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
| For the year ended 30th June    |                 Revenue |    Capital |      Total | 
| 2009                            |                         |            |     Return | 
+---------------------------------+-------------------------+------------+------------+ 
|                                 |                GBP'000s |   GBP'000s |   GBP'000s | 
+---------------------------------+-------------------------+------------+------------+ 
|                                 |                         |            |   (Note B) | 
+---------------------------------+-------------------------+------------+------------+ 
| Net losses on investments at    |                       - |    (4,184) |    (4,184) | 
| fair value                      |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
| Investment income               |   61                    |          - |   61       | 
+---------------------------------+-------------------------+------------+------------+ 
| Other income                    |   25                    |          - |   25       | 
+---------------------------------+-------------------------+------------+------------+ 
| Management and advisory fees    |                   (334) |          - |      (334) | 
+---------------------------------+-------------------------+------------+------------+ 
| Administration expenses         |                   (128) |          - |      (128) | 
+---------------------------------+-------------------------+------------+------------+ 
| Net return before finance costs |                         |            |            | 
| and                             |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
| taxation                        |                   (376) |    (4,184) |   (4,560)  | 
+---------------------------------+-------------------------+------------+------------+ 
|                                 |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
| Finance costs: interest payable |                     457 |          - |        457 | 
| and similar charges *           |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
| Net return on ordinary          |   81                    |   (4,184)  |   (4,103)  | 
| activities before taxation      |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
|                                 |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
| Taxation                        |                       - |          - |          - | 
+---------------------------------+-------------------------+------------+------------+ 
|                                 |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
| Net return attributable to      |   81                    |   (4,184)  |   (4,103)  | 
| Ordinary Shareholders           |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
|                                 |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
| Return per Ordinary Share (Note |                   0.36p |   (18.74)p |   (18.38)p | 
| A)                              |                         |            |            | 
+---------------------------------+------------+------------+------------+------------+ 
(basic and diluted) 
 
 
* includes increase in fair value of interest rate swaps GBP475,000 (2008: 
decrease GBP38,000) 
+---------------------------------+-----------+------------+------------+ 
|                                 |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| BALANCE SHEET                   |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| as at 30th June 2009            |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
|                                 |           |            |   GBP'000s | 
+---------------------------------+-----------+------------+------------+ 
| Investments held at fair value  |           |            |     21,326 | 
| through profit or loss          |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| Net Current Assets              |           |            |   3,760    | 
+---------------------------------+-----------+------------+------------+ 
| Total Assets less Current       |           |            |     25,086 | 
| Liabilities                     |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| Creditors - Amounts falling due |           |            |          - | 
| after more than one year        |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| Total Net Assets                |           |            |     25,086 | 
+---------------------------------+-----------+------------+------------+ 
|                                 |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| Called up Share Capital         |           |            |        223 | 
+---------------------------------+-----------+------------+------------+ 
| Share Premium Account           |           |            |      4,750 | 
+---------------------------------+-----------+------------+------------+ 
| Capital Redemption Reserve      |           |            |         27 | 
+---------------------------------+-----------+------------+------------+ 
| Capital Reserves: Realised      |           |            |   8,289    | 
+---------------------------------+-----------+------------+------------+ 
| :                               |           |            |   2,741    | 
| Unrealised                      |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| Special Reserve                 |           |            |   17,419   | 
+---------------------------------+-----------+------------+------------+ 
| Hedging Reserve                 |           |            | 6          | 
+---------------------------------+-----------+------------+------------+ 
| Revenue Reserve                 |           |            |    (8,369) | 
+---------------------------------+-----------+------------+------------+ 
| Equity Shareholders' Funds      |           |            | 25,086     | 
+---------------------------------+-----------+------------+------------+ 
|                                 |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| Net Asset Value per Ordinary    |           |            |     112.4p | 
| Share                           |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
|                                 |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| The Net Asset Value per Ordinary Share is based on 22,325,000         | 
| Ordinary Shares in issue at the year end.                             | 
+---------------------------------+-----------+------------+------------+ 
 
