FORM 3
        
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

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Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940
                      

1. Name and Address of Reporting Person *

Appenzeller Melissa J.

2. Date of Event Requiring Statement (MM/DD/YYYY)
11/3/2016 

3. Issuer Name and Ticker or Trading Symbol

EMC INSURANCE GROUP INC [EMCI]

(Last)        (First)        (Middle)

9561 CONEFLOWER LANE

4. Relationship of Reporting Person(s) to Issuer (Check all applicable)

_____ Director                            _____ 10% Owner
_____ Officer (give title below)          ___ X ___ Other (specify below)
/ VP-Chief Actuary-EMCC

(Street)

JOHNSTON, IA 50131       

(City)              (State)              (Zip)
5. If Amendment, Date Original Filed (MM/DD/YYYY)

 

6. Individual or Joint/Group Filing (Check Applicable Line)

_ X _ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person


Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4) 		2. Amount of Securities Beneficially Owned
(Instr. 4) 		3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5) 		4. Nature of Indirect Beneficial Ownership
(Instr. 5)
EMCI-Common Stock   2312   D    

Table II - Derivative Securities Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities)
1. Title of Derivate Security
(Instr. 4) 		2. Date Exercisable and Expiration Date
(MM/DD/YYYY) 		3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4) 		4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5) 		6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
ISO Right To Buy   3/9/2008   (1) 3/9/2017   Common Stock   563.0   $16.97   D    
ISO Right To Buy   3/5/2009   (1) 3/5/2018   Common Stock   563.0   $15.6447   D    
NQO Right To Buy   3/3/2010   (1) 3/3/2019   Common Stock   1125.0   $12.5767   D    
NQO Right To Buy   3/1/2011   (1) 3/1/2020   Common Stock   2250.0   $13.7833   D    
NQO Right To Buy   3/1/2012   (1) 3/1/2021   Common Stock   2250.0   $16.27   D    
NQO Right To Buy   3/1/2013   (1) 3/1/2022   Common Stock   4500.0   $13.9887   D    

Explanation of Responses:
( 1)  Options vest in five equal annual installments (20%)beginning one year after date of grant.

Reporting Owners
Reporting Owner Name / Address
Relationships
Director 10% Owner Officer Other
Appenzeller Melissa J.
9561 CONEFLOWER LANE
JOHNSTON, IA 50131


VP-Chief Actuary-EMCC

Signatures
Melissa J Appenzeller 11/18/2016
** Signature of Reporting Person Date


Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.
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