PLAINVILLE, Mass., March 31, 2015 /PRNewswire/ -- Returning to
the workforce after taking ten years off to focus on raising the
first four of her five children, former labor and employment
attorney, Cheryl Robertson, secured her insurance and securities
licenses in order to become a financial services professional and
partner at Commonwealth Financial, a Mass Mutual general agency
located in Boston,
Massachusetts.
Immersing herself in that realm and working almost exclusively
with current and prospective retirees, she quickly realized that
the vast majority of those with whom she met lacked the proper
information, advice and resources regarding one of the most
critical issues regarding their financial future: when and how to
claim their Social Security Retirement benefits.
Six months into this new chapter in her life, she gave birth to
her fifth child. But some powerful statistics she encountered
motivated her to figure out a way to balance motherhood while
living out her passion to help people understand the complexities
and nuances of the Social Security system.
Once Cheryl learned nearly 10,000 baby boomers were retiring
each and every day – all of whom could benefit greatly by working
with advisors that possessed the expertise necessary to help them
make the best possible decision about when and how to file for
Social Security retirement benefits - she embarked on the course to
create that which was to become CSSCS.
With American corporations eliminating more than 84,000 pension
plans since 1985, and with the stock market experiencing over a
decade of unprecedented volatility, Cheryl was acutely aware of how
important this decision had become for what is the first generation
in history required to self-fund their retirement. While the
average working American might know enough to file and receive
their Social Security benefits, the system, with nearly 3,000
filing rules, is wrought with traps and run by a government agency
that is prohibited from dispensing advice.
Cheryl's company, the Corporation for Social Security Claiming
Strategies (CSSCS) is an outgrowth of the cottage marketing
industry that has sprung up in recent years thanks to the new
filing strategies made available as part of the Senior Citizens
Freedom to Work Act, passed into law in 2001. Launched in
October 2014, with a home base in
Plainville, MA, CSSCS is
engineered to provide financial professionals with the expertise
needed to help the Boomer generation plot the course to a better
retirement.
By utilizing various Social Security claiming strategies,
sophisticated retirement income advisors, like those that have
completed her course, are able to use this knowledge to mitigate
the long-term risk their clients face of running out of money in
retirement. While the original program was piloted in the
independent advisor community, CSSCS has now opened up its
educational doors to a wider universe of advisors, legal, CPAs,
estate planners, tax advisors and Human Resources
professionals.
The only comprehensive retirement training organization in the
financial services industry focused exclusively on educating
professionals on the nuances of Social Security retirement
planning, the organization creates and provides a training course
on Social Security retirement benefits and claiming strategies and
provides advisors with the opportunity, for those inclined to do
so, to sit for a comprehensive exam that if completed successfully
will provide them with the Certified in Social Security Claiming
Strategies designation.
While she has her immediate sights set on webinars and live
training in various parts of the country, Cheryl and her staff
offer students online access to a dynamic curriculum that can be
studied at their own pace.
Cheryl is pleased to say that in just a few short months since
her launch, the program is already helping countless advisors
across the U.S. build more fortified retirement income plans for
their clients. "The educational portion of the course has a
component which speaks directly to how an advisor can apply this
knowledge in their every day practices to further benefit clients,"
she says. "The idea that after completing my course advisors can
take plans that wouldn't work before and, by leveraging all the
value and power that Social Security can bare, now have the skill
set needed to turn them into something that works is very
satisfying!"
Read more: http://www.csscs.org/our-story/
Media Contact:
Matt
Collins
Email
800-980-1626
To view the original version on PR Newswire,
visit:http://www.prnewswire.com/news-releases/cheryl-robertson-helps-advisors-plot-a-course-to-a-more-secure-retirement-for-their-clients-300058053.html
SOURCE Cheryl Robertson