 
 
ALLIANZ DRESDNER ENDOWMENT POLICY TRUST 2010 plc 
SUMMARY OF UNAUDITED RESULTS 
 
 
 
 
+---------------------------------+------------+------------+------------+------------+ 
| INCOME STATEMENT                             | 
+----------------------------------------------+ 
|                                 |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
| For the year ended 30th June    |                 Revenue |    Capital |      Total | 
| 2008                            |                         |            |     Return | 
+---------------------------------+-------------------------+------------+------------+ 
|                                 |                GBP'000s |   GBP'000s |   GBP'000s | 
+---------------------------------+-------------------------+------------+------------+ 
|                                 |                         |            |   (Note B) | 
+---------------------------------+-------------------------+------------+------------+ 
| Net gains on investments at     |                       - |      1,455 |      1,455 | 
| fair value                      |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
| Investment income               |                      62 |          - |         62 | 
+---------------------------------+-------------------------+------------+------------+ 
| Other income                    |                      16 |          - |         16 | 
+---------------------------------+-------------------------+------------+------------+ 
| Management and advisory fees    |                   (465) |          - |      (465) | 
+---------------------------------+-------------------------+------------+------------+ 
| Administration expenses         |                   (156) |          - |      (156) | 
+---------------------------------+-------------------------+------------+------------+ 
| Net return before finance costs |                         |            |            | 
| and                             |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
| taxation                        |                   (543) |      1,455 |        912 | 
+---------------------------------+-------------------------+------------+------------+ 
|                                 |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
| Finance costs: interest payable |                   (271) |          - |      (271) | 
| and similar charges             |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
| Net return on ordinary          |                   (814) |      1,455 |        641 | 
| activities before taxation      |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
|                                 |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
| Taxation                        |                       - |          - |          - | 
+---------------------------------+-------------------------+------------+------------+ 
|                                 |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
| Net return attributable to      |                   (814) |      1,455 |        641 | 
| Ordinary Shareholders           |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
|                                 |                         |            |            | 
+---------------------------------+-------------------------+------------+------------+ 
| Return per Ordinary Share (Note |                 (3.65)p |      6.52p |      2.87p | 
| A)                              |                         |            |            | 
+---------------------------------+------------+------------+------------+------------+ 
(basic and diluted) 
 
 
+---------------------------------+-----------+------------+------------+ 
|                                 |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| BALANCE SHEET                   |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| as at 30th June 2008            |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
|                                 |           |            |   GBP'000s | 
+---------------------------------+-----------+------------+------------+ 
| Investments held at fair value  |           |            | 30,433     | 
| through profit or loss          |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| Net Current Assets              |           |            |  707       | 
+---------------------------------+-----------+------------+------------+ 
| Total Assets less Current       |           |            |     31,140 | 
| Liabilities                     |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| Creditors - amounts falling due |           |            |    (1,950) | 
| after more than one year        |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| Total Net Assets                |           |            |     29,190 | 
+---------------------------------+-----------+------------+------------+ 
|                                 |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| Called up Share Capital         |           |            |        223 | 
+---------------------------------+-----------+------------+------------+ 
| Share Premium Account           |           |            |      4,750 | 
+---------------------------------+-----------+------------+------------+ 
| Capital Redemption Reserve      |           |            |         27 | 
+---------------------------------+-----------+------------+------------+ 
| Capital Reserves: Realised      |           |            |      6,702 | 
+---------------------------------+-----------+------------+------------+ 
|      : Unrealised               |           |            |      8,512 | 
+---------------------------------+-----------+------------+------------+ 
| Special Reserve                 |           |            |     17,419 | 
+---------------------------------+-----------+------------+------------+ 
| Hedging Reserve                 |           |            |          7 | 
+---------------------------------+-----------+------------+------------+ 
| Revenue Reserve                 |           |            |    (8,450) | 
+---------------------------------+-----------+------------+------------+ 
| Equity Shareholders' Funds      |           |            | 29,190     | 
+---------------------------------+-----------+------------+------------+ 
|                                 |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| Net Asset Value per Ordinary    |           |            |     130.8p | 
| Share                           |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
|                                 |           |            |            | 
+---------------------------------+-----------+------------+------------+ 
| The Net Asset Value per Ordinary Share is based on 22,325,000         | 
| Ordinary Shares in issue as at 30th June 2008.                        | 
+---------------------------------+-----------+------------+------------+ 
 
 
 
 
 
 
RECONCILIATION OF MOVEMENTS IN SHAREHOLDERS' FUNDS 
 For the year ended 30th June 2009 and comparative period 
 
 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
|                     |  Called |   Share |    Capital |  Capital |           Capital | Special | Hedging | Revenue |   Total | 
|                     |      up | Premium | Redemption |  Reserve |           Reserve | Reserve | Reserve | Reserve |         | 
|                     |   Share | Account |    Reserve | Realised | UnrealisedGBP000s | GBP000s | GBP000s | GBP000s | GBP000s | 
|                     | Capital | GBP000s |    GBP000s |  GBP000s |                   |         |         |         |         | 
|                     | GBP000s |         |            |          |                   |         |         |         |         | 
|                     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
| Year ended 30th     |         |         |            |          |                   |         |         |         |         | 
| June 2008           |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
|                     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
| Net Assets at 30th  |     223 |   4,750 |         27 |    5,278 |             8,481 | 17,419  |     (3) | (7,636) |  28,539 | 
| June 2007           |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
|                     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
| Amortisation of     |       - |       - |          - |        - |                 - |       - |      10 |       - |    10   | 
| Hedging Reserve     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
|                     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
| Revenue Return      |       - |       - |          - |        - |                 - |       - |       - |   (814) |   (814) | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
|                     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
| Capital Return      |       - |       - |          - |          |        31         |       - |       - |       - |   1,455 | 
|                     |         |         |            |  1,424   |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
|                     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
| Net Assets at 30th  |     223 |   4,750 |         27 |   6,702  |       8,512       |  17,419 |       7 | (8,450) |  29,190 | 
| June 2008           |         |         |            |          |                   |         |         |         |         | 
|                     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
|                     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
|                     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
| Year ended 30th     |         |         |            |          |                   |         |         |         |         | 
| June 2009           |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
|                     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
| Net Assets at 30th  |     223 |   4,750 |         27 |    6,702 |             8,512 |  17,419 |       7 | (8,450) |  29,190 | 
| June 2008           |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
|                     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
| Amortisation of     |       - |       - |          - |        - |                 - |       - |     (1) |       - |     (1) | 
| Hedging Reserve     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
|                     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
| Revenue Return      |       - |       - |          - |        - |                 - |       - |       - |      81 |      81 | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
|                     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
| Capital Return      |       - |       - |          - |    1,587 |           (5,771) |       - |       - |       - | (4,184) | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
|                     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
| Net Assets at 30th  |     223 |   4,750 |         27 |    8,289 |             2,741 |  17,419 |       6 | (8,369) |  25,086 | 
| June 2009           |         |         |            |          |                   |         |         |         |         | 
|                     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
|                     |         |         |            |          |                   |         |         |         |         | 
+---------------------+---------+---------+------------+----------+-------------------+---------+---------+---------+---------+ 
 
 
 
 
 
 
 
 
 
 
CASH FLOW STATEMENT 
For the years ended 30th June 2009 and 2008 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
|                                     |         2009 |  |        2009 |  |     2008    | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
|                                     |     GBP'000s |  |    GBP'000s |  |    GBP'000s | 
|                                     |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Net cash outflow from operating     |              |  |       (290) |  |       (666) | 
| activities                          |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
|                                     |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Return on investments and servicing |              |  |             |  |             | 
| of finance                          |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Interest paid                       |              |  |        (21) |  |       (203) | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
|                                     |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Taxation                            |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Income tax repaid                   |              |  |           - |  |           - | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
|                                     |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Capital expenditure and financial   |              |  |             |  |             | 
| investment                          |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Purchases of fixed asset            |        (601) |  |             |  |       (693) | 
| investments                         |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Sales of fixed asset investments    |        5,524 |  |             |  |       4,111 | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
|                                     |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Net cash inflow from capital        |              |  |       4,923 |  |       3,418 | 
| expenditure and financial           |              |  |             |  |             | 
| investment                          |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
|                                     |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Net cash inflow before financing    |              |  |   4,612     |  |       2,549 | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
|                                     |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Financing                           |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Decrease in bank loan               |    (1,950)   |  |             |  |     (2,150) | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
|                                     |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Net cash outflow from financing     |              |  |     (1,950) |  |     (2,150) | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
|                                     |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Increase in cash                    |              |  |     2,662   |  |         399 | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
|                                     |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Reconciliation of Return on         |              |  |             |  |             | 
| Ordinary Activities before Taxation |              |  |             |  |             | 
| to Net Cash Flow from Operating     |              |  |             |  |             | 
| Activities                          |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
|                                     |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Total return before taxation        |              |  |     (4,103) |  |         641 | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Less: Finance costs: interest       |              |  |       (457) |  |         271 | 
| payable and similar charges         |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Add: Net losses (gains) on          |              |  |       4,184 |  |     (1,455) | 
| investments at fair value           |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
|                                     |              |  |       (376) |  |       (543) | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Decrease (Increase) in debtors      |              |  |          93 |  |       (119) | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Decrease in creditors               |              |  |         (7) |  |         (4) | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Net cash outflow from operating     |              |  |       (290) |  |       (666) | 
| activities                          |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
|                                     |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Reconciliation of net cash flow to  |              |  |             |  |             | 
| movement in net debt                |              |  |             |  |             | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Net cash inflow                     |              |  |       2,662 |  |         399 | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Repayment of bank loan              |              |  |       1,950 |  |       2,150 | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Movement in net funds               |              |  |       4,612 |  |       2,549 | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Net debt brought forward            |              |  |     (1,251) |  |     (3,800) | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
| Net funds (debt) carried forward    |              |  |       3,361 |  |     (1,251) | 
+-------------------------------------+--------------+--+-------------+--+-------------+ 
 
 
 
 
 
Note A 
 
 
The Return per Ordinary Share has been calculated using a weighted average 
number of ordinary shares in issue during the year of 22,325,000 (2008: 
22,325,000). 
 
 
Note B 
 
 
The total return column of this statement is the profit and loss account of the 
Company. All revenue and capital items derive from continuing operations. No 
operations were acquired or discontinued in the year.  A Statement of Total 
Recognised Gains and Losses is not required as all gains and losses of the 
Company have been reflected in the Income Statement. 
 
 
Note C 
 
 
Endowment policies, listed investments and interest rate swaps are held at fair 
value through profit or loss in accordance with FRS 26 "Financial Instruments: 
Recognition and Measurement". Listed investments and interest rate swaps are 
valued at bid market prices. 
 
 
Note D 
 
 
The financial information set out in the announcement does not constitute the 
Company's statutory accounts for the years ended 30th June 2009 or 30th June 
2008.  The audit report on the full financial statements for the year ended 
30th June 2009 has yet to be signed by the Auditors.  The financial information 
for the year ended 30th June 2008 is derived from the statutory accounts for 
that year which have been delivered to the Registrar of Companies. The auditors 
reported on those accounts; their report was unqualified and did not contain a 
statement under section 237(2) or (3) of the Companies Act 1985. The statutory 
accounts for the year ended 30th June 2009 will be finalised on the basis of the 
financial information presented by the Directors in this announcement and will 
be delivered to the Registrar of Companies following the Company's Annual 
General Meeting. 
 
This information is provided by RNS 
            The company news service from the London Stock Exchange 
   END 
 
 FR SEDFSASUSELU 
 
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